Wells Fargo & Co D/E PFD (WFCNP) 424B Filings

Wells Fargo & Company guarantees Wells Fargo Finance LLC’s preliminary offering of $1,000-per-note digital notes linked to the S&P 500 Index. The notes pay no interest. At maturity, if the index’s final level is at least its initial level, each $1,000 note pays a threshold settlement amount expected to be $1,069.20 to $1,081.40, a contingent fixed return of 6.92% to 8.14%. If the final level is lower, the payment is $1,000, with no positive return. Any positive return is capped at the stated range, regardless of larger index gains.

The original offering price is $1,000 per note, with an $8.40 agent discount and $991.60 in proceeds to Wells Fargo Finance LLC per note. The preliminary estimated value is approximately $989.30 per note; the trade-date estimated value will not be less than $959.30. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, and payments are subject to credit risk. They will not be exchange-listed and are designed to be held to maturity. The determination date is expected 14 to 16 months after the trade date, subject to postponement; maturity is expected on the second scheduled business day after the determination date.

Wells Fargo & Company/MN (WFCNP), as guarantor, backs Wells Fargo Finance LLC’s $4,387,000 offering of S&P 500-linked enhanced-return securities. Wells Fargo Finance LLC receives $4,387,000, and the distribution agent discount is $0. The stated maturity date is February 25, 2028, subject to postponement.

For each $1,000 security, a positive index return receives 300% upside participation, capped at a $1,204 maximum settlement when the index reaches 106.80% of its initial level. At or below the initial level, the payment reflects one-for-one downside, including possible loss of the full principal. The securities pay no interest or index dividends.

The trade-date estimated value is $995.08 per security, compared with the $1,000 original offering price. The securities are unsecured obligations of Wells Fargo Finance LLC, guaranteed by Wells Fargo & Company, and payments are subject to their credit risk. They will not be exchange-listed, and a secondary market is not assured. They are not redeemable by the issuer or repayable at a holder’s option before maturity.

Wells Fargo & Company (WFCNP) disclosed a $3,966,000 offering of Buffered Enhanced Return Securities through Wells Fargo Finance LLC; Wells Fargo & Company fully and unconditionally guarantees the notes. Linked to the S&P 500 Index, the notes mature January 12, 2028, subject to postponement. For each $1,000 face amount, a positive index return earns 140% participation, capped at a $1,182.84 maximum settlement amount. At maturity, an index decline of up to 10.00% returns $1,000; below that buffer, losses accelerate at approximately 1.1111% of face amount for each additional 1% decline, and the payment could be zero.

The securities pay no interest and do not pass through index dividends. Their estimated value on the October 26, 2026 trade date was $996.66 per security, versus the $1,000 offering price. Wells Fargo Finance LLC receives $3,966,000 in total proceeds, with a $0.00 agent discount. The notes are unsecured obligations of Wells Fargo Finance LLC, guaranteed by Wells Fargo & Company, so payments depend on index performance and the credit of both entities. They are not exchange-listed, and the agent is not obligated to make a market.

Wells Fargo & Company/MN (WFCNP) guarantees $557,000 of callable, market-linked notes issued by Wells Fargo Finance LLC, priced at $1,000 per security and due October 31, 2029. The notes are linked to the lowest-performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. They pay a 10.80% annual contingent coupon monthly only when the lowest-performing index is at least 70% of its starting value on that month’s calculation day; otherwise, no coupon is paid for that month.

Wells Fargo Finance LLC may redeem the notes, in whole but not in part, on scheduled monthly dates from April 2027 through September 2029, beginning approximately six months after issuance. If not redeemed, holders receive $1,000 per security at maturity if the lowest-performing index ends at or above 60% of its starting value. Below that threshold, repayment follows the index’s performance factor, with losses exceeding 40% and potentially reaching all principal. The estimated value is $981.82 per security, below the $1,000 offering price. The notes are unlisted, and no secondary market is assured.

Wells Fargo & Company/MN (WFCNP) is the guarantor of Wells Fargo Finance LLC’s preliminary offering of auto-callable notes linked to the S&P 500 Index, with an original offering price of $1,000 per security and maturity on October 26, 2029, subject to postponement. The contingent coupon rate will be set on the pricing date at no less than 6.85% per annum; quarterly coupons are payable only when the index closes at or above 60% of its starting value.

From October 2027 through July 2029, a quarterly close at or above the starting value triggers an automatic call for the face amount plus a final contingent coupon. If not called, a final index value below 60% of its starting value reduces principal according to the index’s performance factor, with a loss of more than 40% and potentially all principal. Gains above the starting value do not increase principal, and holders receive no index dividends. The estimated value is approximately $974.80 per security, and the estimated value on the pricing date will be at least $944.80 per security. The notes are not exchange-listed, and a secondary market may not develop.

