What are Steven G. Richter’s direct share holdings in WNEB after this Form 4?

After the reported transaction, Steven G. Richter directly holds 64,156 shares of Western New England Bancorp common stock. This total includes the 443 shares acquired through the director stock election program using compensation otherwise payable in cash.

Western New England Bancorp (WNEB) director receives 443 shares through stock election program

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Western New England Bancorp director Steven G. Richter received 443 shares of common stock as compensation. The shares were acquired on behalf of him in the open market at $14.2988 per share under the Company’s Non-Employee Director Stock Election Program, using fees otherwise payable in cash.

After this award, he directly holds 64,156 common shares. The filing also lists indirect holdings of 9,483 shares held by an IRA and 61 shares held by his spouse, showing additional ownership reported in accounts associated with him.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Richter Steven G.

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	443	$14.2988	$6K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 64,156 shares (Direct, null); Common Stock — 9,483 shares (Indirect, By IRA)

Footnotes (1)

[object Object]

Key Figures

Shares acquired as compensation: 443 shares Purchase price per share: $14.2988 per share Direct holdings after transaction: 64,156 shares +2 more

5 metrics

Shares acquired as compensation 443 shares Common Stock grant/award on 2026-05-06

Purchase price per share $14.2988 per share Open-market purchases under director stock election program

Direct holdings after transaction 64,156 shares Common Stock directly owned after 2026-05-06 award

Indirect IRA holdings 9,483 shares Common Stock held indirectly by IRA as of 2026-05-06

Indirect spouse holdings 61 shares Common Stock held indirectly by spouse as of 2026-05-06

Key Terms

Non-Employee Director Stock Election Program, open market, compensation otherwise payable in cash, indirect ownership, +1 more

5 terms

Non-Employee Director Stock Election Program financial

"purchased in the open market on behalf of the reporting person pursuant to the Company's Non-Employee Director Stock Election Program"

open market financial

"Represents shares purchased in the open market on behalf of the reporting person"

An open market is a system where buying and selling of goods, services, or financial assets happen freely without restrictions or special controls. For investors, it means they can trade assets easily and quickly, which helps determine fair prices based on supply and demand. This environment encourages transparency and competition, making it easier to buy or sell with confidence.

compensation otherwise payable in cash financial

"using compensation otherwise payable in cash"

indirect ownership financial

"direct_or_indirect: I, nature_of_ownership: By IRA / By Spouse"

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

05/08/2026 - 04:19 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Richter Steven G.

(Last)

(First)

(Middle)

C/O WESTERN NEW ENGLAND BANCORP, INC.

141 ELM STREET

(Street)

WESTFIELD

MASSACHUSETTS

01085

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Western New England Bancorp, Inc. [ WNEB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/06/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	05/06/2026		A		443⁽¹⁾	A	$14.2988	64,156	D
Common Stock								9,483	I	By IRA
Common Stock								61	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Represents shares purchased in the open market on behalf of the reporting person pursuant to the Company's Non-Employee Director Stock Election Program using compensation otherwise payable in cash.

	/s/ John E. Bonini, Attorney-in-Fact	05/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What did Steven G. Richter report in this WNEB Form 4 filing?

Steven G. Richter reported receiving 443 shares of Western New England Bancorp common stock. These shares were acquired as part of a compensation program, with stock purchased in the open market instead of taking director fees in cash.

How were the 443 Western New England Bancorp (WNEB) shares acquired?

The 443 shares were purchased in the open market under the Non-Employee Director Stock Election Program. Compensation that would have been paid in cash was instead used to buy Western New England Bancorp common stock on behalf of director Steven G. Richter.

What indirect Western New England Bancorp (WNEB) holdings does Steven G. Richter report?

Steven G. Richter reports indirect ownership of 9,483 WNEB common shares held by an IRA and 61 shares held by his spouse. These indirect positions are reported separately from his 64,156 directly held shares of Western New England Bancorp common stock.

Does this WNEB Form 4 show open-market buying by Steven G. Richter?

The filing shows 443 shares purchased in the open market on his behalf under a compensation election program. The purchases used director fees that would have been paid in cash, rather than reflecting a separate discretionary cash investment.