What is KeyCorp's earnings per share (EPS)?

KeyCorp (KEY) reported diluted earnings per share of $1.52 for fiscal year 2025. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

KeyCorp (KEY) Financials

KEY

Trailing 12 months to June 30, 2026

Revenue $7.8B +51.1% YoY

Net Income $2.0B +1053.4% YoY

EPS (Diluted) $1.72 +2250.0% YoY

Free Cash Flow $1.2B -22.3% YoY

Market Cap $23.3B as of Sep 11, 2026

Price / Sales 3.0x on $7.8B revenue, trailing 12 months to June 30, 2026

Price / Earnings 11.5x on $2.0B net income, trailing 12 months to June 30, 2026

Price / Book 1.2x on $19.8B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 11, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 4, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 4, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the KEY SEC filings page.

KeyCorp (KEY) reported $7.8B in revenue over the twelve months to Jun 30, 2026, up 51.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI KEY FY2025 2026-08-29

KeyCorp’s dominant mechanic is a 2025 earnings rebound paired with balance-sheet deleveraging, rather than a simple return to prior profitability.

Revenue’s rebound to $7.5B alongside interest expense falling to $3.8B indicates that the recovery involved both income scale and a lighter interest burden, not merely expense control. That combination lifted net margin to 24.3% from a loss-making FY2024, while ROA was only 1.0%, showing earnings recovered faster than returns on the asset base.

Assets contracted from $187.2B in FY2024 to $184.4B in FY2025, while equity rose to $20.4B as debt-to-equity fell to 0.5x. This points to a less debt-dependent capital structure, so the improvement was not confined to the income statement.

Operating cash flow of $2.2B exceeded net income of $1.8B, indicating that bank balance-sheet movements materially influenced reported cash generation. Free cash flow stayed close to operating cash flow, implying little additional cash absorption from recorded capital spending.

Financial Health Signals

Financial Health Score 33/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of KeyCorp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

KeyCorp earned a return on assets of 1.0% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from -0.1% the prior year. Earnings ranks banks on that return over three years, and KeyCorp scores 31/100 among other banks.

Growth

KeyCorp reported revenue of $7.5B in fiscal year 2025, against $4.6B in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and KeyCorp scores 52/100 among other banks.

Capital

KeyCorp funded 11.1% of its assets with shareholders' equity at the end of fiscal year 2025, holding $20.4B of equity against $184.4B of assets. Capital ranks banks on that cushion, and KeyCorp scores 46/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. KeyCorp scores 21/100 on it among other banks.

Credit Quality

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. KeyCorp scores 23/100 on it among other banks.

Stability

KeyCorp reported net income of $1.8B in fiscal year 2025, against a loss of $161.0M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and KeyCorp scores 26/100 among other banks.

Piotroski F-Score Partial

7/7

KeyCorp passes 7 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.21x

For every $1 of reported earnings, KeyCorp generates $1.21 in operating cash flow ($2.2B OCF vs $1.8B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$2.0B

YoY+6.7%

QoQ+0.6%

5Y CAGR+2.1%

10Y CAGR+6.2%

KeyCorp generated $2.0B in revenue in Q2 2026. This represents an increase of 6.7% from the same quarter a year earlier. Against the prior quarter it is up 0.6%.

Net Income

$509.0M

YoY+19.8%

QoQ-2.5%

5Y CAGR-6.9%

10Y CAGR+9.7%

KeyCorp reported $509.0M in net income in Q2 2026. This represents an increase of 19.8% from the same quarter a year earlier. Against the prior quarter it is down 2.5%.

EPS (Diluted)

$0.44

YoY+25.7%

QoQ0.0%

5Y CAGR-9.6%

10Y CAGR+6.7%

KeyCorp earned $0.44 per diluted share (EPS) in Q2 2026. This represents an increase of 25.7% from the same quarter a year earlier. It is unchanged from the prior quarter.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$233.0M

YoY-80.8%

QoQ+414.9%

5Y CAGR-11.7%

10Y CAGR-3.4%

KeyCorp generated $233.0M in free cash flow in Q2 2026, representing cash available after capex. This represents a decrease of 80.8% from the same quarter a year earlier. Against the prior quarter it is up 414.9%.