Wells Fargo & Company (WFCNP) guarantees notes issued by Wells Fargo Finance LLC with an aggregate original offering price of $680,000. Each security has a $1,000 face amount and is due April 20, 2028, subject to postponement. The S&P 500 starting value is 7,744.06, measured on October 15, 2026. The notes pay no periodic interest or dividends. If the index rises, the return reflects 100% participation but is capped at 15%, for a maximum maturity payment of $1,150 per security. If the index declines by no more than 20%, holders receive a positive return equal to 50% of the decline; if it declines more than 20%, holders bear one-for-one losses beyond the buffer and may lose up to 80% of face amount.

The estimated value was $987.21 per security against a $1,000 original offering price. Wells Fargo Finance LLC receives $674,560 in total proceeds after a $5,440 agent discount. The notes are unsecured and unlisted, and the agent is not obligated to buy them or make a market; all payments are subject to the issuer's and guarantor's credit risk.

Wells Fargo & Company (WFCNP) guarantees Wells Fargo Finance LLC’s preliminary offering of unsecured notes with a $1,000 face amount per security, linked to The Home Depot, Inc. common stock and scheduled to mature November 1, 2029, subject to postponement. The quarterly contingent coupon rate will be set on the pricing date and will be at least 10.40% per annum; a coupon is paid only when Home Depot’s closing value is at least 70% of its starting value on the related calculation day.

If Home Depot closes at or above its starting value on a quarterly calculation day scheduled from April 2027 through July 2029, inclusive, the notes are automatically called for face amount plus a final contingent coupon. If not called, maturity repayment is $1,000 when the ending value is at least 70% of the starting value; below that threshold, repayment equals $1,000 multiplied by the performance factor, exposing holders to the full decline from the starting value and potentially all principal loss. Holders do not share in stock appreciation or receive dividends.

The preliminary estimated value is approximately $959.30 per security, with a pricing-date floor of $929.30 versus the $1,000 offering price. Payments depend on the credit of Wells Fargo Finance LLC and its guarantor, Wells Fargo & Company. The notes are not exchange-listed, and there is no assurance of a secondary market.

Wells Fargo & Company (WFCNP) guarantees Wells Fargo Finance LLC’s preliminary offering of unsecured, auto-callable notes linked to the lowest-performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes; the terms are subject to completion. Each security has a $1,000 face amount and original offering price, or $975 for fee-based advisory accounts. Wells Fargo Finance LLC receives $975 per security, and the agent discount is up to $25 except on fee-based advisory purchases.

Quarterly coupons are paid only if the weakest index closes at or above 75% of its starting value; the annual coupon rate will be set on the pricing date at a minimum of 9.00%. If that index closes at or above its starting value on a quarterly calculation day from April 2027 through July 2029, the notes are automatically called for face amount plus a final contingent coupon. Otherwise, if it closes below 75% of its starting value on the final calculation day, principal falls with the weakest index from its starting value and may be lost entirely. The notes provide no index upside or dividends. Current estimated value is approximately $956.60 per security, with the pricing-date estimated value no lower than $926.60. The notes will not be exchange-listed, and payments are subject to issuer and guarantor credit risk.

Wells Fargo Finance LLC is offering $6,313,000 of equity index-linked notes guaranteed by Wells Fargo & Company (WFCNP), tied to the S&P 500 Index and due February 14, 2029. The offering price is $1,000 per security, and the proceeds shown in the offering table go to Wells Fargo Finance LLC.

The notes pay no interest. At maturity, each $1,000 security pays $1,000 if the index is flat or declines by no more than 15.00%. For gains, the 140% upside participation rate applies, capped at $1,332.92 per security when the index reaches 123.78% of its initial level. If the index falls more than 15.00%, the payment declines by approximately 1.1765% of face amount for every 1% decline below the buffer level; investors could lose all principal.

The estimated value was $995.27 per security on October 15, 2026, compared with the $1,000 offering price. The notes are unsecured obligations of Wells Fargo Finance LLC and are fully and unconditionally guaranteed by Wells Fargo & Company, with payments subject to their credit risk. The notes will not be listed on a securities exchange or quotation system, and Wells Fargo Securities, LLC is not obligated to make a secondary market.

Wells Fargo Finance LLC is offering $17,282,000 of equity index-linked securities, fully and unconditionally guaranteed by Wells Fargo & Company (WFCNP). Each $1,000 security pays no interest; on February 14, 2029, subject to postponement, it pays $1,216.90 if the S&P 500 Index's final level on February 12, 2029, subject to postponement, is at least 85.00% of its initial level of 7,744.06. The contingent fixed return is 21.69%, capped regardless of how far the index rises.

