Wilson Bank (WBHC) director exercises 10,000 options at $81.95

Rhea-AI Filing Summary

CLEMONS JAMES RANDALL reported acquisition or exercise transactions in this Form 4 filing.

Wilson Bank Holding Co director James Randall Clemons reported a non-qualified stock option involving 10,000 shares of common stock at $81.95 per share. After the transaction, he directly owns 11,498 shares. The option becomes exercisable in five equal annual installments beginning May 18, 2027 and expires on May 18, 2036.

Insider Trade Summary

10,000 shares exercised/converted

Mixed 1 txn

Insider CLEMONS JAMES RANDALL

Role null

Type	Security	Shares	Price	Value
Exercise	Non-qualified Stock Option	10,000	$81.95	$820K

Holdings After Transaction: Non-qualified Stock Option — 11,498 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Option underlying shares: 10,000 shares Exercise price: $81.95 per share Post-transaction holdings: 11,498 shares +3 more

6 metrics

Option underlying shares 10,000 shares Non-qualified stock option underlying Wilson Bank common stock

Exercise price $81.95 per share Exercise price of non-qualified stock option

Post-transaction holdings 11,498 shares Common shares directly owned after reported transaction

Vesting start date May 18, 2027 Option becomes exercisable in five equal annual installments

Option expiration May 18, 2036 Expiration date of the non-qualified stock option

Derivative exercise shares 10,000 shares Shares associated with derivative exercise/conversion transaction

Key Terms

Non-qualified Stock Option, derivative security, exercise price, expiration date

4 terms

Non-qualified Stock Option financial

"security_title: "Non-qualified Stock Option" relating to common stock"

A non-qualified stock option (NSO) is a contract that lets an employee or service provider buy company shares at a fixed price for a set period, like a voucher to purchase stock later at today’s price. It matters to investors because exercising NSOs creates ordinary income for the holder and can increase share count, affecting a company’s earnings and ownership mix; think of it as a future sale that can dilute existing shareholders and has immediate tax consequences for the recipient.

derivative security financial

"transaction_code_description: "Exercise or conversion of derivative security""

A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

exercise price financial

"conversion_or_exercise_price: "81.9500" per share for the option"

The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.

expiration date financial

"expiration_date: "2036-05-18T00:00:00.000Z" for the stock option"

The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CLEMONS JAMES RANDALL

(Last) (First) (Middle)

623 WEST MAIN ST.

(Street)

LEBANON TENNESSEE 37087

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
WILSON BANK HOLDING CO [ none ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/18/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Non-qualified Stock Option	$81.95	05/18/2026		M		10,000		05/18/2027(1)	05/18/2036	Common Stock	10,000	$81.95	11,498	D

Explanation of Responses:

1. This Non-qualified Stock Option becomes exercisable in 5 equal annual installments beginning on 05/18/2027.

	Randall Clemons	05/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did WBHC director James Randall Clemons report?

Director James Randall Clemons reported a non-qualified stock option tied to 10,000 shares of Wilson Bank Holding Co common stock at $81.95 per share. After this transaction, he directly holds 11,498 common shares according to the filing.

How many Wilson Bank (WBHC) shares does James Randall Clemons hold after this filing?

Following the reported transaction, James Randall Clemons directly owns 11,498 shares of Wilson Bank Holding Co common stock. This figure reflects his post-transaction holdings as disclosed in the insider trading report.

What is the exercise price of the WBHC non-qualified stock option reported?

The non-qualified stock option reported by director James Randall Clemons has an exercise price of $81.95 per share. It relates to 10,000 underlying shares of Wilson Bank Holding Co common stock, as specified in the insider transaction details.

When do James Randall Clemons’ WBHC stock options start to vest?

The non-qualified stock option becomes exercisable in five equal annual installments beginning on May 18, 2027. This vesting schedule is explicitly described in the footnote accompanying the insider transaction for Wilson Bank Holding Co.

What is the expiration date of the WBHC non-qualified stock option reported?

The non-qualified stock option reported by James Randall Clemons expires on May 18, 2036. This expiration date defines the final day on which the option relating to 10,000 Wilson Bank Holding Co shares may be exercised.

Is the reported WBHC insider transaction a market purchase or derivative-related?

The transaction involves a derivative security, specifically a non-qualified stock option tied to common stock. It is characterized as a derivative exercise or conversion event rather than an open-market purchase or sale of Wilson Bank Holding Co shares.