[Form 4] Western New England Bancorp, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Western New England Bancorp director Laura Benoit reported a routine acquisition of company stock. On 02/04/2026, she acquired 29 shares of common stock at $14.2324 per share under the Company’s Non-Employee Director Stock Election Program, which uses deferred compensation rather than cash awards.

Following this transaction, Benoit beneficially owns 45,688 shares of Western New England Bancorp common stock in direct form. The filing clarifies that these shares are not a restricted stock award but result from the director’s own deferred compensation elections.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Benoit Laura

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	29	$14.2324	$412.74

Holdings After Transaction: Common Stock — 45,688 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Benoit Laura

(Last) (First) (Middle)

C/O WESTERN NEW ENGLAND BANCORP, INC.

141 ELM STREET

(Street)

WESTFIELD MA 01085

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Western New England Bancorp, Inc. [ WNEB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/04/2026		A		29(1)	A	$14.2324	45,688	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

	/s/ John E. Bonini, Attorney-in-Fact	02/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did WNEB director Laura Benoit report?

Laura Benoit reported acquiring 29 shares of Western New England Bancorp common stock. The shares were obtained through the Non-Employee Director Stock Election Program, which converts deferred director compensation into stock rather than issuing a traditional restricted stock award.

At what price did Laura Benoit acquire Western New England Bancorp (WNEB) shares?

Laura Benoit acquired 29 Western New England Bancorp common shares at $14.2324 each. The acquisition took place on February 4, 2026, under the company’s Non-Employee Director Stock Election Program funded through deferred compensation elections.

How many WNEB shares does Laura Benoit own after this Form 4 transaction?

After the reported transaction, Laura Benoit beneficially owns 45,688 shares of Western New England Bancorp common stock. These shares are held directly and include the 29 shares acquired through the company’s Non-Employee Director Stock Election Program on February 4, 2026.

What is Western New England Bancorp’s Non-Employee Director Stock Election Program?

The Non-Employee Director Stock Election Program allows directors to acquire company stock using deferred compensation. In this filing, 29 shares were acquired by converting deferred fees, and the company notes these are not issued as a restricted stock award to the director.

Is the Laura Benoit WNEB stock acquisition a restricted stock grant?

No, the acquisition is not a restricted stock grant. The filing explains the 29 shares were self-funded through deferred compensation under Western New England Bancorp’s Non-Employee Director Stock Election Program, distinguishing them from traditional restricted stock awards.

Does Laura Benoit hold her Western New England Bancorp (WNEB) shares directly or indirectly?

Laura Benoit holds her 45,688 Western New England Bancorp common shares directly. The Form 4 lists her ownership form as direct, and no footnote attributes these shares to a separate trust, partnership, or other indirect ownership entity.