Woori Financial Group Financials
This page shows Woori Financial Group (WF) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 2 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Woori Financial’s FY2025 economics are dominated by liability-funded scale, with balance-sheet flows outweighing reported profit in cash generation.
The 14.9x debt-to-equity ratio indicates a primarily liability-funded balance sheet, making asset productivity more consequential than equity returns alone. ROA of0.5% versus ROE of8.5% shows how leverage magnifies a modest return on the asset base for shareholders.
Operating cash flow of
The group supported
Financial Health Signals
Woori Financial Group does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
Woori Financial Group passes 5 of 5 computable financial strength tests (4 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass.
For every $1 of reported earnings, Woori Financial Group generates $4.23 in operating cash flow ($9.4B OCF vs $2.2B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
Woori Financial Group reported $2.2B in net income in fiscal year 2025.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Cash & Balance Sheet
Woori Financial Group generated $9.2B in free cash flow in fiscal year 2025, representing cash available after capex.
Woori Financial Group held $26.7B in cash as of fiscal year 2025; long-term debt is not reported for that period.
Not reported for fiscal year 2025.
Margins & Returns
Woori Financial Group's ROE was 8.5% in fiscal year 2025, measuring profit generated per dollar of shareholder equity.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Capital Allocation
Woori Financial Group invested $225.6M in capex in fiscal year 2025, funding long-term assets and infrastructure.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
WF Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q3'11 |
|---|
Not reported in any period shown, so not listed: Revenue, Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, Interest Expense, Income Tax, Net Income, EPS (Diluted).
WF Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q3'11 |
|---|---|
| Total Assets | $241.4B |
| Cash & Equivalents | $14.1B |
| Goodwill | $78.2M |
| Total Liabilities | $228.8B |
| Total Equity | $12.4B |
| Retained Earnings | $4.1B |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Long-Term Debt.
WF Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q3'11 |
|---|
Not reported in any period shown, so not listed: Operating Cash Flow, Capital Expenditures, Free Cash Flow, Investing Cash Flow, Financing Cash Flow, Dividends Paid, Share Buybacks.
WF Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | Q3'11 |
|---|---|
| Debt-to-Equity | 18.52 |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Net Margin, Return on Equity, Return on Assets, Current Ratio, FCF Margin.
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Where Woori Financial Group Ranks
Frequently Asked Questions
Is Woori Financial Group profitable?
Yes, Woori Financial Group (WF) reported a net income of $2.2B in fiscal year 2025.
What is Woori Financial Group's return on equity (ROE)?
Woori Financial Group (WF) has a return on equity of 8.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Woori Financial Group's free cash flow?
Woori Financial Group (WF) generated $9.2B in free cash flow during fiscal year 2025. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Woori Financial Group's operating cash flow?
Woori Financial Group (WF) generated $9.4B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Woori Financial Group's total assets?
Woori Financial Group (WF) had $416.4B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Woori Financial Group's capital expenditures?
Woori Financial Group (WF) invested $225.6M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Woori Financial Group's debt-to-equity ratio?
Woori Financial Group (WF) had a debt-to-equity ratio of 14.89 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Woori Financial Group's return on assets (ROA)?
Woori Financial Group (WF) had a return on assets of 0.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Woori Financial Group's Piotroski F-Score?
Woori Financial Group (WF) has a Piotroski F-Score of 5 out of 5 computable signals; 4 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Woori Financial Group's earnings high quality?
Woori Financial Group (WF) has an earnings quality ratio of 4.23x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.