Every 424B that Wells Fargo & Co. (WFC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow WFC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full WFC filings page.
Wells Fargo & Company (WFC) fully and unconditionally guarantees Wells Fargo Finance LLC notes with a $745,000 aggregate original offering price. The notes are linked to the S&P 500 Index, with a starting value of 7,623.68 on October 23, 2026, and a stated maturity date of October 26, 2028, subject to postponement. Wells Fargo Finance LLC receives $739,412.50 in total proceeds after a $5,587.50 agent discount; the original offering price is $1,000 per note.
At maturity, if the index ends above its starting value, the payment is $1,000 plus 150% of the index gain, capped at a 16.15% maximum return ($161.50 per note), for a maximum payment of $1,161.50 per note. If the index is flat or lower, the payment is $1,000, with no positive return. The notes are unsecured obligations, and repayment depends on the issuer and guarantor meeting their obligations. They pay no periodic interest or dividends and are not exchange-listed. The estimated value is $988.71 per note, below the $1,000 offering price; an affiliate calculated it, and it is not a secondary-market price. Affiliates are not obligated to buy the notes or make a market.
Wells Fargo & Company (WFC) fully and unconditionally guarantees market-linked securities issued by Wells Fargo Finance LLC, with an aggregate original offering price of $1,020,000 and an original offering price of $1,000 per security. The securities are linked to Palantir Technologies Class A common stock (PLTR): its starting value is $196.75, and both the coupon and downside thresholds are $98.375. The contingent coupon rate is 18.25% per annum, payable quarterly only when PLTR’s closing value on the relevant calculation day is at least $98.375.
If PLTR’s closing value is at least $196.75 on a quarterly calculation day from April 2027 through July 2029, inclusive, the securities are automatically called for $1,000 per security plus a final contingent coupon. If not called, at maturity on October 26, 2029, a final value at or above $98.375 returns $1,000 plus the final contingent coupon; below that level, repayment is $1,000 multiplied by the performance factor, so holders may lose more than 50% and possibly all principal. Holders do not participate in PLTR appreciation or dividends. The estimated value was $972.27 per security; the notes are unlisted and payments are subject to Wells Fargo credit risk.
Wells Fargo & Company fully and unconditionally guarantees equity-index-linked securities issued by Wells Fargo Finance LLC in a $15,501,000.00 offering. Each security has a $1,000 face amount and a $1,000.00 offering price; the proceeds to Wells Fargo Finance LLC are $15,501,000.00, with no agent discount. At maturity on January 24, 2029, subject to postponement, a final S&P 500 Index level at or above 85.00% of its initial level pays $1,208.30 per $1,000 face amount, a contingent fixed return of 20.83%.
Below the 85.00% threshold, the payment falls by approximately 1.1765% of face amount for each 1% the final index level is below the threshold, and could be zero. The notes pay no interest, are unsecured obligations subject to issuer and guarantor credit risk, and are not listed on an exchange. Their estimated value was $994.42 per security on the October 22, 2026 trade date, below the $1,000.00 offering price. The determination date is January 22, 2029, subject to postponement.
Wells Fargo & Company (WFC) fully and unconditionally guarantees Wells Fargo Finance LLC’s preliminary offering of auto-callable notes, each with a $1,000 face amount, linked to the lowest-performing of the Nasdaq-100 Index, Russell 2000 Index and State Street SPDR S&P 500 ETF Trust, due November 2, 2029.
The contingent coupon rate will be set on the pricing date at at least 9.70% per annum. Coupons are payable quarterly only if the lowest-performing underlier closes at or above 75% of its starting value. If that underlier closes at or above its starting value on a quarterly calculation day from April 2027 through July 2029, the notes are automatically called for the face amount plus a final coupon.
If not called, maturity repayment is $1,000 if the lowest-performing underlier ends at or above 70% of its starting value. Below that level, repayment is the face amount multiplied by the underlier’s performance factor, exposing principal to its full decline from its starting value and possible total loss. The notes do not participate in underlier appreciation or pay dividends. The current estimated value is approximately $955.80 per security, and the pricing-date estimated value will be at least $925.80. The notes are unlisted, a secondary market is not assured, and payments are subject to issuer and guarantor credit risk.
Wells Fargo Finance LLC outlines preliminary terms for callable market-linked notes with an original offering price of $1,000 per security, fully and unconditionally guaranteed by Wells Fargo & Company (WFC). The notes track the lowest-performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The contingent coupon rate will be set on the pricing date at no less than 10.80% per annum, but a monthly coupon is paid only when the weakest index is at least 70% of its starting value.
If not called, the notes pay $1,000 at maturity on October 31, 2029 when the weakest index is at least 60% of its starting value on the final calculation day. Below that threshold, repayment follows the index’s performance factor, exposing holders to losses exceeding 40% and potentially all principal. Wells Fargo Finance LLC may call the notes monthly beginning approximately six months after issuance. Holders do not participate in index gains or receive dividends.
The current estimated value is approximately $981.50 per security; the estimated value on the pricing date will be at least $951.50, and is expected to be below the $1,000 offering price. Wells Fargo Securities, an affiliate acting as agent and principal, receives a $2.50 discount per security, leaving $997.50 in proceeds to Wells Fargo Finance LLC. The notes will not be exchange-listed, and affiliates are not obligated to make a market.
Wells Fargo & Company guarantees Wells Fargo Finance LLC’s preliminary offering of callable, equity-index-linked notes at $1,000 per security, tied to the lowest-performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes and scheduled to mature November 2, 2029, subject to postponement. Monthly contingent coupons will be at a rate set on the pricing date of at least 8.65% per annum, payable only if the lowest-performing index is at or above 55% of its starting value on the applicable calculation day. Wells Fargo Finance LLC may redeem the notes, in whole but not in part, on monthly coupon dates beginning approximately six months after issuance.
If not redeemed, the notes repay $1,000 at maturity only if the lowest-performing index is at or above 55% of its starting value on the final calculation day. Below that threshold, repayment reflects the index’s full decline from its starting value, exposing holders to losses exceeding 45% and potentially all principal. Holders do not participate in index appreciation or receive index dividends. The current estimated value is approximately $977.40 per security, and the pricing-date estimate will be at least $947.40. The $1,000 offering price includes a $6.00 agent discount, leaving $994.00 per security for Wells Fargo Finance LLC. The notes are not exchange-listed, and a secondary market is not assured.
