World Acceptance (WRLD) Director Disposes 1,000 Shares in Gift Transaction

Rhea-AI Filing Summary

Charles D. Way, a director of World Acceptance Corp (WRLD), reported a change in beneficial ownership affecting common stock. On 09/12/2025 he executed a transaction coded G (gift), disposing of 1,000 shares for no consideration. Following the reported transaction, Mr. Way beneficially owned 14,395 shares, held directly. The Form 4 was filed as a single reporting person and the filing bears a signature by an attorney-in-fact dated 09/16/2025. The filing discloses a non‑monetary transfer of stock and the resulting direct ownership position.

Insights

Corporate Governance Expert

TL;DR: Director Charles Way gifted 1,000 shares, reducing his direct stake to 14,395 shares; transaction is non‑monetary and disclosed on Form 4.

The gift (transaction code G) indicates a voluntary transfer rather than a market sale, which may reflect personal estate planning or charitable intent though the form does not state purpose. From a governance perspective, the company properly received a timely Section 16 disclosure identifying the change and the resulting direct ownership. The filing contains the essential data investors require about insider holdings: date, amount, nature of transfer, and post‑transaction balance.

Securities Analyst

TL;DR: A director reduced direct holdings by 1,000 shares via a gift; the disclosure is routine and has limited immediate market impact.

The Form 4 shows a single non‑derivative disposition of 1,000 common shares on 09/12/2025 with zero cash consideration and a post‑transaction direct holding of 14,395 shares. There are no derivative transactions, no price information beyond 'no consideration', and no indication of material corporate events. The straightforward reporting and small absolute size relative to institutional holdings suggest neutral investor impact.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

WAY CHARLES D

(Last) (First) (Middle)

104 S MAIN ST

SUITE 400

(Street)

GREENVILLE SC 29601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WORLD ACCEPTANCE CORP [ WRLD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK, NO PAR VALUE	09/12/2025		G		1,000(1)	D	$0	14,395	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Gift of shares for no consideration.

Remarks:

	/s/Bert De Los Santos Attorney-in-fact	09/16/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did WRLD director Charles D. Way report on Form 4?

He reported a gift of 1,000 common shares on 09/12/2025, leaving him with 14,395 shares beneficially owned directly.

Was the 09/12/2025 transaction a sale for cash?

No. The transaction is coded G indicating a gift and shows $0 consideration.

How was the Form 4 filed and who signed it?

The Form was filed by one reporting person and bears a signature by an attorney‑in‑fact dated 09/16/2025.

Did the Form 4 report any derivative transactions for WRLD?

No. Table II shows no derivative securities acquired or disposed of in this filing.

What is the post‑transaction ownership reported?

The reporting person beneficially owned 14,395 shares of World Acceptance Corp after the reported transaction.