Welcome to our dedicated page for Wells Fargo Co SEC filings (Ticker: WFC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Wells Fargo & Company (NYSE: WFC) SEC filings page on Stock Titan brings together the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Wells Fargo uses Form 8-K, registration statements, and related exhibits to report material events, capital markets activity, and quarterly financial information to investors.
Recent Form 8-K filings show how Wells Fargo communicates results of operations and financial condition. For multiple quarters, the company has filed 8-Ks that include an earnings news release and a quarterly supplement with additional financial data, and has referenced investor presentations used in conference calls and webcasts. These filings provide structured access to the company’s quarterly financial reporting.
Wells Fargo’s filings also detail capital structure and funding transactions. Examples include the establishment of a Medium-Term Note Program, Series Y, and a Subordinated Medium-Term Note Program, Series Z, as well as the issuance of senior redeemable fixed-to-floating rate notes and floating rate notes with specified maturities. Another 8-K describes the planned redemption of Floating Rate Junior Subordinated Deferrable Interest Debentures due January 15, 2027, and explains how that redemption affects a covenant related to a series of preferred stock.
Tables within these filings list securities registered under Section 12(b) of the Exchange Act, including common stock and several series of non-cumulative perpetual Class A preferred stock, along with related depositary shares and a guarantee of medium-term notes of Wells Fargo Finance LLC. Corporate governance and executive compensation developments, such as a one-time CEO equity award and amendments to the company’s By-Laws, are also disclosed through Form 8-K.
On Stock Titan, these Wells Fargo filings are updated as they appear on EDGAR, and AI-powered summaries can help explain the purpose and key points of each 8-K, note issuance, or governance document so readers can more quickly understand what each filing covers.
Wells Fargo & Company plans to issue fixed‑rate senior unsecured notes under its Medium‑Term Notes, Series T. Each note has a $1,000 principal amount and pays 4.55% per annum, with interest paid semi‑annually on June 1 and December 1, starting June 1, 2026. Unless redeemed earlier, holders receive $1,000 per note plus accrued interest at the stated maturity on December 1, 2032.
The notes are callable at par by Wells Fargo, in whole but not in part, on June 1 and December 1 each year from December 1, 2027 through June 1, 2032, plus accrued interest; any redemption may be subject to prior regulatory approval. The original offering price is $1,000 per note (eligible institutional and fee‑based accounts may pay between $982.50 and $1,000). The agent discount is up to $17.50 per note, with stated proceeds to Wells Fargo of $982.50 per note. The notes will not be listed on any exchange and are subject to Wells Fargo’s credit risk.
Wells Fargo & Company announced a preliminary pricing supplement for its Medium‑Term Notes, Series T. The senior unsecured notes pay a fixed 4.80% annual interest rate, with semi‑annual payments on June 1 and December 1, starting June 1, 2026. The notes are expected to be issued on December 1, 2025 and mature on December 1, 2035, unless redeemed earlier.
Wells Fargo may redeem the notes, in whole, at 100% of principal plus accrued interest on each December 1 from 2028 through 2034, subject to any required regulatory approval. The original offering price is $1,000 per note (eligible institutional and fee‑based advisory accounts may pay between $980 and $1,000 per note). The agent discount is up to $20 per note, resulting in $980 per note in proceeds to Wells Fargo as shown. The notes are not listed and all payments are subject to Wells Fargo’s credit risk. At maturity, holders receive $1,000 per note plus any accrued and unpaid interest, if not redeemed earlier.
Wells Fargo & Company (WFC)17,814 reportable positions with an aggregate Form 13F Information Table Value Total of $526,000,101,316. The report identifies 6 other included managers.
The report is a 13F HOLDINGS REPORT and was signed by Patricia Arce in New York, NY on 11-13-2025.
Wells Fargo & Company reported solid third-quarter 2025 results, with total revenue of $21.4 billion, up 5% from a year earlier, driven by higher noninterest income and modest net interest income growth. Net income rose to $5.6 billion and diluted EPS to $1.66, compared with $5.1 billion and $1.42 a year ago, helped by a 36% lower provision for credit losses and higher investment banking and card fees, partially offset by higher personnel and technology expenses.
For the first nine months of 2025, net income was $16.0 billion and diluted EPS $4.64, up from $14.6 billion and $3.94 in 2024, as stronger noninterest income and lower credit costs outweighed lower net interest income and higher operating costs. Capital and liquidity remained strong: the CET1 ratio under the Standardized Approach was 10.99%, the TLAC ratio 24.62%, and the LCR 121%, all above regulatory minimums.
