How is the trust-related holding disclosed in the Webster Financial (WBS) Form 4?

The filing shows 18,808 Webster Financial common shares as indirectly owned "By Trust." This indicates the shares are held through a trust associated with Morse, rather than in his direct personal brokerage account.

Webster Financial (WBS) director granted 1,596 restricted shares with multi-year lockup

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

MORSE LAURENCE C reported acquisition or exercise transactions in this Form 4 filing.

WEBSTER FINANCIAL CORP director Laurence C. Morse received a compensation grant of 1,596 shares of restricted common stock on May 21, 2026. The grant carried no cash purchase price and will vest on the one-year anniversary of the grant date, followed by a two-year holding period after vesting. Following this award, Morse holds 8,024.6976 shares directly and 18,808 shares indirectly through a trust. These transactions reflect equity-based compensation rather than open-market buying or selling.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider MORSE LAURENCE C

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,596	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 8,024.698 shares (Direct, null); Common Stock — 18,808 shares (Indirect, By Trust)

Footnotes (1)

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Key Figures

Restricted stock grant: 1,596 shares Grant price: $0.0000 per share Direct holdings after grant: 8,024.6976 shares +1 more

4 metrics

Restricted stock grant 1,596 shares Common Stock awarded on May 21, 2026

Grant price $0.0000 per share Compensation grant, not open-market purchase

Direct holdings after grant 8,024.6976 shares Common Stock directly owned following the award

Indirect trust holdings 18,808 shares Common Stock held indirectly by trust

Key Terms

restricted stock, holding period, Grant, award, or other acquisition

3 terms

restricted stock financial

"Reflects a grant of restricted stock made to the reporting person on May 21, 2026"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

holding period financial

"The restricted stock also has a two-year holding period following the vesting period"

Grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition"

Form 4 Insider Transactions: What Each Field Means →

05/22/2026 - 04:19 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MORSE LAURENCE C

(Last)

(First)

(Middle)

C/O WEBSTER FINANCIAL CORP

200 ELM STREET

(Street)

STAMFORD

CONNECTICUT

06902

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
WEBSTER FINANCIAL CORP [ WBS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	05/21/2026		A		1,596⁽¹⁾	A	$0	8,024.6976	D
Common Stock								18,808	I	By Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Reflects a grant of restricted stock made to the reporting person on May 21, 2026 that will vest on the one-year anniversary of the date of grant. The restricted stock also has a two-year holding period following the vesting period.

Remarks:

	/s/ Bradley Larkin, attorney-in-fact	05/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What did Laurence C. Morse report in this Webster Financial (WBS) Form 4?

Laurence C. Morse reported receiving 1,596 shares of restricted Webster Financial common stock as a compensation grant. The filing also shows updated direct holdings of 8,024.6976 shares and 18,808 shares held indirectly through a trust.

Was the Webster Financial (WBS) Form 4 transaction an open-market buy or sale?

The reported transaction was not an open-market buy or sale. It was an "A" code event, meaning a grant or award acquisition of 1,596 restricted shares as compensation, with no cash price per share disclosed in the filing.

What are the vesting terms of Laurence C. Morse’s restricted stock grant at Webster Financial?

The restricted stock grant of 1,596 shares will vest on the one-year anniversary of the May 21, 2026 grant date. After vesting, the shares are subject to an additional two-year holding period before Morse can freely transfer them.

How many Webster Financial (WBS) shares does Laurence C. Morse hold after this Form 4?

After the reported transactions, Morse holds 8,024.6976 Webster Financial common shares directly. He also has 18,808 shares held indirectly through a trust, according to the ownership details in the Form 4.

What does the "A" transaction code mean in this Webster Financial Form 4?

The "A" code stands for "Grant, award, or other acquisition." In this case, it indicates that 1,596 Webster Financial shares were awarded to Morse as restricted stock, rather than purchased or sold in the open market.