Every 8-K that Western New England Bancorp, Inc. (WNEB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow WNEB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full WNEB filings page.
Western New England Bancorp, Inc. reported unaudited results for the three and six months ended June 30, 2026 and declared a quarterly cash dividend of $0.07 per share. Q2 2026 net income was $3.6 million, or $0.18 per diluted share, down from $4.6 million, or $0.23, a year earlier and $4.8 million, or $0.24, in Q1 2026. Six‑month net income rose to $8.4 million, or $0.42 per diluted share, from $6.9 million, or $0.34, for the prior‑year period.
Net interest income increased, with net interest margin reaching 3.00% versus 2.80% in Q2 2025. Results reflected a $1.6 million provision for credit losses, including a $1.8 million partial charge‑off on a non‑owner occupied commercial real estate participation loan, which contributed to criticized loans rising to $63.9 million, or 2.9% of total loans. Nonaccrual loans were 0.35% of total loans and total delinquency was 0.21% of total loans. The company repurchased 381,000 shares year‑to‑date and completed a post‑quarter sale of two buildings for $2.4 million, with an estimated gain of approximately $717,000 to be recognized in the third quarter of 2026.
Western New England Bancorp, Inc. reported results of its Annual Meeting of Shareholders. Of 20,258,872 common shares eligible to vote, 17,246,961 were present in person or by proxy, establishing a quorum to conduct business.
Shareholders elected four directors — Laura J. Benoit, Donna J. Damon, Lisa G. McMahon, and Steven G. Richter — each for a three-year term expiring in 2029. They also approved a non-binding advisory resolution on compensation of the Named Executive Officers, and ratified the appointment of Wolf & Company, P.C. as independent registered public accounting firm for the fiscal year ending December 31, 2026.
Western New England Bancorp, Inc. used its 2026 annual shareholders’ meeting to share recent financial performance and strategic context. The company highlighted steady 2025 profitability, with fourth-quarter 2025 net income of $5.209 million and diluted EPS of $0.26, alongside a return on average assets of 0.75% and return on average equity of 8.40%. Net interest margin for that quarter was 2.89%, or 2.91% on a tax-equivalent basis.
For the first quarter of 2026, diluted EPS was $0.24, with ROA of 0.71% and ROE of 7.77%. Net interest margin was 2.95%, or 2.97% on a tax-equivalent basis, supported by average interest-earning assets of about $2.59 billion. At March 31, 2026, total loans were $2.2 billion and total deposits were $2.4 billion, resulting in a loans-to-deposits ratio of 92%. Core deposits represented 70% of total deposits and wholesale funding was 4% of total assets, with uninsured deposits at 29% of total deposits.
The presentation also emphasized asset quality and capital strength. For 2025, the allowance for credit losses equaled 0.93% of total loans and 393% of nonaccrual loans, while nonaccrual loans were 0.32% of total loans and nonperforming assets were 0.19% of total assets. As of March 31, 2026, book value per share was $12.26 and tangible book value per share, a non-GAAP measure, was $11.59. Management reiterated its community-focused mission and discussed governance items including director elections, a say-on-pay advisory vote, and auditor ratification.
Western New England Bancorp, Inc. reported much stronger first-quarter 2026 results, with net income rising to $4.8 million, or $0.24 per diluted share, up from $2.3 million, or $0.11, a year earlier. Compared with the prior quarter, earnings eased from $5.2 million, or $0.26 per diluted share.
Net interest income increased to $18.8 million, helping expand the net interest margin to 2.95% from 2.49% a year ago and 2.89% in the prior quarter. Loans grew to $2.2 billion, while deposits reached $2.4 billion, with core deposits making up 70.2% of the total and non-interest-bearing balances 25.1%. Credit quality stayed solid, with nonaccrual loans at $4.7 million, or 0.21% of total loans, and an allowance for credit losses of $20.5 million, or 0.93% of loans. The board declared a quarterly cash dividend of $0.07 per share and the company repurchased 186,000 shares at an average price of $13.48, supporting book value of $12.26 and tangible book value of $11.59 per share.
Western New England Bancorp, Inc. reported that director Paul Picknelly has informed the Board he will retire from the Board of Directors. His retirement will be effective on May 14, 2026, immediately following the Company’s 2026 Annual Meeting of Stockholders.
The Company stated that Mr. Picknelly’s decision to retire is not due to any disagreement with the Company on matters related to its operations, policies, or practices, indicating an orderly and non-contentious Board transition.
Western New England Bancorp, Inc. filed a current report to share that it has released its financial results for the quarter and twelve months ended December 31, 2025. The company issued a press release with these results, furnished as Exhibit 99.1, and also prepared an investor presentation for use in investor meetings, furnished as Exhibit 99.2.
The materials are being provided as furnished information under the securities laws, meaning they are not deemed filed or incorporated into other securities filings unless specifically referenced. This filing is mainly a communication vehicle to make the earnings press release and investor presentation publicly available to the market.
Western New England Bancorp, Inc. furnished an 8-K announcing it issued a press release with financial results for the quarter and nine months ended September 30, 2025, and made available an investor presentation.
The press release is included as Exhibit 99.1 and the investor presentation as Exhibit 99.2. The materials in Items 2.02 and 7.01 are being furnished, not filed, and are not subject to Section 18 liability or incorporated by reference, except as expressly set forth by specific reference.