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[8-K] Western Union CO Reports Material Event

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

The Western Union Company completed an offering of $165,000,000 aggregate principal amount of 4.750% Notes due 2029. The transaction closed on May 5, 2026 under an Underwriting Agreement dated April 30, 2026 with Wells Fargo Securities, LLC as underwriter.

The new Notes are a further issuance of Western Union’s existing 4.750% Notes due 2029 and will be consolidated with that prior series under the existing indenture structure. The Notes were issued off a shelf Registration Statement on Form S‑3 and governed by an Indenture originally dated November 17, 2006, as supplemented, including a Third Supplemental Indenture dated March 9, 2026.

Positive

  • None.

Negative

  • None.
Item 8.01 Other Events Other
Voluntary disclosure of events the company deems important to shareholders but not covered by other items.
Item 9.01 Financial Statements and Exhibits Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
Notes offering size $165,000,000 aggregate principal amount 4.750% Notes due 2029 completed May 5, 2026
Coupon rate 4.750% Interest rate on Notes due 2029
Registration statement Form S-3, No. 333-290539 Shelf registration used for the Notes
Indenture date November 17, 2006 Base Indenture governing the Notes
Third Supplemental Indenture March 9, 2026 Supplement covering the series including these Notes
Underwriting Agreement financial
"pursuant to an Underwriting Agreement, dated April 30, 2026"
An underwriting agreement is a contract where a company selling new stocks or bonds hires financial firms to buy those securities and resell them to investors. It matters because the agreement sets the offering price, number of securities, fees and which party bears the risk if sales fall short—think of it as a promise that the sale will happen and a roadmap investors can use to understand how the new securities reach the market.
Registration Statement on Form S-3 regulatory
"The Notes were issued under the Company’s Registration Statement on Form S-3"
A registration statement on Form S‑3 is a short, standardized filing a qualified public company uses to register new securities with regulators so they can be sold to investors; think of it as a pre-approved, reusable permission slip that speeds up future offerings. It matters to investors because it lets the company raise money more quickly and cheaply — which can fund growth or pay debt — but may also lead to share dilution or change in ownership, so it affects value and liquidity.
Supplemental Indenture financial
"as supplemented by the First Supplemental Indenture, dated as of September 6, 2007"
A supplemental indenture is a written amendment to the original bond agreement that changes specific terms of a debt contract, such as payment schedules, interest rates, collateral or covenant protections. Investors care because it alters the legal rights and risks tied to a security — like renegotiating a mortgage where the lender and borrower agree to new rules — and can affect a bond’s credit quality, yield and market value.
aggregate principal amount financial
"offering and sale of $165,000,000 aggregate principal amount of its 4.750% Notes"
The aggregate principal amount is the total amount of money borrowed through a bond or loan that the borrower promises to repay. It’s like the original price tag on a loan or bond, showing how much money is involved in the deal. This number matters because it indicates the size of the debt and helps investors understand the scale of the borrowing.
series trustee financial
"U.S. Bank Trust Company, National Association, as series trustee"
Western Union CO CO false 0001365135 0001365135 2026-04-30 2026-04-30
 
 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

 

FORM 8-K

 

 

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): April 30, 2026

 

 

THE WESTERN UNION COMPANY

(Exact name of registrant as specified in its charter)

 

 

 

Delaware   001-32903   20-4531180

(State or other jurisdiction

of incorporation)

 

(Commission

File Number)

 

(I.R.S. Employer

Identification No.)

 

7001 East Belleview Avenue  
Denver, CO   80237
(Address of principal executive offices)   (Zip Code)

(866) 405-5012

(Registrant’s telephone number, including area code)

N/A

(Former name or former address, if changed since last report.)

 

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

 

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

 

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

 

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

 

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

 

Title of each class

 

Trading

Symbol(s)

 

Name of each exchange

on which registered

Common Stock, $0.01 Par Value   WU   The New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 

 
 


Item 8.01

Other Events.

