WTFC director receives 399-share stock award

Kohl Laura A. reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Kohl Laura A. reported acquisition or exercise transactions in this Form 4 filing.

WINTRUST FINANCIAL CORP director Laura A. Kohl received a stock award of 399 shares of Common Stock on June 30, 2026. The shares were earned for second-quarter 2026 director services under the company's Director's Deferred Fee and Stock Plan approved by shareholders. Following this grant, she directly holds 1,134 common shares, reflecting routine equity compensation rather than an open-market purchase or sale.

Insider Trade Summary

Grant/Award: 399 shares

Grant/Award 1 txn

Insider Kohl Laura A.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	399	$138.94	$55K

Holdings After Transaction: Common Stock — 1,134 shares (Direct)

Footnotes (1)

1. F1. Shares earned for the second quarter of 2026 for services as a Director of the Company in accordance with the Director's Deferred Fee and Stock Plan approved by the Shareholders.

Key Figures

Shares granted: 399 shares Grant value per share: $138.94 per share Shares held after grant: 1,134 shares

3 metrics

Shares granted 399 shares Common Stock award on June 30, 2026

Grant value per share $138.94 per share Reported value for the 399-share award

Shares held after grant 1,134 shares Direct WTFC common stock ownership following the transaction

Key Terms

Director's Deferred Fee and Stock Plan, Common Stock, Grant, award, or other acquisition

3 terms

Director's Deferred Fee and Stock Plan financial

"in accordance with the Director's Deferred Fee and Stock Plan approved by the Shareholders"

Common Stock financial

"security_title: "Common Stock" for the reported transaction"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did WTFC director Laura A. Kohl report?

Laura A. Kohl reported receiving 399 WTFC common shares as a stock award. The grant compensates her for second-quarter 2026 service as a director under the company’s shareholder-approved Director's Deferred Fee and Stock Plan, rather than reflecting an open-market trade.

Was the WTFC Form 4 transaction a stock purchase or a grant?

The WTFC Form 4 shows a stock grant, not a purchase. Code “A” identifies it as a grant or award acquisition, issuing 399 common shares as director compensation for Q2 2026 service under the Director's Deferred Fee and Stock Plan.

How many WTFC shares does Laura A. Kohl hold after this Form 4?

After the grant, Laura A. Kohl directly holds 1,134 WTFC common shares. This total includes the 399-share award reported, indicating a relatively modest personal ownership position for a director, based solely on the information in this filing.

What price per share is associated with Laura A. Kohl’s WTFC stock award?

The Form 4 reports a value of $138.94 per WTFC share for the 399-share award. This figure typically represents the grant or fair value used for reporting, not an actual cash transaction price in the open market.

What is the purpose of WTFC’s Director's Deferred Fee and Stock Plan mentioned in the Form 4?

WTFC’s Director's Deferred Fee and Stock Plan provides equity-based compensation for board service. In this case, Laura A. Kohl earned 399 common shares for second-quarter 2026 director services, aligning director compensation with shareholder interests through stock rather than only cash fees.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/02/2026 - 04:09 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kohl Laura A.

(Last) (First) (Middle)

9700 WEST HIGGINS ROAD, 8TH FLOOR

(Street)

ROSEMONT ILLINOIS 60018

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
WINTRUST FINANCIAL CORP [ WTFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/30/2026		A		399(1)	A	$138.94	1,134	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares earned for the second quarter of 2026 for services as a Director of the Company in accordance with the Director's Deferred Fee and Stock Plan approved by the Shareholders.

Remarks:

	/s/Kathleen M. Boege, Attorney-in-fact	07/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)