Every 424B that Wells Fargo & Co. (WFC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow WFC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full WFC filings page.
WELLS FARGO & COMPANY (WFC), as guarantor, supports a new issuance of Wells Fargo Finance LLC Medium-Term Notes, Series B, totaling $19,789,000 of S&P 500-linked Buffered Enhanced Return Securities maturing on November 22, 2028.
The notes are unsecured, pay no interest, and repay less than principal if the S&P 500® Index falls more than 15% from the initial level of 7,641.16. Upside is leveraged at a 130% participation rate but capped at a maximum cash payment of $1,318.89 per $1,000 note once the index reaches 124.53% of the initial level. A buffer level of 6,494.986 (85% of the initial index level) protects principal only up to a 15% decline; below that, investors lose about 1.1765% of face amount for each additional 1% index drop and could lose all principal. The current estimated value is $997.17 per note, reflecting structuring and hedging costs. The notes are not listed, secondary liquidity is uncertain, and all payments are subject to the credit of Wells Fargo Finance LLC and the full and unconditional guarantee of WFC, with complex and uncertain U.S. tax treatment.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is offering medium-term, equity index-linked notes that pay contingent quarterly coupons and may be automatically called before September 3, 2031. Payments depend on the lowest performing of the Dow Jones Industrial Average, Russell 2000 Index, and S&P 500 Index.
The notes pay a quarterly coupon only if the lowest index on each calculation day is at least 70% of its starting value; otherwise no coupon is paid for that quarter. From August 2027 to May 2031, if the lowest index is at or above its starting value on a calculation day, the notes are called at par plus that quarter’s coupon.
If not called, principal repayment at maturity depends on the final level of the lowest index. If it is at least 60% of its starting value, investors receive the $1,000 face amount; if below 60%, repayment is $1,000 multiplied by the index performance factor, so investors can lose more than 40% and up to all principal. Investors do not participate in any upside of the indices and receive no dividends. The minimum coupon rate will be at least 8.85% per annum, but payments are not guaranteed. All payments are subject to the credit risk of Wells Fargo Finance LLC and the Wells Fargo & Company guarantee, and the notes will not be listed. The estimated value at pricing is expected to be about $971.50 per $1,000 note and in any event not less than $941.50, reflecting selling, structuring, hedging and funding costs.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is offering Medium-Term Notes, Series B in the form of equity index-linked "Buffered Enhanced Return Securities" tied to the MSCI EAFE Index®. The notes pay no interest and are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC.
For each $1,000 note held to maturity (expected in about 25–28 months), investors receive: 150% of any positive index return, capped at a maximum settlement amount expected between $1,271.20 and $1,319.05; the full $1,000 if the index falls by up to 15.00%; or a loss on a leveraged downside basis of about 1.1765% of principal for each 1% index decline beyond 15%, potentially losing all principal.
The indicative estimated value is about $993.10 per $1,000 note and will not be less than $963.10 on the trade date, reflecting structuring, hedging and funding costs. The notes will not be listed, secondary liquidity is uncertain, and returns depend on both MSCI EAFE performance and the credit of Wells Fargo Finance LLC and WFC.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
WELLS FARGO & COMPANY (symbol WFC), through issuer Wells Fargo Finance LLC, is offering principal-at-risk Medium-Term Notes, Series B, in the form of Enhanced Return Securities linked to the S&P 500® Index. Each security has a $1,000 face amount, no periodic interest, and repayment depends entirely on index performance over about 20–23 months.
At maturity, if the S&P 500 final level is above its initial level, investors receive $1,000 plus 300% of the index gain, capped at a maximum settlement amount expected between $1,207.00 and $1,243.30 per $1,000. If the final level is at or below the initial level, principal is reduced 1:1 with the index decline, down to a zero payment in a worst case.
The securities are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC, and all payments are subject to their credit risk. The preliminary estimated value is about $995.20 per $1,000 security, and will not be less than $965.20 on the trade date, reflecting selling, structuring, hedging and funding costs. The notes are not listed, may have limited or no secondary market, and investors forgo dividends on S&P 500 constituents and conventional bond interest.
WELLS FARGO & COMPANY (WFC), through issuer Wells Fargo Finance LLC, is offering market-linked medium-term notes tied to the lowest performing of the iShares MSCI EAFE ETF (EFA) and the S&P 500 Index (SPX), maturing on October 26, 2027. Each $1,000 security pays a fixed monthly coupon at a per annum rate set on the pricing date, with a minimum of 7.05% per annum. Principal is at risk: at maturity investors receive $1,000 only if the lowest performing Underlier’s ending value is at least 80% of its starting value (the threshold value). Below that level, repayment decreases on a 1.25x leveraged basis beyond a 20% buffer, potentially down to zero, and investors do not participate in any upside or dividends of either Underlier. The current estimated value is about $998.20 per security and will not be less than $968.20 on the pricing date, reflecting embedded selling, structuring, hedging and funding costs. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC, are not exchange-listed, and all payments are subject to the credit risk of the issuer and guarantor.