Wells Fargo & Company (WFC) fully and unconditionally guarantees Wells Fargo Finance LLC’s $58,408,000 offering of buffered enhanced return securities linked to the S&P 500 Index. The securities pay no periodic interest and have a stated maturity date of March 7, 2029, subject to postponement. For each $1,000 face amount, positive index performance earns 140% participation, capped at a $1,348.32 settlement amount; a decline of up to 15.00% returns the face amount.
If the index falls more than 15.00% below its initial level, the loss is approximately 1.1765% of face amount for every 1% decline below 85.00% of that level, and investors could lose all principal. Payments are subject to the credit risk of Wells Fargo Finance LLC and its guarantor. The estimated value on the October 22, 2026 trade date was $995.25 per security, below the $1,000 original offering price.
The securities will not be listed on an exchange, and Wells Fargo Securities, LLC and its affiliates are not obligated to make a market. The determination date is March 5, 2029, subject to postponement; the maturity date may also be postponed under the stated provisions.
Wells Fargo & Company (WFC) fully and unconditionally guarantees a $500,000 offering of auto-callable securities issued by Wells Fargo Finance LLC and linked to Netflix common stock; each security has a $1,000 face amount. Wells Fargo Finance LLC receives $488,250 after the $11,750 agent discount. The notes pay a conditional 10.30% annual coupon quarterly only when Netflix’s closing value is at least $40.23, 60% of the $67.05 starting value.
On quarterly calculation dates from April 2027 through July 2029, a closing value at or above $67.05 automatically calls the notes for the face amount plus any final contingent coupon. If not called, maturity is October 25, 2029: a final value at or above $40.23 returns $1,000 per security, while a lower value produces a payment based on the stock’s decline from $67.05 and can result in a loss of more than 40%, potentially all principal. The securities do not share in Netflix appreciation or dividends. Their estimated value is $963.80 per security versus the $1,000 offering price; they are unlisted, with no assured secondary market, and payments remain subject to issuer and guarantor credit risk.
Wells Fargo & Company (WFC) guarantees preliminary S&P 500-linked notes issued by Wells Fargo Finance LLC. For each $1,000 face amount, the notes provide no interest: if the index rises, the return reflects 300% upside participation up to an expected maximum payment of $1,173.40 to $1,203.70. The cap level is expected to be 105.78% to 106.79% of the initial index level. If the index falls, the notes lose value one-for-one with the decline, potentially losing the entire face amount.
The determination date is expected 15 to 17 months after the trade date. The current estimated value is approximately $995.30 per security, and the trade-date estimated value will not be less than $965.30 per security. These are unsecured obligations subject to the issuer’s and guarantor’s credit risk. The notes will not be exchange-listed, and Wells Fargo Securities, LLC is not obligated to make a market or buy them back.
Wells Fargo & Company (WFC) fully and unconditionally guarantees market-linked notes issued by Wells Fargo Finance LLC, with a total original offering price of $1,000,000 and linked to Micron Technology common stock. Wells Fargo Finance LLC receives $976,500 after a $23,500 agent discount; the original price is $1,000 per security.
The notes pay a contingent coupon at a 15.05% annual rate, quarterly only when Micron’s closing price is at least 60% of its $856.49 starting value ($513.894). Missed coupons can be paid later if the threshold is regained, without interest. The notes are automatically called if a scheduled quarterly closing value from April 2027 through July 2029 is at least $856.49.
If not called, the notes mature on October 25, 2029. Principal is $1,000 per security if Micron’s final value is at least $513.894; below that threshold, principal declines with the stock and may be lost entirely. Holders receive no stock appreciation or dividends, and the notes are unlisted. The estimated value was $948.96 per security, below the original price; payments are also subject to Wells Fargo Finance LLC’s and WFC’s credit risk.
Wells Fargo & Company (WFC) guarantees auto-callable notes issued by Wells Fargo Finance LLC, with an aggregate original offering price of $1,927,000 and total proceeds to the issuer of $1,891,832.25. Linked to Amazon.com, Inc. common stock, each note has a $1,000 face amount, an 11.00% annual contingent coupon, and coupon and downside thresholds of $175.266 against a $250.38 starting value. Monthly coupons are paid only when the relevant closing value is at least the coupon threshold.
On monthly calculation days from April 2027 through September 2028, the notes are automatically called if Amazon closes at or above the starting value, paying face amount plus a final coupon if payable. If not called, maturity is October 26, 2028: a final value at or above the downside threshold returns $1,000 per security plus any final coupon; below it, payment equals $1,000 multiplied by the final value divided by the starting value, potentially reaching zero. Holders receive no participation in Amazon’s appreciation or dividends, and the notes are not exchange-listed. Estimated value was $961.16 per security versus the $1,000 offering price; payments are subject to credit risk of Wells Fargo Finance LLC and Wells Fargo & Company.
Wells Fargo Finance LLC is offering notes with an aggregate original offering price of $40,126,500.00, fully and unconditionally guaranteed by Wells Fargo & Company (WFC). The unsecured notes are linked to the least-performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes.
The notes offer a contingent coupon at 11.70% per annum, equal to $0.2925 per Note for each quarterly period, only if every index is at or above its 70% coupon barrier on every eligible trading day in that period. A breach by any index on any eligible day eliminates that period’s coupon. Wells Fargo Finance LLC may redeem all, but not part, of the notes on scheduled quarterly dates beginning approximately six months after settlement. Maturity is April 24, 2030.
If not redeemed early, the notes repay $10 per Note at maturity if all three indexes finish at or above 60% of their initial values, plus any final coupon due. If any finishes below its threshold, the loss reflects the negative return of the least-performing index, with possible loss of all principal. The stated estimated value is $9.74 per Note versus a $10.00 original offering price; Wells Fargo Finance LLC receives $39,725,235.00 in proceeds. The notes will not be listed on an exchange or automated quotation system.
