Grupo Cibest S.A. (CIB) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Nov 5, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 20-F for FY2025, filed Apr 8, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CIB SEC filings page.
Grupo Cibest S.A. (CIB) reported $6.3B in revenue for fiscal year 2025. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. All figures are derived from SEC filings (20-F and 6-K reports).
Financial Health Signals
We do not publish a peer-relative financial health score for Grupo Cibest S.A., because the score only covers companies whose filings and listing give us what it needs to compare them with their peers. The metrics below are current.
Key Financial Metrics
Earnings & Revenue
Grupo Cibest S.A. generated $6.3B in revenue in fiscal year 2025.
Grupo Cibest S.A. reported $1.0B in net income in fiscal year 2025.
Not reported for fiscal year 2025.
Cash & Balance Sheet
Grupo Cibest S.A. generated $2.7B in free cash flow in fiscal year 2025, representing cash available after capex.
Grupo Cibest S.A. held $8.0B in cash against $2.5B in long-term debt as of fiscal year 2025.
Not reported for fiscal year 2025.
Margins & Returns
Grupo Cibest S.A.'s net profit margin was 16.2% in fiscal year 2025, showing the share of revenue converted to profit.
Grupo Cibest S.A.'s ROE was 9.6% in fiscal year 2025, measuring profit generated per dollar of shareholder equity.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Capital Allocation
Grupo Cibest S.A. invested $597.3M in capex in fiscal year 2025, funding long-term assets and infrastructure.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
CIB Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F |
|---|---|
| Revenue | $6.3B |
| Interest Expense | $3.2B |
| Income Tax | $748.2M |
| Net Income | $1.0B |
| EPS (Basic) | $1.08 |
| EPS (Diluted) | $1.08 |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA, Diluted Shares (Avg).
CIB Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F |
|---|---|
| Total Assets | $101.1B |
| Cash & Equivalents | $8.0B |
| Goodwill | $518.3M |
| Total Liabilities | $90.2B |
| Long-Term Debt | $2.5B |
| Total Equity | $10.6B |
| Retained Earnings | $898.6M |
Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities.
CIB Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F |
|---|---|
| Operating Cash Flow | $3.3B |
| Depreciation & Amortization | $281.1M |
| Capital Expenditures | $597.3M |
| Free Cash Flow | $2.7B |
| Investing Cash Flow | -$589.8M |
| Financing Cash Flow | -$2.2B |
| Dividends Paid | $1.4B |
Not reported in any period shown, so not listed: Stock-Based Compensation, Share Buybacks.
CIB Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F |
|---|---|
| Net Margin | 16.2% |
| Return on Equity | 9.6% |
| Return on Assets | 1.0% |
| Debt-to-Equity | 0.24 |
| Liabilities-to-Equity | 8.52 |
| Asset Turnover | 0.06 |
| FCF Margin | 42.4% |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it. Market cap is stated at each company's latest close.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Grupo Cibest S.A. CIB | FY2025 | $6.3B | $1.0B | 16.2% | $21.8B | — |
| KeyCorp KEY | FY2025 | $7.5B | $1.8B | 24.3% | $22.1B | 32/100 |
| Regions Financial Corp. RF | FY2025 | $7.5B | $2.2B | 28.6% | $24.1B | 56/100 |
| First Citizens BancShares Inc FCNCA | FY2025 | $9.5B | $2.2B | 23.1% | $25.6B | 42/100 |
| Banco de ChileAmerican BCH | FY2025 | $3.3B | $1.3B | 39.1% | $19.6B | 63/100 |
| Shinhan Financial Group Co Ltd SHG | FY2025 | $10.1B | $3.4B | 34.0% | $29.2B | 36/100 |
Where Grupo Cibest S.A. Ranks
Frequently Asked Questions
Grupo Cibest S.A. (CIB) reported $6.3B in total revenue for fiscal year 2025. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
Yes, Grupo Cibest S.A. (CIB) reported a net income of $1.0B in fiscal year 2025, with a net profit margin of 16.2%.
As of fiscal year 2025, Grupo Cibest S.A. (CIB) had $8.0B in cash and equivalents against $2.5B in long-term debt.
Grupo Cibest S.A. (CIB) had a net profit margin of 16.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Grupo Cibest S.A. (CIB) has a return on equity of 9.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
Grupo Cibest S.A. (CIB) generated $2.7B in free cash flow during fiscal year 2025. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
Grupo Cibest S.A. (CIB) generated $3.3B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
Grupo Cibest S.A. (CIB) had $101.1B in total assets as of fiscal year 2025, including both current and long-term assets.
Grupo Cibest S.A. (CIB) invested $597.3M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
Grupo Cibest S.A. (CIB) had a debt-to-equity ratio of 0.24 as of fiscal year 2025. We compute it as long-term debt divided by total shareholder equity, where long-term debt is the noncurrent part of the company's borrowings, so debt due within the next twelve months is not counted.
Grupo Cibest S.A. (CIB) had a liabilities-to-equity ratio of 8.52 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity.
Grupo Cibest S.A. (CIB) had a return on assets of 1.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
Grupo Cibest S.A. (CIB) trades at 21.4x earnings, its market capitalization divided by $1.0B net income, FY2025. The market capitalization is $21.8B as of Nov 5, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
Grupo Cibest S.A. (CIB) trades at 3.5x sales, its market capitalization divided by $6.3B revenue, FY2025. The market capitalization is $21.8B as of Nov 5, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.