Every 424B that Wells Fargo & Co. (WFC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow WFC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full WFC filings page.
Wells Fargo & Company (WFC), via subsidiary Wells Fargo Finance LLC, is issuing unsecured Market Linked Securities (Medium-Term Notes, Series B) due March 3, 2028, fully and unconditionally guaranteed by WFC. Each $1,000 security pays a contingent coupon of 10.85% per annum, distributed monthly only if the lowest performing of the Nasdaq‑100, Russell 2000, and S&P 500 (each an Underlier) closes on the relevant calculation day at or above its coupon threshold.
The coupon threshold and downside threshold for each index are set at 75% of its starting value (for example, Nasdaq‑100 starting value 29,456.97; thresholds 22,092.7275). From February 2027 to January 2028, if on any monthly calculation day the lowest performing Underlier is at or above its starting value, the notes are automatically called at face amount plus the final coupon. If not called, at maturity investors receive $1,000 only if the lowest performing Underlier on the final calculation day is at or above its downside threshold; otherwise the payoff equals $1,000 times its performance factor, exposing investors to losses of more than 25% and potentially all principal. The current estimated value is $981.69 per security, below the $1,000 offering price, reflecting selling, structuring, hedging and funding costs. The notes are not listed, may have limited or no secondary market, and all payments are subject to the credit risk of Wells Fargo Finance LLC and WFC.
Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is offering medium-term, unsecured notes linked to the lowest performing of three State Street Select Sector SPDR ETFs (Energy XLE, Technology XLK, Health Care XLV), fully and unconditionally guaranteed by Wells Fargo & Company. Each security has a $1,000 face amount, with an estimated value on the pricing date of $965.24 per security. The notes pay a 15.00% per annum contingent coupon quarterly only if the lowest performing ETF on the relevant calculation day is at or above 75% of its starting value, and may be automatically called from February 2027 to May 2029 if that lowest performer is at or above its starting value. If not called, principal is protected only down to 70% of the starting value of the lowest performing ETF at final valuation; below that level investors are exposed 1-for-1 to further declines and can lose more than 30%, up to all, of principal. The securities are designed to be held to maturity or call and are subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company, with no listing on any exchange.
Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is issuing medium-term, equity index-linked notes tied to the lowest performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index, maturing September 6, 2030. These are auto-callable, contingent-coupon, principal-at-risk securities, not conventional bonds.
The notes have a $1,000 face amount, original offering price of $1,000 per security and total offering of $1,333,000. They pay a 9.00% per annum contingent coupon (2.25% per quarter) only if, on each quarterly calculation day, the lowest performing index is at or above its coupon threshold, set at 75% of its starting value. The same 75% level is the downside threshold.
From February 2027 to June 2030, if on any calculation day the lowest performing index is at or above its starting value, the notes are automatically called at par plus that quarter’s coupon. If not called, at maturity investors receive $1,000 per note only if the lowest performing index is at or above its downside threshold; otherwise, payoff is fully exposed to that index’s decline and can fall to zero. The estimated value on the pricing date is $966.46 per note, below the $1,000 issue price, reflecting selling, structuring, hedging and funding costs. All payments are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, and subject to their credit risk.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
Wells Fargo & Company (WFC), through its subsidiary Wells Fargo Finance LLC, is offering market-linked, auto-callable notes tied to the worst performer of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index. Each security has a $1,000 face amount, with aggregate proceeds of $2,682,000, and is fully and unconditionally guaranteed by Wells Fargo & Company.
The notes pay a contingent coupon of 8.85% per annum, payable quarterly at $22.13 per $1,000 only if, on the relevant calculation day, the lowest performing index is at or above its coupon threshold (70% of its starting value). From August 2027 to May 2031, if on any quarterly calculation day the lowest performing index is at or above its starting value, the notes are automatically called at par plus the applicable coupon.
If not called, at maturity in September 2031 investors receive par only if the lowest performing index is at or above its downside threshold, set at 60% of its starting value; otherwise, principal is reduced one-for-one with the index decline from its starting value, resulting in losses greater than 40% and up to 100%. Investors do not participate in any upside of the indices or receive dividends. The estimated value on the pricing date is $975.75 per security, below the $1,000 offering price, reflecting selling, structuring, hedging and funding costs. All payments are subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company, and the securities are not listed and may have limited secondary liquidity.
WELLS FARGO & COMPANY (WFC), through Wells Fargo Finance LLC, is offering medium-term, equity index-linked, auto-callable notes due September 9, 2030, guaranteed by WFC. Each security has a $1,000 face amount and pays no interest or dividends, with returns linked to the lowest performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index.
The notes may be automatically called quarterly starting September 10, 2027 if the lowest performing index is at or above its threshold value of 84% of its starting value, paying back face amount plus a fixed call premium that steps up from at least 8% to at least 32% of face through September 4, 2030. If never called and the lowest performing index on the final calculation day is below its threshold, investors receive $1,000 × the index performance factor and can lose more than 16%, up to all principal.
