Webster Financial (WBS) Form 4: Director Restricted Stock Grant of 1,015 Shares

Rhea-AI Filing Summary

Webster Financial director Frederick John Crawford was granted 1,015 restricted shares of common stock on 08/12/2025. The award is reported as acquired at a price of $0, indicating a restricted stock grant rather than an open-market purchase. The restricted shares vest on the one-year anniversary of the grant and carry a two-year holding period after vesting, effectively restricting transfer for three years from grant. After the grant the reporting person beneficially owns 1,515 shares of Webster Financial (ticker WBS).

Positive

• Grant of 1,015 restricted shares reported for director Frederick John Crawford
• Vesting and holding terms disclosed: one-year vesting plus a two-year holding period
• Beneficial ownership after grant: 1,515 shares

Negative

• None.

Insights

Corporate Governance Expert

TL;DR: Routine director compensation reported as a restricted stock grant of 1,015 shares; neutral material impact.

The filing documents a standard restricted stock award to a director, with a one-year vesting schedule and a subsequent two-year holding requirement. The grant is recorded at a reported price of $0, consistent with equity compensation rather than a market purchase. Beneficial ownership increases to 1,515 shares following the award. This disclosure is primarily a governance and compensation detail; it does not itself indicate a change in company operations or financial performance.

Securities Analyst

TL;DR: Acquisition raises reported insider holdings to 1,515 shares; expected to have limited immediate market effect.

The report shows an acquisition-coded transaction dated 08/12/2025 of 1,015 restricted common shares at a reported price of $0. The lock-up structure—one-year vesting plus a two-year holding period—restricts ability to sell the shares for the near term. The filing documents ownership change but contains no data on sale activity or material financing; therefore the direct market impact from this single grant is likely limited.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Crawford Frederick John

(Last) (First) (Middle)

C/O WEBSTER FINANCIAL CORPORATION

200 ELM STREET

(Street)

STAMFORD CT 06902

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WEBSTER FINANCIAL CORP [ WBS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
08/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/12/2025		A		1,015(1)	A	$0	1,515	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects a grant of restricted stock made to the reporting person on August 12, 2025 that will vest on the one-year anniversary of the date of grant. The restricted stock also has a two-year holding period following the vesting period.

Remarks:

	/s/ Bradley Larkin, attorney-in-fact	08/13/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did the WBS Form 4 report disclose?

A grant of 1,015 restricted common shares to director Frederick John Crawford reported with an acquisition code on 08/12/2025.

How many shares does the reporting person own after the transaction (WBS)?

1,515 shares beneficially owned following the reported restricted stock grant.

What are the vesting and holding terms for the restricted shares reported on the WBS Form 4?

The restricted stock vests on the one-year anniversary of the grant and carries a two-year holding period after vesting.

What price was reported for the restricted stock grant in the WBS Form 4?

The transaction is reported at a price of $0, reflecting a restricted stock award rather than a market purchase.

What is the reporting person’s relationship to Webster Financial (WBS)?

The reporting person, Frederick John Crawford, is identified as a Director of Webster Financial Corporation.