[Form 4] World Acceptance Corp Insider Trading Activity

Rhea-AI Filing Summary

Insider sales at World Acceptance Corp (WRLD): On 09/04/2025 multiple reporting persons filed a Form 4 disclosing sales of WRLD common stock at $172.88 per share. The filing shows disposals of 260,297, 11,569, 57,844, 17,354 and 30,000 shares on that date. The report lists resulting beneficial ownership positions for the related entities and persons, including 952,070, 41,804, 518,550, and 50,286 shares for several pooled entities and trusts, and other indirect holdings.

The sellers include Prescott General Partners LLC (as reporting entity) and named individuals Thomas W. Smith and Scott J. Vassalluzzo. Explanatory footnotes state many shares are held indirectly through investment partnerships, trusts, family accounts and foundations, and several parties disclaim beneficial ownership beyond their pecuniary interest. The Form is signed and dated 09/08/2025.

Positive

• None.

Negative

• Multiple sizable share disposals disclosed on 09/04/2025 (260,297; 11,569; 57,844; 17,354; 30,000 shares) all at $172.88 per share
• Coordinated sales by affiliated parties (Prescott entities and named officers/directors) that reduce reported insider holdings
• Form shows complex indirect ownership across partnerships, trusts, family accounts and foundations, complicating direct beneficial-ownership clarity

Insights

Financial Analyst

TL;DR: Multiple insiders sold sizable blocks of WRLD at $172.88 on 09/04/2025; reported post-sale holdings remain substantial.

The Form 4 documents several large sales executed at the same price on a single date, with detailed post-transaction beneficial ownership levels for the related funds, trusts and family accounts. From an analytical perspective, the filing is material because it updates public ownership and shows that principal holders reduced positions while retaining large indirect stakes. The filing does not provide reasons for the sales or indicate any change in control; all explanatory notes show holdings are held through partnerships, trusts, and family accounts with standard disclaimers of beneficial ownership beyond pecuniary interest.

Corporate Governance Expert

TL;DR: Coordinated insider disposals were reported; governance disclosures explain indirect ownership structures and disclaimers.

The disclosure identifies Prescott General Partners LLC and two named officers/directors as reporting persons and provides footnotes clarifying indirect ownership via multiple legal entities and trusts. That transparency on ownership structure and the signed Form 4 are governance-appropriate. However, multiple contemporaneous sales by affiliated parties are noteworthy from a governance and disclosure standpoint because they materially change public reporting of insiders' holdings. The filing itself contains no admissions of group formation and includes standard disclaimers.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Prescott General Partners LLC

(Last) (First) (Middle)

2200 BUTTS ROAD

SUITE 320

(Street)

BOCA RATON FL 33431

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WORLD ACCEPTANCE CORP [ WRLD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	X	10% Owner
	Officer (give title below)	X	Other (specify below)
			Member of Section 13(d) Group

3. Date of Earliest Transaction (Month/Day/Year)
09/04/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

	Form filed by One Reporting Person
X	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/04/2025		S		260,297	D	$172.88	952,070	I	By Prescott Associates L.P.(1)
Common Stock	09/04/2025		S		11,569	D	$172.88	41,804	I	By Prescott International Partners L.P.(2)
Common Stock	09/04/2025		S		57,844	D	$172.88	518,550	I	By Idoya Partners L.P.(3)
Common Stock	09/04/2025		S		17,354	D	$172.88	50,286	I	By Prescott Investors Profit Sharing Trust(4)
Common Stock								483,000	I	By Ridgeview Smith Investments LLC(5)
Common Stock								67,600	I	By Thomas W. Smith Family Accounts(6)
Common Stock								10,000	I	By Thomas W. Smith Foundation(7)
Common Stock								30,000	D(8)
Common Stock								1,788	I	By Scott J. Vassalluzzo Family Accounts(9)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

1. Name and Address of Reporting Person^*

Prescott General Partners LLC

(Last) (First) (Middle)

2200 BUTTS ROAD

SUITE 320

(Street)

BOCA RATON FL 33431

(City) (State) (Zip)

Relationship of Reporting Person(s) to Issuer

	Director	X	10% Owner
	Officer (give title below)	X	Other (specify below)
			Member of Section 13(d) Group

1. Name and Address of Reporting Person^*

SMITH THOMAS W

(Last) (First) (Middle)

2200 BUTTS ROAD

SUITE 320

(Street)

