East West Bancorp Inc Financials
East West Bancorp Inc (EWBC) reported $4.3B in revenue for fiscal year 2025, up 2.4% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Balance-sheet expansion rather than added borrowing has driven East West Bancorp’s earnings, with returns staying steady as assets grew larger.
From FY2023 to FY2025, total assets rose from$69.6B to$80.4B while ROA held near1.6% and debt-to-equity fell from 0.02x to 0.004x. That combination suggests growth came mainly from a bigger earning-asset base and retained capital, not from leaning harder on long-term borrowing, which is a sturdier way for a bank to scale.
The margin dip was mostly a funding-cost story: revenue kept rising, but interest expense jumped by
Capital return did not prevent capital build: retained earnings increased from
Financial Health Signals
Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of East West Bancorp Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
East West Bancorp Inc passes 6 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, neither operating efficiency signal passes.
For every $1 of reported earnings, East West Bancorp Inc generates $1.13 in operating cash flow ($1.5B OCF vs $1.3B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
East West Bancorp Inc generated $4.3B in revenue in fiscal year 2025. This represents an increase of 2.4% from the prior year.
East West Bancorp Inc reported $1.3B in net income in fiscal year 2025. This represents an increase of 13.6% from the prior year.
East West Bancorp Inc earned $9.52 per diluted share (EPS) in fiscal year 2025. This represents an increase of 14.3% from the prior year.
Not reported for fiscal year 2025.
Cash & Balance Sheet
East West Bancorp Inc held $4.2B in cash against $35.6M in long-term debt as of fiscal year 2025.
East West Bancorp Inc paid $2.40 per share in dividends in fiscal year 2025. This represents an increase of 9.1% from the prior year.
Not reported for fiscal year 2025.
Margins & Returns
East West Bancorp Inc's net profit margin was 30.9% in fiscal year 2025, showing the share of revenue converted to profit. This is up 3.0 percentage points from the prior year.
East West Bancorp Inc's ROE was 14.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 0.2 percentage points from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Capital Allocation
East West Bancorp Inc spent $115.6M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 19.2% from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
EWBC Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.3B | $4.3B+2.4% | $4.2B+13.5% | $3.7B+59.1% | $2.3B+43.4% | $1.6B+1.5% | $1.6B+2783.5% | $55.3M+4.4% | $53.0M-2.4% | $54.3M+3.9% | $52.3M-95.0% | $1.1B-8.7% | $1.2B+8.0% | $1.1B+1.7% | $1.1B-2.7% | $1.1B |
| SG&A Expenses | $672.7M | $618.8M+12.4% | $550.7M+8.3% | $508.5M+6.5% | $477.6M+10.1% | $433.7M+7.3% | $404.1M+0.6% | $401.7M+5.8% | $379.6M+13.2% | $335.3M+11.7% | $300.1M+14.5% | $262.2M+13.1% | $231.8M+31.8% | $175.9M+2.6% | $171.4M+7.0% | $160.1M |
| Interest Expense | $1.6B | $1.7B-9.1% | $1.9B+38.6% | $1.4B+401.7% | $275.4M+215.9% | $87.2M-60.0% | $217.8M-47.4% | $414.5M+56.3% | $265.2M+89.4% | $140.1M+33.6% | $104.8M+1.4% | $103.4M-8.4% | $112.8M+0.3% | $112.5M-14.9% | $132.2M-25.5% | $177.4M |
| Income Tax | $410.9M | $400.3M+26.6% | $316.3M+5.9% | $298.6M+5.3% | $283.6M+54.6% | $183.4M+55.5% | $118.0M-30.6% | $169.9M+47.7% | $115.0M-49.9% | $229.5M+63.3% | $140.5M-27.6% | $194.0M+91.8% | $101.1M-34.2% | $153.8M+6.9% | $143.9M+4.2% | $138.1M |
