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East-West Bancorp Inc (EWBC) Financials

EWBC
Trailing 12 months to June 30, 2026
Revenue $3.1B +13.7% YoY
Net Income $1.4B +21.2% YoY
EPS (Diluted) $10.40 +21.5% YoY
Operating Cash Flow $2.0B +36.9% YoY
Market Cap $17.2B as of Oct 8, 2026
Price / Sales 5.5x on $3.1B revenue, trailing 12 months to June 30, 2026
Price / Earnings 11.9x on $1.4B net income, trailing 12 months to June 30, 2026
Price / Book 1.9x on $9.2B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 8, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the EWBC SEC filings page.

East-West Bancorp Inc (EWBC) reported $3.1B in revenue over the twelve months to Jun 30, 2026, up 13.7% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI EWBC FY2025

East West Bancorp grows earnings alongside a much larger balance sheet, while shareholder returns remain below their earlier peak.

Assets expanded 32.2% from FY2021 to FY2025 while FY2025 ROA was 1.7%, showing scale increased without a comparable deterioration in asset productivity. Net income rose 51.8% over the same span, but ROE remained below its FY2022 peak, so earnings growth has not translated into higher shareholder returns.

Liabilities were $71.5B against $8.9B of equity in FY2025, making the balance sheet heavily liability-funded. Yet debt-to-equity was 0.0x, so disclosed long-term debt is not the main driver of that structure.

Operating cash flow exceeded net income in FY2025, reaching $1.5B against $1.3B. The same relationship held in FY2021, when cash flow was $1.2B against $873M, supporting a consistent cash-conversion pattern across the period.

[ NOT FINANCIAL ADVICE ]

Financial Health Signals

Earnings Growth Capital Efficiency CreditQuality Stability 65 / 100
Financial Health Score 65/100
Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of East-West Bancorp Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings
88

East-West Bancorp Inc earned a return on assets of 1.7% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 1.5% the prior year. Earnings ranks banks on that return over three years, and East-West Bancorp Inc scores 88/100 among other banks.

Growth
40

East-West Bancorp Inc reported revenue of $2.9B in fiscal year 2025, against $2.6B in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and East-West Bancorp Inc scores 40/100 among other banks.

Capital
47

East-West Bancorp Inc funded 11.1% of its assets with shareholders' equity at the end of fiscal year 2025, holding $8.9B of equity against $80.4B of assets. Capital ranks banks on that cushion, and East-West Bancorp Inc scores 47/100 among other banks.

Efficiency
98

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. East-West Bancorp Inc scores 98/100 on it among other banks.

Credit Quality
37

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. East-West Bancorp Inc scores 37/100 on it among other banks.

Stability
80

East-West Bancorp Inc reported net income of $1.3B in fiscal year 2025, against $1.2B in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and East-West Bancorp Inc scores 80/100 among other banks.

Piotroski F-Score Partial
7/7

East-West Bancorp Inc passes 7 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed
1.13x

For every $1 of reported earnings, East-West Bancorp Inc generates $1.13 in operating cash flow ($1.5B OCF vs $1.3B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue
$791.1M
YoY+12.5%
QoQ+2.2%
5Y CAGR+12.2%
10Y CAGR+10.3%

East-West Bancorp Inc generated $791.1M in revenue in Q2 2026. This represents an increase of 12.5% from the same quarter a year earlier. Against the prior quarter it is up 2.2%.

Net Income
$363.7M
YoY+17.2%
QoQ+1.7%
5Y CAGR+10.1%
10Y CAGR+13.4%

East-West Bancorp Inc reported $363.7M in net income in Q2 2026. This represents an increase of 17.2% from the same quarter a year earlier. Against the prior quarter it is up 1.7%.

EPS (Diluted)
$2.63
YoY+17.4%
QoQ+2.3%
5Y CAGR+10.9%
10Y CAGR+14.0%

East-West Bancorp Inc earned $2.63 per diluted share (EPS) in Q2 2026. This represents an increase of 17.4% from the same quarter a year earlier. Against the prior quarter it is up 2.3%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow
$587.9M
YoY+112.6%
QoQ+78.4%

East-West Bancorp Inc generated $587.9M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 112.6% from the same quarter a year earlier. Against the prior quarter it is up 78.4%.

Cash & Debt
$5.1B
YoY+15.4%
QoQ+14.6%
5Y CAGR-3.2%
10Y CAGR+12.3%

East-West Bancorp Inc held $5.1B in cash against $35.5M in long-term debt as of Q2 2026.

Dividends Per Share
$0.80
YoY+33.3%
QoQ0.0%
5Y CAGR+19.4%
10Y CAGR+14.9%

East-West Bancorp Inc paid $0.80 per share in dividends in Q2 2026. This represents an increase of 33.3% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding
137M
YoY-0.6%
QoQ0.0%
5Y CAGR-0.7%
10Y CAGR-0.5%

East-West Bancorp Inc had 137M shares outstanding in Q2 2026. This represents a decrease of 0.6% from the same quarter a year earlier. It is unchanged from the prior quarter.