The preliminary estimated value is about $977.90 per $1,000 security, and will not be less than $947.90 at pricing, reflecting selling, structuring, hedging and funding costs. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC, are not listed, and all payments are subject to the credit risk of both entities.
WELLS FARGO & COMPANY (WFC), through Wells Fargo Finance LLC, is offering market-linked Medium-Term Notes, Series B, that are equity index-linked, callable, and have contingent coupons, with principal at risk to the performance of the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index. Each $1,000 note pays a quarterly contingent coupon of at least 10.30% per annum only if, on the relevant calculation day, the lowest performing index is at or above 70% of its starting value.
The issuer may redeem the notes quarterly beginning around March 2027 at par plus any due coupon. At maturity in September 2029, if not called, investors receive $1,000 only if the lowest performing index is at or above 60% of its starting value; otherwise repayment equals $1,000 multiplied by that index’s performance factor, exposing holders to losses of more than 40%, up to a full loss of principal. There is no participation in index upside and no dividends.
The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, with no exchange listing. The current estimated value is about $985.40 per $1,000 note, and will not be less than $955.40 at pricing, reflecting selling, structuring, hedging and funding costs. Secondary market prices, if any, are expected to be below the original offering price, and U.S. tax treatment is based on treating the notes as a prepaid derivative contract, which carries uncertainty.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is offering medium-term, unsecured, auto-callable equity index-linked notes due September 7, 2029, fully and unconditionally guaranteed by Wells Fargo & Company. The notes are linked to the lowest performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index. Each note has a $1,000 face amount, offered at $1,000 per security (or $976.50 in fee-based advisory accounts), with an agent discount of up to $23.50.
Investors may receive quarterly contingent coupons at a rate set on the pricing date of at least 9.00% per annum, but only if on each calculation day the lowest performing index is at or above 70% of its starting value (its coupon threshold). From March 2027 to June 2029, if on any quarterly calculation day the lowest performing index is at or above its starting value, the notes are automatically called for the $1,000 face amount plus the applicable coupon.
If the notes are not called, principal protection is only conditional: at maturity investors receive $1,000 per note if the lowest performing index is at or above 70% of its starting value. If it is below that downside threshold, repayment is reduced proportionately to the index decline and investors can lose more than 30%, up to their entire principal. The current estimated value is about $965.80 per security, and will not be less than $935.80 on the pricing date, reflecting selling, hedging and funding costs. There is no exchange listing, payments are subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company, and secondary market liquidity is not assured.
WELLS FARGO & COMPANY (WFC), via Wells Fargo Finance LLC, is issuing Series B market-linked medium-term notes tied to the S&P 500® Index, fully and unconditionally guaranteed by WFC. Each security has a $1,000 face amount, with an original offering size of $3,162,000.
The notes are auto-callable: if on any call date the S&P 500 closing level is at or above the starting value of 7,711.76, investors receive $1,000 plus a fixed call premium of 8%, 16%, 24% or 32% depending on the call year, and the notes terminate. If never called, maturity on September 3, 2030 depends on the index level: investors are protected against declines up to a 7.50% buffer (threshold value 7,133.378). Below this threshold, principal is reduced 1-for-1 beyond the buffer, with a maximum loss of 92.50% of face value.
The notes pay no interest or dividends, and upside is capped at the call premiums even if the index rises more. They are unsecured obligations of Wells Fargo Finance LLC, guaranteed by WFC, with no exchange listing. The current estimated value is $963.39 per security, below the $1,000 issue price, reflecting selling, structuring, hedging and funding costs and dealer compensation.
Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is issuing market-linked, auto-callable, principal-at-risk notes tied to the Nasdaq-100 Index® (NDX), due September 3, 2030, with a face amount of $1,000 per security and no interest or dividends.
The notes auto-call if NDX is at or above the starting value 29,433.43 on any call date, paying face value plus a fixed call premium: 10.65% in 2027, 21.30% in 2028, 31.95% in 2029, or 42.60% in 2030, capping all upside at these levels. If never called, principal is protected only by a 10% buffer: if the ending value is between 90% and 100% of the starting value, investors receive $1,000; if it falls below 90%, repayment is reduced 1-to-1 beyond the buffer, down to as little as $100 (a 90% loss) if NDX goes to zero.
The total offering is $2,316,000, with proceeds to the issuer of $2,267,943 after agent discounts. The current estimated value is $978.25 per $1,000 note, reflecting selling, structuring, hedging and funding costs, and secondary market prices are expected to be below the original price. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, subject to their credit risk, and are not listed on any exchange.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is offering $10,000,000 of Market Linked Securities linked to the lowest performing of the Russell 2000 Index, EURO STOXX 50 Index and the State Street Technology Select Sector SPDR ETF. Each security has a $1,000 face amount and pays a contingent coupon of 11.70% per annum monthly, but only if on the relevant calculation day the lowest performing underlier is at or above 65% of its starting value. The notes are auto-callable quarterly if the lowest performing underlier is at or above its starting value, in which case investors receive face value plus a final coupon.