Cash & Debt

$1.7B

YoY-3.1%

QoQ+51.4%

5Y CAGR+16.7%

KeyCorp held $1.7B in cash against $11.0B in long-term debt as of Q2 2026.

Dividends Per Share

$0.20

YoY0.0%

QoQ0.0%

5Y CAGR+2.1%

10Y CAGR+9.2%

KeyCorp paid $0.20 per share in dividends in Q2 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

1.07B

YoY-2.7%

QoQ-1.6%

5Y CAGR+2.2%

10Y CAGR-0.1%

KeyCorp had 1.07B shares outstanding in Q2 2026. This represents a decrease of 2.7% from the same quarter a year earlier. Against the prior quarter it is down 1.6%.

Margins & Returns

Net Margin

25.9%

YoY+2.8pp

QoQ-0.8pp

5Y change-15.2pp

10Y change+7.2pp

KeyCorp's net profit margin was 25.9% in Q2 2026, showing the share of revenue converted to profit. This is up 2.8 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.8 percentage points.

Return on Equity

2.6%

YoY+0.4pp

QoQ0.0pp

5Y change-1.5pp

10Y change+0.8pp

KeyCorp's ROE was 2.6% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.4 percentage points from the same quarter a year earlier. It is unchanged from the prior quarter.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Capital Expenditures

$26.0M

YoY+13.0%

QoQ+116.7%

5Y CAGR+5.4%

10Y CAGR+1.7%

KeyCorp invested $26.0M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 13.0% from the same quarter a year earlier. Against the prior quarter it is up 116.7%.

R&D Spending

Not reported for Q2 2026.

Share Buybacks

Not reported for Q2 2026.

