Wintrust director awarded 703 shares of stock

CRIST PETER D reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

CRIST PETER D reported acquisition or exercise transactions in this Form 4 filing.

Wintrust Financial Corp director Peter D. Crist received 703 shares of common stock as a grant for his board service. The shares were valued at $139.82 each and were earned for the first quarter of 2026 under the Company’s Director's Deferred Fee and Stock Plan approved by shareholders. After this award, Crist directly holds 74,927 shares of Wintrust Financial common stock.

Insider Trade Summary

Grant/Award: 703 shares

Grant/Award 1 txn

Insider CRIST PETER D

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	703	$139.82	$98K

Holdings After Transaction: Common Stock — 74,927 shares (Direct)

Footnotes (1)

1. F1. Shares earned for the first quarter of 2026 for services as a Director of the Company in accordance with the Director's Deferred Fee and Stock Plan approved by the Shareholders.

Key Figures

Shares granted: 703 shares Grant value per share: $139.82 per share Shares held after transaction: 74,927 shares

3 metrics

Shares granted 703 shares Common stock grant for Q1 2026 director services

Grant value per share $139.82 per share Reported value of the common stock award

Shares held after transaction 74,927 shares Director’s direct holdings following the grant

Key Terms

Director's Deferred Fee and Stock Plan, Grant, award, or other acquisition, Common Stock

3 terms

Director's Deferred Fee and Stock Plan financial

"in accordance with the Director's Deferred Fee and Stock Plan approved by the Shareholders"

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

Common Stock financial

"security_title: Common Stock"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did WTFC director Peter D. Crist report?

Director Peter D. Crist reported acquiring 703 shares of Wintrust Financial common stock. The shares were granted as compensation for services as a Director for the first quarter of 2026 under a shareholder-approved deferred fee and stock plan.

Was the WTFC Form 4 transaction an open-market purchase or sale?

The WTFC Form 4 transaction was not an open-market trade. It reflects a grant or award acquisition of 703 common shares as Director compensation, rather than a discretionary market buy or sell at the insider’s initiative.

At what price were the 703 WTFC shares granted to the director?

The 703 Wintrust Financial shares granted to the director were valued at $139.82 per share. This price is used for reporting purposes on the Form 4 and reflects the fair value assigned to the stock award on the grant date.

How many WTFC shares does Peter D. Crist hold after this grant?

After the reported grant, Peter D. Crist directly holds 74,927 shares of Wintrust Financial common stock. This total reflects his position following the award of 703 shares for first-quarter 2026 board service.

What plan governed the WTFC director’s 703-share stock award?

The 703-share stock award was earned under Wintrust Financial’s Director's Deferred Fee and Stock Plan. This shareholder-approved plan provides for directors to receive company stock as part of their compensation for board service in specified periods.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/01/2026 - 04:35 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CRIST PETER D

(Last) (First) (Middle)

9700 WEST HIGGINS ROAD, 8TH FLOOR

(Street)

ROSEMONT ILLINOIS 60018

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
WINTRUST FINANCIAL CORP [ WTFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/31/2026		A		703(1)	A	$139.82	74,927	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares earned for the first quarter of 2026 for services as a Director of the Company in accordance with the Director's Deferred Fee and Stock Plan approved by the Shareholders.

Remarks:

	/s/Kathleen M. Boege, Attorney-in-fact	04/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)