World Acceptance Corp (WRLD) COO reports direct ownership of 10,255 shares

Rhea-AI Filing Summary

World Acceptance Corp executive James Tobin Turner filed an initial ownership report showing his stake in the company. He directly holds 10,255 shares of common stock, no par value, as of February 13, 2026. The filing does not reflect any specific buy or sell transaction.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Turner James Tobin

(Last) (First) (Middle)

104 S MAIN ST

(Street)

GREENVILLE SC 29601

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
02/13/2026

3. Issuer Name and Ticker or Trading Symbol
WORLD ACCEPTANCE CORP [ WRLD ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Operating Officer

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
COMMON STOCK, NO PAR VALUE	10,255	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/Bert De Los Santos Attorney-in-fact	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many WRLD shares does James Tobin Turner hold according to this Form 3?

James Tobin Turner holds 10,255 shares of World Acceptance Corp common stock. The Form 3 indicates these shares are held directly by him as of February 13, 2026, establishing his initial reported ownership position in WRLD.

What is James Tobin Turner’s role at World Acceptance Corp (WRLD)?

James Tobin Turner serves as Executive Vice President and Chief Operating Officer of World Acceptance Corp. This officer role is disclosed alongside his initial ownership of 10,255 common shares, linking his management position with his reported equity stake in the company.

Does this WRLD Form 3 show any recent insider buying or selling?

No, this Form 3 does not show any recent insider buying or selling. It records initial beneficial ownership, listing 10,255 common shares held directly, with the transaction coded as a holding rather than a purchase or sale in the reported data.

Is James Tobin Turner a 10% owner of World Acceptance Corp (WRLD)?

James Tobin Turner is not reported as a 10% owner of World Acceptance Corp. The filing marks him as an officer, specifically EVP and Chief Operating Officer, and explicitly indicates that he is not a ten percent beneficial owner of WRLD stock.

Are James Tobin Turner’s WRLD shares held directly or indirectly?

His 10,255 WRLD shares are held directly, according to the ownership coding in the filing. The Form 3 lists his ownership type as direct, with no referenced trusts, partnerships, or other indirect entities involved in holding these common stock shares.