If the notes are not called, at maturity in 2031 investors receive the full face amount only if the lowest performing underlier is at or above its downside threshold of 55% of its starting value; otherwise principal is reduced one-for-one with the underlier’s decline, leading to a loss of more than 45% and potentially all principal. The securities do not participate in any upside of the underliers and pay no dividends. The current estimated value is $983.93 per $1,000 security, below the offering price, reflecting embedded costs. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, are not exchange-listed, and all payments are subject to the credit risk of the issuer and guarantor.
WELLS FARGO & COMPANY/MN (WFC), through issuer Wells Fargo Finance LLC and its unconditional guarantee, is offering equity index-linked medium-term notes tied to the lowest performing of the Nasdaq‑100 Index and the S&P 500 Index, maturing on September 9, 2030. The notes pay no interest and repay a variable amount at maturity.
Investors get leveraged upside of at least 120% of any gain in the lowest performing index and a 10% downside buffer; losses beyond that are 1‑for‑1, up to a maximum loss of 90% of face value. The original offering price is $1,000 per security; the current estimated value is about $981.50, and will not be less than $951.50 on the pricing date. The notes are unsecured obligations of Wells Fargo Finance LLC, fully guaranteed by WFC, not listed on any exchange, and are intended to be held to maturity.
WELLS FARGO & COMPANY (WFC), through issuer Wells Fargo Finance LLC, is offering medium-term, equity index-linked notes that pay a contingent quarterly coupon and expose investors to the worst performer among the Dow Jones Industrial Average®, Russell 2000® Index and S&P 500® Index. Each security has a $1,000 face amount, an expected pricing date of September 3, 2026 and a stated maturity of September 8, 2031, and is fully and unconditionally guaranteed by WFC.
The contingent coupon rate will be at least 9.25% per annum, paid quarterly only if the lowest performing index on the relevant calculation day is at or above its coupon threshold (70% of its starting value). Principal is protected only if, at final valuation, the lowest index is at or above its downside threshold (60% of its starting value); otherwise, investors are fully exposed to that index’s decline and may lose more than 40%, up to all, of principal. The issuer may redeem the notes at par plus any due coupon on quarterly dates starting roughly six months after issuance, at its sole discretion.
The notes will not be listed and are intended to be held to maturity. All payments are unsecured obligations of Wells Fargo Finance LLC, guaranteed by WFC, and are subject to their credit risk. The current estimated value is about $975.69 per $1,000 security (not less than $945.69), below the $1,000 offering price due to selling, structuring, hedging and funding costs; any secondary market price quoted by affiliates will be based on proprietary models and may be lower than the original price.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is offering 2,219,937 Accelerated Return Notes linked to the State Street SPDR S&P Biotech ETF (XBI), at $10 principal per unit, maturing October 29, 2027. All payments are fully and unconditionally guaranteed by Wells Fargo & Company.
The notes provide 300% leveraged upside to any increase in XBI, capped at a Redemption Amount of $13.13 per unit (31.30% maximum return), and full 1‑for‑1 downside exposure to declines, with up to 100% of principal at risk. There are no interest payments or dividends, and all cash flows occur at maturity.
The initial estimated value is $9.57 per unit, below the $10 public offering price, reflecting underwriting discounts, a $0.05 per unit hedging-related charge, and funding considerations. The notes are unsecured, subject to the issuer’s and guarantor’s credit risk, will not be listed on an exchange, and may have limited or no secondary market. The U.S. federal tax treatment is complex and potentially subject to change.
WELLS FARGO & COMPANY/MN (WFC), through subsidiary Wells Fargo Finance LLC, is offering 1,875,547 Accelerated Return Notes linked to the State Street Energy Select Sector SPDR ETF at $10 principal per unit, for total public offering proceeds of $18.76 million. The notes mature in approximately 14 months, on October 29, 2027, and are fully and unconditionally guaranteed by Wells Fargo & Company.
Investors receive 300% upside exposure to ETF gains, capped at a 29.10% maximum return (Capped Value $12.91 per unit), and have 1-to-1 downside exposure to losses, up to a total loss of principal. The notes pay no interest or dividends, all payments occur at maturity, and repayment depends on the credit of Wells Fargo Finance LLC and Wells Fargo & Company. The initial estimated value is $9.72 per unit, below the $10 offering price, reflecting selling, structuring, hedging costs and a hedging-related charge of $0.05 per unit, plus an underwriting discount of $0.175 per unit. The notes are intended to be held to maturity and are not listed, so secondary market liquidity is expected to be limited.
WELLS FARGO & COMPANY (WFC), as guarantor, supports a primary offering by Wells Fargo Finance LLC of $16,109,000 Medium-Term Notes, Series B, issued as equity index-linked "Buffered Enhanced Return Securities" tied to the S&P 500® Index, maturing December 20, 2028.