Wells Fargo & Company (WFC), as guarantor for Wells Fargo Finance LLC, is offering Series B medium-term notes in the form of equity index linked "Digital Securities With Buffered Downside" tied to the EURO STOXX 50® Index. Each security has a $1,000 face amount and no periodic interest.
If the final index level on the determination date (expected in 19–22 months) is at least 85% of the initial level, holders receive a fixed threshold settlement amount expected between $1,119.90 and $1,141.00 per $1,000, a contingent return of 11.99%–14.10%. If the index falls more than 15%, investors lose principal on a leveraged basis, about 1.1765% of face for each 1% decline beyond the 15% buffer, potentially losing the entire investment.
The securities are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, and all payments are subject to their credit risk. The current estimated value is about $993.50 per security, with a stated minimum of $963.50, reflecting embedded costs and dealer pricing. The notes are not listed and there is no obligation to make a secondary market.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is issuing market-linked Medium-Term Notes, Series B, tied to the lowest performing of the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index, maturing on August 22, 2031 and fully and unconditionally guaranteed by WFC.
Each $1,000 security offers a contingent coupon of 11.75% per annum, paid quarterly only if the lowest performing index on the relevant calculation day is at or above 70% of its starting value. Wells Fargo Finance LLC may redeem the notes quarterly beginning about six months after issuance at par plus any due coupon.
If the notes are not redeemed early, principal is protected at maturity only if the lowest performing index is at or above its 70% downside threshold; otherwise repayment is $1,000 times that index’s performance factor, exposing holders to losses greater than 30% and up to 100%. The original price is $1,000 per note, with total offering size of $2,658,000 and an estimated value of $977.90 per note. Payments are unsecured and subject to the credit risk of Wells Fargo Finance LLC and WFC, and the notes will not be listed on any exchange.
Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is issuing medium-term Market Linked Securities tied to the worst performer of the Dow Jones Industrial Average, Nasdaq‑100 Index and S&P 500 Index, maturing on February 24, 2031. Each security has a $1,000 face amount and pays a 12.00% per annum contingent monthly coupon only if the lowest performing index on each calculation day is at or above 80% of its starting value.
Wells Fargo Finance LLC may redeem the notes quarterly starting in February 2027 at par plus any due coupon. At maturity, if not redeemed and the lowest performing index is below 80% of its starting value, principal is reduced by 1.25% for every 1% decline beyond the 20% buffer, potentially to zero. Investors do not participate in any index upside, receive no dividends, face full downside (beyond the buffer) based on the worst index, and are exposed to the unsecured credit risk of Wells Fargo Finance LLC and the Wells Fargo & Company guarantee.
WELLS FARGO & COMPANY (WFC), via Wells Fargo Finance LLC, is offering market-linked Medium-Term Notes, Series B, fully and unconditionally guaranteed by WFC. These equity index linked securities pay a 10.45% per annum contingent coupon only when the lowest of the Dow Jones Industrial Average, Russell 2000 Index, and S&P 500 Index on a monthly calculation day is at or above 70% of its starting value.
The notes mature on August 22, 2030 and are callable quarterly beginning about six months after issuance at par plus any due contingent coupon. If not redeemed, investors receive full principal at maturity only if the lowest-performing index is at or above 65% of its starting value; otherwise repayment is reduced in proportion to that index’s decline, with losses greater than 35% and potentially 100% of principal. The original offering totals $10,904,000 at $1,000 per note, with an estimated value of $987.36 per note. The notes are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and WFC and are not listed on an exchange.
WELLS FARGO & COMPANY/MN, through issuer Wells Fargo Finance LLC, is offering Market Linked Securities—Auto-Callable with Contingent Coupon due August 22, 2030, linked to the worst of the Russell 2000® Index and the EURO STOXX 50® Index. Each note has a $1,000 face amount and pays a contingent coupon of 8.00% per annum, quarterly, only if on the relevant calculation day the lowest-performing index is at or above its coupon threshold value, set at 65% of its starting value for each index.
The notes are auto-callable quarterly from February 2027 through May 2030 if the worst index is at or above its starting value, in which case investors receive $1,000 plus the final coupon and the notes terminate. If not called, at maturity investors receive $1,000 only if the worst index is at or above its downside threshold (also 65% of starting); otherwise, principal is reduced 1-for-1 with the index loss, leading to losses of more than 35% and up to 100% of principal. The indices’ starting values are 3,017.887 for the Russell 2000 and 6,468.17 for the EURO STOXX 50. The offering size is $4,169,000, at an original offering price of $1,000 per security (or $976.50 in fee-based accounts). The estimated value is $959.99 per security, below the issue price, reflecting selling, hedging and structuring costs. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, not listed on any exchange, and subject to the credit risk of both entities.