Wells Fargo & Company (WFC) fully and unconditionally guarantees Wells Fargo Finance LLC’s preliminary S&P 500-linked buffered digital securities, each with a $1,000 face amount. If the final underlier level is at least 85.00% of its initial level, each security pays an expected $1,168.40 to $1,198.10 at maturity, a contingent fixed return of 16.84% to 19.81%.
Below 85.00% of the initial level, the payment falls below $1,000. For each 1% decline below that threshold, the loss is approximately 1.1765% of face amount, and the payment could be zero. The preliminary estimated value is approximately $995 per security; the trade-date estimated value will not be less than $965. The securities are unsecured obligations of Wells Fargo Finance LLC, subject to credit risk, are not listed on an exchange, and have no promised market-making support.
Wells Fargo & Company (WFC) guarantees Wells Fargo Finance LLC’s offering with an aggregate offering price of $3,900,000. The equity-index-linked securities have a $1,000 face amount each and are linked to the S&P 500 Index. If the ending value is at least the 7,757.17 starting value, the maturity payment is $1,112.50 per security, including an 11.25% contingent fixed return. If the index declines by no more than the 10% buffer, the payment is $1,000; below the 6,981.453 threshold, holders have one-for-one downside exposure beyond the buffer and may lose up to 90% of face amount.
The stated maturity date is October 29, 2027, subject to postponement. Wells Fargo Finance LLC is to receive $3,896,100 in total proceeds after the $3,900 agent discount. The estimated value on the pricing date was $990.53 per security, compared with the $1,000 original offering price.
Wells Fargo & Company (WFC) guarantees market-linked notes issued by Wells Fargo Finance LLC, with a total original offering price of $1,000,000 and stated maturity on October 25, 2029, subject to postponement. Each security has a $1,000 face amount; Wells Fargo Finance LLC receives $995,000 after a $5,000 agent discount. The estimated value on the October 21, 2026 pricing date was $979.37 per security, below the $1,000 original offering price.
The notes pay a 13.50% annual contingent coupon monthly only when Meta Platforms, Inc. Class A common stock closes at or above $418.512, 60% of its $697.52 starting value. They may be automatically called on monthly calculation days from October 2027 through September 2029 if Meta closes at or above the starting value, paying $1,000 per security plus any final coupon. If not called, maturity principal is $1,000 if Meta's final value is at least $418.512; below that, principal equals $1,000 multiplied by the performance factor and may be lost entirely. Holders do not participate in Meta's appreciation or receive its dividends, and the notes are not exchange-listed.
Wells Fargo & Company (WFC) fully and unconditionally guarantees Wells Fargo Finance LLC’s $854,000 offering of ETF-linked notes due October 24, 2031. Each $1,000 security is linked to the iShares Semiconductor ETF (SOXX); its starting value is $510.36, and its coupon and downside thresholds are both $306.216.
The notes offer a 14.35% annual contingent coupon, paid quarterly only when SOXX closes at or above the coupon threshold. On quarterly calculation days from July 2027 to July 2031, a close at or above the starting value triggers automatic redemption for the $1,000 face amount plus a final coupon. If not called, maturity payment is $1,000 when the final close is at least the downside threshold, plus a final coupon if payable. Below that threshold, payment equals $1,000 multiplied by the performance factor, exposing investors to losses exceeding 40% and potentially the entire face amount. The notes do not participate in SOXX appreciation or pay its dividends, and will not be listed on an exchange or quotation system.
Wells Fargo & Company (WFC) fully and unconditionally guarantees Wells Fargo Finance LLC’s preliminary offering of S&P 500-linked notes with a $1,000 principal amount and original offering price per note, due October 26, 2028. At maturity, an increase in the index earns 150% of its percentage gain, subject to a maximum return of at least 16.15%, to be determined on the pricing date; the maximum maturity payment will be at least $1,161.50 per note. If the index is flat or lower, the payment is $1,000. Principal repayment is subject to issuer and guarantor credit risk.
The notes pay no interest or dividends and are not exchange-listed. The preliminary estimated value is approximately $987.30 per note, and the pricing-date estimate will be no less than $957.30. The $1,000 offering price includes a $7.50 agent discount, leaving $992.50 in proceeds to Wells Fargo Finance LLC per note. The stated pricing date is October 23, 2026, and the issue date is October 28, 2026. Wells Fargo Securities and its affiliates are not required to make a market, and no secondary market is assured; calculation and maturity dates are subject to postponement for specified events.
Wells Fargo & Company (WFC) guarantees Wells Fargo Finance LLC’s preliminary offering of auto-callable notes linked to Marvell Technology, Inc. common stock. Each security has a $1,000 face amount and pays quarterly coupons at a rate set on the pricing date of at least 12.00% per year, until an automatic call or maturity. Beginning approximately one year after issuance, the notes are automatically called if Marvell’s closing value on a quarterly call date is at least its starting value; holders then receive the face amount plus a final coupon.
If not called, the principal payment at maturity is $1,000, plus a final coupon, when Marvell’s ending value is at least 50% of its starting value. Below that threshold, principal falls in line with the stock’s performance and may be lost entirely; holders do not share in stock appreciation or receive its dividends. The preliminary estimated value is approximately $965.00 per security, with a pricing-date floor of $935.00, compared with a $1,000 standard offering price ($969.00 for fee-based advisory accounts). The notes are not exchange-listed, and Wells Fargo Securities is not obligated to make a secondary market. Payments also depend on the credit of the issuer and guarantor.
Wells Fargo & Company (WFC) fully and unconditionally guarantees preliminary market-linked notes offered by Wells Fargo Finance LLC, tied to Sandisk Corporation common stock and due November 1, 2029. Each security has a $1,000 face amount and original offering price; proceeds to Wells Fargo Finance LLC are $957.50 per security after a $42.50 agent discount.
The monthly contingent coupon rate will be set on the pricing date and is at least 14.15% per annum, payable only when Sandisk’s closing value is at or above 60% of its starting value; skipped coupons may be paid later after a qualifying observation, without interest. A closing value at or above 90% triggers automatic call on scheduled monthly observations from January 2027 through September 2029. If not called, the $1,000 face amount is repaid at maturity only if the final value is at least 60% of its starting value; below that threshold, repayment reflects Sandisk’s full decline from the starting value and could be zero. The notes provide no participation in share-price gains or dividends, are unlisted, and carry issuer and guarantor credit risk. The current estimated value is approximately $937.80 per security; its estimated value at pricing will not be below $907.80.
