The Western Union Company filings document the regulatory record for a New York Stock Exchange-listed payments and money-movement business. Form 8-K reports cover material agreements, Regulation FD communications, operating and financial results, board changes and capital-structure events, including registered debt offerings and credit agreements.
Proxy materials describe board composition, committee assignments, director independence, executive compensation and shareholder voting matters. Registration statements, indentures and related exhibits provide disclosure on common stock, notes, trustee arrangements, loan covenants, events of default and other terms that shape Western Union’s financing and governance profile.
Western Union's third-quarter revenue was $1,009.3 million, versus $1,032.6 million a year earlier; net income was $78.0 million versus $139.6 million, and diluted earnings per share were $0.25 versus $0.43. Operating income was $130.8 million versus $201.9 million. For the first nine months, net income was $219.4 million versus $385.2 million, and operating cash flow was $321.2 million versus $408.3 million.
At September 30, 2026, cash and cash equivalents were $1,098.0 million and borrowings were $2,888.1 million. During the first nine months, Western Union paid $226.5 million in cash dividends and repurchased $65.7 million of common stock.
Western Union's agreement to purchase International Money Express, Inc. for approximately $500 million in cash and repay all outstanding indebtedness under Intermex's revolving credit facility remains subject to reinstatement of California's approval and other customary closing conditions. New York State approval was obtained on August 13, 2026; that day, California's Department of Financial Protection and Innovation suspended its approval pending further review. Either party may terminate if the merger is not completed by November 10, 2026.
Western Union (WU) reported third-quarter 2026 revenue of $1,009.3 million, down 2% from a year earlier; net income was $78.0 million, down 44%, and diluted GAAP EPS was $0.25 versus $0.43. Adjusted EPS was $0.42 versus $0.47. Operating income declined 35% to $130.8 million; the quarter included $37.3 million in Beyond efficiency program costs.
Branded Digital revenue grew 8% and transactions grew 21%; Consumer Services adjusted revenue grew 5%. The 2026 revenue outlook is 0% to 1% assuming the Intermex transaction closes on November 10, 2026, and (2)% to (1)% if it does not close during fiscal 2026; adjusted EPS outlook is $1.28 to $1.38 in either case. The proposed acquisition remains subject to reinstatement of California DFPI approval and other customary closing conditions. Either party may terminate if it is not completed by November 10, 2026.
The Western Union Company reported that the Hart-Scott-Rodino Act waiting period for its planned merger with International Money Express, Inc. expired at 11:59 p.m. Eastern Time on November 2, 2026. Western Union and International Money Express each filed new premerger notification forms on October 2, 2026, after the passage of time.
Under the merger agreement, Western Union subsidiary Ivey Merger Sub will merge into International Money Express, which will continue as the surviving corporation and become a wholly owned subsidiary of Western Union. The merger remains subject to reinstatement of the suspended approval of the California Department of Financial Protection and Innovation and satisfaction or waiver of the agreement’s other closing conditions.
Western Union (WU) reported that its President Europe, Africa, MEPA, Giovanni Angelini, had 1,035 common shares withheld on October 2, 2026, at a reported price of $6.00 per share, to satisfy tax withholding obligations tied to vesting and settlement of 4,223 restricted stock units. The shares represented the second vesting installment of an award granted October 2, 2024. Angelini’s direct holdings after the transaction were 377,103 shares.
Western Union and International Money Express, Inc. each filed new Premerger Notification and Report Forms under the HSR Act on October 2, 2026, initiating a new 30-day waiting period for their proposed merger. The companies requested early termination of that period.
The earlier HSR waiting period expired October 6, 2025, at 11:59 p.m. Eastern Time, and HSR clearance is effective for one year after the waiting period expires. A new filing is required to complete the merger after October 6, 2026. Based on discussions with the DFPI, the parties do not expect it to reinstate its approval before October 6, 2026. Other than the HSR process and DFPI approval described, all regulatory approvals necessary for the merger had been obtained.
Under the August 10, 2025 merger agreement, Merger Sub would merge into IMXI, which would survive as Western Union’s wholly owned subsidiary. Completion remains subject to expiration or termination of the new HSR waiting period, reinstatement of DFPI approval, and satisfaction or waiver of the other closing conditions.