If the final index level is below 85.00% of the initial level, the payout falls below face value, with losses of approximately 1.1765% of principal for each 1% decline below the threshold; at a zero index level, investors could lose all principal. Wells Fargo Securities, LLC estimated the value on the October 15, 2026 trade date at $985.58 per security, compared with a $1,000 offering price. The securities are unsecured obligations of Wells Fargo Finance LLC, and all payments are subject to credit risk. Holders receive no index dividends. The securities are not exchange-listed, and Wells Fargo Securities, LLC and its affiliates are not obligated to make a market or buy them; no secondary market is assured.

Wells Fargo & Company guaranteed a $4,012,000 aggregate face amount offering of market-linked securities issued by Wells Fargo Finance LLC and linked to Eaton Corporation plc ordinary shares. Each security has a $1,000 face amount and an original offering price of $1,000, or $975 in fee-based advisory accounts. The starting value is $402.48; the coupon and downside thresholds are both $241.488, equal to 60% of the starting value.

The securities offer a contingent coupon at 10.01% per annum, paid quarterly only when Eaton's closing value meets the coupon threshold; a later qualifying quarter can restore unpaid coupons. A closing value at or above $402.48 on a scheduled calculation day from April 2027 through July 2029 triggers an automatic call for face amount plus due coupons. If not called, maturity is October 18, 2029: a final value at or above $241.488 returns $1,000 per security, while a lower value exposes principal to Eaton's full decline from the starting value, potentially to zero. Holders do not participate in Eaton's appreciation or dividends. The notes are unsecured obligations guaranteed by Wells Fargo & Company and are not exchange-listed.

Wells Fargo & Company (WFCNP) guarantees market-linked notes issued by Wells Fargo Finance LLC in a $5,197,000.00 offering, priced at $1,000 per security. The notes are linked to the lowest-performing of Amazon.com, Inc., Alphabet Inc. and Meta Platforms, Inc., and are due October 18, 2029. Wells Fargo Finance LLC receives $5,102,154.75 in total proceeds after the $94,845.25 agent discount. The estimated value on the October 15, 2026 pricing date was $978.39 per security.

The notes pay a 19.20% annual contingent coupon quarterly only when the lowest performer closes at or above 70% of its starting value; missed coupons may be paid later if that test is met. If the lowest performer reaches its starting value on a scheduled quarterly calculation day from April 2027 through July 2029, the notes are automatically called for principal plus due coupons. If not called, holders receive $1,000 per security at maturity if the lowest performer ends at or above 70%; below that threshold, repayment tracks its performance factor, exposing holders to losses exceeding 30% and potentially all principal. Holders receive no dividends or upside participation, and the notes are not exchange-listed.

Wells Fargo & Company (WFCNP) fully and unconditionally guarantees notes issued by Wells Fargo Finance LLC with a total original offering price of $5,616,000. Each security has a $1,000 face amount, and Wells Fargo Finance LLC receives $5,513,508 in total proceeds. The estimated value is $963.46 per security, as determined by affiliate Wells Fargo Securities, LLC; it is not an indication of a secondary-market price.

Quarterly contingent coupons are paid at a rate of 11.60% per annum only when the lowest-performing of Amazon.com, Alphabet Class A and NVIDIA shares closes at or above 50% of its starting value. Missed coupons may be paid later without interest if a subsequent quarter meets the threshold. If the lowest performer closes at or above its starting value on a scheduled quarterly calculation day from April 2027 through July 2029, the notes are automatically called for $1,000 per security plus due coupons. If not called, they mature October 18, 2029; a final value below 50% of the lowest performer’s starting value exposes principal to that stock’s full decline, with losses potentially reaching the entire investment. The notes provide no participation in stock appreciation or dividends, are subject to issuer and guarantor credit risk, and are not exchange-listed.

Wells Fargo & Company (WFCNP) fully and unconditionally guarantees a $4,118,000 offering by Wells Fargo Finance LLC of $1,000 notes linked to Space Exploration Technologies Corp. Class A common stock, due October 18, 2029. The notes offer a 14.70% annual contingent coupon, paid quarterly only when the stock closes at or above $74.31, half the $148.62 starting value; missed coupons can be paid later if the threshold is met.

On quarterly calculation dates from April 2027 through July 2029, a close at or above $148.62 triggers automatic repayment of face value plus the final and any unpaid coupons. If not called, maturity repayment is $1,000 when the final value is at least $74.31; below that, repayment falls with the stock from its starting value and may be zero. The notes do not share in stock gains or dividends, are unsecured obligations of Wells Fargo Finance LLC, and are not exchange-listed. Their estimated value was $970.98 per $1,000 note, versus the $1,000 offering price.