Credit quality trends were stable to improving. The allowance for credit losses on loans was $14.3 billion with coverage of 1.52% of total loans, down from 1.60% at year-end 2024. Nonperforming assets were $7.8 billion, or 0.83% of total loans, and both commercial and consumer net loan charge-off rates declined versus the prior year, reflecting lower losses in commercial real estate, auto, credit card, and other consumer portfolios.
Wells Fargo & Company plans to issue 4.50% fixed-rate senior unsecured Medium-Term Notes, Series T, due November 14, 2032. Interest is paid semi-annually on May 14 and November 14, starting May 14, 2026. Unless redeemed earlier, each note pays $1,000 at maturity plus accrued interest.
The notes are redeemable in whole at 100% of principal plus accrued interest on May 14 and November 14 dates from May 14, 2027 through May 14, 2032, subject to any required regulatory approval. The original offering price is $1,000 per note; eligible institutional and fee-based accounts may pay between $982.50 and $1,000 per note. The agent discount is up to $17.50 per note, with per-note proceeds to Wells Fargo of $982.50. The notes will not be listed. All payments are subject to Wells Fargo’s credit risk.
Wells Fargo & Company plans to offer senior unsecured Medium‑Term Notes, Series T, paying a fixed 4.25% per annum and maturing on November 14, 2030. Each note has a $1,000 principal amount, with interest paid semi‑annually on May 14 and November 14, starting May 14, 2026. Holders receive $1,000 per note at maturity, plus any accrued interest, unless the notes are redeemed earlier.
The notes are callable by Wells Fargo, in whole but not in part, at 100% of principal plus accrued interest on the 14th day of each May and November from November 14, 2026 through May 14, 2030, with 5–30 days’ prior notice and any required regulatory approval. The original offering price is $1,000 per note (varying between $985–$1,000 for eligible institutional and fee‑based accounts). The agent discount is up to $15 per note, resulting in $985 per note in proceeds to Wells Fargo before expenses. The notes will not be listed on any exchange, and all payments are subject to Wells Fargo’s credit risk.
Wells Fargo & Company reported its third-quarter 2025 results and made related materials available. The company filed a news release and its 3Q25 Quarterly Supplement, and it plans to host a live conference call and webcast on October 14, 2025 to discuss the quarter and other matters.
The news release (Exhibit 99.1) and 3Q25 Quarterly Supplement (Exhibit 99.2) are considered “filed” for purposes of Section 18 of the Exchange Act. Presentation materials for the call (Exhibit 99.3) are furnished under Regulation FD and are not incorporated by reference into Securities Act filings.
Wells Fargo & Company (WFC) director Ronald Sargent reported insider transactions. On 10/01/2025, he acquired 494.621 phantom stock units at $80.87, bringing his derivative securities beneficially owned to 68,561.0689 units. He also disposed of 81 shares of common stock.
Phantom stock units each represent the right to receive one share of Wells Fargo common stock and are payable in a lump sum or installments per the director’s election. Following the reported transactions, 18,050 common shares were held indirectly through a revocable trust.
Wayne M. Hewett, a director of Wells Fargo & Company (WFC), reported the acquisition of 208.6682 Phantom Stock Units on 10/01/2025. Each Phantom Stock Unit represents the right to receive one share of Wells Fargo common stock and is part of deferred compensation payable either as a lump sum or in installments per the director's election. The filing shows the total number of underlying shares after the transaction as 40,314.1615, and notes that dividend equivalents were reinvested into additional Phantom Stock Units. The reported price per share for the underlying shares is $80.87. The Form 4 was executed by an attorney-in-fact on behalf of Mr. Hewett and filed on 10/03/2025.
Steven D. Black, a director of Wells Fargo & Company (WFC), reported changes in his beneficial ownership dated 10/01/2025. The filing discloses a disposition of 138.4604 shares of common stock and an acquisition of 1,112.8972 Phantom Stock Units on the same date. Each Phantom Stock Unit represents the right to receive one share of common stock, and the filing states these deferred compensation shares are payable in a lump sum or installments per the director's election.
After the transactions and including dividend equivalents reinvested, the reporting person’s beneficial ownership increased to 53,999.8529 shares (or share equivalents). The Phantom Stock Units were reported at a price of $80.87 per underlying share. The Form 4 was signed on behalf of Mr. Black by an attorney-in-fact on 10/03/2025.