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Wells Fargo & Company is offering senior unsecured medium-term notes due February 5, 2051 with a fixed interest rate of 5.65% per annum. Each note has a $1,000 principal amount, pays interest semi-annually on February 5 and August 5 starting August 5, 2026, and returns $1,000 per note at maturity plus any accrued interest if not redeemed earlier.
Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on any February 5 from 2028 through 2050, which may limit upside for investors if market rates fall. The notes are senior unsecured obligations subject to Wells Fargo’s credit risk and will not be listed on any exchange, so liquidity may be limited. For the standard $1,000 original offering price, the agent discount is $25 per note, with net proceeds to Wells Fargo of $975 per note.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, paying fixed interest of 5.50% per annum and scheduled to mature on February 5, 2046, unless redeemed earlier. Each note has a $1,000 principal amount, with interest paid semi-annually on February 5 and August 5, beginning August 5, 2026. Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on each February 5 from 2030 through 2045, which could limit the income period if rates fall.
The notes are senior unsecured obligations of Wells Fargo and all payments depend on its credit; they are not bank deposits and are not FDIC insured. The notes will not be listed on any exchange, so liquidity may be limited and resale prices may be below the original offering price, which is $1,000 per note, with agent discounts of up to $25 per note and proceeds to Wells Fargo of $975 per note.
Wells Fargo & Company filed a current report to distribute a court-ordered notice about a proposed settlement of a shareholder derivative action. A U.S. District Court in the Northern District of California issued an order on January 13, 2026 granting preliminary approval of the settlement and directing that the Notice of Pendency and Proposed Settlement of Derivative Action be provided.
The notice, filed as Exhibit 99.1, concerns shareholder derivative litigation related to the company’s home mortgage lending practices and its diversity-related hiring practices. This filing itself does not describe settlement terms, financial impact, or governance changes, but formally makes the court-directed notice available to investors and the public.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, with a principal amount of $1,000 per note. The notes pay fixed interest at 5.30% per annum, with semi-annual interest payments each February 5 and August 5, beginning August 5, 2026.
The notes are scheduled to mature on February 5, 2041, when investors are expected to receive $1,000 per note plus any accrued and unpaid interest, unless the notes are redeemed earlier. Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on any February 5 from 2029 through 2040, subject to any required regulatory approval.
The notes are senior unsecured obligations of Wells Fargo and are subject to its credit risk. They will not be listed on any securities exchange, and a secondary market is not expected. The original offering price is generally $1,000 per note, with eligible institutional and fee-based advisory accounts paying between $975 and $1,000 per note. Wells Fargo Securities, LLC acts as agent and may receive an agent discount of up to $25.00 per note, leaving $975.00 per note in proceeds to Wells Fargo at a $1,000 offering price.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, with a principal amount of $1,000 per note and a fixed interest rate of 4.60% per annum. Interest is paid in cash semi-annually on February 5 and August 5, starting August 5, 2026, until the stated maturity on February 5, 2033, unless the notes are redeemed earlier.
Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on any February 5 or August 5 from February 5, 2028 through August 5, 2032, which may limit upside if rates fall. The notes will not be listed on any exchange, so liquidity may be limited and sale prices may be below the original offering price. Investors face Wells Fargo’s credit risk, interest rate and call risk, potential structural subordination in a resolution, and pricing impacts from agent discounts, selling concessions and hedging. For most investors, the original offering price is $1,000 per note, with Wells Fargo receiving proceeds of $982.50 per note after an agent discount of up to $17.50.
Wells Fargo & Company is offering senior unsecured medium-term notes paying a fixed 5.00% per annum, with scheduled maturity on February 5, 2036, unless earlier redeemed. Each note has a $1,000 principal amount, with an original offering price of $1,000 per note; certain eligible institutional and fee-based advisory investors may pay between $980 and $1,000 per note.
