Every 8-K that Wintrust Fincl (WTFC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow WTFC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full WTFC filings page.
Wintrust Financial Corporation reported record profitability for the second quarter and first half of 2026. Quarterly net income was $233.7 million, or $3.30 per diluted share, compared with $195.5 million, or $2.78, a year earlier. Net income for the first six months reached a record $461.1 million, or $6.52 per diluted share, 20% higher than the same period of 2025; second quarter 2026 was the sixth consecutive quarter of record net income.
Total loans rose to $55.7 billion and deposits to $61.1 billion at June 30, 2026, reflecting strong organic growth. Net interest income increased to $597.4 million, with a net interest margin of 3.50% (3.52% on a fully taxable-equivalent basis). Asset quality remained solid: net charge-offs were 0.10% of average loans on an annualized basis, non-performing loans were 0.32% of total loans, and non-performing assets were 0.26% of total assets, supported by an allowance for credit losses of $481.2 million.
Wintrust Financial Corporation reported that shareholders completed all scheduled voting at the 2026 Annual Meeting. Investors elected all twelve director nominees, with individual support levels generally around 58 million votes in favor and over 3.2 million broker non-votes recorded for each director.
Shareholders also approved the advisory, non-binding vote on the Company’s 2025 executive compensation with 56,857,769 votes for, 1,623,123 against, and 75,966 abstentions. In addition, they ratified Ernst & Young LLP as independent registered public accounting firm for fiscal 2026, with 57,552,404 votes for, 4,249,760 against, and 27,921 abstentions.
Wintrust Financial Corporation reported record first-quarter 2026 results. Net income reached $227.4 million, or $3.22 per diluted share, up from $223.0 million, or $3.15, in the prior quarter and 20% higher than a year earlier.
Total loans grew to $54.1 billion and deposits to $58.9 billion, both up about 7–8% annualized from the prior quarter. Net interest income was $579.0 million with a net interest margin of 3.54% (3.56% fully tax-equivalent), modestly higher than the fourth quarter. Non-interest income rose to $134.1 million, helped by stronger wealth management and mortgage banking revenue.
Asset quality remained solid. Net charge-offs were $18.4 million, or 0.14% of average loans annualized, down from 0.17% in the prior quarter. Non-performing loans were $182.7 million, 0.34% of total loans, while the allowance for credit losses increased to $471.6 million. Return on average assets was 1.32% and return on average common equity was 12.76%, reflecting strong profitability.
Wintrust Financial Corporation reported its fourth quarter 2025 earnings on January 20, 2026. The company made its results available through a detailed earnings press release and a Fourth Quarter 2025 Earnings Release Presentation posted on its website.
The press release is provided as Exhibit 99.1 and the related investor presentation as Exhibit 99.2. Both documents include supplemental information on non-GAAP financial measures, with reconciliations and related details described in specific pages of each exhibit.
Wintrust Financial Corporation, through its Canadian subsidiary First Insurance Funding of Canada Inc., has amended its long‑standing receivables funding arrangement with Plaza Trust, administered by Royal Bank of Canada. The Thirteenth Amending Agreement extends the Commitment Maturity Date of the Receivables Purchase Agreement to December 15, 2026 and reduces the facility limit from $650 million to $580 million, while also making technical and ministerial changes.
Wintrust has confirmed its performance guarantee in favor of Plaza Trust, continuing to back First Canada’s obligations under the Receivables Purchase Agreement and future amendments. A new fee letter dated December 15, 2025 replaces the prior August 29, 2024 letter and updates fund costs, rates, notices and fees associated with this funding structure.
Wintrust Financial Corporation furnished an update on operations by announcing its third quarter 2025 earnings and making related materials available. The company posted a press release and an earnings presentation on its website, which are attached as Exhibit 99.1 and Exhibit 99.2.
The information was provided under Item 2.02 and is being furnished and not deemed filed under the Securities Exchange Act of 1934. The materials include supplemental details on non-GAAP financial measures, with references noted within the exhibits.
Wintrust Financial Corporation reported the appointment of Ms. Kohl and Mr. Richter as members of its board of directors, with the event dated October 1, 2025. The filing states there are no arrangements or understandings between the new directors and any other person regarding their selection, and that neither is party to any transaction with the company reportable under Regulation S-K Item 404(a). A press release announcing the appointments is attached as Exhibit 99.1.