[Form 4] The Western Union Company Insider Trading Activity

Rhea-AI Filing Summary

Insider purchase filed on Form 4 for Western Union (WU). Chief Financial Officer Matthew Cagwin reported acquiring 17,500 shares of Western Union common stock on 08/18/2025 at a price of $8.36 per share, resulting in 225,611.361 shares beneficially owned after the transaction. The filing is signed by an attorney-in-fact on 08/20/2025.

Positive

• Reported acquisition: 17,500 shares purchased on 08/18/2025 at $8.36 per share
• Disclosure completeness: Form 4 includes post-transaction beneficial ownership (225,611.361 shares) and signature date

Negative

• None.

Insights

Financial Analyst

TL;DR: CFO purchased 17,500 WU shares at $8.36, a straightforward insider buy with limited disclosed impact.

The Form 4 shows a non-derivative acquisition of 17,500 common shares by the reporting person on 08/18/2025 at $8.36 per share, increasing beneficial ownership to 225,611.361 shares. The filing contains no additional context on funding source, plan code, or related transactions. As reported, this is a routine Section 16 disclosure documenting an insider purchase.

Corporate Governance Expert

TL;DR: Routine insider disclosure by an officer; documentation appears complete for a single transaction.

The Form 4 identifies the reporting person as Chief Financial Officer Matthew Cagwin and records a purchase transaction code "P" on 08/18/2025. The form is signed via attorney-in-fact on 08/20/2025. The filing provides the required transaction details but does not include any additional disclosures such as 10b5-1 plan attribution or indirect ownership notes.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cagwin Matthew

(Last) (First) (Middle)

7001 EAST BELLEVIEW AVENUE

(Street)

DENVER CO 80237

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Western Union CO [ WU ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
08/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/18/2025		P		17,500	A	$8.36	225,611.361	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Benjamin C. Adams, As Attorney-in-Fact	08/20/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did WU CFO report on Form 4?

The CFO, Matthew Cagwin, reported acquiring 17,500 shares of Western Union common stock on 08/18/2025 at $8.36 per share.

How many shares does the reporting person beneficially own after the transaction?

The filing reports 225,611.361 shares beneficially owned following the reported acquisition.

When was the Form 4 signed and by whom?

The form is signed by Benjamin C. Adams, as Attorney-in-Fact on 08/20/2025.

What transaction code is used on this Form 4?

The transaction code reported is "P", indicating a purchase of common stock.

Does the Form 4 report any derivative transactions?

No. Table II (derivative securities) contains no reported transactions in this filing.