Western New England Bancorp posts 2025 results update

Western New England Bancorp, Inc. filed a current report to share that it has released its financial results for the quarter and twelve months ended December 31, 2025.

Rhea-AI Filing Summary

Western New England Bancorp, Inc. filed a current report to share that it has released its financial results for the quarter and twelve months ended December 31, 2025. The company issued a press release with these results, furnished as Exhibit 99.1, and also prepared an investor presentation for use in investor meetings, furnished as Exhibit 99.2.

The materials are being provided as furnished information under the securities laws, meaning they are not deemed filed or incorporated into other securities filings unless specifically referenced. This filing is mainly a communication vehicle to make the earnings press release and investor presentation publicly available to the market.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Western New England Bancorp (WNEB) disclose in this 8-K?

The company disclosed that it issued a press release announcing its financial results for the quarter and twelve months ended December 31, 2025, and made an investor presentation available for investor meetings.

Which exhibits are attached to Western New England Bancorp’s 8-K?

The filing includes Exhibit 99.1 (press release dated January 27, 2026), Exhibit 99.2 (investor presentation dated January 27, 2026), and Exhibit 104 (Cover Page Interactive Data File).

Are the Western New England Bancorp earnings materials considered filed with the SEC?

The company states that the information in Item 7.01 and Exhibits 99.1 and 99.2 is being furnished, not filed, and is not subject to Section 18 liabilities or incorporated into other filings unless specifically referenced.

What period do the Western New England Bancorp results in this 8-K cover?

The press release announced financial results for the quarter and twelve months ended December 31, 2025.

Who signed this Western New England Bancorp 8-K filing?

The report was signed on behalf of Western New England Bancorp, Inc. by Guida R. Sajdak, Chief Financial Officer.

Why does Western New England Bancorp reference Regulation FD in this 8-K?

The company notes that furnishing the information under Item 7.01 should not be deemed an admission of the materiality of any information disclosed solely because of Regulation FD requirements.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 01/27/2026 - 04:20 PM Learn about SEC filing dates

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 27, 2026

WESTERN NEW ENGLAND BANCORP, INC.

(Exact name of registrant as specified in its charter)

Massachusetts
(State or other jurisdiction of
incorporation) 001-16767
(Commission
File Number) 73-1627673
(I.R.S. Employer
Identification No.)

141 Elm Street
Westfield, Massachusetts (Address of principal executive offices)	01085 (zip code)

Registrant's telephone number, including area code: (413) 568-1911

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol	Name of each exchange on which registered
Common Stock, $0.01 par value per share	WNEB	NASDAQ

Indicate by check mark whether the Registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the Registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On January 27, 2026, Western New England Bancorp, Inc. (the “Company”) issued a press release announcing its financial results for the quarter and twelve months ended December 31, 2025.  A copy of the press release is furnished as Exhibit 99.1 hereto and is hereby incorporated by reference into this Item 2.02.

Item 7.01. Regulation FD Disclosure.

On January 27, 2026, the Company made available an investor presentation to be used during investor meetings. The slide show for the investor presentation is attached to this report as Exhibit 99.2.

The information contained in this Item 7.01 and Exhibits 99.1 and 99.2 attached hereto, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor will such information or exhibits be deemed incorporated by reference into any filing made by the Company under the Exchange Act or the Securities Act of 1933, as amended, whether made before or after the date hereof and regardless of any general incorporation language in such filings, except to the extent expressly set forth by specific reference in such filing. The furnishing of the information included in Item 7.01 of this Current Report on Form 8-K shall not be deemed an admission as to the materiality of any information herein that is required to be disclosed solely by reason of Regulation FD.

Item 9.01. Financial Statements and Exhibits.

(a) Not applicable.

(b) Not applicable.

(c) Not applicable.

(d) Exhibits.

The exhibits required by this item are set forth on the Exhibit Index attached hereto.

Exhibit Number		Description
99.1		Press Release of Western New England Bancorp, Inc. dated January 27, 2026.
99.2		Investor Presentation dated January 27, 2026 for Western New England Bancorp, Inc.
104		Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	WESTERN NEW ENGLAND BANCORP, INC.
	By:	/s/ Guida R. Sajdak
		Guida R. Sajdak
		Chief Financial Officer
Dated: January 27, 2026