Welcome to our dedicated page for Xp SEC filings (Ticker: XP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The XP Inc. (XP) SEC filings page on Stock Titan aggregates the company’s regulatory disclosures as a foreign private issuer listed on Nasdaq. XP files reports with the U.S. Securities and Exchange Commission under the Securities Exchange Act of 1934, including Form 20-F annual reports and Form 6-K current reports that furnish press releases and financial information.
XP’s Form 6-K filings commonly include earnings releases and presentations for its quarterly periods. These documents provide unaudited interim condensed consolidated financial statements, along with detailed breakdowns of gross revenue, net revenue, margins, segment performance across Retail, Institutional, and Corporate & Issuer Services, and operating metrics such as client assets, net inflows, active clients, and advisor counts. They also disclose information on cards total payment volume, credit or expanded loan portfolios, retirement plans client assets, and insurance gross written premiums.
Other 6-K submissions may furnish capital management announcements, such as cash dividend declarations, the authorization of new share repurchase programs, and the retirement or cancellation of treasury Class A shares. These filings outline the size and duration of buyback programs, the intended funding sources, and how these actions relate to XP’s capital ratios and distribution policies.
On Stock Titan, each filing is accompanied by AI-powered summaries designed to highlight key points from lengthy documents, helping readers quickly understand the main financial and strategic messages. Users can review XP’s historical and recent filings to analyze trends in profitability, capital structure, and operating metrics, and to monitor formal disclosures that complement the company’s earnings calls and press releases.
XP Inc. filed its annual report for the year ended December 31, 2025, detailing operations as a Cayman Islands holding company for Brazilian-based financial services run under IFRS Accounting Standards. The report shows 415,368,323 Class A and 103,375,726 Class B common shares outstanding at year-end.
XP highlights that it keeps its books in Brazilian reais and translates selected figures using an exchange rate of R$5.502 to US$1.00 as of December 31, 2025. The company reports Net Promoter Scores of 72, 70 and 65 for 2023, 2024 and 2025, indicating softening customer advocacy over time.
The filing emphasizes extensive risk factors, including technology investment needs, competition, client attrition, cybersecurity, regulatory complexity in Brazil, ESG-related expectations, social and environmental risks and dependence on key subsidiaries and market infrastructure. XP CCTVM, a core brokerage unit, generated an average of 51% of consolidated net revenue over 2023–2025.
XP Inc. director Guilherme Dias Fernandes Benchimol filed an amended ownership report that updates his reported share holdings. The amendment shows indirect ownership of 101,752,469 Class B common shares through XP Control LLC, which are convertible into the same number of Class A common shares. It also reports direct ownership of 30,000 Class A common shares held in the form of Brazilian Depository Receipts. The filing notes that XP Control LLC is controlled by Benchimol and that he disclaims beneficial ownership of the Class B shares except to the extent of his pecuniary interest.
XP Inc. director Botelho Bernardo Amaral filed an initial ownership report showing his stake in the company. The Form 3 lists beneficial ownership of 7,410 Class A common shares, held directly. This is a routine disclosure of existing holdings rather than a new share purchase or sale.
XP Inc. Chief Financial Officer Farinassi Victor Andreu Mansur has filed an initial ownership report showing holdings of Class A common shares. The filing reports beneficial ownership of 188,107 Class A common shares, which are subject to outstanding restricted stock units rather than reflecting recent open-market buying or selling activity.
XP Inc. director Dos Santos Bruno Constantino Alexandre filed an initial ownership report showing indirect holdings of 1,623,257 Class A common shares. The shares are held through an LLC whose equity is owned by an irrevocable trust where he serves as investment advisor and beneficiary, and he disclaims beneficial ownership beyond his economic interest.
XP Inc. General Counsel De Almeida Fabricio Cunha filed an initial statement of beneficial ownership on Form 3. The filing lists this executive as an officer of the company but shows no reported purchases, sales, exercises, gifts, or other share transactions to date.
XP Inc. director Leal Gabriel Klas da Rocha has filed an initial Form 3, which is a required statement of beneficial ownership for new insiders. This filing reports his status as a director and, in the data provided, does not show any buy, sell, or derivative transactions.
XP Inc. director Benchimol Guilherme Dias Fernandes reported his initial beneficial ownership in the company. He indirectly holds 101,752,469 Class B common shares through XP Control LLC, which are convertible into an equal number of Class A common shares under specified conditions, and directly holds 163,463 Class A common shares, including in the form of Brazilian Depository Receipts.
XP Inc. filed a Form 3 for officer Da Silva Guilherme Sant'anna Monteiro, who serves as Distribution & Segments Officer. This filing is an initial statement of beneficial ownership for this insider, and it shows no reported transactions or derivative positions in this submission.
XP Inc. director Joao Roberto Goncalves Teixeira filed an initial ownership report showing he holds 1,041 Class A common shares. These shares are held in the form of Brazilian Depository Receipts, and the filing does not report any new buy or sell transactions, only his starting position.