XP Inc. (XP) CFO reports 188,107 Class A shares in Form 3

Rhea-AI Filing Summary

XP Inc. Chief Financial Officer Farinassi Victor Andreu Mansur has filed an initial ownership report showing holdings of Class A common shares. The filing reports beneficial ownership of 188,107 Class A common shares, which are subject to outstanding restricted stock units rather than reflecting recent open-market buying or selling activity.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Farinassi Victor Andreu Mansur

(Last) (First) (Middle)

20, GENESIS CLOSE

(Street)

GRAND CAYMAN, GEORGE TOWN KY1-1208

(City) (State) (Zip)

CAYMAN ISLANDS

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/18/2026

3. Issuer Name and Ticker or Trading Symbol
XP Inc. [ XP ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A Common Shares	188,107(1)	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects Class A common shares subject to outstanding restricted stock units.

Remarks:

Exhibit 24 - Power of Attorney

	/s/ Victor Andreu Mansur Farinassi	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does XP (XP) CFO Farinassi Mansur report in this Form 3 filing?

The CFO reports beneficial ownership of 188,107 Class A common shares of XP Inc. These shares are subject to outstanding restricted stock units, indicating equity-based compensation rather than recent market purchases or sales.

Are there any buy or sell transactions in this XP (XP) Form 3?

No, this Form 3 does not show buy or sell transactions. It provides an initial statement of beneficial ownership, listing 188,107 Class A common shares tied to restricted stock units held by the CFO.

What type of XP Inc. security is reported in this Form 3?

The filing covers Class A common shares of XP Inc. These shares are linked to outstanding restricted stock units, which typically vest over time as part of the executive’s compensation package rather than immediate trading activity.

How many XP (XP) shares tied to restricted stock units does the CFO hold?

The CFO is reported as beneficially owning 188,107 Class A common shares of XP Inc. A footnote clarifies that these shares are subject to outstanding restricted stock units, highlighting their compensation-related nature.

Does this XP (XP) Form 3 indicate indirect or direct ownership?

The Form 3 characterizes the CFO’s holdings as direct ownership of 188,107 Class A common shares. The shares are subject to restricted stock units, with no indication of ownership through separate entities or investment vehicles in the provided data.