KEY Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

KEY quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$7.8B	$7.5B+62.7%	$4.6B-28.0%	$6.4B-11.8%	$7.3B-0.3%	$7.3B+8.6%	$6.7B+4.9%	$6.4B-0.9%	$6.5B+2.3%	$6.3B+25.6%	$5.0B+18.0%	$4.3B+3.5%	$4.1B+0.6%	$4.1B-0.7%	$4.1B+4.2%	$4.0B
SG&A Expenses	$3.1B	$2.9B+7.5%	$2.7B+2.0%	$2.7B+3.7%	$2.6B+0.2%	$2.6B+9.6%	$2.3B+3.8%	$2.3B-2.6%	$2.3B+1.4%	$2.3B+11.2%	$2.0B+24.0%	$1.7B+3.8%	$1.6B-1.1%	$1.6B+2.5%	$1.6B+7.5%	$1.5B
Interest Expense	$3.4B	$3.8B-19.6%	$4.7B+16.1%	$4.0B+353.6%	$885.0M+199.0%	$296.0M-54.5%	$651.0M-50.9%	$1.3B+36.8%	$969.0M+58.1%	$613.0M+53.3%	$400.0M+46.0%	$274.0M+5.0%	$261.0M-11.5%	$295.0M-33.1%	$441.0M-29.1%	$622.0M
Income Tax	$526.0M	$476.0M+432.9%	-$143.0M-173.0%	$196.0M-53.6%	$422.0M-34.3%	$642.0M+182.8%	$227.0M-27.7%	$314.0M-8.7%	$344.0M-46.0%	$637.0M+255.9%	$179.0M-40.9%	$303.0M-7.1%	$326.0M+20.3%	$271.0M+17.3%	$231.0M-36.5%	$364.0M
Net Income	$2.0B	$1.8B+1236.0%	-$161.0M-116.6%	$967.0M-49.6%	$1.9B-27.0%	$2.6B+95.5%	$1.3B-21.8%	$1.7B-8.0%	$1.9B+44.0%	$1.3B+63.8%	$791.0M-13.6%	$916.0M+1.8%	$900.0M-1.1%	$910.0M+6.1%	$858.0M-6.7%	$920.0M
EPS (Basic)	N/A	$1.53+578.1%	-$0.32-136.0%	$0.89-54.1%	$1.94-26.8%	$2.65+107.0%	$1.28-21.5%	$1.63-5.8%	$1.73+51.8%	$1.14+40.7%	$0.81-23.6%	$1.06+5.0%	$1.01+3.1%	$0.98+10.1%	$0.89+2.3%	$0.87
EPS (Diluted)	$1.72	$1.52	-$0.32	$0.88-54.4%	$1.93-26.6%	$2.63+107.1%	$1.27-21.6%	$1.62-5.3%	$1.71+51.3%	$1.13+41.2%	$0.80-23.8%	$1.05+6.1%	$0.99+2.1%	$0.97+9.0%	$0.89+2.3%	$0.87
Diluted Shares (Avg)	N/A	1.11B	950M	933M0.0%	933M-2.5%	957M-1.8%	975M-2.7%	1.00B-5.0%	1.05B-3.1%	1.09B+16.0%	939M+11.1%	844M-3.8%	878M-3.8%	913M-3.3%	943M+0.8%	936M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$2.0B+6.7%	$2.0B+10.2%	$2.0B+131.8%	$1.9B+172.7%	$1.8B+20.6%	$1.8B+15.7%	$865.0M-43.8%	$695.0M-55.6%
SG&A Expenses	$786.0M+11.5%	$743.0M+9.3%	$790.0M+7.6%	$742.0M+10.7%	$705.0M+10.8%	$680.0M+0.9%	$734.0M+8.9%	$670.0M+1.1%
Interest Expense	$809.0M-16.3%	$783.0M-19.6%	$863.0M-20.2%	$947.0M-22.6%	$966.0M-19.6%	$974.0M-15.8%	$1.1B-4.3%	$1.2B+8.4%
Income Tax	$139.0M+19.8%	$136.0M+24.8%	$139.0M+182.2%	$112.0M+217.9%	$116.0M+87.1%	$109.0M+84.7%	-$169.0M-2012.5%	-$95.0M-246.2%
Net Income	$509.0M+19.8%	$522.0M+28.9%	$510.0M+309.0%	$489.0M+219.3%	$425.0M+55.1%	$405.0M+84.9%	-$244.0M-475.4%	-$410.0M-235.3%
EPS (Basic)	$0.44+25.7%	$0.45+32.4%	$0.43+248.3%	$0.41+187.2%	$0.35+40.0%	$0.34+70.0%	-$0.29-1066.7%	-$0.47-262.1%
EPS (Diluted)	$0.44+25.7%	$0.44+33.3%	$0.43+248.3%	$0.41+187.2%	$0.35+40.0%	$0.33+65.0%	-$0.29	-$0.47-262.1%
Diluted Shares (Avg)	1.08B-2.5%	1.09B-1.1%	N/A	1.11B+17.0%	1.11B+18.0%	1.11B+18.0%	N/A	949M+1.8%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