Wells Fargo & Company (WFC) will fully and unconditionally guarantee Wells Fargo Finance LLC’s preliminary offering of auto-callable notes linked to Space Exploration Technologies Corp.’s Class A common stock. Each security has a $1,000 face amount and an original offering price of $1,000, or $969.00 for fee-based advisory accounts; proceeds to the issuer are $969.00 per security. The quarterly coupon rate, set on October 28, 2026, will be at least 11.00% per annum; the expected issue date is October 30, 2026.
Beginning approximately one year after issuance, a quarterly observation at or above the starting stock value triggers an automatic call for the face amount plus a final coupon. If not called, the maturity payment is $1,000 when the final stock value is at least 50% of its starting value; below that threshold, payment equals the face amount times the performance factor, and principal loss can reach all of it. The notes provide no stock appreciation or dividends and are unlisted; Wells Fargo Securities, LLC and its affiliates are not required to make a market. The preliminary estimated value is approximately $951.50 per security; the pricing-date estimate will be at least $921.50.
Wells Fargo & Company (WFC) fully and unconditionally guarantees Wells Fargo Finance LLC’s preliminary offering of Series B notes linked to the S&P 500. Each security has a $1,000 face amount and pays no interest. Its maturity payment depends on index performance over a period expected to span 28 to 31 months after the trade date. If the index rises, the return is 140% of the index return, subject to a maximum settlement amount expected to be $1,296.10 to $1,348.32 per security; the cap level is expected to be 121.15% to 124.88% of the initial index level. If the index declines by no more than 15%, the payment is $1,000. Below that buffer, the payment declines by approximately 1.1765% of face amount for each 1% index decline beyond the buffer and could be zero.
The current estimated value is approximately $995.80 per security; the estimated value on the trade date will be no less than $965.80, compared with the $1,000 original offering price. The notes are unsecured obligations of Wells Fargo Finance LLC, guaranteed by WFC, and payments are subject to both companies’ credit risk. They will not be listed on an exchange, and Wells Fargo Securities, LLC and its affiliates are not required to make a secondary market.
Wells Fargo & Company (WFC) fully and unconditionally guarantees Wells Fargo Finance LLC’s preliminary offering of auto-callable notes linked to Netflix, Inc. common stock. Each note has a $1,000 face amount and an original offering price of $1,000, or $976.50 for investors in fee-based advisory accounts. A quarterly coupon is payable only when Netflix’s closing value is at least 60% of its starting value; the annual coupon rate will be set on the pricing date and will be at least 10.30%.
The notes will be automatically called if Netflix’s closing value reaches the starting value on a quarterly calculation day from April 2027 through July 2029. If not called, maturity is October 25, 2029: repayment is $1,000 if the final value is at least 60% of the starting value; below that threshold, repayment equals $1,000 multiplied by the performance factor and may be zero. Holders do not participate in stock appreciation or receive dividends. The current estimated value is approximately $960.40 per security, and the pricing-date estimated value will be no less than $930.40. The notes are unlisted, and payments are subject to the issuer’s and guarantor’s credit risk.
Wells Fargo & Company (WFC) fully and unconditionally guarantees Wells Fargo Finance LLC’s preliminary equity-index-linked digital securities tied to the S&P 500. Each security has a $1,000 face amount and offering price; Wells Fargo Finance LLC receives $1,000 per security, with no agent discount.
At maturity, if the final index level is at least 85.00% of its initial level, each security is expected to pay $1,177.00 to $1,208.20, a contingent fixed return of 17.70% to 20.82% to be set on the trade date. Below the 85.00% threshold, investors lose approximately 1.1765% of face amount for every 1% further decline below that level and could lose all principal. The securities pay no periodic interest, and positive returns are capped at the threshold settlement amount.
The determination date is expected 27 to 30 months after the trade date, and maturity is expected on the second scheduled business day afterward. The estimated value is approximately $995.10 per security, with a trade-date estimated value no less than $965.10. The securities are unsecured obligations of Wells Fargo Finance LLC, guaranteed by Wells Fargo & Company; they will not be listed, and no secondary market is assured.
Wells Fargo & Company (WFC) fully and unconditionally guarantees S&P 500-linked notes issued by Wells Fargo Finance LLC, with a stated maturity date of October 29, 2027, subject to postponement. Each security has a $1,000 face amount and original offering price; Wells Fargo Finance LLC receives $999 per security after the $1.00 agent discount. The contingent fixed return will be determined on the pricing date and is at least 11.25% of face amount ($112.50 per security); it is payable only if the index ends at or above its starting value, and positive returns are capped at that amount. If the index ends below its start but at or above 90% of it, payment is $1,000; below that threshold, principal declines one-for-one for index losses beyond the 10% buffer, with potential loss up to 90% of face amount.
Pricing and issue dates are expected to be October 22 and October 26, 2026; the calculation day is October 27, 2027, subject to postponement. Current estimated value is approximately $994.50 per security, with a pricing-date estimated-value floor of $964.50. The notes pay no periodic interest or dividends and are not exchange-listed. The agent is not obligated to make a secondary market, and payments are subject to the credit risk of the issuer and guarantor.
Wells Fargo Finance LLC priced $1,070,000 of auto-callable market-linked securities, fully and unconditionally guaranteed by Wells Fargo & Company (WFC). Each security has a $1,000 face amount and original offering price; total proceeds to the issuer are $1,036,830 after the $33,170 agent discount to Wells Fargo Securities, LLC. The estimated value on the pricing date was $952.83 per security, below the original offering price.
The securities pay a 7.75% annual contingent coupon quarterly only when the lowest-performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index closes at or above 70% of its starting value. If that index closes at or above its starting value on a quarterly calculation day scheduled from October 2027 through July 2030, the securities are automatically called for the face amount plus a final contingent coupon. If not called, at maturity on October 24, 2030, the face amount is repaid only if the lowest-performing index is at least 70% of its starting value. Below that threshold, repayment is $1,000 multiplied by the index’s ending performance factor, exposing holders to losses exceeding 30% and potentially all of their principal. The securities are not listed on an exchange, and dealers are not required to make a market.