WELLS FARGO & COMPANY (WFC), through Wells Fargo Finance LLC, is offering Series B market‑linked notes that are fully and unconditionally guaranteed by Wells Fargo & Company. The notes are linked to the lowest performing of three underliers: the iShares Expanded Tech‑Software Sector ETF (IGV), the S&P 500 Index (SPX) and the State Street Consumer Discretionary Select Sector SPDR ETF (XLY).
The securities pay a quarterly contingent coupon only if the lowest performing underlier on each calculation day is at or above its coupon threshold, set at 65% of its starting value. The contingent coupon rate will be at least 10.85% per annum. From February 2027 through May 2029, if on any quarterly calculation day the lowest performing underlier is at or above its starting value, the notes are automatically called for the $1,000 face amount plus that quarter’s coupon.
If not called, at maturity in August 2029 investors receive $1,000 only if the lowest performing underlier’s final value is at or above its 65% downside threshold. Below that level, repayment is $1,000 multiplied by that underlier’s performance factor, exposing investors to losses of more than 35% and up to complete loss of principal. The original offering price is $1,000 per note, with an agent discount of $18.25 and proceeds to Wells Fargo Finance LLC of $981.75 per note. The issuer’s estimated value is approximately $948.90 per note and will not be less than $910. The notes are unsecured, subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company, not listed on an exchange, and are intended to be held to automatic call or maturity.
WELLS FARGO & COMPANY (WFC), through Wells Fargo Finance LLC, is offering Medium-Term Notes, Series B, structured as equity index-linked digital securities with buffered downside tied to the MSCI EAFE Index®. Each security has a $1,000 face amount, pays no interest, and is fully and unconditionally guaranteed by Wells Fargo & Company.
At maturity (expected in 24–27 months), if the index is at or above 85.00% of its initial level, holders receive a fixed threshold settlement amount expected between $1,146.20 and $1,172.00 per $1,000, a contingent return of 14.62%–17.20%. If the index falls more than 15.00%, investors lose approximately 1.1765% of principal for each 1% drop below 85.00%, potentially losing all principal.
The securities are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company. The current estimated value is about $992.40 per $1,000 security and will not be less than $962.40 on the trade date, reflecting embedded costs and dealer pricing. The notes will not be listed, have no redemption before maturity, and secondary market liquidity is uncertain.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is offering $2,090,000 of Market Linked Securities, Series B, maturing August 21, 2031, linked to the lowest performing of the Dow Jones Industrial Average, Nasdaq‑100 Index and S&P 500 Index. These unsecured notes pay no interest and have no principal protection.
At maturity, if the lowest performing index is above its starting value, holders receive $1,000 plus 140% of that index’s gain. If it is between its starting value and its 70% threshold, investors receive only the $1,000 face amount. If it finishes below 70% of its starting value, investors are fully exposed to the decline and can lose more than 30%, up to all of principal. The notes are not listed, are designed to be held to maturity, and all payments depend on the credit of Wells Fargo Finance LLC and the Wells Fargo & Company guarantee.
The original offering price is $1,000 per security, including a $30 selling concession; issuer proceeds are $970 per security. The bank’s affiliate estimates the initial value at $969.46, below the offer price due to selling, structuring, hedging and funding costs. The product has complex tax treatment and potential withholding considerations under Section 871(m) for non‑U.S. investors.
Wells Fargo & Company (WFC), as guarantor of Wells Fargo Finance LLC, is offering market-linked Medium-Term Notes, Series B, whose payoff depends on the lowest performing of the iShares MSCI EAFE ETF (EFA) and iShares MSCI Japan ETF (EWJ), maturing on August 21, 2031.
The notes are issued at $1,000 per security in $2,966,000 aggregate. If the lowest-performing ETF ends at or above its starting value, investors receive $1,000 plus a contingent fixed return of 55.90% ($559). If it ends below its starting value but at or above 65% of starting, investors receive only the $1,000 face amount.
If the lowest-performing ETF falls more than 35% below its starting value, investors are fully exposed to that decline and can lose more than 35%, up to their entire principal. The notes pay no interest or dividends, have no exchange listing, and carry the unsecured credit risk of Wells Fargo Finance LLC and Wells Fargo & Company. The current estimated value is $949.27 per $1,000 security.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is issuing $4,289,000 of Medium-Term Notes, Series B, structured as Buffered Enhanced Return Securities linked to the MSCI EAFE Index, maturing October 13, 2028 and fully and unconditionally guaranteed by WFC.
Each security has a $1,000 face amount, no interest payments and principal at risk. If the index rises, investors receive 160% of the index gain, capped at a maximum settlement amount of $1,320 per $1,000, corresponding to a cap level at 120% of the 3,229.67 initial index level. If the index ends between 85% and 100% of the initial level, investors receive $1,000.