BOCA RATON FL 33431

(City) (State) (Zip)

Relationship of Reporting Person(s) to Issuer

	Director	X	10% Owner
	Officer (give title below)	X	Other (specify below)
			Member of Section 13(d) Group

1. Name and Address of Reporting Person^*

VASSALLUZZO SCOTT J

(Last) (First) (Middle)

2200 BUTTS ROAD

SUITE 320

(Street)

BOCA RATON FL 33431

(City) (State) (Zip)

Relationship of Reporting Person(s) to Issuer

X	Director	X	10% Owner
	Officer (give title below)	X	Other (specify below)
			Member of Section 13(d) Group

Explanation of Responses:

1. These shares are owned directly by Prescott Associates L.P. ("Prescott Associates") and are beneficially owned indirectly by Prescott General Partners LLC ("PGP"), a Delaware limited liability company, as general partner of Prescott Associates. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Prescott Associates is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

2. These shares are owned directly by Prescott International Partners L.P. ("PIP"), a private investment limited partnership, and are beneficially owned indirectly by PGP, as general partner of PIP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for PIP is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

3. These shares are owned directly by Idoya Partners L.P. ("Idoya"), a private investment limited partnership, and are beneficially owned indirectly by PGP, as general partner of Idoya. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Idoya is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

4. These shares are owned directly by the Prescott Investors Profit Sharing Trust (the "Trust"), an employee profit-sharing plan for which each of Mr. Smith and Mr. Vassalluzzo serves as a trustee. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and Mr. Smith and Mr. Vassalluzzo each disclaim beneficial ownership of these shares under Rule 16a-8(b)(1). The address of the Trust is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

5. These shares are owned directly by Ridgeview Smith Investments LLC ("Ridgeview"), a limited liability company established by Mr. Smith for the benefit of his family and are beneficially owned indirectly by Mr. Smith as trustee of a revocable trust he established for the benefit of his family and which is the sole member of Ridgeview. Mr. Smith disclaims beneficial ownership of these shares in excess of his pecuniary interest under Rule 16a-1(a)(2)(iii). The address of Ridgeview is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

6. These shares are owned directly by investment accounts established for the benefit of certain family members of Thomas W. Smith. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and Mr. Smith disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.

7. These shares are owned directly by the Thomas W. Smith Foundation (the "Foundation") and are beneficially owned indirectly by Mr. Smith as trustee of the Foundation. Mr. Smith disclaims beneficial ownership of these shares in excess of his pecuniary interest under 16a-8(b)(2)(ii). The address for the Foundation is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

8. These shares are owned directly by Scott J. Vassalluzzo.

9. These shares are owned directly by investment accounts established for the benefit of certain family members of Scott J. Vassalluzzo. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and Mr. Vassalluzzo disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.

Remarks:

The filing of this report shall not be deemed to be an admission that the Reporting Person is a member of a "group" within the meaning of Section 13(d)(3) of the Securities Exchange Act of 1934, as amended. The Reporting Person disclaims beneficial ownership of the shares included in this report except to the extent of its pecuniary interest in such shares.

	/s/ Scott J. Vassalluzzo, Managing Member, Prescott General Partners LLC	09/08/2025
	/s/ Thomas W. Smith	09/08/2025
	/s/ Scott J. Vassalluzzo	09/08/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did WRLD reporting persons file on 09/04/2025?

The Form 4 discloses sales of WRLD common stock on 09/04/2025 executed at $172.88 per share, including disposals of 260,297, 11,569, 57,844, 17,354 and 30,000 shares.

Who filed the Form 4 for WRLD and signed the filing?

The filing was made by Prescott General Partners LLC and named reporting persons Thomas W. Smith and Scott J. Vassalluzzo; signatures on the form are dated 09/08/2025.

What were the resulting beneficial ownership amounts disclosed after the transactions?

The Form 4 lists post-transaction beneficial ownership including positions of 952,070, 41,804, 518,550, and 50,286 shares for several related entities and trusts, among other holdings.

Do the reporting persons claim direct beneficial ownership of all reported shares?

No. Explanatory footnotes state many shares are held indirectly through partnerships, trusts, family accounts and a foundation, and the filers disclaim beneficial ownership beyond their pecuniary interests where applicable.

Does the Form 4 indicate a change of control or group formation under Section 13(d)?

The filing explicitly states that it shall not be deemed an admission that the reporting person is a member of a 'group' under Section 13(d)(3).