[Form 4] World Acceptance Corp Insider Trading Activity

Rhea-AI Filing Summary

World Acceptance Corp. (WRLD) – Form 4 filing: Executive Vice President & Chief Branch Operations Officer Daniel Clinton Dyer reported a sale of 128 common shares on 07/31/2025 at $159 per share, generating roughly $20.4 k in proceeds. After the transaction, Dyer continues to hold 42,586 shares directly. No derivative transactions were reported and no additional dispositions or acquisitions were disclosed.

The filing reflects routine insider activity representing ~0.3 % of the executive’s prior direct holdings; there is no accompanying narrative suggesting strategic change or material corporate event.

Positive

• Executive retains 42,586 shares, indicating continued equity alignment with shareholders

Negative

• Insider sale, albeit small, removes roughly $20 k in equity exposure

Insights

Equity Research Analyst

TL;DR: Small insider sale, immaterial to ownership or thesis.

The transaction involves 128 shares (< 0.1 % of WRLD’s 12 M share float). Cash value under $25 k is trivial relative to market cap and executive’s remaining 42.6 k shares. Such housekeeping sales are common for liquidity or tax purposes and do not signal directional intent. Given absence of other sales or derivative exercises, I rate impact as neutral.

Corporate Governance Specialist

TL;DR: Governance-compliant disclosure; no red flags.

Form 4 was filed timely (within two business days). Officer retains substantial stake, aligning incentives. No 10b5-1 plan box is marked, indicating discretionary trade but size is de minimis, thus unlikely to raise governance concerns. No change in control or insider trend detected.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Dyer Daniel Clinton

(Last) (First) (Middle)

104 S MAIN ST

SUITE 400

(Street)

GREENVILLE SC 29601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WORLD ACCEPTANCE CORP [ WRLD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	See remarks

3. Date of Earliest Transaction (Month/Day/Year)
07/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK, NO PAR VALUE	07/31/2025		S		128	D	$159	42,586	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

Executive VP, Chief Branch Operations Office

	/s/Bert De Los Santos Attorney-in-fact	08/01/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many WRLD shares did the insider sell?

Daniel Clinton Dyer sold 128 common shares.

At what price were the WRLD shares sold?

The shares were sold at $159.00 per share.

What is the insider’s remaining WRLD shareholding?

After the sale, Dyer directly owns 42,586 WRLD shares.

What was the total value of the shares sold?

Approximate proceeds were $20,352 (128 × $159).

Was this trade under a Rule 10b5-1 plan?

No. The 10b5-1(c) checkbox was not selected in the filing.