Below the 85% buffer level (2,745.2195), losses are leveraged: investors lose approximately 1.1765% of principal for every 1% additional decline, down to a possible total loss. The current estimated value is $995.53 per $1,000, reflecting embedded costs. The securities are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and WFC and are not listed on any exchange.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is offering medium-term market-linked notes tied to the lowest performing of the Dow Jones Industrial Average, Nasdaq-100 Index and S&P 500 Index, maturing on August 26, 2031 and fully and unconditionally guaranteed by WFC.
The notes pay a contingent monthly coupon at a rate set on the pricing date, at least 10.45% per annum, only if on each monthly calculation day the lowest performing index is at or above its coupon threshold, set at 70% of its starting value. Wells Fargo Finance LLC may redeem the notes quarterly, beginning about six months after issuance, at par plus any due coupon.
If the notes are not called, investors receive the $1,000 face amount at maturity only if the lowest performing index on the final calculation day is at or above its downside threshold (also 70% of its starting value). If it is below that level, repayment is reduced in proportion to the index decline, resulting in a loss of more than 30% and up to all principal. The notes do not participate in any index upside and pay no dividends. The indicative estimated value is about $974.60 per $1,000 note (not less than $944.60) and there is no exchange listing, with all payments subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is offering unsecured market-linked medium-term notes tied to the lowest performing of the Nasdaq-100, Russell 2000, and S&P 500 indices, maturing on August 28, 2031 and fully and unconditionally guaranteed by WFC.
The notes pay a quarterly contingent coupon of at least 9.65% per annum only if the lowest performing index on each calculation day is at or above its coupon threshold, set at 60% of its starting value. Wells Fargo may redeem the notes in whole, at its option, on quarterly dates starting about six months after issuance, paying face amount plus any due coupon.
If not redeemed, principal repayment at maturity is protected only if the lowest performing index is at or above its downside threshold (also 60% of its starting value). If it is below that level, investors are fully exposed to downside and may lose more than 40%, up to all, of principal. The original offering price is $1,000 per note, with an estimated value of about $970.20 (not less than $940.20), reflecting selling, structuring, hedging and funding costs. There is no exchange listing, and all payments are subject to the credit risk of Wells Fargo Finance LLC and WFC.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
WELLS FARGO & COMPANY (WFC), through Wells Fargo Finance LLC, is issuing equity index–linked Medium-Term Notes, Series B, in a $4,686,000 offering of Buffered Enhanced Return Securities tied to the S&P 500® Index, maturing on December 6, 2028 and fully and unconditionally guaranteed by WFC.
The notes have a $1,000 face amount, no coupons, and principal is at risk. Investors receive 130% of any positive S&P 500® return, capped at a maximum settlement amount of $1,330.20 per $1,000, with a cap level at 125.40% of the initial index level of 7,745.06. A 15% buffer protects against moderate declines: at or above 85% of the initial level, repayment is $1,000; below that buffer, losses increase at about 1.1765% of principal for each additional 1% index decline, up to total loss.
The securities’ current estimated value on the trade date is $997.89 per $1,000, reflecting selling, structuring, hedging and funding costs, and all payments are subject to the unsecured credit of Wells Fargo Finance LLC and the WFC guarantee. The notes are not listed, may have limited or no secondary market, and do not pay interest or dividends.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
Wells Fargo & Company (symbol WFC), via Wells Fargo Finance LLC, is offering medium-term, principal-at-risk equity index linked notes tied to the lowest performing of the Dow Jones Industrial Average, Nasdaq‑100 Index and S&P 500 Index, maturing on February 24, 2031. Each security has a $1,000 face amount and pays a monthly contingent coupon only if, on the relevant calculation day, the lowest performing index is at or above 80% of its starting value; the annualized contingent coupon rate will be at least 11.80%.
Wells Fargo Finance LLC may redeem the notes quarterly, beginning in February 2027, at par plus any due coupon, regardless of index performance. If the notes are not redeemed, principal repayment at maturity depends on the lowest performing index on the final calculation day. Investors receive $1,000 per note if that index is at or above its downside threshold of 80% of its starting value; otherwise, repayment is reduced on a leveraged basis: investors lose 1.25% of face amount for each 1% decline beyond the 20% buffer, with no upside participation.
The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, and are designed to be held to maturity with no exchange listing. The preliminary estimated value is approximately $982.60 per $1,000 security and will not be less than $952.60 on the pricing date, reflecting structuring, hedging and distribution costs and an internal funding rate. All payments are subject to the credit risk of the issuer and guarantor.
WELLS FARGO & COMPANY/MN (WFC), through subsidiary Wells Fargo Finance LLC, is offering unsecured market-linked notes that are fully and unconditionally guaranteed by WFC. The notes are linked to the lowest performing of the S&P 500 Index and the State Street SPDR S&P Metals & Mining ETF and may be automatically called quarterly from February 2027 to May 2029 if the lowest performing underlier is at or above its starting value.
