Director Jack W. Bell cash-settles Wilson Bank (WBHC) option grant

Rhea-AI Filing Summary

BELL JACK W reported disposition transactions in this Form 4 filing.

Wilson Bank Holding Co director Jack W. Bell exercised 1,059 Non-Qualified Stock Options on 2026-08-04 at an exercise price of 40.2500 per share. The option was settled through a net cash settlement, so no common shares were issued. The option fully vested on 2021-09-26 and was scheduled to expire on 2026-09-26; all shares under this grant have now been exercised.

Insider Trade Summary

1,059 shares exercised/converted

Exercise 1 txn

Insider BELL JACK W

Role Director

Type	Security	Shares	Price	Value
Exercise	Non-Qualified Stock Option F1, F2	1,059	$0.00	$0.00

Holdings After Transaction: Non-Qualified Stock Option — 0 shares (Direct)

Footnotes (2)

1. F1. This non-qualified stock option was exercised through a net cash settlement. No shares were issued upon exercise.
2. F2. This non-qualified stock option fully vested on 9/26/2021. All shares have been exercised.

Key Figures

Options exercised: 1059.0000 shares Exercise price: 40.2500 per share Option vesting date: 2021-09-26 +1 more

4 metrics

Options exercised 1059.0000 shares Non-Qualified Stock Option units exercised on 2026-08-04

Exercise price 40.2500 per share Conversion or exercise price for the Non-Qualified Stock Option

Option vesting date 2021-09-26 Date the Non-Qualified Stock Option fully vested

Option expiration date 2026-09-26 Expiration date of the Non-Qualified Stock Option grant

Key Terms

Non-Qualified Stock Option, net cash settlement, exercise price

3 terms

Non-Qualified Stock Option financial

"Security title listed as Non-Qualified Stock Option for this grant."

A non-qualified stock option (NSO) is a contract that lets an employee or service provider buy company shares at a fixed price for a set period, like a voucher to purchase stock later at today’s price. It matters to investors because exercising NSOs creates ordinary income for the holder and can increase share count, affecting a company’s earnings and ownership mix; think of it as a future sale that can dilute existing shareholders and has immediate tax consequences for the recipient.

net cash settlement financial

"The option was exercised through a net cash settlement, with no shares issued."

exercise price financial

"Conversion or exercise price reported as 40.2500 per share."

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/04/2026 - 09:56 AM Accepted by SEC EDGAR 08/04/2026 - 09:56 AM Learn about SEC filing dates

FAQ

What insider transaction did Jack W. Bell report for WBHC?

Jack W. Bell reported exercising 1,059 Non-Qualified Stock Options in Wilson Bank Holding Co on 2026-08-04. The options carried an exercise price of 40.2500 per share and were settled via net cash settlement, closing out this grant without issuing any common shares.

Were any Wilson Bank Holding Co (WBHC) shares issued in this insider option exercise?

No common shares were issued. The Non-Qualified Stock Option was exercised through a net cash settlement, as disclosed in the footnotes. This means the option was settled in cash rather than stock, and the insider did not receive additional WBHC common shares from this exercise.

What was the exercise price and vesting schedule of Jack W. Bell’s WBHC options?

The option had an exercise price of 40.2500 per share. Footnotes state the Non-Qualified Stock Option fully vested on 2021-09-26. The grant carried an expiration date of 2026-09-26, and all shares covered by this option have now been exercised.

Did the WBHC insider transaction occur under a Rule 10b5-1 trading plan?

The transaction was not identified as being under a Rule 10b5-1 trading plan. The Rule 10b5-1 checkbox was left unchecked, and no footnote describes a pre-arranged trading plan governing this particular option exercise.

What happened to Jack W. Bell’s reported option grant after this WBHC transaction?

After this transaction, all shares under the reported Non-Qualified Stock Option grant have been exercised. The filing shows 0.0000 derivative securities remaining for this grant, and the footnote confirms that the entire option position has been fully exercised and closed.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BELL JACK W

(Last) (First) (Middle)

623 WEST MAIN ST.

(Street)

LEBANON TENNESSEE 37087

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
WILSON BANK HOLDING CO [ none ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/04/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Non-Qualified Stock Option	$40.25	08/04/2026		M			1,059(1)	09/26/2017(2)	09/26/2026	Common Stock	1,059	$0	0	D

Explanation of Responses:

1. This non-qualified stock option was exercised through a net cash settlement. No shares were issued upon exercise.

2. This non-qualified stock option fully vested on 9/26/2021. All shares have been exercised.

	Jack Bell	08/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)