Wilson Bank director exercises 10,000 stock options

Wilson Bank Holding Co director Jack W. Bell reported exercising a non-qualified stock option to acquire 10,000 shares of common stock at an exercise price of $81.95 per share.

Rhea-AI Filing Summary

Wilson Bank Holding Co director Jack W. Bell reported exercising a non-qualified stock option to acquire 10,000 shares of common stock at an exercise price of $81.95 per share. After this derivative exercise, he directly holds 21,059 shares of common stock. A footnote explains that this non-qualified stock option becomes exercisable in five equal annual installments beginning on May 18, 2027, and the option is scheduled to expire on May 18, 2036.

Insider Trade Summary

10,000 shares exercised/converted

Exercise 1 txn

Insider BELL JACK W

Role Director

Type	Security	Shares	Price	Value
Exercise	Non-qualified Stock Option	10,000	$81.95	$820K

Holdings After Transaction: Non-qualified Stock Option — 21,059 contracts (Direct)

Footnotes (1)

1. F1. This Non-qualified Stock Option becomes exercisable in 5 equal annual installments beginning on 05/18/2027.

Key Figures

Options exercised: 10,000 shares Exercise price: $81.95 per share Shares held after: 21,059 shares +3 more

6 metrics

Options exercised 10,000 shares Non-qualified stock option underlying common stock

Exercise price $81.95 per share Non-qualified stock option conversion/exercise price

Shares held after 21,059 shares Direct common stock ownership following the transaction

Underlying shares 10,000 shares Common stock tied to the non-qualified stock option

Vesting start date May 18, 2027 Option becomes exercisable in five equal annual installments

Option expiration May 18, 2036 Scheduled expiration of the non-qualified stock option

Key Terms

Non-qualified Stock Option, derivative security, exercise price, Common Stock

4 terms

Non-qualified Stock Option financial

"This Non-qualified Stock Option becomes exercisable in 5 equal annual installments"

A non-qualified stock option (NSO) is a contract that lets an employee or service provider buy company shares at a fixed price for a set period, like a voucher to purchase stock later at today’s price. It matters to investors because exercising NSOs creates ordinary income for the holder and can increase share count, affecting a company’s earnings and ownership mix; think of it as a future sale that can dilute existing shareholders and has immediate tax consequences for the recipient.

derivative security financial

"Exercise or conversion of derivative security"

A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

exercise price financial

"conversion_or_exercise_price": "81.9500""

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

Common Stock financial

"underlying_security_title": "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did WBHC director Jack W. Bell report?

Jack W. Bell reported exercising a non-qualified stock option to acquire 10,000 shares of Wilson Bank Holding common stock at an exercise price of $81.95 per share, increasing his directly held position to 21,059 shares.

What type of security did Jack W. Bell exercise at Wilson Bank Holding (WBHC)?

He exercised a non-qualified stock option, a type of derivative security that allows the holder to purchase common stock at a fixed exercise price of $81.95 per share for 10,000 underlying shares.

How many Wilson Bank Holding (WBHC) shares does Jack W. Bell hold after the option exercise?

Following the reported derivative exercise, Jack W. Bell directly holds 21,059 shares of Wilson Bank Holding common stock, as disclosed in the Form 4 filing’s post-transaction ownership figure.

What is the exercise price and size of Jack W. Bell’s WBHC stock option?

The non-qualified stock option covers 10,000 underlying shares of Wilson Bank Holding common stock, with an exercise price of $81.95 per share, according to the transaction details in the filing.

When do Jack W. Bell’s Wilson Bank Holding stock options become exercisable and when do they expire?

The non-qualified stock option becomes exercisable in five equal annual installments beginning on May 18, 2027, and is scheduled to expire on May 18, 2036, as stated in the Form 4 footnote.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/18/2026 - 09:57 AM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BELL JACK W

(Last) (First) (Middle)

623 WEST MAIN ST.

(Street)

LEBANON TENNESSEE 37087

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
WILSON BANK HOLDING CO [ none ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/18/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Non-qualified Stock Option	$81.95	05/18/2026		M		10,000		05/18/2027(1)	05/18/2036	Common Stock	10,000	$81.95	21,059	D

Explanation of Responses:

1. This Non-qualified Stock Option becomes exercisable in 5 equal annual installments beginning on 05/18/2027.

	Jack Bell	05/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)