The securities pay a quarterly contingent coupon only when the lowest performing underlier is at or above 60% of its starting value; the coupon rate will be at least 10.35% per annum$959.50 per $1,000 note (not less than $929.50), reflecting offering, hedging and structuring costs, and there is no exchange listing, so liquidity depends on dealer interest.
Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is offering market-linked medium-term notes due August 22, 2030 that are linked to the lowest performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index. The notes pay a monthly contingent coupon only if, on each calculation day, the lowest performing index is at or above its coupon threshold of 70% of its starting value; the contingent coupon rate will be at least 10.25% per annum.
Wells Fargo Finance LLC may redeem the notes quarterly, beginning about six months after issuance, at 100% of face amount plus any due coupon. If not redeemed, investors receive $1,000 per note at maturity only if the worst index is at or above its downside threshold of 65% of its starting value; otherwise, repayment is $1,000 times the performance factor of the worst index, creating potential loss of more than 35% and up to all principal. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, have no stock-market listing, and carry an estimated value of about $985.10 per $1,000 note (not less than $955.10) based on Wells Fargo Securities’ proprietary models.
Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is offering auto-callable market-linked notes linked to the lowest performing of the iShares MSCI EAFE ETF (EFA), Russell 2000 Index (RTY) and S&P 500 Index (SPX), maturing August 19, 2031. The notes pay a 10.50% per annum contingent coupon quarterly only if, on each calculation day, the lowest Underlier is at or above 70% of its starting value; otherwise no coupon is paid.
From February 2027 through May 2031, if the lowest Underlier on a calculation day is at or above its starting value, the notes are automatically called at par plus the coupon, ending the investment early. If not called, at maturity investors receive par only if the lowest Underlier’s final value is at or above 70% of its starting value; below that level, repayment is reduced one-for-one with the decline, with potential loss of the entire principal.
The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC, and are designed to be held to call or maturity with no exchange listing. The current estimated value is $978.90 per $1,000 note, reflecting selling, structuring, hedging and funding costs, and U.S. tax treatment (including for non-U.S. holders) is complex and uncertain.
WELLS FARGO & COMPANY (WFC), via Wells Fargo Finance LLC, is offering $2,728,000 of Market Linked Securities, $1,000 face amount each, linked to the lowest performing of the Russell 2000 Index, S&P 500 Index and State Street Utilities Select Sector SPDR ETF, and maturing on August 19, 2031. The notes pay a monthly 11.00% per annum contingent coupon only if, on each calculation day, the lowest performing underlier is at or above 70% of its starting value; otherwise no coupon is paid.
Principal is at risk: if not called and on the final calculation day the lowest underlier is below 65% of its starting value, the maturity amount equals $1,000 times that underlier’s performance factor, exposing investors to losses greater than 35% and up to 100%. Wells Fargo Finance LLC may redeem the securities monthly beginning in February 2027 at par plus any due coupon. The current estimated value is $978.01 per $1,000, reflecting fees, hedging and funding costs, and the notes are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and the Wells Fargo & Company guarantee, with no exchange listing.
Wells Fargo Finance LLC, fully guaranteed by Wells Fargo & Company (WFC), is issuing auto-callable, equity-linked Medium-Term Notes, Series B, tied to the lowest performing of Amazon (AMZN), Meta (META) and NVIDIA (NVDA), maturing August 17, 2029.
The notes pay a 13.00% per annum contingent monthly coupon only if the lowest underlier on each calculation day is at least 50% of its starting value (with a memory feature for missed coupons). From February 2027 to July 2029, the notes auto-call at par plus coupons if the lowest underlier is at least 95% of its starting value.
If not called, principal is repaid at maturity only if the lowest underlier is at or above the 50% downside threshold; otherwise investors are fully exposed to downside from the starting value and can lose more than 50%, up to their entire investment. The original price is $1,000 per note, with an estimated value of $970.39, and all payments are subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company. The notes are not listed and may have limited liquidity.
WELLS FARGO & COMPANY (WFC), via Wells Fargo Finance LLC, is offering equity index-linked Medium-Term Notes, Series B, called Buffered Enhanced Return Securities tied to the S&P 500® Index. Each security has a $1,000 face amount, a term expected to be 27–30 months, pays no interest, and is fully and unconditionally guaranteed by Wells Fargo & Company.
At maturity, investors receive: (i) $1,000 plus 130% of any positive index return, capped at a maximum settlement amount expected between $1,270.27 and $1,317.85 per $1,000; (ii) $1,000 if the S&P 500® has fallen by up to 15%; or (iii) a loss of about 1.1765% of principal for each 1% index decline beyond 15%, down to a possible total loss. The buffer level is 85% of the initial index level.