Wells Fargo Finance LLC is issuing a $1,205,000 total offering of market-linked notes, fully and unconditionally guaranteed by Wells Fargo & Company (WFC). The offering table lists $1,205,000 of proceeds to Wells Fargo Finance LLC. Each security has a $1,000 face amount and is linked to whichever of the Russell 2000 Index and S&P 500 Index performs worse.
The notes offer a contingent coupon of 8.10% per annum, paid quarterly only when the weaker index closes at or above 55% of its starting value; the stated payment is $20.25 per security when earned. Wells Fargo Finance LLC may redeem the notes on coupon payment dates beginning approximately six months after issuance. If not redeemed, the $1,000 face amount is repaid at the scheduled maturity of October 23, 2031, subject to postponement, only if the weaker index is at or above 55% on the final calculation day. Below that level, the maturity payment follows the index’s performance factor and can fall to zero. Holders do not participate in index appreciation or receive index dividends.
The estimated value is $975.12 per security, compared with the $1,000 offering price. The notes are not exchange-listed, and there is no assurance a secondary market will develop. Payments are subject to the issuer’s and guarantor’s credit risk.
Wells Fargo & Company (WFC) guarantees Wells Fargo Finance LLC’s preliminary offering of S&P 500-linked notes with a $1,000 face amount per security. The notes offer 140% upside participation, subject to an expected maximum settlement amount of $1,154.00 to $1,181.02 per $1,000 security. If the index ends down no more than 10%, holders receive the face amount; declines beyond that buffer cause losses at approximately 1.1111% of face amount for each additional 1% index decline, and the investment can lose all principal.
The notes pay no periodic interest or index dividends. The current estimated value is approximately $995.70 per security; the estimated value on the trade date will be at least $965.70, compared with a $1,000 offering price. The notes are unsecured obligations guaranteed by WFC, are not exchange-listed, and Wells Fargo Securities, LLC and its affiliates are not obligated to make a market, so a secondary market is not assured. The determination date is expected 14 to 16 months after the trade date, with maturity expected two scheduled business days later, subject to postponement.
Wells Fargo Finance LLC is offering market-linked notes with a total original offering price of $864,000; Wells Fargo & Company (WFC) fully and unconditionally guarantees the notes. Each security has a $1,000 face amount and original offering price. Wells Fargo Finance LLC receives $994 per security, after a $6 agent discount; total proceeds to the issuer are $858,816. The estimated value is $977.55 per security.
The notes pay a contingent monthly coupon at a 9.75% annual rate only when the lowest-performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 is at or above 70% of its starting value on a calculation day. Wells Fargo Finance LLC may redeem them beginning approximately six months after issuance. If not redeemed, at maturity on October 23, 2031, the $1,000 face amount is repaid only if the lowest-performing index is at or above 60% of its starting value; below that threshold, investors have full downside exposure and may lose all principal. The notes do not participate in index appreciation, are unlisted, and may have no secondary market.
Wells Fargo & Company fully and unconditionally guarantees the $10-per-Note securities offered by Wells Fargo Finance LLC, linked to the least-performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The contingent coupon rate, to be set on the Trade Date, is at least 11.70% per annum, equal to at least $0.2925 per Note quarterly, but is payable only if all three indexes are at or above 70% of their initial values on every eligible trading day in the observation period. The issuer may redeem all, but not part, of the Notes quarterly beginning approximately six months after settlement; a redemption pays principal plus any coupon due and ends further payments.
If the Notes remain outstanding to maturity on April 24, 2030, principal is repaid if each index is at or above 60% of its initial value on the April 22, 2030 final valuation date. If any index is below that threshold, losses track the decline of the least-performing index, potentially resulting in loss of all principal. The stated per-Note distribution is a $10 offering price, a $0.10 agent discount and $9.90 proceeds to Wells Fargo Finance LLC. The current estimated value is approximately $9.87 per Note; the estimated value on the Trade Date will be at least $9.57. The Notes are not exchange-listed, and payments are subject to issuer and guarantor credit risk.
Wells Fargo & Company (WFC) fully and unconditionally guarantees auto-callable notes issued by Wells Fargo Finance LLC, linked to Palantir Technologies Inc. Class A common stock, at an offering price of $1,000 per security. The contingent coupon rate will be set on the pricing date at no less than 18.25% per annum, payable quarterly only when PLTR closes at or above 50% of its starting value on that quarter’s calculation day; otherwise, no coupon is paid for that quarter.
From April 2027 through July 2029, a quarterly close at or above the starting value triggers an automatic call for $1,000 plus any final contingent coupon. If not called, the October 26, 2029 maturity payment is $1,000 if PLTR ends at or above 50% of its starting value; below that threshold, payment is $1,000 multiplied by the performance factor, with potential loss of all principal. Holders do not participate in PLTR appreciation or receive its dividends; payments are subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company, and the notes are unlisted. The current estimated value is approximately $978.80 per security, with a pricing-date estimated value of at least $948.80. Wells Fargo Finance LLC receives $991.00 per security after the $9.00 agent discount.
Wells Fargo & Company (WFC) fully and unconditionally guarantees preliminary auto-callable notes issued by Wells Fargo Finance LLC and linked to Meta Platforms, Inc. Class A common stock. Each security has a $1,000 face amount. The contingent coupon rate will be set on the pricing date at at least 13.50% per annum; monthly coupons are payable only when Meta’s closing value on the related calculation day is at least 60% of its starting value.
If Meta’s closing value reaches the starting value on a monthly calculation day from October 2027 through September 2029, the notes are automatically called for the face amount plus a final contingent coupon. If not called, they mature on October 25, 2029: holders receive $1,000 if the final value is at least 60% of the starting value, but below that threshold the payment reflects the full decline from the starting value and holders may lose all of the face amount. The notes provide no participation in Meta’s appreciation or dividends and are not exchange-listed. The original offering price is $1,000 per security, including a $5 agent discount, with $995 per security in proceeds to Wells Fargo Finance LLC. The current estimated value is approximately $977.60 per security; the pricing-date estimate will be at least $947.60.
