Every 8-K that WesBanco Inc (WSBC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow WSBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full WSBC filings page.
WesBanco, Inc. (WSBC) reported solid second-quarter 2026 operating trends in an investor presentation furnished with a Regulation FD report. Total loans reached $19.5 billion, up 3.5% year-over-year and 8.3% on an annualized sequential basis, as commercial and home equity growth more than offset elevated commercial real estate payoffs of about $345 million. Total deposits grew 2.1% year-over-year to $21.6 billion, with demand deposits comprising 49% of the mix and an average loan-to-deposit ratio of 88.9%.
Net income available to common shareholders was $89.2 million, or $0.92 per diluted share. Net interest margin improved to 3.63%, up 4 basis points from a year earlier and 6 basis points from the prior quarter, aided by lower deposit funding costs of 1.78%. Non-interest income rose 22.0% year-over-year, with record fee income in several categories and a non-recurring $4.8 million pension-related gain.
The efficiency ratio reached a record low 51.2% and return on average tangible common equity was 17.3%. WesBanco reported a Common Equity Tier 1 ratio of 10.7%, an allowance for credit losses on loans of $217.8 million (coverage ratio 1.12%), and after-tax unrealized losses on securities of $161 million for available-for-sale and $78 million for held-to-maturity. The commercial loan pipeline was a record $2.3 billion as of June 30, 2026, including roughly $250 million from Florida.
WesBanco reported strong results for the quarter and six months ended June 30, 2026. Net income available to common shareholders in Q2 2026 was $88.4 million, with diluted EPS of $0.91, up from $54.9 million and $0.57 in Q2 2025. For the first half of 2026, net income available to common shareholders was $172.8 million, or $1.79 per diluted share, compared to $43.4 million, or $0.50 per diluted share, in the prior-year period.
On a non-GAAP basis excluding after-tax restructuring and merger-related costs, diluted EPS was $0.92 in Q2 2026 versus $0.91 a year earlier, and $1.83 for the first half versus $1.60. Annualized loan growth reached 8.3% sequentially and 3.5% year-over-year, with the commercial loan pipeline at a record $2.3 billion. Net interest margin improved to 3.63%, and net interest income rose to $222.2 million, up 2.5% year-over-year.
Non-interest income increased 22.0% year-over-year to $53.6 million, helped by higher swap fees, service charges, and a non-recurring $4.8 million pension-related gain. The efficiency ratio improved to a record low 51.2% as non-interest expense excluding restructuring grew only modestly. Credit quality remained solid, with Q2 net charge-offs at 0.02% of average loans and an allowance for credit losses equal to 1.12% of total portfolio loans. Total assets were $27.8 billion, deposits $21.6 billion, and the common equity Tier 1 capital ratio was 10.70%. WesBanco repurchased 0.3 million shares for $9.7 million during the quarter.
WesBanco, Inc. announced that financial results for the second quarter of 2026 will be released after the market close on Tuesday, July 21, 2026. Management will review these results during a public conference call and webcast at 9:00 a.m. ET on Wednesday, July 22, 2026.
The call will feature President and CEO Jeff Jackson and Senior Executive Vice President and CFO Dan Weiss. WesBanco highlights its scale as a regional financial services provider, with $27.5 billion in total assets and significant trust and investment services balances as of March 31, 2026.
WesBanco, Inc. announced that Senior Executive Vice President and Chief Risk Officer Michael L. Perkins will retire from his officer role effective June 30, 2026 and then serve as a consultant. He and the company entered into an Executive Transition and Consulting Agreement dated June 3, 2026.
Beginning July 1, 2026, Perkins will provide consulting and advisory services as requested by the CEO or board and receive a $33,334 monthly cash consulting fee through June 30, 2027, unless ended earlier under the agreement. The arrangement includes a non‑competition covenant lasting through the consulting term and for one additional year, and his continued vesting of existing equity awards depends on complying with this covenant. The agreement also contains standard non‑disparagement, cooperation, and property‑return provisions.
WesBanco, Inc. announced that its Board of Directors has increased the company’s stock repurchase authorization. The Board approved an additional 4.0 million shares for repurchase, on top of a prior 3.2 million share program that had about 0.9 million shares remaining as of March 31, 2026.
This brings the total shares currently authorized for repurchase to 4.9 million, equal to 5.1% of WesBanco’s shares outstanding as of March 31, 2026. The company plans to execute repurchases at its discretion through methods such as open market and privately negotiated transactions, using existing cash and other liquidity sources.
WesBanco, Inc. outlined its strategy and recent performance, emphasizing organic growth, disciplined expense management, and capital strength. For the quarter ended March 31, 2026, GAAP EPS was $0.88 and operating EPS was $0.91, up 38% year-over-year and 8% sequentially.