The notes have a $1,000 face amount, no coupons, and repay at maturity based on index performance from an initial level of 7,730.99 to the final level on December 18, 2028. Investors receive 140% of any positive index return, capped at a maximum settlement amount of $1,308.56 per $1,000. A 15.00% buffer protects against moderate declines: if the index falls up to 15%, principal is returned; below 85.00% of the initial level, losses occur at about 1.1765% of principal for every additional 1% decline, down to a possible total loss.
All payments are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC, and are subject to their credit risk. The securities are not listed, may have limited secondary liquidity, and have an estimated value on the trade date of $996.73 per $1,000, reflecting structuring, hedging and distribution costs.
Wells Fargo & Company (WFC), as guarantor for Wells Fargo Finance LLC, is offering $45,947,000 of Medium-Term Notes, Series B, equity index-linked “digital securities with buffered downside” tied to the S&P 500 Index, each with a $1,000 face amount, maturing on December 6, 2028.
The notes pay no interest and do not guarantee return of principal. If on the December 4, 2028 determination date the S&P 500 closing level is at least 85.00% of the initial level of 7,730.99, investors receive a fixed $1,200 per $1,000 note, a contingent return of 20.00%. If the index has fallen more than 15.00%, the payoff is $1,000 plus $1,000 × 117.65% × (index return + 15%), producing losses that can reach 100% of principal.
The current estimated value is $997.11 per $1,000 note, reflecting selling, structuring, hedging and funding costs. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, subject to their credit risk, and will not be listed on any exchange, with no assurance of a secondary market.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is offering principal-at-risk, equity index-linked Medium-Term Notes, Series B, tied to the S&P 500® Index. The notes have a face amount of $1,000 per security, a term expected to be 27–30 months, and pay no interest.
At maturity, investors receive a fixed "digital" payoff if the S&P 500 final level is at least 85% of the initial level: a threshold settlement amount expected between $1,170.50 and $1,200.50 per $1,000, a contingent return of 17.05%–20.05%. If the index falls more than 15%, principal is reduced on a leveraged downside basis, losing about 1.1765% of principal for every 1% drop below 85%, potentially to zero.
The securities are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC, and are subject to their credit risk. They are not bank deposits, not insured by the FDIC, and will not be listed on any exchange, so liquidity may be limited. The current estimated value is about $996.30 per security and will not be less than $966.30 on the trade date.
Wells Fargo & Company (symbol WFC), through Wells Fargo Finance LLC, is offering principal-at-risk Medium-Term Notes, Series B, linked to a weighted equity index basket. The basket allocates 40% to EURO STOXX 50®, 25% to TOPIX®, 17% to FTSE® 100, 11% to Swiss Market Index (SMI®) and 7% to S&P®/ASX 200.
The notes have a term of about 25–28 months, pay no interest and return at maturity depends on basket performance. Investors receive 180% of any positive basket return, capped at a maximum settlement amount of $1,291.78–$1,343.26 per $1,000 face amount. A 15% downside buffer protects against moderate losses; if the basket falls more than 15%, investors lose about 1.1765% of principal for each additional 1% decline and can lose all principal.
The initial basket level is 100, the buffer level is 85, and the buffer rate is about 117.65%. The securities are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC, and are subject to their credit risk. The current estimated value is about $985.90 per $1,000 note, and will not be less than $955.90 on the trade date. The notes are not listed, and secondary liquidity is uncertain. The issuer expects to treat them as prepaid derivative contracts for U.S. federal tax purposes.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is offering principal-at-risk Medium-Term Notes, Series B, titled Buffered Enhanced Return Securities linked to the MSCI EAFE Index. Each security has a $1,000 face amount, no coupons, and a maturity expected about 25–28 months after trade date.
At maturity, if the index is above its initial level, investors receive $1,000 plus 150% of the index gain, capped at a maximum settlement amount between $1,272.55 and $1,320.70 per $1,000. If the index is flat to down as much as 15%, investors receive the full $1,000.
If the index falls more than 15%, repayment is reduced on a leveraged basis: investors lose about 1.1765% of principal for each 1% decline beyond the 15% buffer and can lose their entire investment. The current estimated value is about $991.90 per security and will not be less than $960.00 on the trade date. All payments are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, and subject to their credit risk.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
WELLS FARGO & COMPANY (WFC), via Wells Fargo Finance LLC, is issuing market-linked Medium-Term Notes, Series B, that are auto-callable, pay a contingent coupon, and expose principal to downside risk based on the lowest performing of the S&P 500 Index and the State Street SPDR S&P Metals & Mining ETF. Each security has a $1,000 face amount, an original offering size of $500,000, and a contingent coupon rate of 10.80% per annum, payable quarterly only if the lowest performing underlier on the calculation day is at or above 65% of its starting value. From February 2027 through May 2029, if the lowest performing underlier is at or above its starting value on a calculation day, the notes are automatically called at par plus that quarter’s coupon. If not called, at maturity in August 2029 investors receive $1,000 only if the lowest performing underlier is at or above its 65% downside threshold; otherwise, repayment is reduced one-for-one with the underlier’s decline, potentially to zero. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC, not listed on any exchange, and have an estimated value of $998.75 per $1,000 security.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
WELLS FARGO & COMPANY (WFC), through Wells Fargo Finance LLC, is offering market-linked Medium-Term Notes, Series B with an aggregate original offering price of $1,327,000, fully and unconditionally guaranteed by WFC. The notes are equity index linked securities tied to the lowest performing of the Dow Jones Industrial Average and the S&P 500 Index, maturing on August 29, 2031.