Wells Fargo & Company/MN (WFCNP) guarantees $3,804,000 of equity-linked securities issued by Wells Fargo Finance LLC, at an offering price of $1,000 per security. Linked to GE Vernova common stock, they have a $926.44 starting value and $463.22 coupon and downside thresholds. The 12.50% annual contingent coupon is payable quarterly only when the stock’s closing value meets or exceeds $463.22; missed coupons can be paid later if a subsequent calculation day meets the threshold, without interest on unpaid amounts.

If a quarterly closing value from April 2027 through July 2029 meets or exceeds $926.44, the securities are automatically called for face amount plus any payable coupon amounts. If not called, at October 18, 2029 maturity principal is repaid in full only if the final closing value is at least $463.22; below that level, repayment is based on performance from the starting value, with losses potentially exceeding 50% or reaching the full investment. The securities provide no participation in stock appreciation or dividends and are not exchange-listed. Their estimated value was $965.00 per security, and proceeds to Wells Fargo Finance LLC were $3,734,577.

Wells Fargo Finance LLC is offering auto-callable notes with an aggregate original offering price of $101,000, linked to Dell Technologies Class C common stock; Wells Fargo & Company (WFCNP) fully and unconditionally guarantees the notes. Each security has a $1,000 face amount, and the pricing table lists total proceeds to Wells Fargo Finance LLC of $99,914.25. The estimated value is $988.73 per security, below the $1,000 offering price.

The notes pay a contingent coupon at a 28.00% per annum rate only for months when Dell’s closing value is at least $284.034, the 60% threshold against the $473.39 starting value. On monthly calculation days scheduled from April through September 2027, a close at or above $473.39 triggers an automatic call for $1,000 plus a final contingent coupon. If not called, the notes mature October 20, 2027, subject to postponement: a final value at or above $284.034 returns $1,000 plus a final coupon if payable; below that threshold, payment is based on Dell’s performance from the starting value and may be zero.

Holders do not receive Dell dividends or participate in its appreciation. The notes are not exchange-listed, and payments are subject to the issuer’s and guarantor’s credit risk.

Wells Fargo & Company (WFCNP) fully and unconditionally guarantees Oracle-linked securities issued by Wells Fargo Finance LLC. The total original offering price is $1,558,000, at $1,000 per security; total proceeds to Wells Fargo Finance LLC are $1,529,566.50. The unsecured notes are linked to Oracle common stock, with a starting value of $134.47 and coupon and downside thresholds of $67.235, each 50% of the starting value. Their estimated value at pricing was $951.45 per security, below the offering price.

The notes pay a 15.00% annual contingent coupon quarterly only when Oracle’s closing value on a calculation day is at least $67.235; missed coupons may be recovered without interest if a later quarterly observation meets the threshold. If Oracle closes at or above $134.47 on a quarterly calculation day scheduled from April 2027 through July 2029, the notes are automatically called for face value plus applicable coupon amounts. If not called, the maturity payment on October 18, 2029, subject to postponement, is $1,000 if the final value is at least $67.235; below that, principal declines with Oracle from its starting value, potentially to zero. Holders receive no Oracle appreciation or dividends; the notes are unlisted and subject to issuer and guarantor credit risk.

Wells Fargo Finance LLC priced an offering with a total original offering price of $1,767,000 for callable notes linked to the lowest-performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes; Wells Fargo & Company/MN (WFCNP) fully and unconditionally guarantees the notes. Each security has a $1,000 face amount and pays a 10.30% annual contingent coupon monthly only when the lowest-performing index closes at or above 70% of its starting value on that month’s calculation day. Total proceeds to Wells Fargo Finance LLC are $1,749,330; the agent discount is $17,670.

Wells Fargo Finance LLC may redeem the notes in whole, not in part, on monthly payment dates beginning approximately one year after the October 20, 2026 issue date. If not redeemed, the October 18, 2029 maturity payment is $1,000 per security if the lowest-performing index is at least 70% of its starting value on the final calculation day; below that level, repayment follows that index’s performance from its starting value and may be zero. Holders do not participate in index gains or receive dividends, and the notes are not exchange-listed. Their estimated value on the pricing date was $978.43 per security, compared with the $1,000 original offering price.

Wells Fargo Finance LLC is offering $5,000,000 of unsecured market-linked notes, fully and unconditionally guaranteed by Wells Fargo & Company (WFCNP). Each security costs and has a face amount of $1,000, and its payoff is linked to a basket weighted 80% to the S&P 500 Index and 20% to the iShares MSCI EAFE ETF. If the basket rises, the payment at maturity includes 103.10% of its positive return. If it is flat or falls by no more than 20%, the payment is $1,000; declines beyond the 20% buffer reduce principal one-for-one, with a potential loss of up to 80% of face amount.