KEY Balance Sheet

KEY quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$184.4B-1.5%	$187.2B-0.6%	$188.3B-0.8%	$189.8B+1.9%	$186.3B+9.4%	$170.3B+17.5%	$145.0B+3.8%	$139.6B+1.4%	$137.7B+0.9%	$136.5B+43.4%	$95.1B+1.4%	$93.8B+1.0%	$92.9B+4.1%	$89.2B+0.5%	$88.8B
Cash & Equivalents	$1.3B-26.2%	$1.7B+85.2%	$941.0M+6.1%	$887.0M-2.8%	$913.0M-16.3%	$1.1B+49.0%	$732.0M+8.0%	$678.0M+1.0%	$671.0M-0.9%	$677.0M	N/A	N/A	N/A	N/A	N/A
Short-Term Investments	$10.2B-41.9%	$17.5B+61.8%	$10.8B+344.8%	$2.4B-77.9%	$11.0B-32.0%	$16.2B+1173.1%	$1.3B-50.4%	$2.6B-42.4%	$4.4B+60.3%	$2.8B+2.5%	$2.7B-36.6%	$4.3B-23.6%	$5.6B+41.9%	$3.9B+12.0%	$3.5B
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	N/A	N/A	N/A	N/A	N/A
Goodwill	$2.8B0.0%	$2.8B0.0%	$2.8B0.0%	$2.8B+2.2%	$2.7B+1.1%	$2.7B0.0%	$2.7B+5.9%	$2.5B-0.9%	$2.5B+3.8%	$2.4B+130.8%	$1.1B+0.3%	$1.1B+8.0%	$979.0M0.0%	$979.0M+6.8%	$917.0M
Total Liabilities	$164.0B-3.0%	$169.0B-2.7%	$173.6B-1.5%	$176.4B+4.4%	$168.9B+10.9%	$152.4B+19.1%	$128.0B+3.2%	$124.0B+1.1%	$122.7B+1.2%	$121.2B+43.7%	$84.4B+1.3%	$83.3B+0.8%	$82.6B+4.7%	$78.9B+0.1%	$78.9B
Long-Term Debt	$9.9B-18.1%	$12.1B-38.1%	$19.6B+1.3%	$19.3B+60.3%	$12.0B-12.2%	$13.7B+10.1%	$12.4B-9.4%	$13.7B-4.2%	$14.3B+15.7%	$12.4B+21.6%	$10.2B+29.3%	$7.9B+2.9%	$7.7B+11.7%	$6.8B-28.1%	$9.5B
Total Equity	$20.4B+12.1%	$18.2B+24.2%	$14.6B+8.8%	$13.5B-22.8%	$17.4B-3.1%	$18.0B+5.5%	$17.0B+9.3%	$15.6B+3.8%	$15.0B-1.4%	$15.2B+41.8%	$10.7B+2.1%	$10.5B+2.2%	$10.3B+0.3%	$10.3B+3.7%	$9.9B
Retained Earnings	$15.4B+5.3%	$14.6B-6.9%	$15.7B+0.4%	$15.6B+7.3%	$14.6B+14.1%	$12.8B+2.3%	$12.5B+7.9%	$11.6B+11.8%	$10.3B+10.2%	$9.4B+5.1%	$8.9B+7.8%	$8.3B+8.8%	$7.6B+10.0%	$6.9B+10.7%	$6.2B

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$191.3B+3.1%	$188.7B0.0%	$184.4B-1.5%	$187.4B-1.2%	$185.5B-1.0%	$188.7B+0.6%	$187.2B-0.6%	$189.8B+1.0%
Cash & Equivalents	$1.7B-3.1%	$1.1B-40.8%	$1.3B-26.2%	$1.9B+51.9%	$1.8B+33.2%	$1.9B+53.1%	$1.7B+85.2%	$1.3B+66.6%
Short-Term Investments	$12.4B+7.4%	$11.8B-23.2%	$10.2B-41.9%	$13.3B-41.5%	$11.6B-25.6%	$15.3B+16.2%	$17.5B+61.8%	$22.8B+189.6%
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$2.8B0.0%	$2.8B0.0%	$2.8B0.0%	$2.8B0.0%	$2.8B0.0%	$2.8B0.0%	$2.8B0.0%	$2.8B0.0%
Total Liabilities	$171.5B+3.3%	$168.7B-0.6%	$164.0B-3.0%	$167.3B-3.2%	$166.0B-3.8%	$169.7B-1.9%	$169.0B-2.7%	$172.9B-0.9%
Long-Term Debt	$11.0B-9.1%	$10.9B-12.2%	$9.9B-18.1%	$10.9B-30.4%	$12.1B-28.5%	$12.4B-40.4%	$12.1B-38.1%	$15.7B-26.4%
Total Equity	$19.8B+1.6%	$20.0B+5.2%	$20.4B+12.1%	$20.1B+19.3%	$19.5B+31.7%	$19.0B+30.6%	$18.2B+24.2%	$16.9B+26.2%
Retained Earnings	$15.9B+6.6%	$15.6B+6.1%	$15.4B+5.3%	$15.1B+0.3%	$14.9B-5.2%	$14.7B-6.0%	$14.6B-6.9%	$15.1B-4.9%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