Net interest margin improved 22 basis points year-over-year to 3.57%, supported by lower funding costs and higher earning asset yields. Total loans reached $19.1 billion, up 2.2% year-over-year despite elevated commercial real estate payoffs, while deposits grew 1.8% to $21.7 billion with a 50% demand deposit mix.
The Premier Financial acquisition delivered 49% core EPS accretion within nine months and helped lift non-interest income 20.7% year-over-year. WesBanco reported an efficiency ratio of 52.5%, a CET1 capital ratio of 10.67%, and a record $1.6 billion commercial loan pipeline, supporting its 2026 outlook for mid-single digit loan growth and higher net interest margin.
WesBanco, Inc. reported a sharp turnaround for the quarter ended March 31, 2026, with net income available to common shareholders of $84.4 million and diluted EPS of $0.88, versus a loss of $11.5 million and $(0.15) per share a year earlier.
Excluding after-tax restructuring and merger costs, diluted EPS was $0.91, up from $0.66. Net interest income rose 35.9% to $215.4 million and net interest margin improved 22 basis points year-over-year to 3.57%, helped by lower funding costs and higher earning asset yields.
Total loans reached $19.1 billion, up 2.2% year-over-year despite elevated CRE payoffs, while deposits grew 1.8% to $21.7 billion. Credit metrics remained solid, with net charge-offs at 0.16% of loans and an allowance equal to 1.10% of total portfolio loans. The CET1 capital ratio stood at 10.67% and the efficiency ratio improved to 52.54%.
WesBanco, Inc. reported the results of its annual shareholder meeting, where investors elected directors, approved executive pay on an advisory basis, ratified the auditor, and adopted the 2026 Equity Incentive Plan. Multiple board nominees received over 69 million votes in favor, with similar non-vote totals across items, indicating broad but not unanimous support.
Shareholders approved the advisory 2025 executive compensation proposal with 45.7 million votes in favor versus 25.0 million against. They also ratified Deloitte & Touche LLP as independent auditor with 81.7 million votes for. The 2026 Equity Incentive Plan passed with 68.0 million votes for and 2.8 million against, establishing a new stock-based compensation framework.
WesBanco, Inc. plans to release its financial results for the first quarter of 2026 after the market close on Tuesday, April 21, 2026, followed by a conference call and webcast at 9:00 a.m. ET on Wednesday, April 22, 2026.
Investors can access the live webcast through the company’s investor relations website or join by phone using listed U.S. and international numbers. A telephone replay will be available from late morning on April 22 through May 6, 2026, and a webcast archive will remain online for one year. As of December 31, 2025, WesBanco reported $27.7 billion in total assets, $7.9 billion of trust and investment assets under management, and $2.5 billion of securities account values including annuities.
WesBanco, Inc. is reshaping its board of directors through a voluntary retirement program and reclassification of director terms. The board plans to shrink from 19 to 15 members after the 2026 annual meeting to better align with peer governance practices.
Three directors—Abigail M. Feinknopf, James W. Cornelsen, and D. Bruce Knox—have elected to retire at the end of the 2026 meeting and will each receive a one-time restricted stock grant valued at $250,000. Another director, Michael J. Crawford, will also retire then under the company’s age policy.
To rebalance the three director classes, John L. Bookmyer and Joseph R. Robinson will shift classes and stand for election in 2026 for new terms, with their resignations from current terms contingent on being elected. The company states these departures are voluntary and not due to disagreements over operations or policies.
Wesbanco, Inc. filed an update providing an unaudited pro forma condensed combined statement of income for the year ended December 31, 2025 reflecting its acquisition of Premier Financial Corp. The pro forma combines both banks’ results as if the merger had been effective from January 1, 2025.
The merger, completed on February 28, 2025, is valued at approximately $1.0 billion, based on Wesbanco’s closing stock price of $35.07, with each Premier Financial share converted into 0.80 Wesbanco common shares. On a pro forma basis, net income available to common shareholders is $219,982 with basic and diluted earnings per share of $2.42.
The pro forma uses acquisition accounting under ASC 805, includes fair value adjustments and related amortization for items such as core deposit and trust customer list intangibles, and applies a 21% federal tax rate to these adjustments. It excludes potential cost savings, revenue opportunities, and balance sheet restructuring effects.
WesBanco, Inc. furnished an investor presentation highlighting strong 2025 performance and integration of Premier Financial Corp. Full-year diluted EPS was $3.40, an increase of 45% from the prior year, driven by loan growth, higher margins, and expense efficiencies.
Total loans rose 51.9% year-over-year to $19.2 billion, while deposits grew 53.3% to $21.7 billion, including balances from the PFC acquisition and organic growth. Net interest margin reached 3.61%, up 58 basis points year-over-year, supported by higher earning asset yields and lower funding costs.