The notes mature on October 20, 2031, subject to postponement, and pay no periodic interest or dividends. The estimated value was $974.48 per security, below the $1,000 offering price. Payments are subject to the issuer’s and guarantor’s credit risk. The notes are not exchange-listed, and Wells Fargo affiliates are not obligated to buy them or make a market; holders cannot require early repayment.

Wells Fargo & Company (WFCNP) fully and unconditionally guarantees a $3,000,000 offering of market-linked notes issued by Wells Fargo Finance LLC. The issuer is to receive $2,983,500 after a $16,500 agent discount. Each $1,000.00 security has a contingent coupon rate of 10.00% per annum, payable monthly only when the lowest-performing of the Russell 2000 Index, S&P 500 Index and State Street Utilities Select Sector SPDR ETF closes at or above 70% of its starting value on the applicable calculation day.

Wells Fargo Finance LLC may redeem the notes monthly beginning approximately six months after issuance. If not redeemed, at maturity on October 20, 2031, the notes repay the $1,000.00 face amount only if the lowest-performing underlier ends at or above 60% of its starting value; below that threshold, the notes have full downside exposure from the underlier’s starting value and investors could lose all principal. The notes do not participate in underlier appreciation or pay underlier dividends, are unlisted and may have no secondary market. The estimated value was $975.15 per security, below the $1,000.00 offering price. Payments are also subject to issuer and guarantor credit risk.

Wells Fargo & Company (WFCNP) fully and unconditionally guarantees Wells Fargo Finance LLC’s $485,000 total original offering price of S&P 500-linked notes, priced at $1,000 per security and with a stated maturity of October 20, 2032, subject to postponement. The table lists $482,090 in proceeds to Wells Fargo Finance LLC and a $2,910 agent discount.

If the index rises, the return is 106.20% of its percentage gain. If it declines by no more than the 15% buffer, the maturity payment reflects the absolute percentage decline, up to a 15% return. Declines beyond the buffer reduce principal dollar-for-dollar beyond that level, with a potential loss of up to 85% of face amount. The notes pay no periodic interest or dividends, are unsecured obligations of Wells Fargo Finance LLC, and are not exchange-listed. Their estimated value is $980.97 per security, below the $1,000 original offering price; payments are subject to issuer and guarantor credit risk.

Wells Fargo Finance LLC is offering Market Linked Securities that are unsecured medium-term notes, fully and unconditionally guaranteed by Wells Fargo & Company, linked to the lowest performing of the Russell 2000 Index, the S&P 500 Index and the State Street Utilities Select Sector SPDR ETF. Each security has a $1,000 face amount, an original offering price of $1,000, an agent discount of up to $7.50 and proceeds to the issuer of $992.50 per security. The notes pay a monthly contingent coupon at a rate to be set on the pricing date, at least 11.10% per annum, only if the lowest performing Underlier on the relevant calculation day is at or above its coupon threshold, set at 70% of its starting value. The notes are callable monthly by the issuer beginning about six months after issuance, returning face amount plus any due coupon. If not redeemed, at maturity on August 7, 2031 investors receive $1,000 per security only if the lowest performing Underlier is at or above its downside threshold, 65% of its starting value; otherwise repayment is reduced proportionally to that Underlier’s decline, with potential loss of more than 35% and up to all principal. The indicative estimated value is about $975.00 per security, and will not be less than $945.00 on the pricing date, reflecting selling, structuring and hedging costs. The notes are not listed, may have limited or no secondary market, and all payments are subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company.

Wells Fargo Finance LLC, fully guaranteed by Wells Fargo & Company, is offering market-linked notes tied to the S&P 500® Index. Each security has a $1,000 face amount, no periodic interest, and pays at maturity based on index performance.

If the index ending value is at or above the starting value of 7,509.20, holders receive $1,000 plus a contingent fixed return of at least 12.00%. If the index falls but stays at or above the 10% buffer threshold of 6,758.28, investors receive $1,000. Below the threshold, principal is reduced 1-to-1 beyond the 10% buffer, with up to a 90% loss of face amount.

The notes price at $1,000 with estimated value about $996.70 per security (not less than $966.70 on the pricing date). Agent discount is $1.00 and issuer proceeds are $999.00 per security. The notes are unsecured, subject to the credit of the issuer and guarantor, unlisted, and intended to be held to the August 26, 2027 stated maturity.

Wells Fargo Finance LLC is issuing Market Linked Securities (Medium-Term Notes, Series B) fully and unconditionally guaranteed by Wells Fargo & Company. These auto-callable notes are linked to the lowest performing of Amazon.com, Alphabet Class A, and NVIDIA common stock and mature on July 25, 2029.

