STOCK TITAN

Willis Towers Watson (WTW) CHRO gains dividend-linked share and RSU credits

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Form Type
4

Rhea-AI Filing Summary

Willis Towers Watson PLC executive Kristy D. Banas, Chief Human Resources Officer, reported compensation-related acquisitions on July 15, 2026. She was credited with 5.1740 dividend equivalent rights economically equivalent to Ordinary Shares, and additional restricted share units of 1.8667 and 4.3451 tied to non-qualified employee plans and dividend accruals. Following these transactions, she directly holds 11,365.7038 Ordinary Shares and 556.2179 and 1,338.1591 restricted share units in the respective plans.

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Insider Banas Kristy D
Role Chief Human Resources Officer
Type Security Shares Price Value
Grant/Award Restricted Share Unit F2, F3 4.3451 $0.00 $0.00
Grant/Award Restricted Share Unit F4, F5 1.8667 $0.00 $0.00
Grant/Award Ordinary Shares, nominal value $0.000304635 per share F1 5.174 $0.00 $0.00
Holdings After Transaction: Restricted Share Unit — 1,894.377 shares (Direct); Ordinary Shares, nominal value $0.000304635 per share — 11,365.7038 shares (Direct)
Footnotes (5)
  1. F1. The dividend equivalent rights accrued on the reporting person's previously reported restricted share unit awards and will vest based on the same vesting schedule applicable to the underlying award. Each dividend equivalent right is the economic equivalent of one WTW Ordinary Share.
  2. F2. Restricted share units settle for Ordinary Shares, nominal value $0.000304635 per share, on a 1:1 basis 6 months after the reporting person's termination date.
  3. F3. Represents dividends acquired pursuant to the Willis Towers Watson Non-Qualified Deferred Savings Plan for U.S. Employees (the "Plan"), including the participant's deferral election under the Plan and the Company's matching contribution on the participant's deferral election credited to the participant's account in the form of restricted share units under the Plan.
  4. F4. Vested shares under the Willis Towers Watson Non-Qualified Stable Value Excess Plan for U.S. Employees settle for Ordinary Shares, nominal value $0.000304635 per share, on a 1:1 basis on the first business day of the month on which the NASDAQ Stock Market is open for business following the earlier of (i) the date that is 6 months after the reporting person's separation from service and (ii) the date that is 30 days after the reporting person's death.
  5. F5. Represents dividends acquired pursuant to the Willis Towers Watson Non-Qualified Stable Value Excess Plan for U.S. Employees (the "Excess Plan"), including the participant's deferral election under the Excess Plan and the Company's matching contribution on the participant's deferral election credited to the participant's account in the form of restricted share units under the Excess Plan.
Ordinary Shares acquired 5.1740 shares Dividend equivalent rights credited on July 15, 2026
Ordinary Shares held after 11,365.7038 shares Direct Ordinary Share holdings following the non-derivative acquisition
RSUs acquired (Excess Plan) 1.8667 units Restricted share units credited under the Non-Qualified Stable Value Excess Plan
RSUs held after (Excess Plan) 556.2179 units Total restricted share units in the Excess Plan after the transaction
RSUs acquired (Deferred Savings Plan) 4.3451 units Restricted share units credited under the Non-Qualified Deferred Savings Plan
RSUs held after (Deferred Savings Plan) 1,338.1591 units Total restricted share units in the Deferred Savings Plan after the transaction
Settlement timing 6 months Certain RSUs settle 6 months after separation from service or termination date
dividend equivalent rights financial
"The dividend equivalent rights accrued on the reporting person's previously reported restricted share"
Dividend equivalent rights are promises that mirror the cash payments shareholders get from a company’s profits, but they are paid to holders of certain awards (like stock options or restricted stock units) rather than to actual shares. Think of them as a paycheck top‑up that matches dividends while the award is not yet a real stock, and they matter to investors because they add to employee compensation costs and potential share dilution, affecting company profitability and per‑share value.
Restricted Share Unit financial
"Restricted share units settle for Ordinary Shares, nominal value $0.000304635 per share"
A restricted share unit (RSU) is a promise by a company to give an employee a set number of company shares at a future date, typically after meeting time or performance conditions. For investors, RSUs matter because when they convert into actual shares they increase the number of shares outstanding (like unlocking more tickets in a game), which can dilute existing holders, and they align employee incentives with company performance, influencing behavior and long-term value.
Non-Qualified Deferred Savings Plan financial
"pursuant to the Willis Towers Watson Non-Qualified Deferred Savings Plan for U.S. Employees"
Non-Qualified Stable Value Excess Plan financial
"pursuant to the Willis Towers Watson Non-Qualified Stable Value Excess Plan for U.S. Employees"

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FAQ

What insider transactions did Kristy D. Banas report for WTW on July 15, 2026?

