Here are the 10-K annual reports from The Western Union Company (WU) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow WU and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full WU filings page.
Western Union Company provides cross-border money transfers and consumer financial services through a global network in more than 200 countries and territories. Consumer Money Transfer generated 87% of 2025 consolidated revenue, with Consumer Services contributing 13%.
The company is shifting to a digital-first model under its "Beyond" strategy, expanding digital wallets, consumer financial services, and a digital asset network. It agreed to acquire International Money Express for approximately $500 million in cash, expected to close in Q2 2026, to strengthen U.S.-to-Latin America remittance corridors.
Western Union plans to support a U.S. dollar-backed stablecoin, the U.S. Dollar Payment Token (USDPT), issued on the Solana blockchain by Anchorage Digital Bank, with availability on licensed cryptocurrency exchanges anticipated in the first half of 2026.