Investors may receive a 12.50% per annum contingent coupon, paid quarterly only if the lowest performing stock on each calculation day is at or above its coupon threshold of 50% of its starting value; missed coupons can be repaid later via a memory feature. From January 2027 to April 2029, if the lowest performer is at or above its starting value on a calculation day, the notes are automatically called at par plus the applicable coupon(s).

If not called, principal repayment depends on the final level of the lowest performer. If it is at or above its downside threshold (50% of starting value), investors receive the $1,000 face amount; if below, they are fully exposed to downside from the starting value and can lose more than 50%, up to all principal. The notes offer no participation in stock appreciation or dividends and all payments are subject to Wells Fargo Finance LLC and Wells Fargo & Company credit risk.

Wells Fargo Finance LLC is issuing market-linked, auto-callable medium-term notes linked to the Class A common stock of CoreWeave, Inc., fully and unconditionally guaranteed by Wells Fargo & Company. Each security has a $1,000 face amount, a term to July 25, 2029, and no fixed interest.

The notes pay a 27.00% per annum contingent coupon, evaluated quarterly, only if the CoreWeave share price on the relevant calculation day is at or above the coupon threshold of $36.53 (50% of the $73.06 starting value). Missed coupons have a “memory” and are paid later if the threshold is again met. From January 2027 through April 2029, if the Underlier is at or above the starting value on a calculation day, the notes are automatically called for face value plus the applicable coupon(s).

If not called, principal repayment at maturity is contingent on performance. If the final CoreWeave price is at or above the downside threshold of $36.53, investors receive $1,000 per note; if below, repayment is $1,000 × (ending value / starting value), exposing investors to losses of more than 50% and up to total loss. The securities are unsecured obligations subject to Wells Fargo Finance LLC and Wells Fargo & Company credit risk, carry an estimated value of $891.31 per $1,000 note, and are not listed on any exchange, so liquidity may be limited.

Wells Fargo Finance LLC is offering market-linked, auto-callable notes, fully guaranteed by Wells Fargo & Company, tied to the lowest performing of the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index, maturing on July 26, 2029.

The notes pay a contingent quarterly coupon at a rate set on the pricing date and at least 12.25% per annum, but only if on each calculation day the lowest performing index is at or above 70% of its starting value. They are automatically called at par plus coupon if from January 2027 through April 2029 the lowest performing index is at or above its starting value on a calculation day. If not called, principal repayment at maturity occurs only if the lowest performing index ends at or above 65% of its starting value; otherwise investors are fully exposed to downside and can lose more than 35%, up to all principal.

The original offering price is $1,000 per security, with an agent discount up to $3 and initial estimated value of about $990.10 per security (not less than $960.10). The notes are unsecured obligations subject to Wells Fargo’s credit risk, will not be listed on an exchange, and may have limited or no secondary market.

Wells Fargo Finance LLC is issuing Market Linked Securities, Series B medium-term notes fully and unconditionally guaranteed by Wells Fargo & Company, linked to the common stock of Oracle Corporation. Each security has a $1,000 face amount, original offering price of $1,000 and a stated maturity on July 25, 2029, unless automatically called earlier.

The notes pay a contingent coupon of 16.65% per annum, evaluated quarterly, only if Oracle’s closing value on the calculation day is at or above the coupon threshold of 50% of the starting value ($60.69). Missed coupons have a memory feature and can be paid later if the threshold is met. From January 2027 through April 2029, if Oracle’s closing value on any quarterly calculation day is at or above the starting value of $121.38, the notes are automatically called for the $1,000 face amount plus the applicable coupon(s).

If not called, at maturity investors receive $1,000 only if Oracle’s final value is at or above the downside threshold (also 50% of the starting value). If the final value is below this level, repayment is reduced in proportion to Oracle’s decline from the starting value, resulting in a loss of more than 50% and possibly all principal. Investors do not participate in any upside of Oracle and receive no dividends. All payments are subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company, and the current estimated value is $914.97 per $1,000 security, below the issue price.

Wells Fargo Finance LLC is issuing Medium-Term Notes, Series B market-linked securities fully guaranteed by Wells Fargo & Company, linked to the Class C common stock of Dell Technologies Inc. The notes have a face amount of $1,000 per security and are scheduled to mature on July 23, 2027, unless automatically called earlier.

Investors may receive a 30.00% per annum contingent coupon, paid monthly only if the Dell share closing value on each calculation day is at least the coupon threshold value, set at 60% of the $381.88 starting value, or $229.128. From January 2027 through June 2027, if on any monthly calculation day the Underlier is at or above the starting value, the notes are automatically called for $1,000 plus that month’s coupon.