| Net Income | $1.4B | $1.3B+13.6% | $1.2B+0.4% | $1.2B+2.9% | $1.1B+29.2% | $873.0M+53.8% | $567.8M-15.8% | $674.0M-4.2% | $703.7M+39.2% | $505.6M+17.1% | $431.7M+12.2% | $384.7M+11.2% | $345.9M+17.9% | $293.3M+4.1% | $281.6M+14.8% | $245.2M |
| EPS (Diluted) | — | $9.52+14.3% | $8.33+1.8% | $8.18+3.3% | $7.92+29.8% | $6.10+53.7% | $3.97-13.9% | $4.61-4.2% | $4.81+38.6% | $3.47+16.8% | $2.97+11.7% | $2.66+10.4% | $2.41+15.3% | $2.09+10.6% | $1.89+18.1% | $1.60 |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
EWBC Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $80.4B+5.9% | $76.0B+9.1% | $69.6B+8.6% | $64.1B+5.3% | $60.9B+16.7% | $52.2B+18.0% | $44.2B+7.7% | $41.0B+10.6% | $37.1B+6.7% | $34.8B+7.5% | $32.4B+12.6% | $28.7B+16.2% | $24.7B+9.7% | $22.5B+2.6% | $22.0B |
| Cash & Equivalents | $4.2B-20.2% | $5.3B+13.8% | $4.6B+32.5% | $3.5B-11.0% | $3.9B-2.6% | $4.0B+23.2% | $3.3B+8.7% | $3.0B+38.0% | $2.2B+15.8% | $1.9B+38.0% | $1.4B+30.9% | $1.0B+16.1% | $895.8M-32.3% | $1.3B-7.6% | $1.4B |
| Goodwill | $465.7M0.0% | $465.7M0.0% | $465.7M0.0% | $465.7M0.0% | $465.7M0.0% | $465.7M0.0% | $465.7M0.0% | $465.5M-0.8% | $469.4M0.0% | $469.4M0.0% | $469.4M0.0% | $469.4M+39.1% | $337.4M0.0% | $337.4M0.0% | $337.4M |
| Total Liabilities | $71.5B+4.8% | $68.3B+8.9% | $62.7B+7.8% | $58.1B+5.6% | $55.0B+17.4% | $46.9B+19.7% | $39.2B+7.0% | $36.6B+10.0% | $33.3B+6.1% | $31.4B+7.3% | $29.2B+12.9% | $25.9B+15.7% | $22.4B+11.0% | $20.2B+2.5% | $19.7B |
| Long-Term Debt | $35.6M-0.9% | $36.0M-76.5% | $153.0M+0.4% | $152.4M+0.3% | $152.0M+0.2% | $151.7M-0.3% | $152.3M+3.7% | $146.8M-14.4% | $171.6M-7.9% | $186.3M-9.6% | $206.1M-8.8% | $225.8M-0.4% | $226.9M+65.4% | $137.2M-35.3% | $212.2M |
| Total Equity | $8.9B+15.2% | $7.7B+11.1% | $7.0B+16.1% | $6.0B+2.5% | $5.8B+10.8% | $5.3B+5.0% | $5.0B+13.4% | $4.4B+15.1% | $3.8B+12.1% | $3.4B+9.8% | $3.1B+9.3% | $2.9B+20.7% | $2.4B-0.8% | $2.4B+3.2% | $2.3B |
| Retained Earnings | $8.3B+13.5% | $7.3B+13.1% | $6.5B+15.8% | $5.6B+19.2% | $4.7B+17.1% | $4.0B+8.4% | $3.7B+16.7% | $3.2B+22.7% | $2.6B+17.8% | $2.2B+16.8% | $1.9B+16.7% | $1.6B+17.9% | $1.4B+18.1% | $1.2B+23.2% | $934.6M |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities.
EWBC Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $2.0B | $1.5B+6.4% | $1.4B-0.9% | $1.4B-31.0% | $2.1B+76.8% | $1.2B+68.7% | $692.6M-5.5% | $733.1M-17.0% | $883.2M+25.6% | $703.3M+8.2% | $650.2M+38.4% | $469.6M+19.5% | $392.9M-7.7% | $425.8M+48.1% | $287.5M+12.6% | $255.3M |
| Capital Expenditures | N/A | N/A | N/A | N/A | N/A | $6.0M+126.5% | $2.7M-73.1% | $9.9M-28.5% | $13.8M+0.2% | $13.8M+12.9% | $12.2M+85.8% | $6.6M-44.7% | $11.9M-86.5% | $88.1M+757.1% | $10.3M-2.2% | $10.5M |
| Free Cash Flow | N/A | N/A | N/A | N/A | N/A | $1.2B+68.5% | $690.0M-4.6% | $723.3M-16.8% | $869.4M+26.1% | $689.5M+8.1% | $638.0M+37.8% | $463.1M+21.5% | $381.0M+12.8% | $337.7M+21.8% | $277.2M+13.2% | $244.8M |
| Investing Cash Flow | -$6.2B | -$5.5B+13.0% | -$6.3B-48.2% | -$4.2B+7.3% | -$4.6B+49.7% | -$9.1B-32.6% | -$6.9B-165.1% | -$2.6B+32.3% | -$3.8B-52.9% | -$2.5B-39.3% | -$1.8B+50.4% | -$3.6B | N/A | N/A | N/A | N/A |
| Financing Cash Flow | $4.9B | $2.9B-47.6% | $5.5B+39.5% | $4.0B+87.4% | $2.1B-73.0% | $7.8B+13.4% | $6.9B+225.0% | $2.1B-44.1% | $3.8B+83.8% | $2.1B+23.2% | $1.7B-51.9% | $3.5B | N/A | N/A | N/A | N/A |
| Share Buybacks | $124.3M | $115.6M-19.2% | $143.1M+74.1% | $82.2M-17.8% | $100.0M | $0-100.0% | $146.0M | $0 | $0 | N/A | N/A | $0 | $0-100.0% | $200.0M0.0% | $199.9M | N/A |
Not reported in any period shown, so not listed: Dividends Paid.
