Welcome to our dedicated page for Woori Financial Group SEC filings (Ticker: WF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Woori Financial Group Inc. filings document the disclosures of a foreign private issuer and Korean financial holding company with American Depositary Shares representing common stock. Its Form 20-F reports cover the group's business segments, financial results, risk factors, governance and capital structure.
Woori's Form 6-K current reports provide interim information on earnings releases, dividend resolutions, asset revaluations, shareholder record dates, subsidiary capital actions, share-exchange notices and other material corporate events. The filings also identify reporting under Form 20-F status and disclose matters affecting common shares and ADS holders.
Woori Financial Group Inc. conducted an asset revaluation of land properties, including 203 Hoehyeon-dong, Jung-gu, Seoul and 317 other parcels, as of March 31, 2026 under K-IFRS.
The land’s book value was KRW 1,779,909,306,318 and increased to KRW 4,248,414,441,473, creating a revaluation difference of KRW 2,468,505,135,155, equal to 0.40% of total assets of KRW 612,584,818,270,339.
Provisional accounting records an increase in land assets of KRW 2,468.5 billion, deferred tax liabilities of KRW 676.6 billion, and equity (including revaluation surplus and other items) of KRW 1,791.9 billion. The revaluation surplus of KRW 1,796.5 billion is recognized in other comprehensive income and is not distributable as dividends under the Korean Commercial Code, and figures may change after external audit.
Woori Financial Group Inc. set May 6, 2026 as the record date to determine which shareholders may oppose its planned comprehensive share exchange with Tongyang Life Insurance Co., Ltd. and, if required, who may vote on that transaction.
If shareholders holding more than an aggregate of 20% of Woori Financial Group’s issued shares oppose the share exchange, only shareholders of record on May 6, 2026 will be entitled to vote at a subsequent shareholders’ meeting to approve it. The same record date applies to holders of Woori Financial Group’s American Depositary Shares.
Woori Financial Group Inc. plans a comprehensive share exchange to make TONGYANG Life Insurance its wholly-owned subsidiary. Minority shareholders of Tongyang will receive 0.2521056 Woori common shares for each Tongyang share, and Woori expects to issue 8,696,875 new shares for this transaction.
Woori currently owns 75.34% of Tongyang and aims to enhance shareholder value by streamlining its group structure, integrating management and reinforcing non-banking operations. Tongyang will be delisted from the KRX KOSPI Market after the exchange, while Woori remains listed. Key dates include a shareholder meeting on July 24, 2026 and an expected share exchange date of August 11, 2026.
Woori is also reviewing, but has not decided on, a potential merger between Tongyang and ABL Life Insurance to strengthen its insurance business.
Woori Financial Group Inc. approved acquiring additional common shares of its subsidiary, Woori Investment Securities Co., Ltd., by participating in a rights offering. This move will increase the parent’s ownership in the securities unit.
Woori Investment Securities reported FY2025 total assets of 9,706,286 million Won, operating revenue of 519,447 million Won, and net income of 27,444 million Won, improving from 2,552 million Won in 2024 and a net loss of 53,374 million Won in 2023.
Woori Financial Group disclosed a regulatory risk related to limited activities involving Iran and Russia. The company states this disclosure appears under "Item 3.D. Risk Factors—Other risks relating to our business—We engage in limited activities relating to Iran and Russia, which may result in regulatory or enforcement actions under relevant laws and regulations of the United States and other jurisdictions as a result of such activities, which may adversely affect our business and reputation" in its Annual Report on Form 20-F for the year ended December 31, 2025, filed April 22, 2026.
Woori Financial Group Inc. has filed its Form 20-F annual report for the year ended December 31, 2025, prepared under IFRS and presented on a consolidated basis. The group had 734,022,375 shares of common stock outstanding and translates Won figures using a rate of ￦1,444.6 per US$1.00.
The report highlights significant credit concentration in small- and medium-sized enterprises (SMEs). SME loans were ￦135,154 billion, or 34.8% of total loans, at December 31, 2024 and ￦128,868 billion, or 32.1%, at December 31, 2025, with Won-denominated SME loans classified as substandard or below at ￦1,058 billion, or 0.8% of such loans. Charge-offs on Won SME loans rose to ￦762 billion in 2025 from ￦342 billion in 2024 and ￦330 billion in 2023, while the SME delinquency ratio increased to 0.8%.
Woori also reports exposure to Korea’s troubled construction and real estate development sectors, with loans of ￦7,117 billion and ￦6,126 billion, respectively, as of December 31, 2025. The top 20 corporate exposures total ￦86,913 billion, or 12.8% of total exposures, including large positions in Korea Development Bank and major chaebols. The group holds ￦578 billion of credit exposures to companies in workout or restructuring and ￦60 billion of direct exposure to Taeyoung Engineering & Construction Co., underscoring ongoing asset quality risks.
Woori Financial Group Inc. plans to hold its 2026 first quarter earnings release conference on Friday, April 24, 2026. The event will be available via live audio webcast on the company’s website, and related investor relations materials will also be posted there.
Participants can join by webcast or by phone using the provided Korea and overseas dial-in numbers and passcode 312285. The schedule is stated as being subject to change based on the company’s circumstances.
Woori Financial Group Inc. reports that it is reviewing a potential integration of Tongyang Life Insurance Co., Ltd. and ABL Life Insurance Co., Ltd., and the possible incorporation of Tongyang Life Insurance as a wholly-owned subsidiary. No definitive decisions have been made. The company plans to provide further disclosure when specific details are confirmed or within three months from the date of this report.
Woori Financial Group Inc. has determined that it qualifies as a “high dividend company” under Article 104-27 of Korea’s Act on Restriction on Special Cases Concerning Taxation, aligning with its 2026 Corporate Value Enhancement Plan. For 2025, the dividend payout ratio was 32.0%, with dividends totaling KRW 998,467,866,200, up from KRW 891,045,067,200 in 2024, a 12.1% dividend growth rate.
The company explains that this determination relies on guidance from the Korea Exchange and the Ministry of Finance and Economy and could change if authorities revise their interpretation. It also notes that, starting with its 2025 year-end dividends, it is paying non-taxable dividends sourced from capital reserves, which are not treated as dividend income for most shareholders under Korean income and corporate tax law. Large Korean resident shareholders may face limits based on the book value of their shares.
Woori Financial Group Inc. held its 2026 annual general meeting, where shareholders approved all agenda items, including the 2025 separate and consolidated financial statements, which received unqualified independent auditor opinions. Consolidated revenue was 41,734,102 million KRW and net income was 3,227,508 million KRW, with earnings per share of 4,052 KRW.
Shareholders approved a total dividend of 1,360 KRW per common share, comprising 760 KRW year-end and 600 KRW quarterly dividends, implying a 3.4% dividend yield and a total dividend amount of 998,467,866,200 KRW. Amendments to the Articles of Incorporation, director compensation limits, the reappointment of Chairman and CEO Jong Yong Yim, and the election of new independent directors, including an audit committee member, were also approved with high approval rates.