Winchester Bancorp director John Ingalls Snow III reported a mix of share purchases and gifts of company stock. On May 5, 2026, he made an open-market purchase of 6,110 shares of common stock at $12.87 per share, increasing his direct holdings to 18,610 shares. He also made bona fide gifts totaling 800 shares, including 600 shares from his direct holdings and 200 shares held indirectly for a child. Indirect holdings reported include 2,500 shares held "By Company" and 200 shares held "By Child".
Winchester Bancorp director Stephen Harry Boodakian reported an indirect open-market purchase of common stock. On May 1, 2026, he bought 2,500 shares of Winchester Bancorp, Inc. common stock at an average price of $12.9299 per share through an IRA.
After this transaction, he indirectly holds 2,500 shares via the IRA and 7,500 shares of common stock held indirectly by a trust, according to the filing. These entries reflect his reported beneficial ownership across different indirect accounts.
Winchester Bancorp, Inc. reported much stronger third quarter 2026 results, with net income of $1.1 million, or $0.13 per share, up from $305,000 a year earlier. For the nine months ended March 31, 2026, net income rose to $3.2 million from $46,000.
Growth was driven by higher net interest income of $6.3 million, a 44.0% increase, and a net interest margin that expanded by 52 basis points to 2.54%. Loans grew to $840.5 million, up 11.9% since June 30, 2025, while deposits reached $783.7 million, up 15.4%, largely from municipal customers.
Profitability metrics improved, with return on average assets at 0.44% versus 0.14% and the efficiency ratio improving to 72.7% from 92.5%. Asset quality remained solid, with non-performing assets of $1.7 million, or 0.16% of total assets, and an allowance for credit losses of $4.5 million, or 0.54% of total loans. The company also announced a new branch in Wakefield, MA.
Winchester Bancorp, Inc. reported stronger results for the quarter ended December 31, 2025, as loan growth and lower funding costs lifted profitability. Quarterly net income rose to $1.1 million from $373,000 a year earlier, and six‑month net income improved to $2.0 million from a loss of $259,000.
Total assets reached $1.02 billion, up 7.0% from June 30, 2025, driven by higher loans and securities. Loans grew to $803.1 million, with notable increases in multi‑family, residential real estate, construction and commercial real estate lending. Deposits rose 9.9% to $746.3 million, led by municipal money market balances, allowing modest Federal Home Loan Bank advance reductions.
Net interest income increased as interest and dividend income climbed 18.2% while total interest expense declined slightly, expanding the net interest margin to 2.51% from 1.92%. The allowance for credit losses on loans was $4.4 million, or 0.55% of total loans, with higher provisions reflecting portfolio growth and a partial construction loan charge‑off.
Credit quality showed more non‑accrual and past‑due balances but remained manageable in dollar terms. Regulatory capital stayed solid, with the bank’s community bank leverage ratio at 10.17%, above the 9% threshold required to satisfy applicable capital standards.
Winchester Bancorp, Inc., the holding company for Winchester Savings Bank, filed a current report to note that it has released financial results for the quarter ended December 31, 2025. The company issued a press release on January 28, 2026, and attached it as an exhibit for investors who want more detail.
The report clarifies that the press release is provided as supplemental information and is not treated as a formally filed document under certain securities law sections.
Winchester Bancorp, Inc. reported the results of its annual meeting held on November 12, 2025. Stockholders elected five directors to three-year terms, with each nominee receiving a clear majority of votes cast. There were 1,068,150 broker non-votes on the director elections.
Stockholders also ratified the appointment of Wolf & Company, P.C. as the independent registered public accounting firm for the fiscal year ending June 30, 2025, with 7,860,906 votes FOR, 115,672 AGAINST, and 1,005 ABSTAIN.
Winchester Bancorp (WSBK) reported first‑quarter results for the period ended September 30, 2025. Net income was $962,000 and basic and diluted EPS were $0.11, reversing a loss a year ago. Net interest income rose to $5.74 million as interest expense declined versus last year, and the company recorded a $320,000 benefit for credit losses compared with a provision in the prior period.
Total assets reached $1.01 billion, with loans at $796.2 million and deposits at $716.4 million. The allowance for credit losses on loans increased to $4.36 million following a methodology change to a discounted cash flow model, while the reserve for off‑balance sheet exposures was $391,000. Non‑interest income included a $317,000 loss on sales of available‑for‑sale securities. Non‑interest expenses were $4.80 million, reflecting higher compensation and operating costs.
The bank reported a community bank leverage ratio of 10.52%. The company executed a fair value hedge with a $9.83 million notional interest rate swap during the quarter.
Winchester Bancorp, Inc., the holding company for Winchester Savings Bank, furnished an 8-K to report that it issued a press release with financial results for the quarter ended September 30, 2025. The press release, dated October 22, 2025, is included as Exhibit 99.1 to this report.
Winchester Bancorp, Inc. provides its definitive proxy materials describing board composition, director nomination standards, committee oversight and certain compensation and audit disclosures. The filing specifies there were 9,295,376 shares outstanding as of September 30, 2025 and lists shareholdings for several individuals and trusts. The Board emphasizes a majority-independent composition, periodic independent director meetings, and annual CEO performance evaluations by independent directors.
The proxy outlines the Board's candidate criteria: relevant financial, regulatory and banking experience; familiarity with the local market and community participation; integrity and independence; limits on concurrent public company directorships; and other factors including diversity and audit committee expertise. It also summarizes required nomination submission content and notes the audit committee's review of audited consolidated financial statements and auditor independence communications.
Winchester Bancorp, Inc. filed a current report to inform investors about the timing of its next shareholder gathering. The company announced that its annual meeting of stockholders will be held on November 12, 2025. This is a routine corporate governance event where stockholders typically vote on board members and other matters, although specific agenda items are not described in this document.