Willis Towers Watson CFO acquires about 14 shares

The two restricted-share-unit plans use different settlement timing, with one tied to termination and the other to separation from service or death.

Rhea-AI Filing Summary

Willis Towers Watson plc CFO Andrew Jay Krasner reported acquiring approximately 14 ordinary shares directly on October 15, 2026; the amount corrects a nominal overstatement in the number of shares received in a prior dividend. He also acquired approximately 8 restricted share units representing dividends credited under the Willis Towers Watson Non-Qualified Deferred Savings Plan for U.S. Employees, and approximately 2 units under the Willis Towers Watson Non-Qualified Stable Value Excess Plan for U.S. Employees. Each dividend equivalent right under the first plan is the economic equivalent of one ordinary share. His direct ordinary-share holdings following the reported acquisition were approximately 4,485 shares; he also reported approximately 19,599 ordinary shares held indirectly through a Revocable Trust as of October 15, 2026.

Insider Trade Summary

Grant/Award: 24.344 shares

Grant/Award 4 txns

Insider Krasner Andrew Jay

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Share Unit F3, F4	8.1672	$0.00	$0.00
Grant/Award	Restricted Share Unit F5, F6	2.3458	$0.00	$0.00
Grant/Award	Ordinary Shares, nominal value $0.000304635 per share F1, F2	13.831	$0.00	$0.00
holding	Ordinary Shares, nominal value $0.000304635 per share	--	--	--

Holdings After Transaction: Restricted Share Unit — 3,487.5591 contracts (Direct); Ordinary Shares, nominal value $0.000304635 per share — 4,484.959 shares (Direct); Ordinary Shares, nominal value $0.000304635 per share — 19,599.0864 shares (Indirect, Revocable Trust)

Footnotes (6)

1. F1. The dividend equivalent rights accrued on the reporting person's previously reported restricted share unit awards and will vest based on the same vesting schedule applicable to the underlying award. Each dividend equivalent right is the economic equivalent of one WTW Ordinary Share.
2. F2. Amount corrects a nominal overstatement of the number of shares received in a prior dividend.
3. F3. Restricted share units settle for Ordinary Shares, nominal value $0.000304635 per share, on a 1:1 basis 6 months after the reporting person's termination date.
4. F4. Represents dividends acquired pursuant to the Willis Towers Watson Non-Qualified Deferred Savings Plan for U.S. Employees (the "Plan"), including the participant's deferral election under the Plan and the Company's matching contribution on the participant's deferral election credited to the participant's account in the form of restricted share units under the Plan.
5. F5. Vested shares under the Willis Towers Watson Non-Qualified Stable Value Excess Plan for U.S. Employees settle for Ordinary Shares, nominal value $0.000304635 per share, on a 1:1 basis on the first business day of the month on which the NASDAQ Stock Market is open for business following the earlier of (i) the date that is 6 months after the reporting person's separation from service and (ii) the date that is 30 days after the reporting person's death.
6. F6. Represents dividends acquired pursuant to the Willis Towers Watson Non-Qualified Stable Value Excess Plan for U.S. Employees (the "Excess Plan"), including the participant's deferral election under the Excess Plan and the Company's matching contribution on the participant's deferral election credited to the participant's account in the form of restricted share units under the Excess Plan.

Key Figures

Ordinary shares acquired: approximately 14 shares Deferred Savings Plan restricted share units: approximately 8 units Stable Value Excess Plan restricted share units: approximately 2 units +2 more

5 metrics

Ordinary shares acquired approximately 14 shares Direct acquisition on October 15, 2026; corrects a nominal overstatement in prior-dividend shares

Deferred Savings Plan restricted share units approximately 8 units Dividend-related units acquired on October 15, 2026

Stable Value Excess Plan restricted share units approximately 2 units Dividend-related units acquired on October 15, 2026

Direct ordinary shares following acquisition approximately 4,485 shares Reported position following the October 15, 2026 acquisition

Ordinary shares held through Revocable Trust approximately 19,599 shares Indirect holding as of October 15, 2026

Key Terms

dividend equivalent rights, restricted share unit awards, vesting schedule, 1:1 basis

4 terms

dividend equivalent rights financial

"Each dividend equivalent right is the economic equivalent of one WTW Ordinary Share."

