Webster Financial director granted 1,596 restricted shares

O'Toole Richard L. reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

O'Toole Richard L. reported acquisition or exercise transactions in this Form 4 filing.

WEBSTER FINANCIAL CORP director Richard L. O'Toole received a grant of 1,596 shares of restricted common stock. The award was granted on May 21, 2026 at no cash cost to him and increases his directly held position to 28,789 shares.

The restricted stock will fully vest on the one-year anniversary of the grant date, after which there is an additional two-year holding period. This structure ties a portion of the director's compensation to the company’s long-term share performance and encourages continued board service.

Insider Trade Summary

Grant/Award: 1,596 shares

Grant/Award 1 txn

Insider O'Toole Richard L.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,596	$0.00	$0.00

Holdings After Transaction: Common Stock — 28,789 shares (Direct)

Footnotes (1)

1. F1. Reflects a grant of restricted stock made to the reporting person on May 21, 2026 that will vest on the one-year anniversary of the date of grant. The restricted stock also has a two-year holding period following the vesting period.

Key Figures

Restricted stock grant: 1,596 shares Shares after transaction: 28,789 shares Grant vesting period: 1 year +2 more

5 metrics

Restricted stock grant 1,596 shares Grant to director Richard L. O'Toole on May 21, 2026

Shares after transaction 28,789 shares Total direct holdings following grant

Grant vesting period 1 year Vests on one-year anniversary of May 21, 2026 grant

Post-vesting holding period 2 years Holding period after vesting for restricted stock

Grant price $0.00 per share Compensation-related award, no cash paid by director

Key Terms

restricted stock, vest, holding period, Grant, award, or other acquisition

4 terms

restricted stock financial

"Reflects a grant of restricted stock made to the reporting person on May 21, 2026"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

vest financial

"that will vest on the one-year anniversary of the date of grant"

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

holding period financial

"The restricted stock also has a two-year holding period following the vesting period"

Grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Webster Financial (WBS) director Richard L. O'Toole report in this Form 4?

Richard L. O'Toole reported receiving 1,596 shares of restricted common stock as a compensation grant. The award was made on May 21, 2026 and increased his directly held position to 28,789 shares of Webster Financial common stock.

Was the Webster Financial (WBS) restricted stock grant to Richard O'Toole an open-market purchase?

No, the 1,596-share transaction was a compensation-related grant, not an open-market purchase. It is coded as an acquisition under a grant or award, with a price per share of $0.00, reflecting that he did not pay cash for the shares.

When does Richard O'Toole's restricted stock grant at Webster Financial (WBS) vest?

The 1,596 restricted shares granted to Richard O'Toole vest on the one-year anniversary of the May 21, 2026 grant date. After vesting, the shares are subject to an additional two-year holding period before they can be freely transferred.

How many Webster Financial (WBS) shares does Richard O'Toole hold after this grant?

After receiving the 1,596-share restricted stock grant, Richard O'Toole holds 28,789 shares of Webster Financial common stock directly. This figure reflects his total direct ownership immediately following the reported compensation-related acquisition.

What are the holding requirements on Richard O'Toole's Webster Financial (WBS) restricted stock?

The restricted stock grant to Richard O'Toole includes a two-year holding period after vesting. Shares first vest one year after the May 21, 2026 grant date, then must be held for two additional years, extending the effective retention period for this award.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/22/2026 - 04:21 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

O'Toole Richard L.

(Last) (First) (Middle)

C/O WEBSTER FINANCIAL CORP

200 ELM STREET

(Street)

STAMFORD CONNECTICUT 06902

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
WEBSTER FINANCIAL CORP [ WBS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/21/2026		A		1,596(1)	A	$0	28,789	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects a grant of restricted stock made to the reporting person on May 21, 2026 that will vest on the one-year anniversary of the date of grant. The restricted stock also has a two-year holding period following the vesting period.

Remarks:

	/s/ Bradley Larkin, attorney-in-fact	05/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)