STOCK TITAN

Western New England Bancorp (WNEB) director uses fees to take 441 shares

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Western New England Bancorp director Steven G. Richter acquired 441 shares of common stock on August 5, 2026 at $13.90 per share, purchased in the open market using director compensation under the Non-Employee Director Stock Election Program. Following this, he held 64,597 shares directly, plus 9,483 shares indirectly via an IRA and 61 shares via his spouse.

Positive

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Negative

  • None.
Insider Richter Steven G.
Role Director
Type Security Shares Price Value
Grant/Award Common Stock F1 441 $13.90 $6K
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 64,597 shares (Direct); Common Stock — 9,483 shares (Indirect, By IRA); Common Stock — 61 shares (Indirect, By Spouse)
Footnotes (1)
  1. F1. Represents shares purchased in the open market on behalf of the reporting person pursuant to the Company's Non-Employee Director Stock Election Program using compensation otherwise payable in cash.
Shares acquired 441 shares Common stock acquired on August 5, 2026 under stock election program
Purchase price $13.90 per share Price for 441 common shares purchased in the open market
Direct holdings after transaction 64,597 shares Direct common stock ownership following the August 5, 2026 acquisition
Indirect IRA holdings 9,483 shares Indirect ownership reported as held by IRA
Indirect spouse holdings 61 shares Indirect ownership reported as held by spouse
Non-Employee Director Stock Election Program financial
"pursuant to the Company's Non-Employee Director Stock Election Program using compensation"
open market financial
"Represents shares purchased in the open market on behalf of the reporting person"
An open market is a system where buying and selling of goods, services, or financial assets happen freely without restrictions or special controls. For investors, it means they can trade assets easily and quickly, which helps determine fair prices based on supply and demand. This environment encourages transparency and competition, making it easier to buy or sell with confidence.
IRA financial
"total_shares_following_transaction": "9483.0000" ... "nature_of_ownership": "By IRA""
An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.
indirect financial
""direct_or_indirect": "I", "nature_of_ownership": "By Spouse""

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did Western New England Bancorp (WNEB) report for Steven G. Richter?

Western New England Bancorp reported that director Steven G. Richter acquired 441 common shares on August 5, 2026 at $13.90 per share. The shares were purchased in the open market using director compensation under the Non-Employee Director Stock Election Program.

How many Western New England Bancorp (WNEB) shares does Steven G. Richter now hold directly?

After the reported transaction, Steven G. Richter directly holds 64,597 Western New England Bancorp common shares. This reflects his position following the acquisition of 441 shares through the company’s Non-Employee Director Stock Election Program on August 5, 2026.

What was the price paid per share in Steven G. Richter’s Western New England Bancorp (WNEB) acquisition?

The 441 Western New England Bancorp shares associated with Steven G. Richter’s Form 4 were purchased at $13.90 per share. The shares were bought in the open market using compensation that otherwise would have been paid to him in cash as a director.

Does Steven G. Richter have indirect ownership of Western New England Bancorp (WNEB) shares?

Yes. In addition to his direct holdings, Steven G. Richter has indirect ownership of 9,483 Western New England Bancorp shares via an IRA and 61 shares via his spouse, as reported in the Form 4 holding entries for August 5, 2026.

Was Steven G. Richter’s Western New England Bancorp (WNEB) transaction part of a stock compensation program?

The acquisition relates to the company’s Non-Employee Director Stock Election Program. Under this program, shares are purchased in the open market on behalf of the director using compensation that would otherwise be paid in cash, effectively taking fees in stock instead of cash.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Richter Steven G.

(Last)(First)(Middle)
C/O WESTERN NEW ENGLAND BANCORP, INC.
141 ELM STREET

(Street)
WESTFIELD MASSACHUSETTS 01085

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Western New England Bancorp, Inc. [ WNEB ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/05/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/05/2026A441(1)A$13.964,597D
Common Stock9,483IBy IRA
Common Stock61IBy Spouse
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Represents shares purchased in the open market on behalf of the reporting person pursuant to the Company's Non-Employee Director Stock Election Program using compensation otherwise payable in cash.
/s/ John E. Bonini, Attorney-in-Fact08/07/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)