These unsecured notes involve principal at risk, no dividends from index constituents, and are subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company. The preliminary estimated value is about $996.30 per security, and will not be less than $966.30 on the trade date, reflecting embedded selling, structuring, hedging and funding costs. The notes are not listed and a secondary market may be limited.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is offering Medium-Term Notes, Series B, equity index-linked “Buffered Enhanced Return Securities” whose payoff depends on the MSCI EAFE Index over about 25–28 months. The notes pay no interest and do not guarantee return of principal.
At maturity, for each $1,000 note, investors receive: (i) $1,000 plus 160% of any positive index return, capped at a maximum settlement amount expected between $1,272.64–$1,320.64; (ii) $1,000 if the index decline is up to 15%; or (iii) a leveraged loss of about 1.1765% of principal for every 1% index drop beyond a 15% buffer, with the potential for total loss.
The current estimated value is about $994.20 per $1,000 note and will not be less than $964.20 on the trade date, reflecting selling, structuring, hedging and funding costs. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, subject to credit risk, and are not listed on any exchange.
WELLS FARGO & COMPANY (WFC), via subsidiary Wells Fargo Finance LLC, is offering $31,000,000 of Trigger Callable Contingent Yield Notes linked to the least performing of the Russell 2000® Index, S&P 500® Index and EURO STOXX 50® Index, maturing February 19, 2030.
The notes pay a contingent coupon of 11.40% per annum (about $0.285 per $10 note per quarter) only if on every eligible trading day in a quarter each index stays at or above its Coupon Barrier (70% of initial value). WFC may redeem the notes quarterly after about six months at par plus any due coupon. At maturity, if not redeemed and each index is at or above its Downside Threshold (60% of initial), investors receive principal plus any final coupon; otherwise the payoff is reduced one-for-one with the decline of the worst index, down to a total loss of principal.
The notes are unsecured, unsubordinated obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC, and will not be listed. The estimated value is $9.79 per $10 note, below the $10 offering price, reflecting selling, structuring, hedging and funding costs.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is offering medium-term market-linked notes due August 26, 2031, whose payments depend on the lowest performing of the Russell 2000 Index, the S&P 500 Index and the State Street Utilities Select Sector SPDR ETF. Each note has a $1,000 face amount and pays a monthly contingent coupon only if, on the relevant calculation day, the lowest performing underlier is at or above its coupon threshold (70% of its starting value); the contingent coupon rate will be at least 10.30% per annum.
Wells Fargo Finance LLC may redeem the notes in whole, at its option, on monthly dates beginning around August 2027, paying $1,000 plus any due coupon. If not redeemed early, principal repayment at maturity depends on the final value of the lowest underlier: if it is at or above its downside threshold (65% of starting value), investors receive $1,000; if below, repayment is $1,000 × performance factor, exposing investors to loss of more than 35% and up to all principal.
The notes do not participate in any upside of the underliers and pay no dividends. The estimated value at pricing is approximately $977.00 per note, and will not be less than $940.00, reflecting selling, structuring, hedging and funding costs. The securities are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, subject to their credit risk, and are not listed on any exchange.
WELLS FARGO & COMPANY (WFC), as guarantor for Wells Fargo Finance LLC, is offering $13,912,000 of S&P 500®-linked Medium-Term Notes, Series B, due October 18, 2028, in $1,000 denominations. These are unsecured, principal-at-risk "digital" securities that pay no interest.
For each $1,000, investors receive $1,190.50 at maturity (a 19.05% contingent fixed return) if the S&P 500® final level on October 16, 2028 is at least 85% of the initial level of 7,798.99. If the index falls more than 15%, repayment is reduced: holders lose about 1.1765% of principal for every 1% the index ends below 85%, up to a total loss of principal.
The notes are fully and unconditionally guaranteed by WFC but are unsecured, pay no coupons, and do not provide dividends or full upside participation in the index. The issuer’s affiliate estimates the initial value at $995.71 per $1,000 note, below the offering price, reflecting selling, structuring, hedging and funding costs. The notes are not FDIC insured and are expected to have limited or no secondary market liquidity.
Wells Fargo & Company (WFC), via issuer Wells Fargo Finance LLC, is offering $16,503,000 of Medium-Term Notes, Series B, structured as Buffered Enhanced Return Securities linked to the S&P 500® Index, maturing August 16, 2028. These principal-at-risk notes pay no interest and repay at maturity an amount based on index performance between the August 13, 2026 trade date and the August 14, 2028 determination date.
The initial index level is 7,798.99. Investors receive 130% of any positive index return, capped at a maximum settlement amount of $1,291.46 per $1,000 face amount, reached when the index is at or above the cap level of 122.42% of the initial level. A downside buffer protects principal for index declines of up to 12.50%; below the buffer level of 87.50% of the initial level, losses are magnified at a buffer rate of approximately 114.29%, and investors may lose some or all principal. The current estimated value is $996.51 per $1,000 note, reflecting selling, structuring, hedging and funding costs. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC, are not FDIC insured, and are not expected to be listed; any secondary market would be limited and based on affiliate pricing models.