Western Union CO (WU) reported that Chief Operating Officer Benjamin Scott Hawksworth had 8,569 shares of common stock withheld on September 8, 2026 to satisfy tax withholding obligations from the vesting and settlement of 19,562 restricted stock units granted on September 8, 2023.
These shares were withheld by the company rather than sold in the market at a reported value of $7.00 per share, and Hawksworth now holds 313,891 shares of Western Union common stock directly. No Rule 10b5-1 trading plan is reported for this transaction.
The Western Union Company is progressing with its pending acquisition of International Money Express, Inc. by merger while navigating differing state regulatory actions. On August 13, 2026, Western Union and Intermex Wire Transfer II, LLC entered into an Assurance of Discontinuance with the New York Attorney General, resolving a review of the merger’s potential competitive impact on remittance services from New York to certain Latin America and Caribbean countries. In related commitments to the New York State Department of Financial Services, Western Union agreed for three years after closing to maintain a defined retail location footprint in New York, continue remittance services to the specified countries, limit certain price changes, provide periodic reports, seek prior approval for certain acquisitions, and engage an independent auditor. New York regulators have approved the indirect change of control of Intermex’s New York-licensed money transmitter subsidiary.
Also on August 13, 2026, the California Department of Financial Protection and Innovation suspended its previously granted approval extension for the transaction to further review the deal and its impact on operations in California. Western Union and Intermex plan to engage with the California regulator to seek reinstatement and state they remain committed to closing the acquisition after that approval is restored and remaining customary conditions are satisfied or waived.
The Western Union Company reported Q2 2026 revenue of $1,013.2 million, slightly below $1,026.1 million a year earlier. Total expenses increased to $881.1 million from $833.4 million, and operating income fell to $132.1 million from $192.7 million. Net income declined to $76.7 million versus $122.1 million, with diluted EPS of $0.24 compared with $0.37.
For the first half of 2026, revenue was $1,995.9 million and net income $141.4 million, both below 2025 levels. Operating cash flow rose to $213.9 million from $147.9 million. Cash and cash equivalents were $919.8 million, and borrowings at carrying value were $2,697.2 million, including $800.0 million under a term loan facility and $615.0 million of new 4.750% notes due 2029. The company maintained quarterly dividends of $0.235 per share, paying $147.0 million year-to-date, and repurchased 5.7 million shares for $53.7 million, leaving $721.6 million authorized. Western Union agreed to acquire Intermex for approximately $500 million in cash and to repay its revolving credit facility debt, supported by an $800.0 million Delayed Draw Term Loan Facility. Management also highlights derivative hedging activity and estimates reasonably possible additional litigation losses of about $30 million beyond recorded liabilities.
The Western Union Company reported second-quarter 2026 revenue of $1,013.2 million, down 1% year over year, with GAAP diluted EPS of $0.24 and adjusted EPS of $0.31, both below the prior-year period. GAAP operating margin fell to 13% from 19% as weaker Consumer Money Transfer retail performance, lower Consumer Services margins and higher operating expenses pressured profitability.
Consumer Money Transfer revenue declined 2% while transactions grew 3%. Consumer Services revenue grew 4% on a GAAP basis and 12% on an adjusted basis. Branded Digital revenue increased 7% with transactions up 25%, representing 32% of CMT revenue and 43% of transactions. Year-to-date operating cash flow was $213.9 million. For 2026, Western Union guides to GAAP revenue growth of 3%–5%, adjusted revenue growth of 4%–6%, and adjusted EPS of $1.25–$1.35, assuming the Intermex acquisition closes on September 1, 2026, while accelerating cost reductions and continuing to invest in digital and Consumer Services.
The Western Union Company reports that Benjamin Adams, Executive Vice President and Chief Legal Officer, has elected to participate in its Voluntary Retirement Program and will depart his role effective November 2, 2026. Until then, he will continue overseeing legal, privacy, public policy and enterprise risk and assist with transitioning his responsibilities to a successor.
The Voluntary Retirement Program, approved in 2026, applies to certain eligible U.S.-based employees. Employees may elect to retire if, on or before December 31, 2027, they are at least 50 years old, have at least five years of service, and their age plus years of service equals at least 60. After a three-month notice period and execution and non‑revocation of a release of claims, participants receive six months of base salary, a prorated 2026 target annual incentive award, and continued vesting of outstanding equity awards under the company’s 2015 and 2024 Long‑Term Incentive Plans.