Margins & Returns

Net Margin
46.0%
YoY+1.9pp
QoQ-0.3pp
5Y change-4.5pp
10Y change+11.3pp

East-West Bancorp Inc's net profit margin was 46.0% in Q2 2026, showing the share of revenue converted to profit. This is up 1.9 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.3 percentage points.

Return on Equity
3.9%
YoY+0.2pp
QoQ-0.1pp
5Y change-0.1pp
10Y change+0.8pp

East-West Bancorp Inc's ROE was 3.9% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.2 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.1 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks
$1K
YoY-100.0%
QoQ-100.0%

East-West Bancorp Inc spent $1K on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 100.0% from the same quarter a year earlier. Against the prior quarter it is down 100.0%.

Capital Expenditures
$13.5M
YoY+539.6%
QoQ-86.4%

East-West Bancorp Inc invested $13.5M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 539.6% from the same quarter a year earlier. Against the prior quarter it is down 86.4%.

R&D Spending

Not reported for Q2 2026.

EWBC Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

EWBC quarterly income statement
MetricQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Revenue$791.1M+12.5%$773.7M+11.8%$758.3M+12.2%$778.0M+18.4%$703.3M+10.3%$692.3M+7.6%$675.8M+3.6%$657.1M+1.5%
SG&A Expenses$172.5M+19.1%$172.7M+17.9%$151.9M+8.6%$175.6M+29.6%$144.8M+8.4%$146.4M+3.3%$139.9M+6.9%$135.5M+10.0%
Interest Expense$396.2M-10.4%$384.3M-11.0%$415.0M-12.0%$452.2M-10.1%$441.9M-8.2%$431.6M-5.9%$471.6M+13.5%$503.2M+28.7%
Income Tax$103.8M+12.9%$99.6M-1.2%$110.7M+76.5%$96.7M+7.3%$92.0M+20.6%$100.9M+15.7%$62.7M-29.0%$90.2M+37.0%
Net Income$363.7M+17.2%$357.8M+23.3%$356.1M+21.3%$368.4M+23.1%$310.3M+7.6%$290.3M+1.8%$293.5M+22.9%$299.2M+4.0%
EPS (Basic)$2.65+17.8%$2.59+23.3%$2.55+20.9%$2.68+24.1%$2.25+8.7%$2.10+2.9%$2.11+23.4%$2.16+6.4%
EPS (Diluted)$2.63+17.4%$2.57+23.6%$2.55+21.4%$2.65+23.8%$2.24+8.7%$2.08+2.5%$2.10+24.3%$2.14+5.9%
Diluted Shares (Avg)138M-0.4%139M-0.3%N/A139M-0.5%139M-0.7%139M-0.7%N/A140M-1.7%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

EWBC Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

EWBC quarterly balance sheet
MetricQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Total Assets$84.8B+8.5%$82.9B+8.8%$80.4B+5.9%$79.7B+7.0%$78.2B+7.9%$76.2B+7.5%$76.0B+9.1%$74.5B+9.1%
Cash & Equivalents$5.1B+15.4%$4.4B+28.7%$4.2B-20.2%$4.7B-3.4%$4.4B+1.0%$3.4B-18.1%$5.3B+13.8%$4.9B+6.6%
Short-Term Investments$0$0$0$0$0$0$0$0
Long-Term Investments$0$0$0$0$0$0$0$0
Goodwill$465.7M0.0%$465.7M0.0%$465.7M0.0%$465.7M0.0%$465.7M0.0%$465.7M0.0%$465.7M0.0%$465.7M0.0%
Total Liabilities$75.5B+7.9%$73.9B+8.3%$71.5B+4.8%$71.1B+6.4%$70.0B+7.2%$68.2B+6.9%$68.3B+8.9%$66.8B+8.3%
Long-Term Debt$35.5M-0.9%$35.5M-0.9%$35.6M-0.9%$35.7M-1.0%$35.8M-1.0%$35.9M-1.5%$36.0M-76.5%$36.1M-76.4%
Total Equity$9.2B+12.7%$9.0B+13.5%$8.9B+15.2%$8.6B+12.0%$8.2B+13.7%$7.9B+12.9%$7.7B+11.1%$7.7B+16.2%
Retained Earnings$8.8B+13.6%$8.5B+13.7%$8.3B+13.5%$8.0B+13.2%$7.7B+12.7%$7.5B+12.8%$7.3B+13.1%$7.1B+12.7%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