WELLS FARGO & COMPANY (WFC), through Wells Fargo Finance LLC, is offering medium‑term market‑linked notes tied to the lowest performing of the iShares MSCI EAFE ETF (EFA) and the iShares MSCI Japan ETF (EWJ), maturing on August 21, 2031. Each security has a $1,000 face amount and pays no periodic interest or dividends.
At maturity, investors receive: (i) $1,000 plus a contingent fixed return of at least 55.90% (at least $559) if the lowest performing ETF finishes at or above its starting value; (ii) $1,000 if the lowest performing ETF is down but not by more than 35%; or (iii) $1,000 plus the ETF’s percentage return if it falls more than 35%, creating full downside exposure beyond the 35% threshold and potential loss of most or all principal.
The current estimated value is about $950 per $1,000 note and will not be less than $920 on the pricing date, reflecting selling, structuring, hedging and funding costs; the agent discount is up to $30 per note. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC, are not listed, and secondary market liquidity and pricing are uncertain.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is offering unsecured, market-linked Medium-Term Notes, Series B that are fully and unconditionally guaranteed by WFC. These securities are linked to the lowest performing of the Dow Jones Industrial Average, Nasdaq-100 Index and S&P 500 Index and pay no interest.
At maturity on August 21, 2031, investors receive: the $1,000 face amount plus at least 140% of any positive return of the lowest performing index; the $1,000 face amount if that index is flat or down by up to 30%; or full downside exposure if it falls more than 30%, potentially losing all principal. The current estimated value is about $947.90 per $1,000 security and will not be less than $917.90 on the pricing date, below the $1,000 offering price due to selling, structuring, hedging and funding costs. The notes are not listed, may have limited liquidity, and all payments are subject to the credit risk of Wells Fargo Finance LLC and WFC.
Wells Fargo & Company (WFC), as guarantor of Wells Fargo Finance LLC, is issuing equity index-linked Medium-Term Notes, Series B, $1,000 face amount each, linked to the worst-performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index, maturing August 22, 2031. The notes pay a quarterly contingent coupon only if the lowest-performing index on each calculation day is at or above its coupon threshold, set at 70% of its starting value; the annual contingent coupon rate will be at least 11.75%. Wells Fargo Finance LLC may redeem the notes quarterly, beginning about six months after issuance, at par plus any due contingent coupon. If not redeemed, principal repayment at maturity depends on the final level of the worst-performing index: investors receive $1,000 only if that index is at or above its 70% downside threshold; otherwise the maturity payment equals $1,000 times that index’s performance factor, exposing investors to losses greater than 30% and potentially a total loss of principal. The current estimated value is approximately $985.80 per $1,000 security and will not be less than $955.80 on the pricing date; the notes are unsecured, subject to WFC credit risk, and will not be listed on any exchange.
WELLS FARGO & COMPANY (WFC), through Wells Fargo Finance LLC, is offering $32,047,470 of Trigger Autocallable GEARS, principal-at-risk notes linked to the EURO STOXX 50® Index, at $10 per Security, maturing around August 15, 2031.
The notes pay no interest and may be automatically called after the August 2027 Observation Date if the index is at or above the Autocall Barrier (100% of the Initial Underlier Value), returning $11.80 per Security (18% Call Return). If not called and the index is positive at maturity, holders receive $10 plus the index return multiplied by 1.53x Upside Gearing.
If the index is flat or down but at or above the Downside Threshold (75% of initial), principal is repaid; if it falls below that level, investors lose principal one-for-one with the index decline and could lose their entire investment. The estimated value is $9.79 per Security, below the $10 Original Offering Price, reflecting selling, structuring and hedging costs. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC, and will not be listed on any exchange.
Wells Fargo & Company (WFC), through issuer Wells Fargo Finance LLC, is offering market-linked, principal-at-risk notes tied to the lowest performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index, maturing August 15, 2031. Each $1,000 security may pay a contingent coupon of 9.05% per annum, paid monthly only when the lowest Underlier on the relevant calculation day is at or above its coupon threshold, set at 80% of its starting value, with a “memory” feature that can pay previously missed coupons.
The notes are auto-callable monthly from August 2027 to July 2031 if the lowest Underlier is at or above its starting value, returning face amount plus the applicable coupons. If not called, principal repayment at maturity depends on the lowest Underlier: full face amount is paid only if it is at or above its downside threshold of 85% of starting value. Below that, investors are exposed on a leveraged basis via a multiplier of about 1.1765, losing roughly 1.1765% of principal for each 1% decline beyond the 15% buffer, with potential loss of all principal and no participation in any index upside.