Dividend equivalent rights are promises that mirror the cash payments shareholders get from a company’s profits, but they are paid to holders of certain awards (like stock options or restricted stock units) rather than to actual shares. Think of them as a paycheck top‑up that matches dividends while the award is not yet a real stock, and they matter to investors because they add to employee compensation costs and potential share dilution, affecting company profitability and per‑share value.

restricted share unit awards financial

"previously reported restricted share unit awards"

vesting schedule financial

"will vest based on the same vesting schedule applicable to the underlying award"

A vesting schedule is a timeline that determines when someone gains full ownership of certain benefits, such as company stock or retirement contributions. Think of it like earning the right to own a gift gradually over time, rather than receiving it all at once. It matters to investors because it affects when they can fully access or sell these benefits, influencing their financial planning and decision-making.

1:1 basis financial

"settle for Ordinary Shares ... on a 1:1 basis"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many WTW shares did Andrew Jay Krasner report acquiring?

Andrew Jay Krasner, WTW's Chief Financial Officer, reported acquiring approximately 14 ordinary shares directly on October 15, 2026. The reported amount corrects a nominal overstatement in the number of shares received in a prior dividend.

When do Andrew Jay Krasner's WTW restricted share units settle?

The deferred-savings-plan units settle for ordinary shares on a 1:1 basis six months after Krasner's termination date. Vested shares under the Stable Value Excess Plan settle 1:1 on the first business day of the month when the NASDAQ Stock Market is open for business after the earlier of six months after separation from service or 30 days after death.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/19/2026 - 04:09 PM EDT Accepted by SEC EDGAR 10/19/2026 - 04:08 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Krasner Andrew Jay

(Last) (First) (Middle)

C/O WILLIS GROUP LIMITED

51 LIME STREET

(Street)

LONDON EC3M 7DQ

(City) (State) (Zip)

UNITED KINGDOM

(Country)

2. Issuer Name and Ticker or Trading Symbol
WILLIS TOWERS WATSON PLC [ WTW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Ordinary Shares, nominal value $0.000304635 per share	10/15/2026		A		13.831(1)	A	$0	4,484.959(2)	D
Ordinary Shares, nominal value $0.000304635 per share								19,599.0864	I	Revocable Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Share Unit	(3)	10/15/2026		A		8.1672(4)		(3)	(3)	Ordinary Shares, nominal value $0.000304635 per share	8.1672	$0	2,713.241	D
Restricted Share Unit	(5)	10/15/2026		A		2.3458(6)		(5)	(5)	Ordinary Shares, nominal value $0.000304635 per share	2.3458	$0	774.3181	D

Explanation of Responses:

1. The dividend equivalent rights accrued on the reporting person's previously reported restricted share unit awards and will vest based on the same vesting schedule applicable to the underlying award. Each dividend equivalent right is the economic equivalent of one WTW Ordinary Share.

2. Amount corrects a nominal overstatement of the number of shares received in a prior dividend.

3. Restricted share units settle for Ordinary Shares, nominal value $0.000304635 per share, on a 1:1 basis 6 months after the reporting person's termination date.

4. Represents dividends acquired pursuant to the Willis Towers Watson Non-Qualified Deferred Savings Plan for U.S. Employees (the "Plan"), including the participant's deferral election under the Plan and the Company's matching contribution on the participant's deferral election credited to the participant's account in the form of restricted share units under the Plan.

5. Vested shares under the Willis Towers Watson Non-Qualified Stable Value Excess Plan for U.S. Employees settle for Ordinary Shares, nominal value $0.000304635 per share, on a 1:1 basis on the first business day of the month on which the NASDAQ Stock Market is open for business following the earlier of (i) the date that is 6 months after the reporting person's separation from service and (ii) the date that is 30 days after the reporting person's death.

6. Represents dividends acquired pursuant to the Willis Towers Watson Non-Qualified Stable Value Excess Plan for U.S. Employees (the "Excess Plan"), including the participant's deferral election under the Excess Plan and the Company's matching contribution on the participant's deferral election credited to the participant's account in the form of restricted share units under the Excess Plan.

	/s/ Andrew Krasner by Gary Pang, Attorney-in-Fact (power of attorney previously filed)	10/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)