XP Inc. (XP) general counsel files Form 3 initial insider report

Rhea-AI Filing Summary

XP Inc. General Counsel De Almeida Fabricio Cunha filed an initial statement of beneficial ownership on Form 3. The filing lists this executive as an officer of the company but shows no reported purchases, sales, exercises, gifts, or other share transactions to date.

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SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

De Almeida Fabricio Cunha

(Last) (First) (Middle)

20, GENESIS CLOSE

(Street)

GRAND CAYMAN, GEORGE TOWN KY1-1208

(City) (State) (Zip)

CAYMAN ISLANDS

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/18/2026

3. Issuer Name and Ticker or Trading Symbol
XP Inc. [ XP ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	General Counsel

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

Exhibit 24 - Power of Attorney

No securities are beneficially owned.

	/s/ Fabricio Cunha de Almeida	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does the XP (XP) Form 3 filing by De Almeida Fabricio Cunha show?

The Form 3 shows that De Almeida Fabricio Cunha is an officer of XP Inc. with the title General Counsel. It records insider status and reports no purchases, sales, exercises, gifts, or other equity transactions at the time of this filing.

Who is the insider named in XP (XP) Form 3?

The insider is De Almeida Fabricio Cunha, identified as an officer of XP Inc. with the title General Counsel. The filing establishes this person’s status as a reporting insider under SEC rules for XP’s securities.

Does the XP (XP) Form 3 include any insider share purchases or sales?

No insider share purchases or sales are reported. The transaction summary shows zero buy, sell, acquire, dispose, exercise, gift, tax withholding, or restructuring transactions, and a neutral net buy-sell direction, indicating no trading activity in this filing.

What does a neutral net buy-sell direction mean in XP (XP) Form 3?

A neutral net buy-sell direction means there were no reported net purchases or sales of XP Inc. securities by the insider in this filing. All transaction counts and share amounts for buys, sells, exercises, gifts, and other types are listed as zero.

Are there derivative positions reported in the XP (XP) Form 3 for De Almeida Fabricio Cunha?

The derivative section in this Form 3 is empty, and derivative-related counts such as exercise transactions and derivative transaction totals are zero. This indicates no reported options, warrants, or other derivative holdings or activities in this particular filing.