KEY Cash Flow Statement

KEY quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$1.3B	$2.2B+232.5%	$664.0M-77.1%	$2.9B-35.0%	$4.5B+287.6%	$1.2B-31.1%	$1.7B-42.4%	$2.9B+16.0%	$2.5B+38.1%	$1.8B+7.5%	$1.7B+49.3%	$1.1B-14.3%	$1.3B-14.7%	$1.5B+19.1%	$1.3B-27.6%	$1.8B
Depreciation & Amortization	N/A	$87.0M-4.4%	$91.0M+2.2%	$89.0M-7.3%	$96.0M-10.3%	$107.0M-7.0%	$115.0M-2.5%	$118.0M-9.9%	$131.0M-5.1%	$138.0M+12.2%	$123.0M+2.5%	$120.0M-53.8%	$260.0M+17.6%	$221.0M-6.0%	$235.0M+16.9%	$201.0M
Stock-Based Compensation	N/A	$132.0M+26.9%	$104.0M-14.0%	$121.0M+0.8%	$120.0M+15.4%	$104.0M+3.0%	$101.0M+5.2%	$96.0M-3.0%	$99.0M-1.0%	$100.0M+1.0%	$99.0M+70.7%	$58.0M+31.8%	$44.0M+25.7%	$35.0M-28.6%	$49.0M+19.5%	$41.0M
Capital Expenditures	$112.0M	$107.0M+64.6%	$65.0M-54.2%	$142.0M+47.9%	$96.0M+45.5%	$66.0M+4.8%	$63.0M-25.9%	$85.0M-14.1%	$99.0M-11.6%	$112.0M-22.8%	$145.0M+93.3%	$75.0M-22.7%	$97.0M-3.0%	$100.0M-34.2%	$152.0M-3.8%	$158.0M
Free Cash Flow	$1.2B	$2.1B+250.8%	$599.0M-78.3%	$2.8B-36.9%	$4.4B+302.3%	$1.1B-32.5%	$1.6B-42.9%	$2.8B+17.2%	$2.4B+41.3%	$1.7B+10.3%	$1.5B+46.2%	$1.1B-13.7%	$1.2B-15.5%	$1.4B+26.2%	$1.1B-29.8%	$1.6B
Investing Cash Flow	-$5.4B	$3.2B+28.9%	$2.5B+76.2%	$1.4B+113.0%	-$10.9B+27.4%	-$15.1B+39.0%	-$24.7B-402.7%	-$4.9B-98.1%	-$2.5B-10.9%	-$2.2B+65.3%	-$6.5B-219.2%	-$2.0B+28.2%	-$2.8B+32.8%	-$4.2B-1590.3%	-$248.0M-114.4%	$1.7B
Financing Cash Flow	$4.0B	-$5.9B-149.4%	-$2.4B+44.7%	-$4.3B-166.3%	$6.4B-53.1%	$13.7B-41.3%	$23.4B+1033.0%	$2.1B+12252.9%	-$17.0M-104.1%	$418.0M-91.4%	$4.8B+471.9%	$846.0M-44.8%	$1.5B-42.8%	$2.7B+330.9%	-$1.2B+62.6%	-$3.1B
Dividends Paid	$1.0B	$1.1B+13.7%	$927.0M+1.8%	$911.0M+6.7%	$854.0M+3.8%	$823.0M-0.7%	$829.0M+3.1%	$804.0M+22.6%	$656.0M+36.7%	$480.0M+43.3%	$335.0M+25.5%	$267.0M+11.3%	$240.0M+10.6%	$217.0M+13.6%	$191.0M+16.5%	$164.0M
Share Buybacks	N/A	N/A	N/A	$0	$0-100.0%	$585.0M+336.6%	$134.0M-84.0%	$835.0M-24.0%	$1.1B+65.4%	$664.0M+374.3%	$140.0M-68.8%	$448.0M-7.4%	$484.0M+2.1%	$474.0M+88.8%	$251.0M	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$259.0M-79.0%	-$62.0M+55.7%	$718.0M-58.4%	$396.0M+132.9%	$1.2B+668.7%	-$140.0M-139.0%	$1.7B+66.5%	-$1.2B-312.9%
Depreciation & Amortization	$431.0M-4.0%	$438.0M-2.9%	-$1.2B-0.5%	$435.0M+2.6%	$449.0M+1.4%	$451.0M-3.2%	-$1.2B-1327.6%	$424.0M+670.9%
Stock-Based Compensation	N/A	$31.0M+3.3%	N/A	N/A	N/A	$30.0M+15.4%	N/A	N/A
Capital Expenditures	$26.0M+13.0%	$12.0M+20.0%	$45.0M+95.7%	$29.0M+70.6%	$23.0M+76.9%	$10.0M-16.7%	$23.0M-46.5%	$17.0M-32.0%
Free Cash Flow	$233.0M-80.8%	-$74.0M+50.7%	$673.0M-60.5%	$367.0M+130.0%	$1.2B+626.5%	-$150.0M-143.2%	$1.7B+71.4%	-$1.2B-325.9%
Investing Cash Flow	-$2.0B-173.6%	-$4.6B-545.9%	$2.4B+101.6%	-$1.2B-542.3%	$2.7B+314.6%	-$711.0M-290.1%	$1.2B+101.5%	$272.0M-95.6%
Financing Cash Flow	$2.3B+156.8%	$4.5B+342.2%	-$3.8B-53.9%	$979.0M+10.9%	-$4.1B-1034.0%	$1.0B+338.2%	-$2.5B-68.7%	$883.0M+113.0%
Dividends Paid	$258.0M-1.9%	$259.0M-2.3%	$262.0M+10.1%	$264.0M+14.8%	$263.0M+14.3%	$265.0M+15.7%	$238.0M+4.4%	$230.0M+1.3%

