Welcome to our dedicated page for XP SEC filings (Ticker: XP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
XP Inc. filings document a foreign private issuer that reports on Form 20-F and furnishes Form 6-K current reports for its Brazil-focused financial services platform. The record includes audited consolidated financial statements prepared under IFRS Accounting Standards, interim condensed consolidated financial statements, management discussion and analysis, earnings releases and presentations covering client assets, revenue, operating results, liquidity and market-risk disclosures.
Governance and capital-structure filings cover annual general meeting notices, proxy statements, director election matters, approval of financial statements and auditor reports, Class A common shares, cash dividends, treasury-share retirements and share repurchase programs. These disclosures also describe XP's subsidiaries, open product platform, advisory offerings, insurance, credit and asset-management activities.
XP Inc. (XP) director Bruno Constantino Alexandre Dos Santos reported an indirect sale of 123,257 Class A Common Shares on September 16, 2026, at $19.584 per share, through an LLC. After this transaction, he reports 1,500,000 Class A Common Shares held indirectly. The filing states the shares are held by an LLC owned by an irrevocable trust in which he is a manager and beneficiary, and he disclaims beneficial ownership except to the extent of his pecuniary interest. No Rule 10b5-1 trading plan is reported.
XP Inc. (XP) received a notice under Rule 144 that director Dos Santos Bruno Constantino Alexandre intends to sell 123,257 Class A common shares, with an aggregate market value of $2,413,885.62, out of 415,368,323 Class A shares outstanding, through UBS Financial Services Inc.
The shares were issued on February 26, 2026 to Ganesha LLC, which received 1,623,257 Class A shares as consideration for its exit from XP Control LLC; Bruno Constantino Santos serves as manager of Ganesha LLC and beneficially owns it through an irrevocable trust.
XP Inc. (XP) has filed a prospectus supplement for the resale of up to 2,815,465 Class A common shares by a single selling shareholder, BGT Capital Ltd., under its automatic shelf registration statement on Form F-3. XP is not issuing any new shares, is not selling any shares in this offering, and will not receive any proceeds; all net proceeds go to the selling shareholder.
The Class A common shares are listed on the Nasdaq Global Select Market under the symbol XP, with a last reported sale price of $19.04 per share on September 9, 2026. This supplement sits under a broader base prospectus that registers up to 9,393,589 Class A common shares for resale by various selling shareholders. One such holder listed in the base prospectus is Ganesha LLC with up to 1,623,257 shares.
XP describes itself as a leading, technology-driven provider of low-fee financial products and services in Brazil, with approximately 4.7 million active clients as of March 31, 2026. The company has a dual-class structure: as of February 23, 2026, total issued share capital comprised 518,567,124 common shares, including 416,814,655 Class A and 101,752,469 Class B shares, with Class B carrying 10 votes per share and maintaining concentrated voting control.
XP Inc. reported solid mid‑2026 results, with net income of R$ 2,702,046 thousand for the six months ended June 30, 2026, up from R$ 2,557,484 thousand a year earlier. Basic earnings per share rose to R$ 5.2353 from R$ 4.8056.
Total revenue and income for the six‑month period reached R$ 9,523,797 thousand versus R$ 8,799,975 thousand in 2025, while income before income tax was R$ 2,858,617 thousand. Operating cash generation strengthened, with net cash from operating activities of R$ 3,525,972 thousand compared with R$ 2,122,347 thousand in the prior‑year period.
XP ended June 30, 2026 with total assets of R$ 408,031,066 thousand and total equity of R$ 24,831,669 thousand. The company continued returning capital through share repurchases, holding 11,751,655 Class A shares in treasury (about R$ 1.0 billion). It also fully prepaid the remaining 3.25% US$ senior notes, reducing bond debt to R$ 2,465,507 thousand.
XP Inc. reported solid second-quarter 2026 results with broad-based growth. Net revenue was R$4.9 billion, up 9% year-over-year and 3% quarter-over-quarter. Gross profit reached R$3.4 billion, increasing 9%, while gross margin stayed high at 68.6%.
EBT was R$1.6 billion, up 15% year-over-year and 10% sequentially, lifting the EBT margin to 32.0%. Adjusted net income was R$1.4 billion, growing 5% year-over-year and quarter-over-quarter, with adjusted diluted EPS of R$2.67, a 9% annual increase. Wholesale banking revenue rose 32% to R$1.2 billion, driven especially by corporate revenues up 117%.
On the operating side, total client assets were R$1.5 trillion, up 12% year-over-year, supported by R$28 billion of net inflow. The expanded loan portfolio reached R$78 billion, up 16% year-over-year. XP maintained a strong capital position with a BIS ratio of 20.3% and CET1 of 17.1%, while executing roughly R$1 billion in share repurchases in the first half of 2026.
XP Inc. reported that its board of directors approved the cancellation of existing treasury Class A shares held by the company. On August 17, 2026, XP cancelled 11,791,755 Class A shares, representing 2.3% of total shares. Total shares outstanding declined from 520,292,030 to 508,500,275 after the cancellation, reducing the share count and eliminating these treasury shares from potential future use.
ARGA Investment Management LP and Avula Rama Krishna report beneficial ownership of Class A common shares of XP Inc. held across funds and separate managed accounts. As of June 30, 2026, the accounts held 24,643,382 Class A shares, representing 5.9% of XP Inc.’s outstanding Class A common shares, based on 416,559,470 shares outstanding.
The reporting persons have shared voting power over 18,260,485 shares and shared dispositive power over 24,643,382 shares, with no sole voting or dispositive power. The manager serves as investment manager to the accounts and may be deemed a beneficial owner through its investment discretion, while Avula Rama Krishna may be deemed to control shares via a significant membership interest in the manager. Both reporting persons expressly disclaim beneficial ownership except to the extent of any pecuniary interest.
XP Inc. executive Viviani Gustavo Alejo, the Chief Financial Officer, reported his initial holdings of the company’s equity. The filing lists 131 Class A common shares, held directly in the form of Brazilian Depository Receipts. This entry reflects an existing holding rather than a new buy or sell transaction.
XP Inc. filed an initial beneficial ownership report for director Majolo Jose Luiz. The filing identifies him as a director and does not report any stock transactions or derivative positions, serving mainly to establish his status as a reporting person.
BlackRock, Inc. reports beneficial ownership of XP Inc. Class A stock on an amended Schedule 13G. BlackRock and certain of its business units beneficially own 39,068,916 Class A shares, representing 9.4% of the class as of June 30, 2026.
BlackRock has sole voting power over 37,480,479 shares and sole dispositive power over 39,068,916 shares, with no shared voting or dispositive power. The position is held on behalf of various clients who may receive dividends or sale proceeds, but no individual client holds more than five percent of XP Inc.’s outstanding common shares.