Every 8-K that The Western Union Company (WU) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow WU and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full WU filings page.
The Western Union Company is progressing with its pending acquisition of International Money Express, Inc. by merger while navigating differing state regulatory actions. On August 13, 2026, Western Union and Intermex Wire Transfer II, LLC entered into an Assurance of Discontinuance with the New York Attorney General, resolving a review of the merger’s potential competitive impact on remittance services from New York to certain Latin America and Caribbean countries. In related commitments to the New York State Department of Financial Services, Western Union agreed for three years after closing to maintain a defined retail location footprint in New York, continue remittance services to the specified countries, limit certain price changes, provide periodic reports, seek prior approval for certain acquisitions, and engage an independent auditor. New York regulators have approved the indirect change of control of Intermex’s New York-licensed money transmitter subsidiary.
Also on August 13, 2026, the California Department of Financial Protection and Innovation suspended its previously granted approval extension for the transaction to further review the deal and its impact on operations in California. Western Union and Intermex plan to engage with the California regulator to seek reinstatement and state they remain committed to closing the acquisition after that approval is restored and remaining customary conditions are satisfied or waived.
The Western Union Company reported second-quarter 2026 revenue of $1,013.2 million, down 1% year over year, with GAAP diluted EPS of $0.24 and adjusted EPS of $0.31, both below the prior-year period. GAAP operating margin fell to 13% from 19% as weaker Consumer Money Transfer retail performance, lower Consumer Services margins and higher operating expenses pressured profitability.
Consumer Money Transfer revenue declined 2% while transactions grew 3%. Consumer Services revenue grew 4% on a GAAP basis and 12% on an adjusted basis. Branded Digital revenue increased 7% with transactions up 25%, representing 32% of CMT revenue and 43% of transactions. Year-to-date operating cash flow was $213.9 million. For 2026, Western Union guides to GAAP revenue growth of 3%–5%, adjusted revenue growth of 4%–6%, and adjusted EPS of $1.25–$1.35, assuming the Intermex acquisition closes on September 1, 2026, while accelerating cost reductions and continuing to invest in digital and Consumer Services.
The Western Union Company reports that Benjamin Adams, Executive Vice President and Chief Legal Officer, has elected to participate in its Voluntary Retirement Program and will depart his role effective November 2, 2026. Until then, he will continue overseeing legal, privacy, public policy and enterprise risk and assist with transitioning his responsibilities to a successor.
The Voluntary Retirement Program, approved in 2026, applies to certain eligible U.S.-based employees. Employees may elect to retire if, on or before December 31, 2027, they are at least 50 years old, have at least five years of service, and their age plus years of service equals at least 60. After a three-month notice period and execution and non‑revocation of a release of claims, participants receive six months of base salary, a prorated 2026 target annual incentive award, and continued vesting of outstanding equity awards under the company’s 2015 and 2024 Long‑Term Incentive Plans.
The Western Union Company filed an update describing a change to its existing Delayed Draw Term Loan Credit Agreement. On June 17, 2026, the company entered into a First Amendment with its bank group and Bank of America, N.A. as administrative agent. This amendment extends the agreement’s commitment period to November 10, 2026, compared with the prior end date of July 8, 2026, giving Western Union more time to access term loan funding under this facility.
The Western Union Company reported results from its 2026 Annual Meeting of Stockholders. Stockholders elected 12 directors to one-year terms, with each nominee receiving over 190 million votes in favor and substantial broker non-votes consistent with routine street-name holdings.
On an advisory basis, stockholders approved the compensation of named executive officers, with 190,677,189 votes for, 5,785,340 against, and 868,618 abstentions. They also ratified Ernst & Young LLP as independent registered public accounting firm for 2026, with 242,116,491 votes for and relatively few votes against or abstentions. In addition, stockholders approved the Company’s 2026 Employee Stock Purchase Plan, supported by 194,653,306 votes for versus 2,204,918 against.
