STOCK TITAN

Wells Fargo (NYSE: WFC) director awarded new phantom stock units

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Wells Fargo & Company director Steven D. Black reported a grant of 1,117.0411 Phantom Stock Units on the company’s stock. The units were valued at $80.57 per unit and each Phantom Stock Unit represents the right to receive one share of Wells Fargo common stock. These deferred compensation shares are payable in a lump sum or installments based on the director’s election and include dividend equivalents reinvested in additional Phantom Stock Units. The filing also notes direct ownership of 139.9507 shares of common stock, which includes shares acquired through a dividend reinvestment program.

Positive

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Insider BLACK STEVEN D
Role Director
Type Security Shares Price Value
Grant/Award Phantom Stock Units 1,117.041 $80.57 $90K
holding Common Stock, $1 2/3 Par Value -- -- --
Holdings After Transaction: Phantom Stock Units — 56,672.351 shares (Direct); Common Stock, $1 2/3 Par Value — 139.951 shares (Direct)
Footnotes (1)
  1. Includes shares acquired under a dividend reinvestment program since the reporting person's most recent filing on Form 4. Each Phantom Stock Unit represents the right to receive one share of Wells Fargo & Company common stock. Deferred compensation shares payable in a lump sum or installments based upon director's election. Includes dividend equivalents reinvested in additional Phantom Stock Units.
Phantom Stock Units granted 1,117.0411 units Grant to director Steven D. Black on April 1, 2026
Phantom unit value $80.57 per unit Valuation per Phantom Stock Unit at grant
Phantom units after grant 56,672.3505 units Total Phantom Stock Units following the transaction
Common stock holdings 139.9507 shares Direct Wells Fargo common stock held after update
Phantom Stock Units financial
"Each Phantom Stock Unit represents the right to receive one share of Wells Fargo & Company common stock."
Phantom stock units are company promises that pay a cash or stock-equivalent award tied to the firm’s share price or value growth, but they do not issue actual shares. Think of them as a bonus check that moves with the stock like a mirror rather than handing over an ownership slice. Investors care because these awards can affect a company’s future cash obligations, executive incentives and reported expenses without causing share dilution.
dividend reinvestment program financial
"Includes shares acquired under a dividend reinvestment program since the reporting person's most recent filing on Form 4."
A dividend reinvestment program lets investors automatically use cash dividends to buy more shares of the same company instead of taking the money as cash. Think of it like an automatic savings plan that turns small payouts into additional ownership, often including fractional shares, which can speed up compound growth and reduce the need for manual buying decisions — a convenience that can boost long-term returns for shareholders.
deferred compensation financial
"Deferred compensation shares payable in a lump sum or installments based upon director's election."
Deferred compensation is pay that employees or executives have earned now but will receive at a later date, such as delayed bonuses, retirement benefits, or stock grants. It matters to investors because it creates future obligations and shapes incentives—like a promise to pay later that can affect a company’s reported profits, cash needs and potential stock dilution—so it helps signal how a business manages costs and retains key people.
dividend equivalents financial
"Includes dividend equivalents reinvested in additional Phantom Stock Units."
Payments tied to employee or contractor equity awards that mirror the cash dividends paid on the company’s stock; they give the holder the same economic benefit as owning the shares without transferring actual shares—often paid in cash or additional award units when the award becomes payable. Investors care because these payments affect a company’s compensation costs, cash flow and potential share dilution, and they signal how management is being rewarded and aligned with shareholders.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
BLACK STEVEN D

(Last)(First)(Middle)
333 MARKET STREET

(Street)
SAN FRANCISCO CALIFORNIA 94105

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
WELLS FARGO & COMPANY/MN [ WFC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock, $1 2/3 Par Value139.9507(1)D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Phantom Stock Units(2)04/01/2026A1,117.0411 (3) (3)Common Stock, $1 2/3 Par Value1,117.0411$80.5756,672.3505(4)D
Explanation of Responses:
1. Includes shares acquired under a dividend reinvestment program since the reporting person's most recent filing on Form 4.
2. Each Phantom Stock Unit represents the right to receive one share of Wells Fargo & Company common stock.
3. Deferred compensation shares payable in a lump sum or installments based upon director's election.
4. Includes dividend equivalents reinvested in additional Phantom Stock Units.
Steven D. Black, by Meghan Daly, as Attorney-in-Fact04/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did WFC director Steven D. Black report?

Steven D. Black reported receiving 1,117.0411 Phantom Stock Units tied to Wells Fargo common stock. These units are a form of deferred compensation and are valued at $80.57 per unit, with each unit representing the right to one common share.

How many Wells Fargo Phantom Stock Units were granted in this Form 4?

The Form 4 shows a grant of 1,117.0411 Phantom Stock Units to director Steven D. Black. Each Phantom Stock Unit represents the right to receive one share of Wells Fargo common stock and includes reinvested dividend equivalents, enhancing long-term alignment with shareholders.

What does a Wells Fargo Phantom Stock Unit represent for WFC insiders?

Each Wells Fargo Phantom Stock Unit represents the right to receive one share of the company’s common stock. These units function as deferred compensation, with value tied to the stock, and can include dividend equivalents that are reinvested into additional Phantom Stock Units over time.

How is the deferred compensation for WFC director Steven D. Black structured?

The deferred compensation is structured as Phantom Stock Units payable in a lump sum or installments. Payment timing depends on the director’s election, and the position includes dividend equivalents reinvested into additional Phantom Stock Units, increasing alignment with long-term stock performance.

Does this Wells Fargo Form 4 show any open-market stock buying or selling?

This Form 4 does not show open-market purchases or sales of Wells Fargo stock. It reports a grant of Phantom Stock Units as a compensation-related acquisition and updates direct common stock holdings, including shares from a dividend reinvestment program.

What are Steven D. Black’s reported common stock holdings in WFC?

The filing reports that Steven D. Black directly holds 139.9507 shares of Wells Fargo common stock. This figure includes shares acquired through a dividend reinvestment program since his most recent prior Form 4, reflecting ongoing reinvestment activity.