Waterstone Financial, Inc.'s SEC filings document its role as the savings and loan holding company for WaterStone Bank and the public-company records tied to its banking and mortgage operations. Recent 8-K reports furnish quarterly and annual results, including Community Banking and Mortgage Banking segment commentary, net interest income, loan origination activity, allowance for credit losses, dividends and share repurchase authorizations.
Proxy and governance filings cover director elections, executive compensation and board committee matters, including Audit Committee leadership changes. The filings also identify the company's common-stock capital actions and its disclosure framework as a Maryland-incorporated Nasdaq issuer.
Waterstone Financial, Inc. director Lawton Patrick S reported selling common stock in two open-market transactions. On February 3, 2026, he sold 30,000 shares at a weighted average price of $18.53. On February 4, 2026, he sold 19,255 shares at a weighted average price of $18.64. After these sales, he directly owned 0 shares of Waterstone Financial common stock.
Waterstone Financial shareholder plans to sell restricted stock under Rule 144. A holder has filed to sell 71,555 shares of Waterstone Financial common stock through Fidelity Brokerage Services, with an aggregate market value of $1,319,474.00, on or around 02/04/2026 on the NASDAQ exchange.
The shares were originally acquired as stock-based compensation from the issuer through stock awards on 11/21/2016 (3,337 shares), 03/06/2017 (33,360 shares), and 03/06/2018 (34,858 shares). The filing notes that 18,456,918 shares of Waterstone Financial common stock were outstanding at the time referenced.
Waterstone Financial executive Julie Ann Glynn reported option exercises and share sales. On February 2, 2026, she exercised a stock option for 20,000 shares of common stock at $17.35 per share. That same day, she reported selling 20,000 shares at a weighted average price of $18.1706 and an additional 929 shares at $18.6885. After these transactions, she directly owned 9,071 shares of Waterstone Financial common stock.
Waterstone Financial, Inc. has filed a notice of planned stock sales under Rule 144. The filing covers 20,929 common shares to be sold through UBS Financial Services Inc. on NASDAQ, with an aggregate market value of $380,774 and 18,456,918 shares outstanding.
The shares include 20,000 acquired by a stock option exercise on 02/02/2026 paid in cash, and 929 shares from a restricted stock award vesting on 03/06/2024. The approximate sale date listed is 02/02/2026, and the seller represents they are unaware of undisclosed material adverse information about the company.
A Rule 144 notice reports a planned sale of 49,255 shares of common stock through broker Robert W. Baird & Co. on or about 02/03/2026 on NASDAQ, with an aggregate market value of $886,950.00. The issuer has 18,456,918 shares outstanding.
The seller acquired 39,255 shares via a cash option exercise on 07/09/2020 and 10,000 shares through restricted stock vesting on 03/06/2021 and 03/06/2022. The signer represents they are not aware of undisclosed material adverse information about the issuer’s current or prospective operations.
Waterstone Financial, Inc. filed a current report to furnish a press release announcing its financial results for the quarter and year ended December 31, 2025. The press release, dated January 28, 2026, is included as Exhibit 99.1 and incorporated by reference into the report.
The filing is made under Item 2.02, covering results of operations and financial condition, and is signed by Chief Financial Officer Mark R. Gerke. No other corporate actions or major transactions are described.
BlackRock, Inc. filed an amended Schedule 13G reporting beneficial ownership of 1,306,996 shares of Waterstone Financial, Inc. common stock, representing 7.1% of the class as of 12/31/2025.
BlackRock reports sole voting power over 1,291,009 shares and sole dispositive power over 1,306,996 shares, with no shared voting or dispositive authority. The filing describes BlackRock as a holding company and states the securities were acquired and are held in the ordinary course of business, not for the purpose of changing or influencing control of Waterstone Financial. Various underlying persons have rights to dividends or sale proceeds, but no single person has an interest in more than 5% of the outstanding common shares.
Waterstone Financial, Inc. reported that its Board of Directors declared a regular quarterly dividend on the company’s outstanding shares of common stock. The decision was made on December 18, 2025. Additional details about the dividend are provided in a press release dated December 18, 2025, which is filed as Exhibit 99.1 and incorporated by reference.
Waterstone Financial (WSBF) reported stronger Q3 2025 results. Net income rose to $7.9 million from $4.7 million a year ago, and diluted EPS improved to $0.45 from $0.26. Net interest income increased to $14.7 million as interest expense declined, and the company recorded a credit to provision for credit losses of $0.3 million.
Noninterest income was $22.3 million, with mortgage banking income of $20.9 million compared with $21.3 million last year. Noninterest expense decreased to $27.5 million. Total assets were $2.27 billion and deposits reached $1.39 billion. Loans receivable were $1.71 billion, with the allowance for credit losses at $17.7 million. Available-for-sale securities carried $18.5 million in unrealized losses, an improvement from $24.5 million at year-end, lifting accumulated other comprehensive loss.
The company returned capital through a $0.15 quarterly dividend and ongoing share repurchases, reducing outstanding shares to 18,524,115 at September 30, 2025.
Waterstone Financial (WSBF) director reports open‑market sales. On 10/27/2025, a director sold 79,872 shares of common stock at a weighted average price of $15.16 and separately sold 1,541 shares at a weighted average price of $15.16. The filing notes these were executed in multiple trades within a price range of $15.15 to $15.35.
Following the transactions, the filing shows 0 shares beneficially owned directly and 0 shares beneficially owned indirectly by trust. The filer undertakes to provide full trade‑level detail within the stated price ranges upon request.