Interest is paid semi-annually on February 5 and August 5, starting August 5, 2026. Wells Fargo may, at its option, redeem all (but not part) of the notes at 100% of principal plus accrued interest on each February 5 from 2028 through 2035, which may limit investors’ ability to benefit from higher coupon income if rates fall. The notes are senior unsecured obligations of Wells Fargo, are not FDIC insured, and all payments depend on Wells Fargo’s credit.
The notes will not be listed on any securities exchange and a trading market is not expected to develop, so liquidity may be limited. An agent discount of up to $20 per note reduces proceeds to Wells Fargo to $980 per note and may affect secondary pricing. The filing also highlights interest rate risk, call risk, structural subordination in certain scenarios, potential hedging-related conflicts of interest, and U.S. federal income tax considerations, including the possibility of original issue discount.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, that pay fixed interest and may be redeemed early by the issuer. Each note has a principal amount of $1,000 and an original offering price of $1,000 per note, with eligible institutional and fee-based advisory accounts able to purchase between $985.00 and $1,000 per note. The notes bear interest at a fixed rate of 4.35% per annum, paid semi-annually on February 5 and August 5, beginning August 5, 2026, until the stated maturity on February 5, 2031, unless redeemed earlier.
Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on semi-annual optional redemption dates from August 5, 2027 through August 5, 2030, subject to any required regulatory approval. The notes are senior unsecured obligations of Wells Fargo, are subject to its credit risk, will not be listed on any securities exchange, and may have limited or no secondary market. An agent discount of up to $15.00 per note applies, with Wells Fargo Securities, LLC acting as principal distributor and potentially realizing additional hedging profits.
Wells Fargo & Company plans to issue senior unsecured Medium-Term Notes, Series T, paying a fixed 4.00% per annum. Each note has a $1,000 principal amount, with interest paid semi-annually on February 5 and August 5, starting August 5, 2026, until the stated maturity on February 5, 2029, when investors are scheduled to receive $1,000 per note plus any accrued interest if the notes have not been redeemed.
Wells Fargo may redeem the notes in whole at 100% of principal plus accrued interest on any optional redemption date, beginning February 5, 2027 and then every February 5 and August 5 through August 5, 2028, subject to any required regulatory approval. The notes will be issued in $1,000 denominations, are not listed on any exchange, and all payments are subject to Wells Fargo’s credit risk. The original offering price is generally $1,000 per note, with eligible institutional and fee-based advisory investors paying between $990 and $1,000 per note, and the selling agent receiving an agent discount of up to $10 per note.
Wells Fargo & Company and its wholly owned subsidiary Wells Fargo Finance LLC have filed a shelf registration on Form S-3 that allows them to offer debt securities, warrants, units and purchase contracts over time. Securities issued by Wells Fargo Finance LLC will be fully and unconditionally guaranteed by Wells Fargo & Company. These instruments are unsecured obligations, so repayment depends on the credit of the issuer and, where applicable, the guarantor, and is structurally subordinated to liabilities at subsidiaries.
The prospectus explains that Wells Fargo expects to use net proceeds for general corporate purposes, and that Wells Fargo Finance LLC generally intends to lend its proceeds up to Wells Fargo or its affiliates. Future prospectus supplements will set detailed terms such as interest rates, maturities, currencies, redemption features and any market-linked structures. Affiliates like Wells Fargo Securities and Wells Fargo Advisors may also use this base prospectus for market‑making in eligible outstanding securities.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, paying a fixed 4.30% per annum on a $1,000 principal amount per note. Interest is paid in cash semi-annually on January 30 and July 30, starting July 30, 2026, until the stated maturity on January 30, 2031, unless the notes are redeemed earlier.
Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on optional redemption dates every January 30 and July 30 from January 30, 2028 through July 30, 2030, subject to any required regulatory approval. The notes are senior unsecured obligations subject to Wells Fargo’s credit risk, are issued in minimum denominations of $1,000, and will not be listed on any securities exchange. The original offering price is generally $1,000 per note, with an agent discount of up to $10.00 per note and proceeds to Wells Fargo of $990.00 per note.