The efficiency ratio improved to 51.6%, about 8 percentage points better than a year earlier, reflecting cost synergies and disciplined expense management. For the fourth quarter, net income available to common shareholders was $80.9 million, or $0.84 per diluted share. Credit quality remained solid, with non-performing assets at 0.33% of total assets and an allowance for credit losses of 1.14% of loans. The CET1 capital ratio stood at 10.34%, and tangible common equity to tangible assets was 8.13%, supporting ongoing growth and capital return strategies.
Wesbanco, Inc. filed a current report to share that it has issued a press release and an earnings call presentation covering results for the three and twelve months ended December 31, 2025. These materials are available as exhibits and through the Investor Relations section of the company’s website.
The company will hold a conference call on January 28, 2026 at 9:00 a.m. ET to discuss its fourth quarter 2025 financial results, with both live webcast access and dial-in options, plus a replay and archived webcast for later listening.
Wesbanco, Inc. reported that Michael L. Perkins plans to retire from his role as Senior Executive Vice President and Chief Risk Officer. He informed the board on January 22, 2026, and his retirement is scheduled to be effective June 30, 2026.
The company expects to enter into a separation agreement with Mr. Perkins in connection with his retirement, but the specific terms have not been finalized as of this report. The filing does not announce a successor for the Chief Risk Officer role or any changes to other executive positions.
Wesbanco, Inc. announced a small increase in its quarterly cash dividend on common stock, raising the payment to $0.38 per share from $0.37 per share, a 2.7% increase. The higher dividend will be paid on January 2, 2026 to shareholders who are recorded as owning shares on December 5, 2025. Wesbanco’s common stock trades under the symbol WSBC, and the company also has listed depositary shares representing interests in its Series A and Series B preferred stock.
Wesbanco, Inc. (WSBC) furnished an investor presentation under Item 7.01 (Regulation FD). Representatives are scheduled to deliver various investor presentations during the fourth quarter of 2025.
Exhibit 99.1 contains a presentation on third quarter 2025 results to be used at investor conferences or other events in Q4 2025. The information is furnished, not filed, under the Exchange Act.
The company’s listed securities include common stock (WSBC) and depositary shares for its Series A (WSBCP) and Series B (WSBCO) preferred stock on the Nasdaq Global Select Market.
WesBanco, Inc. announced a planned auditor transition. The Audit Committee dismissed Ernst & Young LLP (EY) as the independent registered public accounting firm, effective upon issuance of the Company’s consolidated financial statements for the year ending December 31, 2025. EY’s reports on the consolidated financial statements for 2024 and 2023 were unqualified and there were no disagreements with EY through October 22, 2025.
The Audit Committee appointed Deloitte & Touche LLP as the new auditor for the fiscal year ending December 31, 2026 and related interim periods, subject to Deloitte’s standard client acceptance procedures and an engagement letter. The Company did not consult with Deloitte on accounting or auditing matters during 2024 and 2023. EY’s concurrence letter is filed as Exhibit 16.1.
Wesbanco, Inc. (WSBC) announced earnings for the three and nine months ended September 30, 2025 and furnished its press release and call presentation. The company will host a conference call to discuss third-quarter 2025 results on October 23, 2025 at 3:00 p.m. ET.
Investors can join via a live webcast on the Investor Relations page at wesbanco.com or by phone at 888-347-6607 (U.S.), 855-669-9657 (Canada), or 1-412-902-4290 (international). A replay will be available starting October 23, 2025 at approximately 5:00 p.m. ET through November 6, 2025 at 12 a.m. ET by dialing 877-344-7529 (U.S.), 855-669-9658 (Canada), or 1-412-317-0088 (international) with access code 2433750. The webcast archive will remain on the company’s website for one year.
Exhibits include the press release (Ex. 99.1) and the third-quarter 2025 earnings presentation (Ex. 99.2).
Wesbanco, Inc. filed a report stating it will release its financial results for the third quarter of 2025 after the market close on Wednesday, October 22, 2025. Management will host a conference call to discuss these results on Thursday, October 23, 2025 at 3:00 p.m. ET.
WesBanco, Inc. filed a Current Report on Form 8-K disclosing the creation of a Series B Preferred Stock class whose dividend and liquidation rights will rank on parity with the company’s existing 6.75% Fixed-Rate Reset Non-Cumulative Perpetual Series A Preferred Stock. The Series B terms include restrictions on dividends and certain rights if full dividends for the most recently completed dividend period have not been declared and paid on all outstanding Series B shares. The detailed terms are set forth in an Articles of Amendment, filed as Exhibit 3.1 to the 8-K.