XP Inc. (XP) director Melissa Werneck submits initial Form 3 insider report

Rhea-AI Filing Summary

XP Inc. had director Melissa Werneck file a Form 3, which is the initial statement of beneficial ownership for insiders. This filing establishes her status as a director of XP Inc. under insider reporting rules, but it does not report any buy or sell transactions.

Understanding Insider Trading Forms →

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Werneck Melissa

(Last) (First) (Middle)

20, GENESIS CLOSE

(Street)

GRAND CAYMAN, GEORGE TOWN KY1-1208

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/18/2026

3. Issuer Name and Ticker or Trading Symbol
XP Inc. [ XP ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

Exhibit 24 - Power of Attorney

No securities are beneficially owned.

	/s/ Melissa Alves Werneck	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does the XP (XP) Form 3 filed by Melissa Werneck show?

The Form 3 shows that Melissa Werneck is a director of XP Inc.. It serves as her initial statement of beneficial ownership as an insider, establishing her reporting status under securities regulations for future transactions in XP shares.

Were any XP (XP) share transactions reported in Melissa Werneck’s Form 3?

No buy or sell transactions were reported in this Form 3. The transaction summary shows zero buys, zero sells, zero exercises, and no derivative transactions, indicating the filing is purely an initial ownership statement, not a record of trading activity.

What insider role does Melissa Werneck have at XP Inc. (XP)?

Melissa Werneck is identified as a director of XP Inc. in the Form 3. She is not listed as an officer, is not marked as a ten percent owner, and has no additional roles specified in the filing’s insider status fields.

Does the XP (XP) Form 3 for Melissa Werneck include derivative positions?

The Form 3 does not show any derivative positions for Melissa Werneck. The derivative summary is empty and the derivative transaction count is zero, indicating no options, warrants, or other derivative securities are reported in this particular filing.

Why is a Form 3 important for XP Inc. (XP) insiders like Melissa Werneck?

Form 3 is important because it records an insider’s initial beneficial ownership status. For XP Inc., it formally brings Melissa Werneck under insider reporting rules, so any future trades or derivative transactions in XP securities will be disclosed on subsequent SEC forms.