Every 10-Q that The Western Union Company (WU) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow WU and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full WU filings page.
The Western Union Company reported Q2 2026 revenue of $1,013.2 million, slightly below $1,026.1 million a year earlier. Total expenses increased to $881.1 million from $833.4 million, and operating income fell to $132.1 million from $192.7 million. Net income declined to $76.7 million versus $122.1 million, with diluted EPS of $0.24 compared with $0.37.
For the first half of 2026, revenue was $1,995.9 million and net income $141.4 million, both below 2025 levels. Operating cash flow rose to $213.9 million from $147.9 million. Cash and cash equivalents were $919.8 million, and borrowings at carrying value were $2,697.2 million, including $800.0 million under a term loan facility and $615.0 million of new 4.750% notes due 2029. The company maintained quarterly dividends of $0.235 per share, paying $147.0 million year-to-date, and repurchased 5.7 million shares for $53.7 million, leaving $721.6 million authorized. Western Union agreed to acquire Intermex for approximately $500 million in cash and to repay its revolving credit facility debt, supported by an $800.0 million Delayed Draw Term Loan Facility. Management also highlights derivative hedging activity and estimates reasonably possible additional litigation losses of about $30 million beyond recorded liabilities.
The Western Union Company reported weaker profitability for the three months ended March 31, 2026. Revenue was nearly flat at $982.7 million, but operating income fell to $123.0 million from $177.4 million as service costs and overhead increased.
Net income declined to $64.7 million from $123.5 million, and diluted earnings per share dropped to $0.20 from $0.36. Consumer Money Transfer revenue decreased, particularly in North America and Latin America, while Consumer Services grew. Cash from operations was $109.0 million, and the company continued dividends and share repurchases while refinancing debt and adding new 2029 notes and a term loan facility.
Western Union (WU) filed its quarterly report for the period ended September 30, 2025. Revenue was $1,032.6 million, slightly below last year. Operating income rose to $201.9 million as cost of services and SG&A declined, while net income was $139.6 million versus a higher prior-year result that benefited from a tax benefit. Diluted EPS was $0.43.
For the nine months, revenue was $3,042.3 million and operating income reached $572.0 million. Operating cash flow improved to $408.3 million. The company reduced borrowings to $2,592.2 million and returned cash through dividends of $234.6 million and share repurchases of $208.5 million, with shares outstanding at 317,844,905 as of October 17, 2025. Cash and cash equivalents were $947.8 million. In strategic moves, WU acquired Eurochange Limited and agreed to purchase International Money Express, Inc. for approximately $500 million in cash, expected to close in mid‑2026 subject to approvals.