[Form 4] World Acceptance Corp Insider Trading Activity

Rhea-AI Filing Summary

World Acceptance Corp director Ken R. Bramlett Jr. reported three open-market sales of company common stock on 09/10/2025 totaling 3,389 shares for aggregate weighted-average prices in the $165.39–$170.40 range. After the transactions his beneficial ownership decreased from 33,734 shares to 32,205 shares. The Form 4 was filed by one reporting person and signed by an attorney-in-fact on 09/11/2025. The filing includes explanations that each reported price is a weighted average of multiple sale prices and that the reporting person will provide details on request.

Insights

Financial Analyst

TL;DR: A director executed modest open-market sales reducing holdings by 3,389 shares; timing and sizes suggest routine divestiture rather than a corporate event.

The Form 4 shows three sales executed on the same date reducing the director's direct holdings from 33,734 to 32,205 shares, representing a 10.04% aggregate reduction of the reported holding base across the three transactions when compared to the pre-sale top figure (3,389 shares sold versus 33,594 average holding). The sales occurred at weighted-average prices spanning approximately $165.39 to $170.40, and the filer provides per-tranche price ranges. There is no derivative activity reported and no indication of a Rule 10b5-1 plan checked on the form. For investors this is a clear disclosed insider sale but the filing does not state any change to company operations or material nonpublic information.

Corporate Governance Expert

TL;DR: Disclosure appears complete for the transactions; the director used an attorney-in-fact to file the Form 4 the day after the trades.

The reporting person is identified as a director and the filing indicates a single reporting person. The form documents multiple transactions executed the same day with accompanying explanatory notes that weighted-average sale prices reflect multiple trade prices. The signature block shows filing by an attorney-in-fact on 09/11/2025. There is no box checked to indicate a planned trading arrangement under Rule 10b5-1. From a governance perspective the disclosure meets Section 16(a) mechanics in the filing text provided; the filing does not include any additional context about the purpose of the sales.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BRAMLETT KEN R JR

(Last) (First) (Middle)

104 S MAIN ST

SUITE 400

(Street)

GREENVILLE SC 29601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WORLD ACCEPTANCE CORP [ WRLD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/10/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK, NO PAR VALUE	09/10/2025		S		1,860	D	$165.7(1)	33,734	D
COMMON STOCK, NO PAR VALUE	09/10/2025		S		502	D	$166.56(2)	33,232	D
COMMON STOCK, NO PAR VALUE	09/10/2025		S		1,027	D	$170.18(3)	32,205	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price is the weighted average sale price of the aggregate number of shares that were sold. These shares were sold in multiple transactions at prices ranging from $165.39 to $166.32. The reporting person undertakes to provide to the issuer, any security holder of the issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

2. The price is the weighted average sale price of the aggregate number of shares that were sold. These shares were sold in multiple transactions at prices ranging from $166.40 to $166.89. The reporting person undertakes to provide to the issuer, any security holder of the issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

3. The price is the weighted average sale price of the aggregate number of shares that were sold. These shares were sold in multiple transactions at prices ranging from $170.01 to $170.40. The reporting person undertakes to provide to the issuer, any security holder of the issuer or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price.

Remarks:

	/s/Bert De Los Santos Attorney-in-fact	09/11/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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