If not called, principal repayment depends on Dell’s closing price on the final calculation day. Investors receive $1,000 only if the ending value is at or above the downside threshold of 60% of the starting value. Below that level, repayment is $1,000 multiplied by the performance factor, so a decline greater than 40% results in a corresponding loss of principal, up to total loss. Holders do not participate in any upside of the stock or receive dividends.

The original offering price is $1,000 per security, with an estimated value of $915.35 determined by Wells Fargo Securities, LLC. The total offering is $1,633,000, with agent discounts of $10.75 per security. All payments are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company. The notes will not be listed on an exchange, may have limited or no secondary market liquidity, and involve complex U.S. tax and withholding considerations, including potential 30% withholding on coupon payments to certain non-U.S. holders.

Wells Fargo Finance LLC is issuing market-linked notes tied to the S&P 500 Index, fully and unconditionally guaranteed by Wells Fargo & Company. Each security has a $1,000 face amount, no interest or dividends, and is designed to be held to the March 22, 2028 maturity.

At maturity, if the S&P 500 has risen from the starting value of 7,533.77, investors receive $1,000 plus 150% of the index gain, capped at a maximum return of 19.80%, for a maximum payment of $1,198 per security. If the index is flat or down but not below the 80% threshold, investors receive back the $1,000 face amount.

If the index falls more than the 20% buffer, repayment is reduced on a leveraged basis: investors lose 1.25% of face amount for each 1% decline beyond the buffer, and may lose up to all principal. The notes are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company, are not listed, and may have limited or no secondary market. The current estimated value is $989.05 per security, below the $1,000 offering price, reflecting selling, structuring, hedging and funding costs. U.S. tax treatment is based on treating the notes as prepaid derivative contracts, which the IRS could challenge.

Wells Fargo Finance LLC priced market-linked notes (Series B) linked to the S&P 500® Index that mature on July 20, 2029 and provide upside participation subject to a capped maximum return and a 20% buffer. The original offering price is $1,000 per security; the current estimated value is $960.90 (no less than $930.00 on the pricing date). If the ending value exceeds the starting value, holders receive 100% participation up to a maximum return of at least 30.38%. If the ending value falls more than the buffer, holders have 1-to-1 downside exposure and may lose up to 80% of the face amount. Payments are unsecured obligations of the issuer and guaranteed by Wells Fargo & Company; all payments are subject to credit risk. The pricing date is July 17, 2026 and the issue date is July 22, 2026.

Wells Fargo Finance LLC is offering market-linked, medium-term notes (Equity Linked Securities) fully and unconditionally guaranteed by Wells Fargo & Company, linked to the lowest performing common stock of Apple Inc., Advanced Micro Devices, Inc. and JPMorgan Chase & Co. The securities have an original offering price of $1,000 per security, an estimated value at pricing of $940.40 (floor $910.00), a pricing date of July 22, 2026, issue date of July 27, 2026 and a stated maturity of July 26, 2029. They pay quarterly contingent coupons (the contingent coupon rate will be determined on the pricing date and will be at least 22.00% per annum) only if the lowest performing Underlier on a calculation day is ≥ its coupon threshold (equal to 50% of starting value). The securities are auto-callable on quarterly calculation days from January 2027 through April 2029 if the lowest performing Underlier is ≥ its starting value. If not called, maturity principal depends on the lowest performing Underlier’s ending value and may be reduced below the face amount (the downside threshold is 50% of starting value), exposing holders to substantial or total loss. Payments are subject to issuer/guarantor credit risk; the securities are unsecured, non‑FDIC insured and not exchange listed.

Wells Fargo Finance LLC priced Market Linked Securities—Auto-Callable with Contingent Coupon linked to The Walt Disney Company (DIS) stock. The securities have a face amount of $1,000 per security, issue date July 9, 2026 and stated maturity July 11, 2029. They pay a contingent quarterly coupon at 9.05% per annum only when the Underlier’s closing value on each quarterly calculation day is at or above 65% of the starting value. The securities will be automatically called if a quarterly calculation-day closing value is at or above the starting value; if not called, principal at maturity depends on the ending value versus a downside threshold equal to 65% of the starting value. The pricing supplement discloses an estimated value of $966.03 per security, an original offering price of $1,000 (or $976.50 for fee-based advisory accounts), and an agent discount up to $23.50 per security. All payments are subject to issuer and guarantor credit risk and the securities are not exchange listed.

Wells Fargo Finance LLC priced equity-linked, market‑linked medium‑term notes due July 20, 2028 with an original offering price and face amount of $1,000 per security. The notes are auto‑callable monthly from January 2027 through June 2028 if the lowest performing Underlier closes at or above its starting value. Contingent coupons (monthly) will be paid only when the lowest performing Underlier closes at or above its coupon threshold (60% of starting value); the contingent coupon rate will be set on pricing date and will be at least 14.00% per annum. At maturity, if not called, holders receive $1,000 only if the lowest performing Underlier’s ending value is at or above its downside threshold (50% of starting value); otherwise the maturity payment equals $1,000 times the lowest performing Underlier’s performance factor, exposing holders to loss of more than 50% (possibly total loss). Estimated value at pricing was approximately $955.90 per security, not less than $920.00 per security; proceeds to issuer per security are $981.75.