On May 5, 2026, The Western Union Company (the “Company”) completed the offering and sale of $165,000,000 aggregate principal amount of its 4.750% Notes due 2029 (the “Notes”) pursuant to an Underwriting Agreement, dated April 30, 2026 (the “Underwriting Agreement”), entered into by the Company with Wells Fargo Securities, LLC, as the Underwriter named therein, with respect to the offering and sale of the Notes by the Company, which constitutes a further issuance of the 4.750% Notes due 2029 that the Company issued prior to the date hereof (the “2029 Existing Securities”) and will be consolidated with, and form a single series with, the 2029 Existing Securities for all purposes under the indenture governing the 2029 Existing Securities. The Notes were issued under the Company’s Registration Statement on Form S-3 (Registration No. 333-290539), and pursuant to the Indenture, dated as of November 17, 2006, as supplemented by the First Supplemental Indenture, dated as of September 6, 2007, and the Second Supplemental Indenture, dated as of May 3, 2019, each between the Company and Computershare Trust Company, N.A., as successor to Wells Fargo Bank, National Association, as trustee (the “Base Trustee”), and as further supplemented by the Third Supplemental Indenture, dated as of March 9, 2026, by and among the Company, U.S. Bank Trust Company, National Association, as series trustee, and the Base Trustee.

The Underwriting Agreement is filed as Exhibit 1.1 to this Current Report on Form 8-K and is incorporated herein by reference. The Third Supplemental Indenture and the form of the Notes are filed as Exhibit 4.1 and Exhibit 4.2, respectively, to this Current Report on Form 8-K and are incorporated herein by reference.

In connection with the issuance of the Notes, Sidley Austin LLP provided the Company with the legal opinion attached to this Current Report on Form 8-K as Exhibit 5.1.

 

Item 9.01

Financial Statements and Exhibits.

(d)  Exhibits

The following exhibits are filed with this Current Report on Form 8-K:

 

Exhibit
Number
  

Description of Exhibit

1.1    Underwriting Agreement, dated as of April 30, 2026, between the Company and Wells Fargo Securities, LLC, as the Underwriter named therein.
4.1    Third Supplemental Indenture, dated as of March 9, 2026, by and among The Western Union Company, Computershare Trust Company, N.A., as successor to Wells Fargo Bank, National Association, as base trustee, and U.S. Bank Trust Company, National Association, as series trustee (incorporated by reference to Exhibit 4.1 of the Company’s Report on Form 8-K, filed on March 9, 2026).
4.2    Form of 4.750% Notes due 2029 (included in Exhibit 4.1 hereto).
5.1    Opinion of Sidley Austin LLP relating to the Notes.
23.1    Consent of Sidley Austin LLP (included in Exhibit 5.1 hereto).
104    Cover Page Interactive Data File (embedded within the Inline XBRL document)

 


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

  THE WESTERN UNION COMPANY
Dated: May 5, 2026     By:  

/s/ Benjamin Adams

   

Name:

Title:

 

Benjamin Adams

Executive Vice President and Chief Legal Officer

FAQ

What type of securities did The Western Union Company (WU) issue in this 8-K?

The Western Union Company issued $165,000,000 aggregate principal amount of 4.750% Notes due 2029. These are fixed-rate debt securities that pay 4.750% interest and mature in 2029, adding to the company’s outstanding 4.750% Notes due 2029 series.

When did Western Union (WU) complete the $165 million notes offering?

Western Union completed the offering and sale on May 5, 2026. The deal followed an Underwriting Agreement dated April 30, 2026, confirming the timing between agreement signing and closing of this additional 4.750% Notes due 2029 issuance.

At what interest rate do Western Union’s new 2029 notes pay?

The newly issued Western Union notes bear interest at a 4.750% coupon rate. This fixed interest rate applies to the Notes due 2029 and matches the terms of the existing 4.750% Notes due 2029 with which they will be consolidated.

How do the new Western Union (WU) notes relate to existing 2029 notes?

The new $165,000,000 4.750% Notes due 2029 are described as a further issuance of existing 4.750% Notes due 2029. They will be consolidated into a single series with the previously issued 2029 notes under the same indenture for all purposes.

Under what registration statement were Western Union’s 2029 notes issued?

The Notes were issued under Western Union’s Registration Statement on Form S-3 (Registration No. 333-290539). A Form S-3 shelf registration allows a company to issue securities, like these notes, in one or more offerings over time.

Who underwrote Western Union’s $165 million notes due 2029?

The offering was underwritten by Wells Fargo Securities, LLC, acting as the underwriter named in the Underwriting Agreement dated April 30, 2026. That agreement governed the terms for marketing and selling the new 4.750% Notes due 2029.

Filing Exhibits & Attachments

5 documents