Each $1,000 note pays no interest and returns a maturity amount based on index performance: if the lowest performing index ends above its starting value, investors receive $1,000 plus 128.43% of the positive percentage change; if it is flat or down by up to 30%, investors receive $1,000; if it falls by more than 30%, investors are fully exposed to losses and can lose more than 30%, up to their entire principal. The current estimated value is $993.95 per $1,000 note, reflecting structuring and hedging costs, and the notes are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and WFC. The notes will not be listed on an exchange and are designed to be held to maturity.
WELLS FARGO & COMPANY/MN (WFC), through its subsidiary Wells Fargo Finance LLC, is offering unsecured market-linked notes that are fully and unconditionally guaranteed by WFC. The notes are auto-callable and pay a 18.00% per annum contingent coupon only when the common stock of the specified Underlier issuer (Bloomberg ticker QCOM) closes at or above a coupon threshold on monthly calculation days.
The notes have a $1,000 face amount, an original offering price of $1,000 per security, and an aggregate offering of $280,000. The starting value of the Underlier is 163.72, with both the coupon threshold and downside threshold set at $90.046, or 55% of the starting value. If on any quarterly call date the Underlier is at or above the starting value, the notes are automatically called for face amount plus the applicable coupon.
If not called, investors receive at maturity either $1,000 per security (plus any final coupon) if the ending value is at or above the downside threshold, or $1,000 × performance factor if it is below, resulting in loss of more than 45% and possibly all principal. The current estimated value is $985.50 per security, below the issue price due to selling, structuring, hedging and funding costs. Payments depend on the credit of Wells Fargo Finance LLC and WFC, and the notes are not listed and may have limited or no secondary market liquidity.
Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is offering market-linked Medium-Term Notes, Series B, whose repayment depends on a basket of two indices and two ETFs rather than a fixed coupon and principal. The basket weights are S&P 500 Index 40%, iShares MSCI EAFE ETF 30%, Nasdaq‑100 Index 20% and iShares MSCI Emerging Markets ETF 10%.
Each $1,000 note pays at maturity on September 9, 2027: if the basket rises, 100% upside participation capped at a maximum return of at least 11.90%, giving a maximum payment of at least $1,119 per note; if the basket is flat or down by up to the 15% buffer (threshold value 85), repayment is the $1,000 face amount. If the basket falls more than 15%, investors have 1‑for‑1 downside beyond the buffer and can lose up to 85% of principal.
The notes pay no interest or dividends, are unsecured obligations of Wells Fargo Finance LLC fully and unconditionally guaranteed by Wells Fargo & Company, and are not exchange-listed. The preliminary estimated value is about $989.60 per note and will not be less than $950 on the pricing date, reflecting structuring, hedging and distribution costs. Secondary market liquidity and pricing, if any, will depend on Wells Fargo Securities, LLC’s proprietary models and willingness to trade.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
WELLS FARGO & COMPANY (WFC), through Wells Fargo Finance LLC, is offering $3,745,000 of Buffered Enhanced Return Securities linked to the MSCI EAFE Index, maturing September 29, 2028. These unsecured notes pay no interest and return depends on index performance between August 25, 2026 and September 27, 2028.
For each $1,000 note, investors get 150% of positive index return, capped at a maximum settlement of $1,312.30. Principal is fully protected only if the index decline is within a 15% buffer; below 85% of the initial level, losses accelerate at about 1.1765% per 1% further decline, potentially to zero. All payments are subject to the credit risk of Wells Fargo Finance LLC and the Wells Fargo & Company guarantee, and the notes are intended to be treated as prepaid derivative contracts for U.S. tax purposes.
Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is issuing $4,436,000 of Euro Stoxx 50®-linked medium-term notes maturing April 13, 2028. These Digital Securities With Buffered Downside pay no interest and are fully principal-at-risk, unsecured obligations guaranteed by Wells Fargo & Company.
Each note has a $1,000 face amount and is linked to the EURO STOXX 50® Index, set initially at 6,455.63. If on the April 11, 2028 determination date the index is at or above 85.00% of this level (threshold level 5,487.2855), investors receive a fixed threshold settlement amount of $1,141, a contingent return of 14.10%. If the index has fallen by more than 15%, investors lose approximately 1.1765% of principal for every 1% decline beyond the 15% buffer, potentially losing their entire investment.