EWBC Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

EWBC quarterly cash flow statement
MetricQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Operating Cash Flow$601.4M+115.8%$428.6M+54.2%$713.4M+42.6%$231.7M-40.0%$278.7M+7.5%$277.9M+4.4%$500.1M-11.0%$386.1M+0.7%
Depreciation & Amortization$64.5M-20.7%$62.4M+26.2%$54.2M-12.4%$28.2M-36.1%$81.3M+48.5%$49.4M-4.3%$61.9M+9293.2%$44.0M-35.5%
Stock-Based Compensation$17.0M+28.0%$19.8M+50.4%N/A$36.1M+237.0%$13.3M+24.6%$13.2M+1.5%N/A$10.7M+12.9%
Capital Expenditures$13.5M+539.6%$99.0M+3852.4%N/AN/A$2.1M$2.5MN/AN/A
Free Cash Flow$587.9M+112.6%$329.6M+19.7%N/AN/A$276.6M$275.4MN/AN/A
Investing Cash Flow-$1.5B-56.2%-$2.3B-10.8%-$1.6B-2.6%-$951.7M+36.3%-$934.2M+33.9%-$2.0B-8.8%-$1.5B-12.3%-$1.5B+4.0%
Financing Cash Flow$1.5B-7.3%$2.1B+4637.1%$305.3M-78.5%$1.0B-35.8%$1.6B+23.2%-$45.7M-103.8%$1.4B+70.0%$1.6B+346.5%
Share Buybacks-$1K-100.0%$97.8M+14.5%$1.0M-94.8%$25.4M$3.7M-90.9%$85.4M+3.6%$19.9M-75.8%$0

Not reported in any period shown, so not listed: Dividends Paid.

EWBC Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

EWBC quarterly financial ratios
MetricQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-Q
Net Margin46.0%+1.9pp46.2%+4.3pp47.0%+3.5pp47.3%+1.8pp44.1%-1.1pp41.9%-2.4pp43.4%+6.8pp45.5%+1.1pp
Return on Equity3.9%+0.2pp4.0%+0.3pp4.0%+0.2pp4.3%+0.4pp3.8%-0.2pp3.7%-0.4pp3.8%+0.4pp3.9%-0.5pp
Return on Assets0.4%0.0pp0.4%+0.1pp0.4%+0.1pp0.5%+0.1pp0.4%0.0pp0.4%0.0pp0.4%+0.1pp0.4%0.0pp
Debt-to-Equity0.000.0x0.000.0x0.000.0x0.000.0x0.000.0x0.000.0x0.000.0x0.000.0x
Asset Turnover0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x
FCF Margin74.3%+35.0pp42.6%+2.8ppN/AN/A39.3%39.8%N/AN/A

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company Fiscal year Revenue Net income Net margin Market cap Health score
East-West Bancorp Inc EWBC FY2025 $2.9B $1.3B 45.2% $17.2B 65/100
Banco de ChileAmerican BCH FY2025 $70.0B $1.2T N/A $19.1B 26/100
Woori Financial Group Inc. WF FY2025 N/A $2.2B N/A $18.2B —
KeyCorp KEY FY2025 $7.5B $1.8B 24.3% $21.2B 33/100

Frequently Asked Questions

What is East-West Bancorp Inc's annual revenue?

East-West Bancorp Inc (EWBC) reported $2.9B in total revenue for fiscal year 2025. This represents a 12.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is East-West Bancorp Inc's revenue growing?

East-West Bancorp Inc (EWBC) revenue grew by 12.2% year-over-year, from $2.6B to $2.9B in fiscal year 2025.

Is East-West Bancorp Inc profitable?

Yes, East-West Bancorp Inc (EWBC) reported a net income of $1.3B in fiscal year 2025, with a net profit margin of 45.2%.

East-West Bancorp Inc (EWBC) reported diluted earnings per share of $9.52 for fiscal year 2025. This represents a 14.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

As of fiscal year 2025, East-West Bancorp Inc (EWBC) had $4.2B in cash and equivalents against $35.6M in long-term debt.

East-West Bancorp Inc (EWBC) had a net profit margin of 45.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Yes, East-West Bancorp Inc (EWBC) paid $2.40 per share in dividends during fiscal year 2025.

East-West Bancorp Inc (EWBC) has a return on equity of 14.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

East-West Bancorp Inc (EWBC) generated $1.5B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

East-West Bancorp Inc (EWBC) had $80.4B in total assets as of fiscal year 2025, including both current and long-term assets.

Yes, East-West Bancorp Inc (EWBC) spent $115.6M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

East-West Bancorp Inc (EWBC) had 138M shares outstanding as of fiscal year 2025.

East-West Bancorp Inc (EWBC) had a debt-to-equity ratio of 0.00 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

East-West Bancorp Inc (EWBC) had a return on assets of 1.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

East-West Bancorp Inc (EWBC) trades at 11.9x earnings, its market capitalization divided by net income of $1.4B net income, trailing 12 months to June 30, 2026. The market capitalization is $17.2B as of Oct 8, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

East-West Bancorp Inc (EWBC) trades at 5.5x sales, its market capitalization divided by revenue of $3.1B revenue, trailing 12 months to June 30, 2026. The market capitalization is $17.2B as of Oct 8, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

East-West Bancorp Inc (EWBC) has a Piotroski F-Score of 7 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

East-West Bancorp Inc (EWBC) has an earnings quality ratio of 1.13x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

East-West Bancorp Inc (EWBC) scores 65 out of 100 on our Financial Health Score, indicating strong standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.

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