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
EWBC Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 30.9%+3.0pp | 27.8%-3.6pp | 31.4%-17.2pp | 48.6%-5.3pp | 53.9%+18.3pp | 35.6% | 1218.5% | 1328.7% | 931.6% | 826.1% | 36.5%+6.5pp | 30.0%+2.5pp | 27.5%+0.7pp | 26.8%+4.1pp | 22.7% |
| Return on Equity | 14.9%-0.2pp | 15.1%-1.6pp | 16.7%-2.1pp | 18.9%+3.9pp | 15.0%+4.2pp | 10.8%-2.6pp | 13.4%-2.5pp | 15.9%+2.7pp | 13.2%+0.6pp | 12.6%+0.3pp | 12.3%+0.2pp | 12.1%-0.3pp | 12.4%+0.6pp | 11.8%+1.2pp | 10.6% |
| Return on Assets | 1.7%+0.1pp | 1.5%-0.1pp | 1.7%-0.1pp | 1.8%+0.3pp | 1.4%+0.3pp | 1.1%-0.4pp | 1.5%-0.2pp | 1.7%+0.4pp | 1.4%+0.1pp | 1.2%0.0pp | 1.2%0.0pp | 1.2%0.0pp | 1.2%-0.1pp | 1.3%+0.1pp | 1.1% |
| Debt-to-Equity | 0.000.0x | 0.000.0x | 0.020.0x | 0.030.0x | 0.030.0x | 0.030.0x | 0.030.0x | 0.030.0x | 0.040.0x | 0.050.0x | 0.070.0x | 0.080.0x | 0.100.0x | 0.060.0x | 0.09 |
| FCF Margin | N/A | N/A | N/A | N/A | 71.8%+28.5pp | 43.3% | 1307.5% | 1641.6% | 1270.5% | 1221.0% | 43.9%+10.9pp | 33.0%+1.4pp | 31.6%+5.2pp | 26.4%+3.7pp | 22.7% |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin, FCF Margin.
Similar Companies
Where East West Bancorp Inc Ranks
Frequently Asked Questions
What is East West Bancorp Inc's annual revenue?
East West Bancorp Inc (EWBC) reported $4.3B in total revenue for fiscal year 2025. This represents a 2.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is East West Bancorp Inc's revenue growing?
East West Bancorp Inc (EWBC) revenue grew by 2.4% year-over-year, from $4.2B to $4.3B in fiscal year 2025.
Is East West Bancorp Inc profitable?
Yes, East West Bancorp Inc (EWBC) reported a net income of $1.3B in fiscal year 2025, with a net profit margin of 30.9%.
How much debt does East West Bancorp Inc have?
As of fiscal year 2025, East West Bancorp Inc (EWBC) had $4.2B in cash and equivalents against $35.6M in long-term debt.
What is East West Bancorp Inc's net profit margin?
East West Bancorp Inc (EWBC) had a net profit margin of 30.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does East West Bancorp Inc pay dividends?
Yes, East West Bancorp Inc (EWBC) paid $2.40 per share in dividends during fiscal year 2025.
What is East West Bancorp Inc's return on equity (ROE)?
East West Bancorp Inc (EWBC) has a return on equity of 14.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is East West Bancorp Inc's operating cash flow?
East West Bancorp Inc (EWBC) generated $1.5B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are East West Bancorp Inc's total assets?
East West Bancorp Inc (EWBC) had $80.4B in total assets as of fiscal year 2025, including both current and long-term assets.
What is East West Bancorp Inc's debt-to-equity ratio?
East West Bancorp Inc (EWBC) had a debt-to-equity ratio of 0.00 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is East West Bancorp Inc's return on assets (ROA)?
East West Bancorp Inc (EWBC) had a return on assets of 1.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is East West Bancorp Inc's Piotroski F-Score?
East West Bancorp Inc (EWBC) has a Piotroski F-Score of 6 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are East West Bancorp Inc's earnings high quality?
East West Bancorp Inc (EWBC) has an earnings quality ratio of 1.13x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is East West Bancorp Inc?
East West Bancorp Inc (EWBC) scores 65 out of 100 on our Financial Health Score, indicating strong standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.