Wells Fargo Finance LLC is offering equity-index-linked notes with a total original offering price of $6,525,000; proceeds to the issuer are also $6,525,000. Wells Fargo & Company (WFC) fully and unconditionally guarantees the notes. Each note has a $1,000 face amount and is linked to the lowest-performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes, with stated maturity on October 21, 2031.
The notes pay a 9.50% annual contingent coupon quarterly only if the lowest-performing index closes at or above 65% of its starting value on the calculation day; a lower reading means no coupon for that quarter. Wells Fargo Finance LLC may redeem the notes on quarterly dates beginning approximately one year after issuance. If not redeemed, a final reading below the 55% downside threshold exposes principal to the weakest index’s decline from its starting value, potentially eliminating all principal. Holders receive no participation in index appreciation or dividends on index constituents. The notes are unlisted; their estimated value on the pricing date was $976.53 per security versus the $1,000 offering price.
Wells Fargo & Company guarantees Wells Fargo Finance LLC’s $548,000 total original offering of equity-index-linked notes, priced at $1,000 per security. Wells Fargo Finance LLC receives $544,712 in total proceeds after a $3,288 agent discount.
The notes pay a 12.00% annual contingent coupon quarterly only when the lowest-performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index is at least 73% of its starting value on a calculation day. If that index is at or above its starting value on a scheduled calculation day from April 2027 through January 2030, inclusive, the notes are automatically called for $1,000 plus a final coupon.
If not called, the stated maturity is April 22, 2030, subject to postponement. At maturity, the notes repay $1,000 if the lowest-performing index is at least 70% of its starting value; below that threshold, payment is $1,000 multiplied by that index’s performance factor, with possible loss of all principal. The estimated value was $982.50 per security, below the $1,000 offering price. The notes are not exchange-listed.
Wells Fargo & Company (WFC) guarantees the $4,000,000 aggregate offering by Wells Fargo Finance LLC of equity-index-linked notes. At an original offering price of $1,000 per security, Wells Fargo Finance LLC receives $3,970,000 total after a $30,000 agent discount. The notes track the lowest-performing of the MSCI EAFE, Russell 2000 and S&P 500 indexes.
Quarterly coupons at 9.55% per annum are payable only if the lowest-performing index closes at or above 70% of its starting value; otherwise, that quarter pays no coupon. The issuer may redeem the notes on quarterly dates from April 2027 through July 2031. If not redeemed, at maturity on October 21, 2031, holders receive $1,000 per security only if the weakest index ends at or above 65% of its starting value; below that level, principal declines with that index and can be lost entirely. The estimated value on the October 16, 2026 pricing date was $968.57 per security, below the offering price. The notes are not exchange-listed.
Wells Fargo & Company (WFC) guarantees market-linked notes issued by Wells Fargo Finance LLC with a total original offering price of $842,000 and a price of $1,000 per security. Wells Fargo Finance LLC receives $836,106 in total proceeds after the agent discount of $7 per security. The estimated value, calculated by affiliate Wells Fargo Securities, LLC, is $974.54 per security.
The notes pay a contingent coupon at 10.00% per annum, quarterly only when the lowest-performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 is at or above 70% of its starting value on the relevant calculation day. Wells Fargo Finance LLC may redeem all, but not part, beginning approximately six months after issuance. If not redeemed, maturity is October 21, 2030: the face amount is repaid only if the lowest-performing index is at or above its 70% downside threshold on the final calculation day. Below that threshold, principal is exposed to the index’s decline from its starting value and could be lost entirely. The notes are unlisted and subject to issuer and guarantor credit risk.
Wells Fargo Finance LLC is offering $1,250,000 of market-linked securities at $1,000 per security, fully and unconditionally guaranteed by Wells Fargo & Company (WFC). Wells Fargo Finance LLC receives $1,196,875 in total proceeds after the $53,125 agent discount. The estimated value on the pricing date was $939.41 per security, calculated by affiliate Wells Fargo Securities, LLC.
The securities are linked to CrowdStrike Holdings, Inc. Class A common stock, with a $227.39 starting value and $136.434 coupon and downside thresholds. The 20.00% per annum contingent coupon is paid monthly only if the stock closes at or above the coupon threshold. On quarterly call dates from April 2027 to July 2028, the securities are automatically called if the stock closes at or above its starting value, paying the $1,000 face amount plus a final contingent coupon.
If not called, the stated maturity is October 19, 2028, subject to postponement. At maturity, the $1,000 principal is repaid if the ending value is at least the downside threshold; below it, the maturity payment equals the face amount multiplied by the performance factor and can be zero. Holders receive no appreciation or dividends from CrowdStrike. The notes are unsecured obligations, are not exchange-listed and have no assured secondary market.
Wells Fargo & Company (WFC), as guarantor, backs a $4,107,000.00 offering of market-linked notes issued by Wells Fargo Finance LLC, priced at $1,000 per security. The notes reference the lowest-performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. Their estimated value at pricing was $948.95 per security. The issue date is October 21, 2026, and stated maturity is October 21, 2031.
Coupons are payable semiannually at 8.75% per annum only when the lowest-performing index is at least 70% of its starting value on the calculation day. The issuer may redeem all, but not part, on designated coupon dates beginning approximately two years after issuance; redemption pays face amount plus a final coupon, if payable. If the notes remain outstanding to maturity, holders receive $1,000 only if the lowest-performing index is at or above 65% of its starting value. Below that level, holders have full downside exposure to that index from its starting value and could lose all principal. The notes are unsecured obligations, depend on the issuer's and guarantor's credit, and are not exchange-listed.
Wells Fargo & Company (WFC), as guarantor, backs Wells Fargo Finance LLC’s $548,000 total original offering of market-linked securities priced at $1,000 per security and linked to the lowest-performing of the Dow Jones Industrial Average, Nasdaq-100 and Russell 2000. Wells Fargo Finance LLC, the issuer, receives $544,712 total after the $3,288 agent discount.
The securities offer a 12.00% per annum contingent coupon, payable quarterly only when the weakest index closes at or above 73% of its starting value. If it closes at or above its starting value on a quarterly calculation day scheduled from April 2027 through January 2030, inclusive, the securities are automatically called for $1,000 per security plus a final contingent coupon. If not called, the $1,000 face amount is repaid at maturity only if the weakest index ends at or above 70% of its starting value.