Not reported in any period shown, so not listed: Share Buybacks.

KEY Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

KEY quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	24.3%+27.8pp	-3.5%-18.6pp	15.1%-11.3pp	26.4%-9.6pp	36.0%+16.0pp	20.0%-6.8pp	26.8%-2.1pp	28.9%+8.4pp	20.5%+4.8pp	15.7%-5.8pp	21.5%-0.4pp	21.9%-0.4pp	22.2%+1.4pp	20.8%-2.4pp	23.3%
Return on Equity	9.0%+9.9pp	-0.9%-7.5pp	6.6%-7.6pp	14.2%-0.8pp	15.1%+7.6pp	7.5%-2.6pp	10.1%-1.9pp	12.0%+3.3pp	8.6%+3.4pp	5.2%-3.3pp	8.5%0.0pp	8.6%-0.3pp	8.8%+0.5pp	8.3%-0.9pp	9.3%
Return on Assets	1.0%+1.1pp	-0.1%-0.6pp	0.5%-0.5pp	1.0%-0.4pp	1.4%+0.6pp	0.8%-0.4pp	1.2%-0.2pp	1.3%+0.4pp	0.9%+0.4pp	0.6%-0.4pp	1.0%0.0pp	1.0%0.0pp	1.0%0.0pp	1.0%-0.1pp	1.0%
Debt-to-Equity	0.49-0.2x	0.67-0.7x	1.34-0.1x	1.44+0.7x	0.69-0.1x	0.760.0x	0.73-0.1x	0.88-0.1x	0.95+0.1x	0.81-0.1x	0.95+0.2x	0.750.0x	0.74+0.1x	0.67-0.3x	0.96
Asset Turnover	0.040.0x	0.020.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.050.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.04
FCF Margin	28.0%+15.0pp	13.0%-30.1pp	43.0%-17.1pp	60.1%+45.2pp	14.9%-9.1pp	24.0%-20.1pp	44.1%+6.8pp	37.3%+10.3pp	27.0%-3.7pp	30.7%+5.9pp	24.8%-4.9pp	29.7%-5.6pp	35.4%+7.5pp	27.8%-13.5pp	41.3%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	25.9%+2.8pp	26.7%+3.9pp	25.4%+53.6pp	25.8%+84.8pp	23.1%+5.1pp	22.8%+8.5pp	-28.2%-32.4pp	-59.0%-78.3pp
Return on Equity	2.6%+0.4pp	2.6%+0.5pp	2.5%+3.8pp	2.4%+4.9pp	2.2%+0.3pp	2.1%+0.6pp	-1.3%-1.8pp	-2.4%-4.7pp
Return on Assets	0.3%0.0pp	0.3%+0.1pp	0.3%+0.4pp	0.3%+0.5pp	0.2%+0.1pp	0.2%+0.1pp	-0.1%-0.2pp	-0.2%-0.4pp
Debt-to-Equity	0.55-0.1x	0.54-0.1x	0.49-0.2x	0.54-0.4x	0.62-0.5x	0.65-0.8x	0.67-0.7x	0.93-0.7x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.000.0x	0.000.0x
FCF Margin	11.9%-54.0pp	-3.8%+4.7pp	33.6%	19.4%	65.8%+80.9pp	-8.5%-31.1pp	197.0%	-175.8%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
KeyCorp KEY	FY2025	$7.5B	$1.8B	24.3%	$23.3B	33/100
Regions Financial Corp. RF	FY2025	$7.5B	$2.2B	28.6%	$25.5B	56/100
Huntington Bancshares Inc HBAN	FY2025	$8.2B	$2.2B	27.1%	$33.8B	44/100
Shinhan Financial Group Co Ltd SHG	FY2010	$10.6B	$2.5B	23.8%	$38.1B	—
Citizens Financial Group, Inc. CFG	FY2025	$8.2B	$1.8B	22.2%	$29.3B	38/100

