WTBA Q3 2025 earnings and dividend; Exhibits 99.1 and 99.2

Rhea-AI Filing Summary

West Bancorporation, Inc. announced third‑quarter results for the period ended September 30, 2025 and declared a quarterly dividend. The company also made available a press release (Exhibit 99.1) and furnished an earnings presentation (Exhibit 99.2). The materials were furnished under the Exchange Act and are not deemed filed, except as may be specifically incorporated by reference.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): October 23, 2025

WEST BANCORPORATION, INC.

(Exact name of registrant as specified in its charter)

Iowa			0-49677			42-1230603
(State or other jurisdiction of incorporation)			(Commission File Number)			(I.R.S. Employer Identification No.)

3330 Westown Parkway, West Des Moines, Iowa 50266

(Address of principal executive offices) (Zip Code)

Registrant's telephone number, including area code: 515-222-2300

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered or to be registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common stock, no par value			WTBA			The Nasdaq Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company o

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o

Item 2.02 Results of Operations and Financial Condition.

On October 23, 2025, West Bancorporation, Inc. (the "Company") issued a press release announcing its third quarter earnings results for the period ended September 30, 2025, and the declaration of a quarterly dividend. A copy of the press release is attached hereto as Exhibit 99.1.

The information furnished in this item of this Form 8-K, and the related exhibit, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or incorporated by reference in any filing under the Securities Act of 1933, as amended (the "Securities Act"), or the Exchange Act, except as may be expressly set forth by specific reference in such filing.

Item 7.01 Regulation FD Disclosure.

The Company hereby furnishes the Earnings Presentation attached hereto as Exhibit 99.2.

The information furnished in this item of this Form 8-K, and the related exhibit, shall not be deemed "filed" for purposes of Section 18 of the Exchange Act, or incorporated by reference in any filing under the Securities Act or the Exchange Act, except as may be expressly set forth by specific reference in such filing.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits:

Exhibit Number						Description
99.1						Press Release of West Bancorporation, Inc. dated October 23, 2025
99.2						Third Quarter 2025 Earnings Presentation
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						West Bancorporation, Inc.
October 23, 2025			By:			/s/ Jane M. Funk
						Name: Jane M. Funk
						Title: Executive Vice President, Treasurer and Chief Financial Officer

FAQ

What did WTBA announce in its latest 8-K?

The company reported third‑quarter results for the period ended September 30, 2025 and declared a quarterly dividend.

What exhibits accompany WTBA’s Q3 2025 disclosure?

Exhibit 99.1 is the press release and Exhibit 99.2 is the third‑quarter 2025 earnings presentation.

Are the earnings materials considered filed with the SEC?

No. The press release and presentation were furnished and are not deemed filed, except if specifically incorporated by reference.

What is WTBA’s trading symbol and exchange?

The common stock trades as WTBA on The Nasdaq Global Select Market.

What period do the reported results cover?

Results cover the quarter ended September 30, 2025.

Did WTBA declare a dividend?

Yes. The company declared a quarterly dividend as part of the announcement.