A stockholder proposal to give stockholders the right to act by written consent did not pass, receiving 53,724,060 votes for and 142,061,800 votes against. Overall, management’s proposals were approved, while the stockholder governance proposal was rejected.
The Western Union Company completed an offering of $165,000,000 aggregate principal amount of 4.750% Notes due 2029. The transaction closed on May 5, 2026 under an Underwriting Agreement dated April 30, 2026 with Wells Fargo Securities, LLC as underwriter.
The new Notes are a further issuance of Western Union’s existing 4.750% Notes due 2029 and will be consolidated with that prior series under the existing indenture structure. The Notes were issued off a shelf Registration Statement on Form S‑3 and governed by an Indenture originally dated November 17, 2006, as supplemented, including a Third Supplemental Indenture dated March 9, 2026.
Western Union reported first quarter 2026 revenue of $982.7 million, essentially flat year over year, while adjusted revenue declined 1%. Profitability weakened, with GAAP EPS falling to $0.20 from $0.36 and adjusted EPS to $0.25 from $0.41 as operating margin compressed to 13% from 18%.
Consumer Services remained a growth engine, with revenue up 24% (33% adjusted), helped by its Travel Money business and the Eurochange acquisition, while Branded Digital revenue grew 9% with 21% transaction growth. In contrast, Consumer Money Transfer revenue declined 3% as Americas retail macro pressure weighed on results.
Despite weaker quarterly earnings, Western Union reaffirmed its 2026 outlook, guiding GAAP revenue growth of 5%–8% and GAAP EPS of $1.50–$1.60, with adjusted EPS of $1.75–$1.85. Management highlighted the pending Intermex acquisition, a planned stablecoin launch, and continued digital investment as key strategic initiatives.
The Western Union Company expanded its Board of Directors from 11 to 12 members and appointed Milind Pant as an independent director, effective March 13, 2026. He will serve on the Board’s Audit Committee and Compliance Committee. The Board determined that he meets independence requirements under the company’s governance guidelines and New York Stock Exchange standards.
Pant, age 55, is a global business leader with experience at Amway, Yum! China, Pizza Hut International and Unilever, and is currently an Executive Fellow at the Kellogg School of Management. He will receive standard 2026 compensation for non-employee directors, prorated for his service during the year. Western Union furnished a press release announcing his appointment as Exhibit 99.1.
The Western Union Company completed an offering of $450,000,000 aggregate principal amount of its 4.750% Notes due 2029 on March 9, 2026. The notes were sold under an Underwriting Agreement dated February 26, 2026 with a syndicate led by Citigroup, BofA Securities, U.S. Bancorp Investments and Wells Fargo Securities.
The notes were issued off Western Union’s shelf registration statement on Form S-3 and under an existing indenture, as supplemented by a new Third Supplemental Indenture dated March 9, 2026. Related underwriting, indenture, note form, and legal opinion documents are filed as exhibits.
Western Union reported softer 2025 revenue but stronger underlying profitability and set growth targets for 2026. Q4 2025 revenue was $1.0 billion, down 5% year over year, while full-year revenue was $4.1 billion, down 4% reported and 2% on an adjusted basis excluding Iraq.
Q4 GAAP EPS was $0.36 versus $1.13 a year earlier, when results benefited from a large tax gain. Adjusted EPS rose to $0.45 from $0.40. For 2025, GAAP EPS fell to $1.52 from $2.74, while adjusted EPS inched up to $1.75 from $1.74. GAAP operating margin improved to 19% from 17%, and adjusted margin reached 20%.
The core Consumer Money Transfer business saw 2025 revenue decline 8%, while Consumer Services revenue grew 32%, reflecting travel money and bill pay growth. Branded Digital revenue grew 7% for both Q4 and the full year, with transactions up 13% in Q4.
Operating cash flow was $543.7 million, and the company returned about $529 million via $305 million in dividends and $225 million in share repurchases. The board approved a Q1 2026 dividend of $0.235 per share. Western Union reiterated plans to acquire International Money Express and now expects closing in Q2 2026.
