Winchester Bancorp (NASDAQ: WSBK) furnishes Q3 2025 results press release

Rhea-AI Filing Summary

Winchester Bancorp, Inc., the holding company for Winchester Savings Bank, furnished an 8-K to report that it issued a press release with financial results for the quarter ended September 30, 2025. The press release, dated October 22, 2025, is included as Exhibit 99.1 to this report.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 22, 2025

Winchester Bancorp, Inc.

(Exact name of Registrant as Specified in Its Charter)

Maryland			001-42627	33-3361275
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
661 Main Street
Winchester, Massachusetts				01890
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: (781) 729-2130

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $0.01 per share		WSBK		The Nasdaq Stock Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On October 22, 2025, Winchester Bancorp, Inc., the holding company for Winchester Savings Bank, issued a press release reporting its financial results for the quarter ended September 30, 2025.

A copy of the press release announcing the results is included as Exhibit 99.1 to this Current Report on Form 8-K and shall not be deemed "filed" for purposes of section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Exhibit No. Description

99.1 Press Release dated October 22, 2025

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

		Winchester Bancorp, Inc.
Date: October 22, 2025		By:	/s/ John A. Carroll
			John A. Carroll
			President and Chief Executive Officer

FAQ

What did Winchester Bancorp (WSBK) disclose in this 8-K?

Winchester Bancorp disclosed that it issued a press release reporting financial results for the quarter ended September 30, 2025. The press release, dated October 22, 2025, is attached as Exhibit 99.1 and provides the detailed quarterly financial information.

Which period’s results does Winchester Bancorp (WSBK) cover in the press release?

The press release covers Winchester Bancorp’s financial results for the quarter ended September 30, 2025. This quarterly period is specifically identified in the 8-K, with the detailed numbers and performance discussion provided in the attached Exhibit 99.1 press release.

How did Winchester Bancorp (WSBK) provide its Q3 2025 financial results?

Winchester Bancorp provided its Q3 2025 financial results through a press release issued on October 22, 2025. That press release is incorporated into the 8-K as Exhibit 99.1, serving as the primary source of the company’s quarterly financial information and commentary.

What is Exhibit 99.1 in Winchester Bancorp’s (WSBK) 8-K filing?

Exhibit 99.1 is the press release issued by Winchester Bancorp on October 22, 2025. It reports the company’s financial results for the quarter ended September 30, 2025 and provides the detailed figures and narrative beyond the brief description in the 8-K body.

Is Winchester Bancorp (WSBK) treating the press release as filed or furnished?

The company states the press release included as Exhibit 99.1 shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934. This means it is treated as furnished, limiting certain liability and incorporation-by-reference effects.