Wintrust Financial (WTFC) officer Thomas Zidar receives 5,879-share stock award

Rhea-AI Filing Summary

Wintrust Financial Corp officer reports stock award

Wintrust Financial Corp executive Thomas P. Zidar, who serves as Chairman Sr Mkt Hd Wealth - MTG, reported receiving 5,879 shares of the company’s common stock on January 22, 2026 at a price of $152.21 per share. After this award, he directly beneficially owned 54,140 common shares.

The filing notes that this direct holding includes 1,737 Restricted Stock Units granted under the company’s 2025 Stock Incentive Plan, which vest on the third anniversary of the grant date, and 4,142 shares awarded for achieving performance objectives under the Long Term Incentive Program. In addition, he indirectly held 9,366 shares through participation in the Employee Stock Purchase Plan, including 210 shares purchased during 2025.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ZIDAR THOMAS P

(Last) (First) (Middle)

9700 WEST HIGGINS ROAD, 8TH FLOOR

(Street)

ROSEMONT IL 60018

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WINTRUST FINANCIAL CORP [ WTFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CHAIRMAN SR MKT HD WEALTH -MTG

3. Date of Earliest Transaction (Month/Day/Year)
01/22/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/22/2026		A		5,879(1)(2)	A	$152.21	54,140	D
Common Stock								9,366(3)	I	By ESPP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 1,737 Restricted Stock Units awarded under the Company's 2025 Stock Incentive Plan. Each restricted stock unit represents a contingent right to receive one share of the Company common stock and vest on the third anniversary of the date of grant.

2. Includes 4,142 shares of stock awarded upon attainment of performance objectives under the Company's Long Term Incentive Program.

3. Includes 210 shares purchased by reporting person during 2025 in the Company's Employee Stock Purchase Plan.

Remarks:

	/s/Kathleen M. Boege, Attorney-in-fact	01/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did WTFC executive Thomas P. Zidar report?

Thomas P. Zidar reported receiving 5,879 shares of Wintrust Financial Corp common stock on January 22, 2026 at $152.21 per share, as shown in the Form 4.

How many Wintrust Financial (WTFC) shares does Thomas P. Zidar own after this transaction?

Following the reported award, Thomas P. Zidar beneficially owned 54,140 shares directly and 9,366 shares indirectly through the Employee Stock Purchase Plan.

What restricted stock units are included in Thomas P. Zidar’s WTFC holdings?

His direct holdings include 1,737 Restricted Stock Units granted under the 2025 Stock Incentive Plan, each representing one share of common stock and vesting on the third anniversary of the grant date.

What performance-based shares did Thomas P. Zidar receive from WTFC?

The filing states that his holdings include 4,142 shares of Wintrust Financial common stock awarded upon attainment of performance objectives under the Long Term Incentive Program.

How many Wintrust Financial (WTFC) shares does Thomas P. Zidar hold through the ESPP?

He indirectly holds 9,366 shares through the Employee Stock Purchase Plan, including 210 shares purchased during 2025.

What is Thomas P. Zidar’s role at Wintrust Financial Corp (WTFC)?

According to the Form 4, Thomas P. Zidar is an officer of Wintrust Financial Corp with the title CHAIRMAN SR MKT HD WEALTH - MTG.