Wells Fargo Finance LLC offers Market Linked Notes linked to The Walt Disney Company stock with a face amount of $1,000 per security. The notes pay a contingent quarterly coupon (rate set on pricing date, at least 9.05% per annum) when the Underlier meets a coupon threshold equal to 65% of the starting value. The notes are auto-callable on quarterly observation dates from January 2027 to April 2029 if the closing value is at or above the starting value; an automatic call returns the face amount plus a final contingent coupon. If not called, maturity is July 11, 2029, and principal repayment depends on the ending value versus the downside threshold (65% of the starting value). The offering includes an agent discount of up to $23.50 and an original offering price of $1,000 (or $976.50 for fee-based advisory accounts). The estimated value at pricing is approximately $968.60, with a stated minimum estimated value of $938.60.

Wells Fargo Finance LLC priced a medium-term, equity-linked note series (face amount $1,000 per security) linked to the lowest performing common stock of Micron Technology, Inc. and NVIDIA Corporation. The securities pay a monthly contingent coupon (memory feature) if the lowest performing Underlier meets a 50% coupon threshold, are auto-callable monthly from October 2026 to June 2029 if the lowest performing Underlier closes at or above its starting value, and mature on July 19, 2029 with principal at risk if the final ending value of the lowest performing Underlier is below its 50% downside threshold. The preliminary pricing shows an estimated value of $949.20 per security (floor $910.00) and a contingent coupon rate to be set on the pricing date at no less than 31.20% per annum. Payments are unsecured obligations of the issuer and guaranteed by Wells Fargo & Company; all payments remain subject to issuer/guarantor credit risk.

Wells Fargo Finance LLC priced a market-linked, auto-callable medium-term note series tied to Carvana Co. (CVNA). The securities have an $1,000 face amount per security, a contingent coupon rate to be set on the pricing date and at least 26.00% per annum, and monthly calculation days beginning August 2026.

The pricing date is July 9, 2026, the expected issue date is July 14, 2026, and the stated maturity date is July 12, 2029. The coupon threshold and downside threshold are each set at 60% of the starting value; if the ending value is below the downside threshold, holders face downside principal loss (losses in excess of 40%). The securities are unsecured obligations of Wells Fargo Finance LLC, fully guaranteed by Wells Fargo & Company.

Wells Fargo Finance LLC offers equity index-linked, auto-callable Medium-Term Notes, Series B, fully guaranteed by Wells Fargo & Company, linked to the S&P 500® Index. Face amount is $1,000 per security; original offering price is $1,000 (or $975 for certain fee-based advisory accounts). If the closing value of the Underlier on the call date (approximately one year after issuance) is greater than or equal to the starting value, the notes will be automatically called for the face amount plus an 8.50% call premium. If not called, maturity payment depends on ending value: at least 130% upside participation if ending value is greater than starting value; full principal loss is possible if ending value is below 75% of the starting value. Pricing date is July 28, 2026, issue date July 31, 2026, and stated maturity is August 2, 2029. No periodic interest; payments are subject to issuer and guarantor credit risk. The estimated value at pricing is approximately $966.90 (floor $936.90); proceeds to issuer per security are $975.00.

Wells Fargo & Company is offering fixed-rate, step-up senior unsecured notes in a medium-term series. The notes have a $1,000 principal amount per note, a Pricing Date of April 17, 2026, an Issue Date of April 21, 2026, and a stated maturity of April 21, 2041.

Interest is paid semiannually and steps up in three intervals: 5.25% through April 20, 2031, 5.50% through April 20, 2036, and 6.00% through April 20, 2041. Wells Fargo may redeem the notes annually on specified April dates beginning April 21, 2029. The original offering price is $1,000 per note (not less than $975 for certain investors); agent discount up to $25, with proceeds to issuer of $975 per note based on the example pricing.

Wells Fargo & Company priced a series of senior unsecured Medium-Term Notes, Series AA due April 2, 2029 with a stated interest rate of 4.50% and semi-annual interest payments beginning October 2, 2026. The offering assumes an original offering price of $1,000 per note and lists total original offering price of $12,463,000.00, with proceeds to Wells Fargo of $12,416,441.36 after an agent discount of $46,558.64. Notes are redeemable at Wells Fargo's option on semi-annual optional redemption dates commencing April 2, 2027, are not listed on any exchange, and are subject to Wells Fargo credit risk.