Kristy D. Banas reported three compensation-related acquisitions: 5.1740 dividend equivalent rights linked to Ordinary Shares and two restricted share unit credits of 1.8667 and 4.3451 units, all arising from dividends and non-qualified plan elections rather than open-market trading.

How many Willis Towers Watson (WTW) Ordinary Shares does Kristy D. Banas hold after these transactions?

After the reported transactions, Kristy D. Banas directly holds 11,365.7038 Ordinary Shares. This figure reflects her updated post-transaction position as disclosed, separate from her additional holdings in restricted share units under non-qualified employee plans.

What restricted share unit positions did the WTW Form 4 disclose for Kristy D. Banas?

The Form 4 shows Banas holding 556.2179 restricted share units in one non-qualified plan and 1,338.1591 restricted share units in another, after being credited with small fractional units tied to dividends and company matching contributions.

Were the WTW insider transactions by Kristy D. Banas open-market buys or sells?

No. All reported transactions are awards and credits, not open‑market buys or sells. They represent dividend equivalent rights and restricted share units from non-qualified savings and excess plans plus related company matching contributions.

How do the dividend equivalent rights work for Kristy D. Banas’s WTW awards?

Dividend equivalent rights accrue on previously reported restricted share units and will vest on the same schedule as the underlying awards. Each right is the economic equivalent of one WTW Ordinary Share, increasing her share-equivalent exposure over time.

When do Kristy D. Banas’s WTW restricted share units settle into Ordinary Shares?

Certain restricted share units settle into Ordinary Shares on a 1:1 basis. Footnotes state settlement occurs generally about 6 months after separation from service or the reporting person’s termination date, depending on the specific non-qualified plan terms.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Banas Kristy D

(Last)(First)(Middle)
C/O WILLIS GROUP LIMITED
51 LIME STREET

(Street)
LONDONEC3M 7DQ

(City)(State)(Zip)

UNITED KINGDOM

(Country)
2. Issuer Name and Ticker or Trading Symbol
WILLIS TOWERS WATSON PLC [ WTW ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Human Resources Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/15/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Ordinary Shares, nominal value $0.000304635 per share07/15/2026A5.174(1)A$011,365.7038D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Share Unit(2)07/15/2026A4.3451(3) (2) (2)Ordinary Shares, nominal value $0.000304635 per share4.3451$01,338.1591D
Restricted Share Unit(4)07/15/2026A1.8667(5) (4) (4)Ordinary Shares, nominal value $0.000304635 per share1.8667$0556.2179D
Explanation of Responses:
1. The dividend equivalent rights accrued on the reporting person's previously reported restricted share unit awards and will vest based on the same vesting schedule applicable to the underlying award. Each dividend equivalent right is the economic equivalent of one WTW Ordinary Share.
2. Restricted share units settle for Ordinary Shares, nominal value $0.000304635 per share, on a 1:1 basis 6 months after the reporting person's termination date.
3. Represents dividends acquired pursuant to the Willis Towers Watson Non-Qualified Deferred Savings Plan for U.S. Employees (the "Plan"), including the participant's deferral election under the Plan and the Company's matching contribution on the participant's deferral election credited to the participant's account in the form of restricted share units under the Plan.
4. Vested shares under the Willis Towers Watson Non-Qualified Stable Value Excess Plan for U.S. Employees settle for Ordinary Shares, nominal value $0.000304635 per share, on a 1:1 basis on the first business day of the month on which the NASDAQ Stock Market is open for business following the earlier of (i) the date that is 6 months after the reporting person's separation from service and (ii) the date that is 30 days after the reporting person's death.
5. Represents dividends acquired pursuant to the Willis Towers Watson Non-Qualified Stable Value Excess Plan for U.S. Employees (the "Excess Plan"), including the participant's deferral election under the Excess Plan and the Company's matching contribution on the participant's deferral election credited to the participant's account in the form of restricted share units under the Excess Plan.
/s/ Kristy D. Banas by Gary Pang, Attorney-in-Fact (power of attorney previously filed)07/17/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)