WU to Buy International Money Express; Press Release Attached

Rhea-AI Filing Summary

The Western Union Company announced it has entered into an Agreement and Plan of Merger with International Money Express, Inc. (IMXI), under which a Western Union subsidiary will merge into IMXI and IMXI will become a wholly owned subsidiary of Western Union. The disclosure, furnished under Regulation FD, states the merger is subject to the satisfaction or waiver of customary conditions. A joint press release describing the transaction is attached as Exhibit 99.1 and is incorporated by reference into the report. The filing also clarifies that the furnished information, including the press release, is not being "filed" for certain Exchange Act purposes.

Positive

• Definitive merger agreement executed to make IMXI a wholly owned subsidiary of Western Union, indicating a clear strategic transaction.
• Joint press release attached as Exhibit 99.1, providing investors with an official communication from both companies.

Negative

• No purchase price or consideration disclosed
• Closing dependent on unspecified conditions or waivers, introducing uncertainty until required conditions are satisfied or waived.

Insights

Financial Analyst

TL;DR: Western Union signed a definitive merger agreement to acquire IMXI; transaction terms and closing conditions are disclosed but not detailed.

The filing confirms a definitive Agreement and Plan of Merger whereby Western Union will acquire International Money Express, Inc., with IMXI to become a wholly owned subsidiary following a merger with a Western Union merger sub. The disclosure states the deal is subject to conditions and possible waivers, but it does not provide purchase price, consideration, financing, or pro forma financial information. Investors must consult the attached press release (Exhibit 99.1) and any subsequent filings for material terms and timelines.

M&A Specialist

TL;DR: A signed merger agreement signals material corporate action; lack of disclosed deal economics limits immediate valuation assessment.

The 8-K reports execution of a Merger Agreement and identifies the merger mechanics (Merger Sub merging into IMXI, IMXI surviving as a wholly owned subsidiary). The disclosure highlights that closing is conditioned on specified requirements but omits key transaction economics and regulatory/closing conditions in this filing. This is a material event for corporate structure and strategy, but its financial and strategic impact cannot be assessed until definitive terms and regulatory outcomes are disclosed.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 10, 2025

THE WESTERN UNION COMPANY

(Exact name of registrant as specified in its charter)

Delaware			001-32903	20-4531180
(State or other jurisdiction of incorporation)			(Commission File Number)	(IRS Employer Identification No.)
7001 East Belleview Avenue
Denver, Colorado				80237
(Address of principal executive offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: 866 405-5012

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

	☐		Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
	☐		Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
	☐		Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
	☐		Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, $0.01 Par Value		WU		The New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01. Regulation FD Disclosure.

On August 10, 2025, The Western Union Company (the “Company”) entered into an Agreement and Plan of Merger (the “Merger Agreement”), by and among the Company, Ivey Merger Sub, Inc., a Delaware corporation and a wholly owned subsidiary of the Company (“Merger Sub”), and International Money Express, Inc., a Delaware corporation (“IMXI”), pursuant to which, subject to the satisfaction or waiver of certain conditions and on the terms set forth therein, Merger Sub will be merged with and into IMXI with IMXI surviving such merger as a wholly owned subsidiary of the Company. On August 10, 2025, the Company and IMXI issued a joint press release announcing entry into the Merger Agreement. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated by reference herein.

The information furnished under this Item 7.01, including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as may be expressly set forth by specific reference to such filing.

Item 9.01. Financial Statements and Exhibits.

Exhibit Number		Description of Exhibit
99.1		Press release issued by The Western Union Company and International Money Express, Inc. on August 10, 2025.
101		Inline XBRL Document Set for the Cover Page from this Current Report on Form 8-K, formatted as Inline XBRL
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: August 11, 2025	THE WESTERN UNION COMPANY
	By:	/s/ Benjamin C. Adams
	Name:	Benjamin C. Adams
	Title:	Executive Vice President, Chief Legal Officer

FAQ

What did Western Union (WU) announce in this 8-K?

The 8-K states Western Union entered into an Agreement and Plan of Merger to acquire International Money Express, Inc. (IMXI), with IMXI to become a wholly owned subsidiary.

When was the Merger Agreement with IMXI executed?

The filing reports the Merger Agreement was entered into on August 10, 2025, and a joint press release was issued on the same date.

Where can I find the companies' joint announcement?

The joint press release is attached to the 8-K as Exhibit 99.1 and is incorporated by reference into the report.

Does the 8-K include the deal terms like purchase price or financing?

No. This 8-K does not disclose purchase price, consideration, financing arrangements, or pro forma financial information.

Is the information in this filing considered "filed" under the Exchange Act?

The filing states that the information furnished, including Exhibit 99.1, shall not be deemed "filed" for purposes of Section 18 of the Exchange Act and is not incorporated by reference except as expressly stated.