Where KeyCorp Ranks

Frequently Asked Questions

What is KeyCorp's annual revenue?

KeyCorp (KEY) reported $7.5B in total revenue for fiscal year 2025. This represents a 62.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is KeyCorp's revenue growing?

KeyCorp (KEY) revenue grew by 62.7% year-over-year, from $4.6B to $7.5B in fiscal year 2025.

Is KeyCorp profitable?

Yes, KeyCorp (KEY) reported a net income of $1.8B in fiscal year 2025, with a net profit margin of 24.3%.

How much debt does KeyCorp have?

As of fiscal year 2025, KeyCorp (KEY) had $1.3B in cash and equivalents against $9.9B in long-term debt.

What is KeyCorp's net profit margin?

KeyCorp (KEY) had a net profit margin of 24.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does KeyCorp pay dividends?

Yes, KeyCorp (KEY) paid $0.82 per share in dividends during fiscal year 2025.

What is KeyCorp's return on equity (ROE)?

KeyCorp (KEY) has a return on equity of 9.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is KeyCorp's free cash flow?

KeyCorp (KEY) generated $2.1B in free cash flow during fiscal year 2025. This represents a 250.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is KeyCorp's operating cash flow?

KeyCorp (KEY) generated $2.2B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are KeyCorp's total assets?

KeyCorp (KEY) had $184.4B in total assets as of fiscal year 2025, including both current and long-term assets.

What are KeyCorp's capital expenditures?

KeyCorp (KEY) invested $107.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does KeyCorp have outstanding?

KeyCorp (KEY) had 1.09B shares outstanding as of fiscal year 2025.

What is KeyCorp's debt-to-equity ratio?

KeyCorp (KEY) had a debt-to-equity ratio of 0.49 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is KeyCorp's return on assets (ROA)?

KeyCorp (KEY) had a return on assets of 1.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is KeyCorp's P/E ratio?

KeyCorp (KEY) trades at 11.5x earnings, its market capitalization divided by net income of $2.0B net income, trailing 12 months to June 30, 2026. The market capitalization is $23.3B as of Sep 11, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is KeyCorp's price-to-sales ratio?

KeyCorp (KEY) trades at 3.0x sales, its market capitalization divided by revenue of $7.8B revenue, trailing 12 months to June 30, 2026. The market capitalization is $23.3B as of Sep 11, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is KeyCorp's Piotroski F-Score?

KeyCorp (KEY) has a Piotroski F-Score of 7 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are KeyCorp's earnings high quality?

KeyCorp (KEY) has an earnings quality ratio of 1.21x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is KeyCorp?

KeyCorp (KEY) scores 33 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.