Below that threshold, the maturity payment falls with the weakest index from its starting value, potentially reaching zero; holders do not participate in index appreciation or receive dividends on securities in the indexes. The estimated value is $982.50 per security versus the $1,000 original offering price. The securities are unlisted, and the agent is not obligated to make a market.
Wells Fargo Finance LLC is offering $4,465,000 in equity index-linked notes, fully and unconditionally guaranteed by Wells Fargo & Company (WFC). The original offering price is $1,000 per security, and proceeds to Wells Fargo Finance LLC are $4,447,140 total after the agent discount. The notes are linked to the lowest-performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index and are scheduled to mature April 22, 2030, subject to postponement. Their pricing-date estimated value was $983.40 per security.
The notes pay a contingent coupon at an 11.65% annual rate, quarterly only if the lowest-performing index closes at or above 70% of its starting value; each qualifying quarterly coupon is $29.13 per $1,000 security. If the lowest-performing index is at or above its starting value on a quarterly calculation day scheduled from April 2027 through January 2030, the notes are automatically called for $1,000 plus a final contingent coupon. If not called, holders receive $1,000 at maturity only if the weakest index ends at or above 70% of its starting value; below that level, principal repayment follows that index’s performance factor, with losses exceeding 30% and potentially all principal. The notes are not exchange-listed, and a secondary market is not assured.
Wells Fargo & Company (WFC) fully and unconditionally guarantees Wells Fargo Finance LLC’s $4,525,000 offering of equity-index-linked notes, priced at $1,000 per security and due October 21, 2031. Each note is linked to the lowest-performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index. The pricing-date estimated value is $949.11 per security; proceeds to Wells Fargo Finance LLC are $4,434,500.
Notes pay a contingent coupon at a 6.90% annual rate, quarterly only if the lowest-performing index is at least 70% of its starting value. They are automatically called on quarterly calculation days from October 2027 through July 2031, inclusive, if that index is at or above its starting value. If not called, the maturity principal payment is $1,000 only if the weakest index is at least 55% of its starting value on the final calculation day. Below that threshold, holders bear the index’s full decline from its starting value and may lose the entire face amount. Holders do not participate in index appreciation or receive dividends; the notes are unlisted and payments are subject to credit risk.
Wells Fargo & Company (WFC) fully and unconditionally guarantees equity index-linked notes issued by Wells Fargo Finance LLC in a $12,136,000 offering; proceeds to Wells Fargo Finance LLC are $12,136,000. Each security has a $1,000 face amount and pays an 8.60% annual contingent coupon quarterly only when the lowest-performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index closes at or above 70% of its starting value; otherwise that quarter’s coupon is not paid. If that index closes at or above its starting value on a quarterly calculation day scheduled from October 2027 through July 2031, inclusive, the notes are automatically called for face amount plus a final contingent coupon.
If not called, the October 21, 2031 maturity principal payment is $1,000 per security only if the lowest-performing index is at or above 55% of its starting value; below 55%, payment falls to $1,000 multiplied by that index’s performance factor, so investors may lose more than 45% and potentially all principal. Investors receive no participation in index appreciation or dividends. The stated estimated value is $971.10 per security, compared with the $1,000 offering price. The notes are not exchange-listed, and the agent is not obligated to make a secondary market.
Wells Fargo & Company (WFC) fully and unconditionally guarantees preliminary $1,000 face-amount notes issued by Wells Fargo Finance LLC and linked to the iShares Semiconductor ETF (SOXX). The original offering price is $1,000 per security. A quarterly contingent coupon, at a rate to be set on the pricing date and at least 14.35% per annum, is payable only when SOXX’s closing value on the calculation day is at least 60% of its starting value. If SOXX is at or above its starting value on a quarterly calculation day from July 2027 through July 2031, the notes are automatically called for the face amount plus a final contingent coupon.
If not called, the notes mature on October 24, 2031, subject to postponement. At maturity, they pay $1,000 per security if SOXX is at least 60% of its starting value; below that threshold, the payment is $1,000 multiplied by the performance factor, exposing holders to the ETF’s decline from its starting value and potentially the entire investment. Holders do not participate in SOXX appreciation or receive its dividends. The current estimated value is approximately $972.70 per security; the pricing-date estimated value will be at least $942.70 per security. The notes are not exchange-listed, and the agent is not required to make a market.
Wells Fargo & Company (WFC) fully and unconditionally guarantees $1,885,000 of Buffered Enhanced Return Securities issued by Wells Fargo Finance LLC; the issuer receives $1,885,000, with no agent discount. Each security has a $1,000 face amount and is linked to a basket comprising the EURO STOXX 50 (40%), TOPIX (25%), FTSE 100 (17%), Swiss Market Index (11%) and S&P/ASX 200 (7%). The notes mature December 15, 2028, subject to postponement, and pay no interest.
At maturity, positive basket returns receive 180% participation up to the 125.40% cap level, with a maximum settlement of $1,457.20 per security. A basket decline of up to 15.00% returns the $1,000 face amount; if the final level falls below 85.00% of its initial level, losses equal approximately 1.1765% of face amount for each 1% the final basket level declines below 85.00% of its initial level, and the payment could be zero. The estimated value on October 14, 2026 was $992.61 per security versus the $1,000 offering price. The securities are unlisted, Wells Fargo Securities, LLC is not obligated to make a market, and there is no assurance that a secondary market will develop.
Wells Fargo & Company (WFC) guarantees preliminary market-linked notes issued by Wells Fargo Finance LLC and linked to Micron Technology, Inc. common stock. Each security has a $1,000 face amount and an original offering price of $1,000, or $976.50 for fee-based advisory accounts. A quarterly coupon is payable only when Micron’s closing value is at least 60% of its starting value; missed coupons may be paid later if the threshold is met, without interest. The coupon rate will be set on the pricing date and will be at least 15.05% per annum.