The notes will not be listed, and any secondary market is expected to be limited. The current estimated value is $993.34 per $1,000 note, reflecting selling, structuring, hedging and funding costs. All payments depend on the credit of Wells Fargo Finance LLC and the Wells Fargo & Company guarantee.
Wells Fargo & Company (WFC), as guarantor for Wells Fargo Finance LLC, is offering equity index-linked Medium-Term Notes, Series B, with a total face amount of $2,337,000. These “Enhanced Return Securities” are linked to the S&P 500® Index, do not pay interest, and return a variable amount at maturity on May 5, 2028.
For each $1,000 note, investors receive at maturity: if the index increases, 300% of the index return, capped at a maximum settlement amount of $1,240.90 when the index reaches or exceeds the cap level of 108.03% of the initial level of 7,677.28. If the final index level is below the initial level, investors incur 1-to-1 downside and can lose up to their entire principal. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC, with an estimated value of $995.12 per $1,000 note on the trade date, and will not be listed on any exchange.
Wells Fargo & Company (WFC), via issuer Wells Fargo Finance LLC, is offering $8,198,000 of Medium-Term Notes, Series B, equity index linked securities tied to the MSCI EAFE Index®, maturing September 15, 2028. The notes pay no interest and principal is at risk, with all payments subject to the credit of the issuer and guarantor.
For each $1,000 note, if the index final level is at least 85.00% of the initial level of 3,255.12, investors receive a fixed threshold settlement amount of $1,169.30, a contingent return of 16.93%. If the index falls more than 15.00%, repayment is reduced by about 1.1765% of face for every 1% decline below the 85.00% threshold, down to possible total loss. The threshold level is 2,766.852 and the buffer rate is approximately 117.65%. The current estimated value is $996.57 per $1,000 note, reflecting embedded selling, structuring, hedging and funding costs, and the notes are not expected to be listed or liquid.
Wells Fargo & Company (WFC), as guarantor, is supporting a Wells Fargo Finance LLC offering of Market Linked Securities—auto-callable, contingent-coupon notes maturing August 30, 2029. The notes are linked to the worst performer of the iShares Expanded Tech-Software ETF (IGV), the S&P 500 Index (SPX), and the State Street Consumer Discretionary Select Sector SPDR ETF (XLY.
The notes pay a 10.85% per annum contingent coupon, quarterly, only if the lowest-performing underlier on each calculation day is at or above its coupon threshold (65% of its starting value). From February 2027 to May 2029, if the lowest underlier is at or above its starting value on a calculation day, the notes are automatically called at par plus that quarter’s coupon.
If not called, principal is protected only if the lowest underlier on the final calculation day is at or above its downside threshold (also 65% of starting value). If it finishes below that level, repayment equals par multiplied by that underlier’s performance factor, so investors can lose more than 35% and up to all principal. The estimated value is $950.88 per $1,000 note, below the $1,000 issue price, reflecting selling, structuring and hedging costs. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC, not listed on an exchange, and subject to WFC credit and liquidity risk.
Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is issuing equity index-linked Medium-Term Notes, Series B, that are fully and unconditionally guaranteed by WFC. These "Market Linked Securities" pay a contingent coupon of 9.65% per annum, payable quarterly only if on each calculation day the lowest performing of the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index is at or above its coupon threshold value, set at 60% of its starting value for each index.
The notes have a face amount of $1,000 per security, an original offering size of $3,134,000, a pricing date of August 25, 2026, an issue date of August 28, 2026, and a stated maturity date of August 28, 2031. Wells Fargo Finance LLC may, at its option, redeem the notes quarterly starting about six months after issuance, paying the face amount plus any due contingent coupon. If the notes are not redeemed, and on the final calculation day the lowest performing index is at or above its downside threshold (also 60% of its starting value), investors receive the $1,000 face amount; otherwise the maturity payment equals $1,000 multiplied by that index’s performance factor, exposing investors to losses of more than 40% and possibly 100% of principal.
The current estimated value is $977.75 per security, reflecting selling, structuring, hedging and funding costs. Payments are unsecured obligations of Wells Fargo Finance LLC, guaranteed by WFC, and are subject to their credit risk. The notes are not listed on any exchange and are designed to be held to maturity, with no participation in index upside or dividends.
Wells Fargo & Company (WFC), through its subsidiary Wells Fargo Finance LLC, is offering market-linked Medium-Term Notes, Series B, that are equity index-linked, callable, and fully and unconditionally guaranteed by WFC. Each $1,000 security pays a monthly contingent coupon only if, on the relevant calculation day, the lowest performing of the Dow Jones Industrial Average®, Russell 2000® Index, and S&P 500® Index is at least 70% of its starting value.
