Woori Financial Group Inc. (WF) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 17, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 20-F for FY2025, filed Apr 22, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the WF SEC filings page.
This page shows Woori Financial Group Inc. (WF) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 2 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Woori Financial Group expanded its balance sheet while reducing leverage, but shareholder returns have not kept pace with that growth.
From FY2010 to FY2025, assets grew faster than net income, yet return on assets edged up from0.5% to0.5% . At the same time, return on equity slipped from9.2% to8.5% , indicating that the larger equity base has absorbed much of the improvement in asset-level profitability.
The group’s financing structure became less leveraged: debt-to-equity declined from 18.5x to 14.9x. Equity rose from
Reported operating cash flow of
Financial Health Signals
Woori Financial Group Inc. does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
Woori Financial Group Inc. passes 5 of 5 computable financial strength tests (4 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass.
For every $1 of reported earnings, Woori Financial Group Inc. generates $4.23 in operating cash flow ($9.4B OCF vs $2.2B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
None of these metrics is reported for Q3 2011.
Cash & Balance Sheet
Woori Financial Group Inc. held $14.1B in cash as of Q3 2011; long-term debt is not reported for that period.
Not reported for Q3 2011.
Not reported for Q3 2011.
Margins & Returns
None of these metrics is reported for Q3 2011.
Capital Allocation
None of these metrics is reported for Q3 2011.
WF Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'1110-K |
|---|
Not reported in any period shown, so not listed: Revenue, Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA, Interest Expense, Income Tax, Net Income, EPS (Basic), EPS (Diluted), Diluted Shares (Avg).
WF Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'1110-K |
|---|---|
| Total Assets | $241.4B |
| Cash & Equivalents | $14.1B |
| Short-Term Investments | $0 |
| Long-Term Investments | $0 |
| Goodwill | $78.2M |
| Total Liabilities | $228.8B |
| Total Equity | $12.4B |
| Retained Earnings | $4.1B |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.
WF Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'1110-K |
|---|
Not reported in any period shown, so not listed: Operating Cash Flow, Depreciation & Amortization, Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Investing Cash Flow, Financing Cash Flow, Dividends Paid, Share Buybacks.
WF Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'1110-K |
|---|---|
| Debt-to-Equity | 18.52 |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Net Margin, Return on Equity, Return on Assets, Current Ratio, Asset Turnover, FCF Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Woori Financial Group Inc. WF | FY2025 | N/A | $2.2B | N/A | $17.2B | — |
| Banco de ChileAmerican BCH | FY2025 | $70.0B | $1.2T | N/A | $19.7B | 26/100 |
| East-West Bancorp Inc EWBC | FY2025 | $2.9B | $1.3B | 45.2% | $17.4B | 65/100 |
Where Woori Financial Group Inc. Ranks
Frequently Asked Questions
Is Woori Financial Group Inc. profitable?
Yes, Woori Financial Group Inc. (WF) reported a net income of $2.2B in fiscal year 2025.
What is Woori Financial Group Inc.'s return on equity (ROE)?
Woori Financial Group Inc. (WF) has a return on equity of 8.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Woori Financial Group Inc.'s free cash flow?
Woori Financial Group Inc. (WF) generated $9.2B in free cash flow during fiscal year 2025. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Woori Financial Group Inc.'s operating cash flow?
Woori Financial Group Inc. (WF) generated $9.4B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Woori Financial Group Inc.'s total assets?
Woori Financial Group Inc. (WF) had $416.4B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Woori Financial Group Inc.'s capital expenditures?
Woori Financial Group Inc. (WF) invested $225.6M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Woori Financial Group Inc.'s debt-to-equity ratio?
Woori Financial Group Inc. (WF) had a debt-to-equity ratio of 14.89 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Woori Financial Group Inc.'s return on assets (ROA)?
Woori Financial Group Inc. (WF) had a return on assets of 0.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Woori Financial Group Inc.'s P/E ratio?
Woori Financial Group Inc. (WF) trades at 7.7x earnings, its market capitalization divided by net income of $2.2B net income, FY2025. The market capitalization is $17.2B as of Oct 17, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Woori Financial Group Inc.'s price-to-sales ratio?
Woori Financial Group Inc. (WF) has no price-to-sales ratio at the moment: no revenue reported. The market capitalization is $17.2B as of Oct 17, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Woori Financial Group Inc.'s Piotroski F-Score?
Woori Financial Group Inc. (WF) has a Piotroski F-Score of 5 out of 5 computable signals; 4 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Woori Financial Group Inc.'s earnings high quality?
Woori Financial Group Inc. (WF) has an earnings quality ratio of 4.23x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.