For 2026, Western Union guides to GAAP revenue growth of 5%–8% and adjusted revenue growth of 6%–9%, with GAAP EPS of $1.50–$1.60 and adjusted EPS of $1.75–$1.85, assuming no major macroeconomic shifts and an Intermex closing in the second quarter.
The Western Union Company entered into a new unsecured delayed draw term loan agreement providing access to up to $800,000,000 in term loans. The facility allows Western Union to draw funds from the closing date through July 8, 2026, with an option to increase total commitments so they do not exceed $1,000,000,000 in aggregate, subject to additional lender commitments. Proceeds can be used for general corporate purposes, including refinancing existing debt, permitted acquisitions, and related fees and expenses.
Interest is based on either the Term SOFR Rate plus a margin on a sliding scale from 1.000% to 1.625%, currently 1.250%, or the Base Rate plus a margin from 0.000% to 0.625%, currently 0.250%. A quarterly ticking fee on unused commitments ranges from 0.080% to 0.200%, currently 0.110%. The agreement includes customary covenants, an interest coverage ratio requirement, and restrictions on asset sales, liens, certain subsidiary debt, and use of proceeds, and it matures on the third anniversary of the initial funding date.
The Western Union Company announced it will host an Investor Meeting on November 6, 2025 at 1:00 p.m. Eastern Time. President and CEO Devin McGranahan and the executive team will provide a long-term strategy update followed by a Q&A session.
The company issued a related press release (Exhibit 99.1) and posted the presentation on its investor relations website. Access to the live webcast is available via the Investor Relations section of westernunion.com. The information is furnished under Item 7.01 and is not deemed filed under the Exchange Act.
The Western Union Company furnished an 8-K announcing it issued a press release with results for the third quarter of 2025. The press release is provided as Exhibit 99.1. The company states the information under Item 2.02, including Exhibit 99.1, is furnished and not deemed filed under the Exchange Act, and may be incorporated by reference only if specifically referenced.
The Western Union Company reported a key regulatory step for its planned acquisition of International Money Express, Inc. (IMXI). The two companies previously signed a Merger Agreement under which a Western Union subsidiary will merge into IMXI, leaving IMXI as the surviving company and a wholly owned subsidiary of Western Union.
The waiting period under the U.S. antitrust law known as the Hart-Scott-Rodino Act expired at 11:59 p.m. Eastern Time on October 6, 2025, satisfying an important merger condition. The companies expect the transaction to close in mid-2026, subject to remaining regulatory approvals, approval by IMXI stockholders, and other customary closing conditions. Western Union and IMXI issued a joint press release on October 7, 2025 to announce the HSR waiting period expiration.
The Western Union Company entered into an Agreement and Plan of Merger dated August 10, 2025 to acquire International Money Express, Inc. (IMXI) by merging a wholly owned subsidiary into IMXI, with IMXI surviving as a wholly owned subsidiary. At the effective time each outstanding IMXI share will be converted into the right to receive $16.00 in cash per share.
The transaction is subject to customary closing conditions including IMXI stockholder approval, clearance under the Hart-Scott-Rodino Act, required governmental consents and money transmitter license approvals, and the absence of final, non-appealable restraints. The agreement includes termination fee provisions ($27.3 million payable by WU in certain circumstances and $19.8 million payable by IMXI in others), outside dates with extensions to August 10, 2026 and November 10, 2026 under specified conditions, and provides for cancellation and cash-out of IMXI equity awards. If completed, IMXI common stock will be delisted and deregistered.
The Western Union Company announced it has entered into an Agreement and Plan of Merger with International Money Express, Inc. (IMXI), under which a Western Union subsidiary will merge into IMXI and IMXI will become a wholly owned subsidiary of Western Union. The disclosure, furnished under Regulation FD, states the merger is subject to the satisfaction or waiver of customary conditions. A joint press release describing the transaction is attached as Exhibit 99.1 and is incorporated by reference into the report. The filing also clarifies that the furnished information, including the press release, is not being "filed" for certain Exchange Act purposes.