If the notes are not redeemed early, principal repayment at maturity on September 8, 2031 depends on the same “lowest performing” index. Investors receive $1,000 per security only if that index finishes at or above 60% of its starting value; otherwise, repayment is $1,000 multiplied by its performance factor, exposing holders to more than 40%, and potentially 100%, loss of principal. There is no upside participation in index gains; total return is limited to contingent coupons. The issuer may redeem the notes monthly starting around March 2027, paying face amount plus any due coupon. The indicative estimated value is about $981.40 per $1,000 security, and will not be less than $951.40 on the pricing date, reflecting structuring, hedging and distribution costs. All payments are subject to the credit risk of Wells Fargo Finance LLC and WFC.
WELLS FARGO & COMPANY (WFC), via Wells Fargo Finance LLC, is offering unsecured Market Linked Securities, Series B, auto-callable notes linked to the iShares Expanded Tech‑Software Sector ETF (IGV) and the S&P 500 Index, maturing on September 7, 2029 and fully guaranteed by WFC.
Each $1,000 note pays a contingent coupon of at least 9.55% per annum, paid quarterly only if the lowest performing Underlier on that calculation day is at or above its coupon threshold, set at 60% of starting value. From March 2027 through June 2029, if the lowest Underlier is at or above its starting value on a calculation day, the note is automatically called for $1,000 plus that quarter’s coupon.
If not called, at maturity investors receive $1,000 only if the lowest Underlier’s final level is at or above its downside threshold (also 60% of starting value). If it is below that level, principal is reduced one‑for‑one with the Underlier’s decline from its starting value, leading to a loss of more than 40% and up to 100% of principal. Investors do not participate in any upside of either Underlier and receive no dividends.
The original offering price is $1,000 per security, with an estimated value of approximately $965 on the cover (and not less than $935 on the pricing date), reflecting selling, structuring, hedging and funding costs. An agent discount of up to $15 per note and a structuring fee of up to $4.50 per note may be paid. The notes are subject to the credit risk of Wells Fargo Finance LLC and WFC, will not be listed on an exchange, and are intended to be held to call or maturity.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
Wells Fargo & Company (WFC), via subsidiary Wells Fargo Finance LLC, is issuing Medium‑Term Notes, Series B: equity index and ETF–linked market‑linked securities due September 3, 2031. The notes are auto‑callable and fully and unconditionally guaranteed by Wells Fargo & Company.
The notes pay a contingent coupon, determined on the pricing date to be at least 11.70% per annum, paid monthly only if the lowest performing of the Russell 2000 Index, EURO STOXX 50 Index, and State Street Technology Select Sector SPDR ETF is at or above 65% of its starting value on the relevant calculation day. Quarterly, if that lowest performing Underlier is at or above its starting value on a call date, the notes are automatically called at par plus that month’s coupon.
If not called, principal repayment at maturity depends on the lowest performing Underlier on the final calculation day. If it is at or above its 55% downside threshold, investors receive the $1,000 face amount; if below, repayment equals $1,000 times its performance, leading to a loss of more than 45% and up to all principal. There is no upside participation in any Underlier and no dividends. The estimated value is about $985 per $1,000 security, and will not be less than $955 on the pricing date, reflecting selling, structuring, hedging and funding costs. The notes are unsecured obligations subject to Wells Fargo Finance LLC and Wells Fargo & Company credit risk, will not be listed on an exchange, and are designed to be held to automatic call or maturity.
Wells Fargo & Company/MN (WFC), as guarantor, is supporting a Wells Fargo Finance LLC Series B medium‑term market‑linked note offering tied to the lowest performing of the S&P 500 Index and the SPDR S&P Metals & Mining ETF, maturing August 30, 2029. Each note has a $1,000 face amount (original offering price $1,000, or $976.50 in fee‑based accounts) and pays a contingent quarterly coupon only if the lowest performing underlier is at or above 65% of its starting value; the contingent coupon rate will be at least 10.80% per annum. From February 2027 through May 2029, the notes are auto‑callable at par plus the coupon if the lowest underlier is at or above its starting value on a calculation day. If not called, principal is protected only if the lowest underlier on the final calculation day is at or above its 65% downside threshold; otherwise, investors are fully exposed to that underlier’s decline and can lose more than 35%, up to all, of principal. The current estimated value is approximately $955.50 per note (and will not be less than $920.00), below the public offering price, reflecting selling, structuring, hedging and funding costs. The notes are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and WFC and will not be listed on any exchange.
WELLS FARGO & COMPANY (WFC), through Wells Fargo Finance LLC, is issuing $18,730,000 of Medium-Term Notes, Series B, market-linked securities that pay a fixed 7.05% per annum coupon and are fully and unconditionally guaranteed by Wells Fargo & Company. The notes are linked to the lowest performing of the iShares MSCI EAFE ETF (EFA) and the S&P 500 Index (SPX) and mature on October 26, 2027.