The original offering price is $1,000 per note, with an agent discount of $6.00 and proceeds to the issuer of $994.00 per note, for a total offering of $1,064,000. The current estimated value, based on Wells Fargo Securities’ models, is $984.50 per note. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, are not listed on any exchange, and all payments are subject to the credit risk of the issuer and guarantor.
Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is offering unsecured market-linked notes tied to a basket of the S&P 500 Index, Nasdaq-100 Index, iShares MSCI EAFE ETF and iShares MSCI Emerging Markets ETF, with respective weightings of 40%, 20%, 30% and 10%.
The notes have a $1,000 face amount, price at par, and mature on August 18, 2027. Investors receive no interest or dividends. At maturity, upside exposure to the basket is 100% of any gain, capped at a maximum return of 11.30% (maximum redemption $1,113 per note). If the basket decline is within a 20% buffer, principal is returned; below that, losses are 1‑for‑1 beyond the buffer, with up to an 80% loss of principal possible.
The starting value of the basket is set at 100. The current estimated value is $993.01 per note, below the offering price due to selling, structuring, hedging and funding costs. The notes are guaranteed by WFC, subject to the credit risk of both issuer and guarantor, will not be listed, and secondary market liquidity is uncertain.
Wells Fargo & Company (WFC), through Wells Fargo Finance LLC, is issuing unsecured, auto-callable market-linked notes tied to the S&P 500® Index, maturing on August 15, 2031, at an original offering price of $1,000 per security and total offering of $1,009,000.
The notes may be automatically called on August 17, 2027 if the index closing value is at least the starting value of 7,748.50, paying face amount plus a 9.75% call premium ($97.50 per $1,000). If not called, at maturity investors receive full upside at a 100% upside participation rate, face amount back if the index is down by no more than 35%, and 1:1 losses below the threshold value of 5,036.525, risking loss of most or all principal.
The notes pay no interest, are not listed, and all payments are subject to the credit risk of Wells Fargo Finance LLC and the Wells Fargo & Company guarantee. The current estimated value is $962.18 per $1,000 security, below the issue price due to selling, structuring, hedging and funding costs.
Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is offering medium-term Trigger Callable Contingent Yield Notes linked to the least performing of the Russell 2000, S&P 500 and EURO STOXX 50 indices, maturing on or about February 19, 2030. The Notes pay a quarterly contingent coupon only if, on every eligible trading day in the quarter, each index stays at or above a Coupon Barrier set at 70% of its initial level. The issuer may redeem the Notes quarterly (after six months) at par plus any due coupon, ending further payments. At maturity, if not redeemed and each index is at or above its Downside Threshold (60% of initial), principal is repaid (plus any final coupon). If any index finishes below its Downside Threshold, principal is reduced 1-for-1 with the negative return of the worst-performing index, with potential loss of the entire investment. The original price is $10 per Note, with an estimated value of about $9.78 per Note (not less than $9.48 on the trade date), reflecting selling, structuring and hedging costs. All payments are unsecured and subject to the credit risk of Wells Fargo Finance LLC as issuer and Wells Fargo & Company as guarantor.
Wells Fargo & Company (WFC), as guarantor for Wells Fargo Finance LLC, is offering $4,549,000 of Market Linked Securities, $1,000 face amount each, linked to the worst-performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index and maturing July 31, 2031.
The notes pay a quarterly contingent coupon of 10.25% per annum only if the lowest-performing index on each calculation day is at or above 75% of its starting value; otherwise no coupon is paid. From January 2027 to April 2031, the notes are automatically called at par plus coupon if the worst index is at or above its starting level.
If not called, principal is protected only down to 75% of the lowest index’s starting value on the final calculation day; below that, losses are one-for-one with index decline, up to total loss. The current estimated value is $948.37 per $1,000 note, and the securities are unsecured, unlisted obligations subject to Wells Fargo Finance LLC and WFC credit risk.
WELLS FARGO & COMPANY (WFC), through issuer Wells Fargo Finance LLC, is offering medium-term, principal-at-risk notes linked to the S&P 500® Index. Each security has a $1,000 face amount, no periodic interest, and is fully and unconditionally guaranteed by WFC. Maturity is expected in 26–29 months from the trade date.
At maturity, if the S&P 500 final level is at least 85.00% of its initial level, investors receive a fixed "threshold settlement amount" of $1,164.20–$1,193.10 per $1,000, a contingent return of 16.42%–19.31%. If the index falls more than 15% below the initial level, repayment drops on a leveraged basis, with about 1.1765% of principal lost for every additional 1% decline; the payment can be zero.
The securities are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and WFC and will not be listed on any exchange. The current estimated value is about $996.40 per security and will not be less than $966.40 on the trade date, reflecting embedded costs and hedging. Investors forgo dividends on S&P 500 constituents and face complex tax and liquidity considerations.