If Micron’s closing value reaches or exceeds its starting value on a quarterly calculation day from April 2027 through July 2029, the notes are automatically called, paying the face amount plus applicable coupons. If they are not called, the notes mature October 25, 2029: the face amount is payable only if the final value is at least 60% of the starting value. Below that threshold, repayment declines with Micron from the starting value, so investors may lose more than 40% or all of their principal. Investors receive no dividends or participation in Micron’s appreciation. The estimated value is currently approximately $954.01 per security and will be at least $924.01 at pricing, below the $1,000 offering price. The notes are not exchange-listed.
Wells Fargo Finance LLC is offering $10,840,000 of buffered enhanced-return notes linked to the MSCI EAFE Index; Wells Fargo & Company (WFC) fully and unconditionally guarantees them. The notes are scheduled to mature on May 5, 2028, subject to postponement, and pay no interest. If the index rises, the payout reflects 170% upside participation, capped at $1,231.88 per $1,000 face amount; that cap applies once the index reaches 113.64% of its initial level. A decline of up to 12.50% returns $1,000 per security, while a larger decline reduces principal on a leveraged basis and could result in total loss.
The initial index level is 3,079.15, its close on October 14, 2026; the determination date is May 3, 2028, subject to postponement. The estimated value was $994.76 per security on the trade date, compared with the $1,000 original offering price. The notes are unsecured obligations of Wells Fargo Finance LLC, and payments are subject to the credit risk of that issuer and WFC as guarantor. Holders receive no periodic interest or dividends from index constituents and have no rights in those securities.
Wells Fargo & Company (WFC), the issuer of record, guarantees a $578,000.00 total original offering of S&P 500-linked notes issued by Wells Fargo Finance LLC. Each security has a $1,000 face amount and matures October 19, 2028, subject to postponement. If the index rises, the notes provide 100% participation up to a 20.50% maximum return ($205.00), for a maximum $1,205.00 payment per security. If it falls by no more than the 20% buffer, the payment adds a positive return equal to the decline; a larger decline reduces principal one-for-one beyond the buffer, with losses up to 80%.
The securities pay no interest or dividends. Wells Fargo Finance LLC receives $990.00 per security after a $10.00 agent discount, or $572,220.00 total proceeds. The estimated value is $984.01 per security compared with the $1,000 offering price. Payments depend on Wells Fargo Finance LLC and WFC credit. The notes are unlisted and are not redeemable before maturity; the agent and its affiliates are not obligated to make a secondary market, and calculation-day postponements can also delay maturity.
Wells Fargo & Company (WFC) fully and unconditionally guarantees Wells Fargo Finance LLC’s $6,466,000 offering of callable notes linked to the lowest-performing of the Dow Jones Industrial Average, Nasdaq-100 and S&P 500. The original offering price is $1,000 per security; Wells Fargo Securities, LLC estimated the value at $988.28 per security. The notes pay a 12.10% annual contingent coupon monthly only when the lowest-performing index is at or above 80% of its starting value on the calculation day.
Wells Fargo Finance LLC may redeem all, but not part, of the notes on quarterly dates from April 2027 through July 2031. If not redeemed, the notes repay $1,000 at maturity only if the lowest-performing index is at or above 80% of its starting value on the final calculation day. Below that threshold, the maturity payment uses the index’s performance factor multiplied by 1.25, exposing principal to loss and potentially eliminating it. The notes do not participate in index appreciation or dividends, are unsecured obligations subject to issuer and guarantor credit risk, and are not exchange-listed; a secondary market is not assured.
Wells Fargo Finance LLC offers callable market-linked notes with an aggregate original offering price of $4,862,000, fully and unconditionally guaranteed by Wells Fargo & Company (WFC). Proceeds to Wells Fargo Finance LLC total $4,825,535, or $992.50 per security; the original offering price is $1,000 per security, compared with an estimated value of $973.10 per security.
Each security pays a 9.15% annual contingent coupon monthly only if the lowest-performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index closes at or above 70% of its starting value on that calculation day; the stated example payment is $7.63 per security when earned. Wells Fargo Finance LLC may redeem all, but not part, on monthly coupon dates beginning approximately one year after issuance. If not redeemed, at the October 10, 2031 maturity principal is $1,000 only if the lowest-performing index is at least 60% of its starting value. Below that threshold, repayment equals $1,000 multiplied by the index’s final performance factor and may be zero. The notes offer no participation in index appreciation or dividends, are unlisted and carry issuer and guarantor credit risk.
Wells Fargo & Company (WFC) guarantees preliminary callable market-linked notes issued by Wells Fargo Finance LLC, with a $1,000 face amount and original offering price per security. The contingent coupon rate will be set on the pricing date and will be at least 9.75% per annum. Monthly coupon payments are conditional on the lowest-performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index closing at or above 70% of its starting value. Wells Fargo Finance LLC receives $994.00 per security after a $6.00 agent discount.
If not called, the notes mature October 23, 2031. At maturity, holders receive the $1,000 face amount only if the lowest-performing index ends at or above 60% of its starting value; below that threshold, the principal payment declines with that index and may be reduced by more than 40%, potentially to zero. Wells Fargo Finance LLC may redeem the notes monthly beginning approximately six months after issuance. The notes are unsecured, unlisted securities designed to be held to maturity. The preliminary estimated value is approximately $982.70 per security, and the estimated value on the pricing date will be at least $952.70.
Wells Fargo & Company (WFC) guarantees securities in a $1,273,000 offering by Wells Fargo Finance LLC, linked to Accenture plc Class A ordinary shares. The issuer receives $1,233,537 after a $39,463 agent discount; the original price is $1,000 per security.
The securities pay a 10.30% annual coupon quarterly until maturity or an automatic call. On quarterly call dates beginning approximately one year after issuance, a closing value at or above the $213.56 starting value triggers repayment of $1,000 per security plus a final coupon. If not called, maturity on October 16, 2030 returns $1,000 plus a final coupon only if the ending value is at least the $106.78 threshold. Below that threshold, the maturity payment is $1,000 multiplied by the ending value divided by the starting value, and may be zero. Holders receive no appreciation in Accenture shares or dividends.
Wells Fargo Securities, LLC estimated the value at $973.73 per security on the October 14, 2026 pricing date, below the $1,000 offering price. The securities are unlisted, and the agent is not required to make a secondary market. Payments are unsecured obligations of Wells Fargo Finance LLC, guaranteed by WFC, and subject to their credit risk.