Each note has a $1,000 face amount and pays monthly coupons but offers no upside participation in either Underlier and no dividends. At maturity, investors receive $1,000 only if the lowest performing Underlier’s ending value is at least its 80% threshold; otherwise repayment is reduced using a 1.25x multiplier on declines beyond a 20% buffer, with the potential for full principal loss. The current estimated value is $999.24 per $1,000 note, reflecting selling, structuring and hedging costs. The notes are unsecured, subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company, not listed on any exchange, and may have limited or no secondary market liquidity.
WELLS FARGO & COMPANY (WFC), via Wells Fargo Finance LLC, is offering Medium-Term Notes, Series B, structured as Buffered Enhanced Return Securities linked to the S&P 500® Index. Each security has a $1,000 face amount, no interest, and principal is at risk.
At maturity (expected in 27–30 months), investors receive: 140% of the S&P 500® upside, capped at a maximum settlement amount expected between $1,265.30 and $1,312.06 per $1,000; full principal back if the index decline is within a 15.00% buffer; and leveraged downside beyond that buffer, losing about 1.1765% of principal for each 1% S&P 500® drop below 85.00% of the initial level, potentially to zero.
The securities are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC, and are subject to the credit risk of both. The current estimated value is approximately $995.37 per security, and will not be less than $965.37 on the trade date. The notes are not listed, do not pay dividends or interest, and are not FDIC insured.
WELLS FARGO & COMPANY/MN (WFC), through Wells Fargo Finance LLC, is offering principal-at-risk, equity index linked medium-term notes tied to the S&P 500® Index. Each security has a $1,000 face amount, no interest payments, and is fully and unconditionally guaranteed by Wells Fargo & Company.
At maturity (expected in 27 to 30 months), investors receive a fixed threshold settlement amount if the index is at or above 85.00% of its initial level, giving a contingent fixed return of 17.26%–20.30% (approximately $1,172.60–$1,203.00 per $1,000). If the index falls more than 15.00%, losses are buffered only to that level, then increase at a leveraged buffer rate of about 117.65%, potentially reducing the payment to zero.
The current estimated value is about $996.50 per security, and will not be less than $966.50 on the trade date, reflecting embedded costs and an internal funding rate. The notes are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company, are not FDIC insured, and are not expected to be listed or supported by a liquid secondary market.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
WELLS FARGO & COMPANY (symbol WFC), via Wells Fargo Finance LLC, is offering $1,860,000 of Medium-Term Notes, Series B, equity index-linked securities at $1,000 per note, fully and unconditionally guaranteed by WFC. These "Market Linked Securities" pay a 10.45% p.a. contingent coupon monthly only if the lowest performing of the Dow Jones Industrial Average, Nasdaq-100 Index and S&P 500 Index on each calculation day is at or above 70% of its starting value; otherwise no coupon is paid for that month.
Unless earlier redeemed, at maturity in 2031 investors receive $1,000 per note only if the lowest index is at or above its 70% downside threshold; if it is below, repayment is $1,000 times that index’s performance factor, exposing investors to losses greater than 30% and up to 100% of principal, with no upside participation or dividends. The notes are callable quarterly at the issuer’s option at par plus any due coupon, are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and WFC, are not listed on any exchange, and have an estimated value of $978.65 per $1,000 note, below the offering price due to selling, structuring, hedging and funding costs.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is offering $2,570,000 of Market Linked Securities, Series B, at $1,000 face amount per note, linked to the lowest performing of the S&P 500 Index and the SPDR S&P Metals & Mining ETF (XME), and guaranteed by WFC.
The notes pay a 10.35% per annum contingent coupon quarterly only if, on each calculation day, the lowest performing Underlier is at or above its coupon threshold, set at 60% of its starting value (S&P 500: 7,674.37; XME: $119.34). From February 2027 to May 2029, if the lowest performing Underlier is at or above its starting value on a calculation day, the notes are automatically called at par plus that quarter’s coupon.
If not called, at maturity in August 2029 investors receive $1,000 only if the lowest performing Underlier is at or above its downside threshold (also 60% of start). Below that level, repayment is $1,000 × performance factor, exposing investors to losses greater than 40% and potentially 100%, with no upside participation or dividends. The notes are unsecured, subject to the credit risk of Wells Fargo Finance LLC and WFC, and are not listed, so liquidity may be limited.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is offering $1,500,000 of Market Linked Securities, Series B, at $1,000 face amount per note, linked to the lowest performing of the Russell 2000 Index, S&P 500 Index and State Street Utilities Select Sector SPDR ETF. The notes pay a 10.30% per annum contingent monthly coupon only if, on each calculation day, the lowest performing underlier is at or above its coupon threshold of 70% of its starting value. Principal is protected at maturity only if the lowest underlier stays at or above its downside threshold of 65% of starting value; otherwise investors lose more than 35% and potentially all principal. The issuer may redeem the notes monthly from August 2027 at par plus any due coupon, and investors do not participate in any upside of the underliers. The current estimated value is $970.56 per note, below the $1,000 offering price, reflecting selling, structuring and hedging costs. Payments are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and the Wells Fargo & Company guarantee, and the notes are not listed or exchange-traded.